Nbh Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Nbh Bank, N.A. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nbh Bank, N.A. 1111 Main, Suite 2700 Kansas City, MO 64105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,583 |
| Total Mortgage Loan Application Amount | $495,962,000 |
| Average Mortgage Loan Application Amount | $120,666 |
| Highest Mortgage Loan Application Amount | $2,790,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $9,563,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Nbh Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nbh Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Nbh Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nbh Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nbh Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nbh Bank, N.A.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 390 | $ 62,191,000 | $ 159,000 | $ 117,000 |
| Jackson County Missouri | 370 | $ 41,695,000 | $ 112,000 | $ 83,000 |
| Clay County Missouri | 216 | $ 24,491,000 | $ 113,000 | $ 78,000 |
| Wyandotte County Kansas | 156 | $ 12,814,000 | $ 82,000 | $ 60,000 |
| Nodaway County Missouri | 120 | $ 11,498,000 | $ 95,000 | $ 71,000 |
| Weld County Colorado | 110 | $ 17,532,000 | $ 159,000 | $ 81,000 |
| Adair County Missouri | 100 | $ 7,338,000 | $ 73,000 | $ 54,000 |
| Ray County Missouri | 95 | $ 6,979,000 | $ 73,000 | $ 77,000 |
| Buchanan County Missouri | 92 | $ 7,656,000 | $ 83,000 | $ 71,000 |
| Denver County Colorado | 86 | $ 17,162,000 | $ 199,000 | $ 106,000 |
| Clinton County Missouri | 85 | $ 8,859,000 | $ 104,000 | $ 66,000 |
| Livingston County Missouri | 85 | $ 6,497,000 | $ 76,000 | $ 75,000 |
| Andrew County Missouri | 75 | $ 5,835,000 | $ 77,000 | $ 65,000 |
| Pitkin County Colorado | 73 | $ 21,708,000 | $ 297,000 | $ 115,000 |
| Arapahoe County Colorado | 65 | $ 13,551,000 | $ 208,000 | $ 96,000 |
| Cass County Missouri | 56 | $ 6,340,000 | $ 113,000 | $ 78,000 |
| Jefferson County Colorado | 53 | $ 12,689,000 | $ 239,000 | $ 99,000 |
| Huerfano County Colorado | 50 | $ 5,670,000 | $ 113,000 | $ 60,000 |
| Larimer County Colorado | 50 | $ 10,051,000 | $ 201,000 | $ 89,000 |
| Macon County Missouri | 50 | $ 2,926,000 | $ 58,000 | $ 44,000 |
| Gunnison County Colorado | 49 | $ 9,904,000 | $ 202,000 | $ 112,000 |
| Rio Grande County Colorado | 48 | $ 4,370,000 | $ 91,000 | $ 86,000 |
| Douglas County Colorado | 47 | $ 13,568,000 | $ 288,000 | $ 110,000 |
| Eagle County Colorado | 47 | $ 15,877,000 | $ 337,000 | $ 145,000 |
| Chaffee County Colorado | 44 | $ 8,235,000 | $ 187,000 | $ 89,000 |
| San Miguel County Colorado | 42 | $ 15,101,000 | $ 359,000 | $ 248,000 |
| Caldwell County Missouri | 42 | $ 4,447,000 | $ 105,000 | $ 57,000 |
| Conejos County Colorado | 41 | $ 2,796,000 | $ 68,000 | $ 53,000 |
| Platte County Missouri | 41 | $ 6,585,000 | $ 160,000 | $ 97,000 |
| Garfield County Colorado | 39 | $ 10,455,000 | $ 268,000 | $ 113,000 |
| Elbert County Colorado | 38 | $ 7,701,000 | $ 202,000 | $ 93,000 |
| Saline County Missouri | 36 | $ 2,211,000 | $ 61,000 | $ 47,000 |
| Atchison County Missouri | 34 | $ 2,268,000 | $ 66,000 | $ 84,000 |
| DeKalb County Missouri | 34 | $ 2,804,000 | $ 82,000 | $ 55,000 |
| Randolph County Missouri | 33 | $ 2,283,000 | $ 69,000 | $ 55,000 |
