Bank Midwest, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Bank Midwest, N.A. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Midwest, N.A. 320 Kansas Ave Fort Leavenworth, KS 66027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,906 |
| Total Mortgage Loan Application Amount | $162,612,000 |
| Average Mortgage Loan Application Amount | $79,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $1,470,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Bank Midwest, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Midwest, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Bank Midwest, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Midwest, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Midwest, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Midwest, N.A.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nodaway County Missouri | 159 | $ 14,112,000 | $ 88,000 | $ 59,000 |
| Jackson County Missouri | 151 | $ 15,937,000 | $ 105,000 | $ 73,000 |
| Adair County Missouri | 147 | $ 10,638,000 | $ 72,000 | $ 53,000 |
| Clay County Missouri | 124 | $ 11,389,000 | $ 91,000 | $ 71,000 |
| Buchanan County Missouri | 103 | $ 5,841,000 | $ 56,000 | $ 52,000 |
| Ray County Missouri | 99 | $ 6,719,000 | $ 67,000 | $ 54,000 |
| Andrew County Missouri | 79 | $ 5,621,000 | $ 71,000 | $ 55,000 |
| Wyandotte County Kansas | 77 | $ 3,976,000 | $ 51,000 | $ 60,000 |
| Livingston County Missouri | 75 | $ 5,251,000 | $ 70,000 | $ 58,000 |
| Clinton County Missouri | 66 | $ 6,215,000 | $ 94,000 | $ 66,000 |
| Johnson County Kansas | 58 | $ 8,971,000 | $ 154,000 | $ 100,000 |
| DeKalb County Missouri | 55 | $ 6,106,000 | $ 111,000 | $ 61,000 |
| Randolph County Missouri | 54 | $ 2,561,000 | $ 47,000 | $ 42,000 |
| Macon County Missouri | 45 | $ 2,591,000 | $ 57,000 | $ 52,000 |
| Atchison County Missouri | 44 | $ 2,003,000 | $ 45,000 | $ 61,000 |
| Caldwell County Missouri | 37 | $ 2,849,000 | $ 77,000 | $ 49,000 |
| Cass County Missouri | 36 | $ 2,545,000 | $ 70,000 | $ 62,000 |
| Saline County Missouri | 33 | $ 1,907,000 | $ 57,000 | $ 49,000 |
| Daviess County Missouri | 32 | $ 3,125,000 | $ 97,000 | $ 58,000 |
| St. Louis County Missouri | 30 | $ 5,192,000 | $ 173,000 | $ 121,000 |
| Platte County Missouri | 26 | $ 3,293,000 | $ 126,000 | $ 94,000 |
| Leavenworth County Kansas | 22 | $ 3,011,000 | $ 136,000 | $ 75,000 |
| Greene County Missouri | 22 | $ 1,271,000 | $ 57,000 | $ 45,000 |
| Carroll County Missouri | 21 | $ 968,000 | $ 46,000 | $ 49,000 |
| Sedgwick County Kansas | 18 | $ 1,710,000 | $ 95,000 | $ 0 |
| Lafayette County Missouri | 18 | $ 862,000 | $ 47,000 | $ 39,000 |
| Holt County Missouri | 12 | $ 697,000 | $ 58,000 | $ 53,000 |
| Johnson County Missouri | 12 | $ 744,000 | $ 62,000 | $ 54,000 |
| Chariton County Missouri | 9 | $ 196,000 | $ 21,000 | $ 41,000 |
| Christian County Missouri | 9 | $ 538,000 | $ 59,000 | $ 40,000 |
| Harrison County Missouri | 9 | $ 765,000 | $ 85,000 | $ 51,000 |
| Linn County Missouri | 9 | $ 212,000 | $ 23,000 | $ 51,000 |
| Sullivan County Missouri | 9 | $ 740,000 | $ 82,000 | $ 40,000 |
| Boone County Missouri | 8 | $ 1,064,000 | $ 133,000 | $ 52,000 |
| Jefferson County Missouri | 8 | $ 493,000 | $ 61,000 | $ 50,000 |
| Schuyler County Missouri | 8 | $ 432,000 | $ 54,000 | $ 34,000 |
| Taney County Missouri | 7 | $ 598,000 | $ 85,000 | $ 69,000 |
| Doniphan County Kansas | 6 | $ 171,000 | $ 28,000 | $ 37,000 |
| Miami County Kansas | 6 | $ 910,000 | $ 151,000 | $ 48,000 |
| Gentry County Missouri | 6 | $ 666,000 | $ 111,000 | $ 62,000 |
| Knox County Missouri | 6 | $ 656,000 | $ 109,000 | $ 76,000 |
