Bank Midwest, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bank Midwest, N.A. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Midwest, N.A. 320 Kansas Ave Fort Leavenworth, KS 66027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,448 |
| Total Mortgage Loan Application Amount | $125,798,000 |
| Average Mortgage Loan Application Amount | $84,666 |
| Highest Mortgage Loan Application Amount | $7,500,000 |
| Average Applicant Income | $64,666 |
| Highest Applicant Income | $2,928,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bank Midwest, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Midwest, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bank Midwest, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Midwest, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Midwest, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Midwest, N.A.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nodaway County Missouri | 138 | $ 13,165,000 | $ 95,000 | $ 77,000 |
| Adair County Missouri | 111 | $ 8,146,000 | $ 73,000 | $ 60,000 |
| Jackson County Missouri | 94 | $ 6,445,000 | $ 68,000 | $ 61,000 |
| Clay County Missouri | 86 | $ 6,916,000 | $ 80,000 | $ 68,000 |
| Andrew County Missouri | 79 | $ 6,402,000 | $ 81,000 | $ 53,000 |
| Buchanan County Missouri | 76 | $ 5,340,000 | $ 70,000 | $ 54,000 |
| Livingston County Missouri | 73 | $ 4,182,000 | $ 57,000 | $ 54,000 |
| Wyandotte County Kansas | 66 | $ 4,097,000 | $ 62,000 | $ 60,000 |
| Clinton County Missouri | 63 | $ 6,582,000 | $ 104,000 | $ 58,000 |
| Ray County Missouri | 63 | $ 5,182,000 | $ 82,000 | $ 75,000 |
| Johnson County Kansas | 45 | $ 4,988,000 | $ 110,000 | $ 160,000 |
| Caldwell County Missouri | 37 | $ 2,041,000 | $ 55,000 | $ 52,000 |
| Macon County Missouri | 34 | $ 2,413,000 | $ 70,000 | $ 58,000 |
| Randolph County Missouri | 33 | $ 1,741,000 | $ 52,000 | $ 45,000 |
| DeKalb County Missouri | 31 | $ 2,694,000 | $ 86,000 | $ 71,000 |
| Cass County Missouri | 27 | $ 1,268,000 | $ 46,000 | $ 45,000 |
| Sedgwick County Kansas | 24 | $ 2,837,000 | $ 118,000 | $ 94,000 |
| Atchison County Missouri | 23 | $ 1,459,000 | $ 63,000 | $ 71,000 |
| Saline County Missouri | 21 | $ 1,206,000 | $ 57,000 | $ 45,000 |
| Platte County Missouri | 20 | $ 2,274,000 | $ 113,000 | $ 103,000 |
| Daviess County Missouri | 19 | $ 1,804,000 | $ 94,000 | $ 62,000 |
| Leavenworth County Kansas | 18 | $ 1,805,000 | $ 100,000 | $ 76,000 |
| Carroll County Missouri | 18 | $ 780,000 | $ 43,000 | $ 51,000 |
| Lafayette County Missouri | 18 | $ 1,072,000 | $ 59,000 | $ 59,000 |
| St. Louis County Missouri | 18 | $ 2,251,000 | $ 125,000 | $ 89,000 |
| Greene County Missouri | 16 | $ 821,000 | $ 51,000 | $ 33,000 |
| Schuyler County Missouri | 15 | $ 803,000 | $ 53,000 | $ 42,000 |
| Linn County Missouri | 13 | $ 398,000 | $ 30,000 | $ 47,000 |
| Gentry County Missouri | 9 | $ 547,000 | $ 60,000 | $ 45,000 |
| Johnson County Missouri | 9 | $ 738,000 | $ 82,000 | $ 43,000 |
| Putnam County Missouri | 9 | $ 594,000 | $ 66,000 | $ 66,000 |
| Jefferson County Missouri | 8 | $ 651,000 | $ 81,000 | $ 132,000 |
| Boone County Missouri | 7 | $ 381,000 | $ 54,000 | $ 29,000 |
| Worth County Missouri | 7 | $ 989,000 | $ 141,000 | $ 83,000 |
| Camden County Missouri | 6 | $ 3,207,000 | $ 534,000 | $ 96,000 |
| Christian County Missouri | 5 | $ 223,000 | $ 44,000 | $ 34,000 |
| Holt County Missouri | 5 | $ 364,000 | $ 72,000 | $ 78,000 |
| Shelby County Missouri | 5 | $ 251,000 | $ 50,000 | $ 35,000 |
| St. Charles County Missouri | 5 | $ 691,000 | $ 138,000 | $ 77,000 |
| Grundy County Missouri | 4 | $ 176,000 | $ 44,000 | $ 44,000 |
| Harrison County Missouri | 4 | $ 551,000 | $ 137,000 | $ 32,000 |
| Henry County Missouri | 4 | $ 333,000 | $ 83,000 | $ 52,000 |
| Knox County Missouri | 4 | $ 234,000 | $ 58,000 | $ 44,000 |
| St. Louis City County Missouri | 4 | $ 130,000 | $ 32,000 | $ 30,000 |
| Sullivan County Missouri | 4 | $ 136,000 | $ 34,000 | $ 34,000 |
| Miami County Kansas | 3 | $ 682,000 | $ 227,000 | $ 94,000 |
| Scotland County Missouri | 3 | $ 130,000 | $ 43,000 | $ 26,000 |
| Collier County Florida | 2 | $ 304,000 | $ 152,000 | $ 135,000 |
| Chariton County Missouri | 2 | $ 211,000 | $ 105,000 | $ 403,000 |
| Pettis County Missouri | 2 | $ 52,000 | $ 26,000 | $ 38,000 |
| Taney County Missouri | 2 | $ 5,000 | $ 2,000 | $ 19,000 |
| Coffee County Alabama | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Cullman County Alabama | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Benton County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Sharp County Arkansas | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Orange County California | 1 | $ 240,000 | $ 240,000 | $ 176,000 |
| Pitkin County Colorado | 1 | $ 3,300,000 | $ 3,300,000 | $ 0 |