| Pueblo County Colorado | 31 | $ 3,391,000 | $ 109,000 | $ 64,000 |
| Lafayette County Missouri | 27 | $ 1,911,000 | $ 70,000 | $ 59,000 |
| Carroll County Missouri | 26 | $ 1,758,000 | $ 67,000 | $ 53,000 |
| Alamosa County Colorado | 25 | $ 3,353,000 | $ 134,000 | $ 46,000 |
| Daviess County Missouri | 24 | $ 2,152,000 | $ 89,000 | $ 103,000 |
| Adams County Colorado | 23 | $ 4,027,000 | $ 175,000 | $ 97,000 |
| La Plata County Colorado | 21 | $ 4,482,000 | $ 213,000 | $ 101,000 |
| Montezuma County Colorado | 21 | $ 3,946,000 | $ 187,000 | $ 59,000 |
| Costilla County Colorado | 18 | $ 1,086,000 | $ 60,000 | $ 41,000 |
| Leavenworth County Kansas | 16 | $ 2,087,000 | $ 130,000 | $ 97,000 |
| Dallas County Texas | 16 | $ 5,553,000 | $ 347,000 | $ 100,000 |
| Teller County Colorado | 15 | $ 2,247,000 | $ 149,000 | $ 39,000 |
| Travis County Texas | 14 | $ 2,967,000 | $ 211,000 | $ 160,000 |
| Otero County Colorado | 13 | $ 793,000 | $ 61,000 | $ 59,000 |
| Gentry County Missouri | 12 | $ 1,080,000 | $ 90,000 | $ 66,000 |
| Schuyler County Missouri | 12 | $ 1,034,000 | $ 86,000 | $ 68,000 |
| Dolores County Colorado | 11 | $ 1,128,000 | $ 102,000 | $ 47,000 |
| Miami County Kansas | 10 | $ 2,331,000 | $ 233,000 | $ 109,000 |
| Knox County Missouri | 10 | $ 543,000 | $ 54,000 | $ 56,000 |
| Linn County Missouri | 10 | $ 400,000 | $ 40,000 | $ 52,000 |
| Park County Colorado | 9 | $ 3,013,000 | $ 334,000 | $ 160,000 |
| Crowley County Colorado | 8 | $ 400,000 | $ 50,000 | $ 52,000 |
| Mesa County Colorado | 8 | $ 1,268,000 | $ 158,000 | $ 77,000 |
| Saguache County Colorado | 8 | $ 415,000 | $ 51,000 | $ 54,000 |
| Holt County Missouri | 8 | $ 591,000 | $ 73,000 | $ 57,000 |
| Sacramento County California | 7 | $ 1,027,000 | $ 146,000 | $ 96,000 |
| Boone County Missouri | 7 | $ 894,000 | $ 127,000 | $ 107,000 |
| Montrose County Colorado | 6 | $ 587,000 | $ 97,000 | $ 59,000 |
| Harrison County Missouri | 6 | $ 588,000 | $ 98,000 | $ 53,000 |
| Johnson County Missouri | 6 | $ 531,000 | $ 88,000 | $ 88,000 |
| Maricopa County Arizona | 5 | $ 1,144,000 | $ 228,000 | $ 394,000 |
| Boulder County Colorado | 5 | $ 561,000 | $ 112,000 | $ 1,951,000 |
| Las Animas County Colorado | 5 | $ 294,000 | $ 58,000 | $ 84,000 |
| Shelby County Missouri | 5 | $ 294,000 | $ 58,000 | $ 78,000 |
| Sullivan County Missouri | 5 | $ 366,000 | $ 73,000 | $ 38,000 |
| Collin County Texas | 5 | $ 1,540,000 | $ 308,000 | $ 268,000 |
| San Joaquin County California | 4 | $ 542,000 | $ 135,000 | $ 69,000 |
| El Paso County Colorado | 4 | $ 471,000 | $ 117,000 | $ 100,000 |
| Fremont County Colorado | 4 | $ 347,000 | $ 86,000 | $ 34,000 |
| Camden County Missouri | 4 | $ 419,000 | $ 104,000 | $ 37,000 |
| Grundy County Missouri | 4 | $ 281,000 | $ 70,000 | $ 58,000 |
| Lake County Colorado | 3 | $ 522,000 | $ 174,000 | $ 113,000 |
| Doniphan County Kansas | 3 | $ 336,000 | $ 112,000 | $ 88,000 |
| Linn County Kansas | 3 | $ 246,000 | $ 82,000 | $ 114,000 |
| Morgan County Missouri | 3 | $ 609,000 | $ 203,000 | $ 117,000 |
| Pettis County Missouri | 3 | $ 140,000 | $ 46,000 | $ 53,000 |
| Worth County Missouri | 3 | $ 123,000 | $ 41,000 | $ 34,000 |
| Williamson County Texas | 3 | $ 564,000 | $ 188,000 | $ 98,000 |
| Benton County Arkansas | 2 | $ 289,000 | $ 144,000 | $ 131,000 |