| Putnam County Missouri | 6 | $ 458,000 | $ 76,000 | $ 49,000 |
| Worth County Missouri | 6 | $ 218,000 | $ 36,000 | $ 65,000 |
| Benton County Missouri | 5 | $ 719,000 | $ 143,000 | $ 37,000 |
| Camden County Missouri | 4 | $ 588,000 | $ 147,000 | $ 141,000 |
| Grundy County Missouri | 4 | $ 166,000 | $ 41,000 | $ 89,000 |
| Scotland County Missouri | 4 | $ 241,000 | $ 60,000 | $ 33,000 |
| Shelby County Missouri | 4 | $ 115,000 | $ 28,000 | $ 30,000 |
| St. Charles County Missouri | 4 | $ 434,000 | $ 108,000 | $ 80,000 |
| St. Louis City County Missouri | 4 | $ 189,000 | $ 47,000 | $ 12,000 |
| Monroe County Missouri | 3 | $ 107,000 | $ 35,000 | $ 35,000 |
| Pettis County Missouri | 3 | $ 275,000 | $ 91,000 | $ 69,000 |
| Stone County Missouri | 3 | $ 370,000 | $ 123,000 | $ 244,000 |
| Maricopa County Arizona | 2 | $ 2,014,000 | $ 1,007,000 | $ 125,000 |
| Cook County Illinois | 2 | $ 90,000 | $ 45,000 | $ 559,000 |
| Calcasieu County Louisiana | 2 | $ 57,000 | $ 28,000 | $ 21,000 |
| Audrain County Missouri | 2 | $ 134,000 | $ 67,000 | $ 12,000 |
| Douglas County Missouri | 2 | $ 79,000 | $ 39,000 | $ 18,000 |
| Henry County Missouri | 2 | $ 105,000 | $ 52,000 | $ 40,000 |
| Webster County Missouri | 2 | $ 5,000 | $ 2,000 | $ 0 |
| San Juan County New Mexico | 2 | $ 185,000 | $ 92,000 | $ 48,000 |
| Clay County Alabama | 1 | $ 44,000 | $ 44,000 | $ 50,000 |
| Etowah County Alabama | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Houston County Alabama | 1 | $ 39,000 | $ 39,000 | $ 52,000 |
| Lowndes County Alabama | 1 | $ 21,000 | $ 21,000 | $ 18,000 |
| Mohave County Arizona | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Carroll County Arkansas | 1 | $ 216,000 | $ 216,000 | $ 288,000 |
| Marin County California | 1 | $ 440,000 | $ 440,000 | $ 117,000 |
| San Diego County California | 1 | $ 3,500,000 | $ 3,500,000 | $ 0 |
| Broward County Florida | 1 | $ 428,000 | $ 428,000 | $ 186,000 |
| Columbia County Florida | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Jefferson County Florida | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Osceola County Florida | 1 | $ 61,000 | $ 61,000 | $ 80,000 |
| Pasco County Florida | 1 | $ 247,000 | $ 247,000 | $ 56,000 |
| Pinellas County Florida | 1 | $ 511,000 | $ 511,000 | $ 1,470,000 |
| Santa Rosa County Florida | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Idaho County Idaho | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 3,342,000 | $ 3,342,000 | $ 0 |
| Page County Iowa | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Taylor County Iowa | 1 | $ 43,000 | $ 43,000 | $ 14,000 |
| Anderson County Kansas | 1 | $ 3,000 | $ 3,000 | $ 23,000 |
| Atchison County Kansas | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Douglas County Kansas | 1 | $ 136,000 | $ 136,000 | $ 111,000 |
| Linn County Kansas | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
| Riley County Kansas | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Woodson County Kansas | 1 | $ 1,000 | $ 1,000 | $ 38,000 |
| Ascension County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Rankin County Mississippi | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Bates County Missouri | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Cedar County Missouri | 1 | $ 28,000 | $ 28,000 | $ 28,000 |
| Cole County Missouri | 1 | $ 16,000 | $ 16,000 | $ 130,000 |
| Franklin County Missouri | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Howard County Missouri | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
| Howell County Missouri | 1 | $ 19,000 | $ 19,000 | $ 83,000 |