| Highlands County Florida | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Lee County Florida | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Monroe County Florida | 1 | $ 582,000 | $ 582,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 300,000 | $ 300,000 | $ 158,000 |
| Page County Iowa | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Doniphan County Kansas | 1 | $ 2,000 | $ 2,000 | $ 35,000 |
| Douglas County Kansas | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Ford County Kansas | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Franklin County Kansas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Linn County Kansas | 1 | $ 120,000 | $ 120,000 | $ 176,000 |
| Shawnee County Kansas | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Wabaunsee County Kansas | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Bates County Missouri | 1 | $ 4,000 | $ 4,000 | $ 36,000 |
| Benton County Missouri | 1 | $ 29,000 | $ 29,000 | $ 31,000 |
| Cape Girardeau County Missouri | 1 | $ 18,000 | $ 18,000 | $ 35,000 |
| Cedar County Missouri | 1 | $ 152,000 | $ 152,000 | $ 195,000 |
| Cooper County Missouri | 1 | $ 173,000 | $ 173,000 | $ 88,000 |
| Dade County Missouri | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Franklin County Missouri | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Howard County Missouri | 1 | $ 37,000 | $ 37,000 | $ 28,000 |
| Lawrence County Missouri | 1 | $ 2,000 | $ 2,000 | $ 18,000 |
| Lewis County Missouri | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Lincoln County Missouri | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Moniteau County Missouri | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Newton County Missouri | 1 | $ 320,000 | $ 320,000 | $ 75,000 |
| Webster County Missouri | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| Santa Fe County New Mexico | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 26,000 |
| Custer County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 20,000 |
| Tulsa County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 0 |
| King County Washington | 1 | $ 7,500,000 | $ 7,500,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Midwest, N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 547 | $59,107,000 | $108,000 | $7,500,000 | $72,000 | $2,928,000 |
| Refinancing | 453 | $53,809,000 | $118,000 | $2,624,000 | $74,000 | $689,000 |
| Home Improvement | 448 | $12,882,000 | $28,000 | $3,300,000 | $48,000 | $434,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,157 | $94,879,000 | $82,000 | $3,300,000 | $66,000 | $2,928,000 |
| Not Provided | 134 | $6,482,000 | $48,000 | $582,000 | $57,000 | $764,000 |
| Not applicable | 78 | $18,911,000 | $242,000 | $7,500,000 | $88,000 | $759,000 |
| Black or African American | 31 | $1,855,000 | $59,000 | $347,000 | $45,000 | $126,000 |
| Hispanic | 23 | $1,566,000 | $68,000 | $249,000 | $53,000 | $278,000 |
| Asian | 14 | $1,650,000 | $117,000 | $324,000 | $56,000 | $158,000 |
| American Indian or Alaskan Native | 7 | $257,000 | $36,000 | $84,000 | $64,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $198,000 | $49,000 | $70,000 | $46,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,353 | $119,273,000 | $88,000 | $7,500,000 | $67,000 | $2,928,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 95 | $6,525,000 | $68,000 | $135,000 | $36,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 819 | $77,919,000 | $95,000 | $7,500,000 | $72,000 | $2,928,000 |
| Application Denied By Financial Institution | 458 | $29,283,000 | $63,000 | $713,000 | $51,000 | $689,000 |
| Application Approved But Not Accepted | 114 | $13,255,000 | $116,000 | $392,000 | $78,000 | $346,000 |
| File Closed For Incompleteness | 28 | $2,420,000 | $86,000 | $380,000 | $61,000 | $256,000 |
| Application Withdrawn By Applicant | 22 | $1,944,000 | $88,000 | $264,000 | $93,000 | $764,000 |
| Loan Purchased By The Institution | 7 | $977,000 | $139,000 | $582,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 276 | $12,825,000 | $46,000 | $550,000 | $48,000 | $689,000 |
| Debt-To-Income Ratio | 126 | $11,010,000 | $87,000 | $713,000 | $46,000 | $454,000 |
| Collateral | 35 | $3,759,000 | $107,000 | $348,000 | $74,000 | $248,000 |
| Other | 8 | $720,000 | $90,000 | $165,000 | $72,000 | $100,000 |
| Unverifiable Information | 5 | $235,000 | $47,000 | $74,000 | $52,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $398,000 | $79,000 | $149,000 | $64,000 | $113,000 |
| Employment History | 3 | $336,000 | $112,000 | $150,000 | $60,000 | $109,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Midwest, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Midwest, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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