| Laclede County Missouri | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Ozark County Missouri | 1 | $ 153,000 | $ 153,000 | $ 98,000 |
| Pike County Missouri | 1 | $ 134,000 | $ 134,000 | $ 77,000 |
| Nemaha County Nebraska | 1 | $ 254,000 | $ 254,000 | $ 137,000 |
| Richardson County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Eddy County New Mexico | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Lea County New Mexico | 1 | $ 53,000 | $ 53,000 | $ 0 |
| San Miguel County New Mexico | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Caddo County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Latimer County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Logan County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Josephine County Oregon | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lane County Oregon | 1 | $ 42,000 | $ 42,000 | $ 50,000 |
| Lincoln County Oregon | 1 | $ 18,000 | $ 18,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Midwest, N.A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 831 | $88,322,000 | $106,000 | $3,500,000 | $62,000 | $1,470,000 |
| Refinancing | 577 | $62,755,000 | $108,000 | $1,600,000 | $71,000 | $859,000 |
| Home Improvement | 498 | $11,535,000 | $23,000 | $577,000 | $47,000 | $1,223,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,602 | $129,122,000 | $80,000 | $900,000 | $63,000 | $1,058,000 |
| Not Provided | 113 | $9,962,000 | $88,000 | $3,500,000 | $63,000 | $1,470,000 |
| Not applicable | 85 | $16,007,000 | $188,000 | $3,342,000 | $44,000 | $1,223,000 |
| Black or African American | 41 | $2,646,000 | $64,000 | $289,000 | $36,000 | $124,000 |
| Hispanic | 34 | $2,393,000 | $70,000 | $280,000 | $57,000 | $192,000 |
| American Indian or Alaskan Native | 17 | $840,000 | $49,000 | $175,000 | $55,000 | $166,000 |
| Asian | 11 | $1,463,000 | $133,000 | $225,000 | $63,000 | $117,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $179,000 | $59,000 | $105,000 | $66,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,778 | $154,053,000 | $86,000 | $3,500,000 | $63,000 | $1,470,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 128 | $8,559,000 | $66,000 | $170,000 | $35,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,085 | $106,250,000 | $97,000 | $3,500,000 | $68,000 | $1,470,000 |
| Application Denied By Financial Institution | 595 | $34,873,000 | $58,000 | $440,000 | $47,000 | $500,000 |
| Application Approved But Not Accepted | 147 | $14,891,000 | $101,000 | $575,000 | $76,000 | $1,058,000 |
| Application Withdrawn By Applicant | 41 | $3,764,000 | $91,000 | $300,000 | $65,000 | $243,000 |
| Loan Purchased By The Institution | 23 | $1,441,000 | $62,000 | $158,000 | $0 | $0 |
| File Closed For Incompleteness | 15 | $1,393,000 | $92,000 | $200,000 | $40,000 | $71,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 363 | $17,503,000 | $48,000 | $400,000 | $48,000 | $500,000 |
| Debt-To-Income Ratio | 158 | $11,999,000 | $75,000 | $440,000 | $44,000 | $189,000 |
| Collateral | 53 | $3,884,000 | $73,000 | $200,000 | $57,000 | $154,000 |
| Other | 9 | $408,000 | $45,000 | $95,000 | $44,000 | $106,000 |
| Employment History | 6 | $336,000 | $56,000 | $92,000 | $24,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $336,000 | $112,000 | $140,000 | $55,000 | $65,000 |
| Unverifiable Information | 3 | $407,000 | $135,000 | $203,000 | $39,000 | $83,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Midwest, N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Midwest, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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