| Clear Creek County Colorado | 2 | $ 1,783,000 | $ 891,000 | $ 177,000 |
| Gilpin County Colorado | 2 | $ 124,000 | $ 62,000 | $ 70,000 |
| Morgan County Colorado | 2 | $ 203,000 | $ 101,000 | $ 58,000 |
| Ouray County Colorado | 2 | $ 320,000 | $ 160,000 | $ 24,000 |
| Summit County Colorado | 2 | $ 1,779,000 | $ 889,000 | $ 624,000 |
| Fairfield County Connecticut | 2 | $ 638,000 | $ 319,000 | $ 83,000 |
| Franklin County Kansas | 2 | $ 169,000 | $ 84,000 | $ 118,000 |
| Marion County Missouri | 2 | $ 263,000 | $ 131,000 | $ 53,000 |
| St. Louis City County Missouri | 2 | $ 52,000 | $ 26,000 | $ 39,000 |
| Stone County Missouri | 2 | $ 334,000 | $ 167,000 | $ 129,000 |
| Taney County Missouri | 2 | $ 195,000 | $ 97,000 | $ 88,000 |
| Texas County Missouri | 2 | $ 351,000 | $ 175,000 | $ 184,000 |
| San Juan County Utah | 2 | $ 26,000 | $ 13,000 | $ 41,000 |
| Pima County Arizona | 1 | $ 131,000 | $ 131,000 | $ 88,000 |
| Pinal County Arizona | 1 | $ 106,000 | $ 106,000 | $ 112,000 |
| Monterey County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 700,000 |
| Archuleta County Colorado | 1 | $ 195,000 | $ 195,000 | $ 199,000 |
| Broomfield County Colorado | 1 | $ 338,000 | $ 338,000 | $ 245,000 |
| Grand County Colorado | 1 | $ 332,000 | $ 332,000 | $ 215,000 |
| Mineral County Colorado | 1 | $ 550,000 | $ 550,000 | $ 111,000 |
| Moffat County Colorado | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Routt County Colorado | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| San Juan County Colorado | 1 | $ 168,000 | $ 168,000 | $ 93,000 |
| Yuma County Colorado | 1 | $ 97,000 | $ 97,000 | $ 18,000 |
| Collier County Florida | 1 | $ 69,000 | $ 69,000 | $ 130,000 |
| Hillsborough County Florida | 1 | $ 166,000 | $ 166,000 | $ 322,000 |
| Orange County Florida | 1 | $ 13,000 | $ 13,000 | $ 93,000 |
| Sumter County Florida | 1 | $ 230,000 | $ 230,000 | $ 105,000 |
| Decatur County Iowa | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Bourbon County Kansas | 1 | $ 355,000 | $ 355,000 | $ 276,000 |
| Butler County Kansas | 1 | $ 142,000 | $ 142,000 | $ 146,000 |
| Cherokee County Kansas | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Coffey County Kansas | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Dickinson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 255,000 |
| Douglas County Kansas | 1 | $ 169,000 | $ 169,000 | $ 206,000 |
| Montgomery County Kansas | 1 | $ 190,000 | $ 190,000 | $ 120,000 |
| Sedgwick County Kansas | 1 | $ 154,000 | $ 154,000 | $ 81,000 |
| De Soto County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 95,000 |
| Montgomery County Maryland | 1 | $ 42,000 | $ 42,000 | $ 72,000 |
| Harrison County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Bates County Missouri | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Benton County Missouri | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Cole County Missouri | 1 | $ 94,000 | $ 94,000 | $ 104,000 |
| Dallas County Missouri | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Douglas County Missouri | 1 | $ 70,000 | $ 70,000 | $ 136,000 |
| Greene County Missouri | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Howard County Missouri | 1 | $ 151,000 | $ 151,000 | $ 112,000 |
| Jasper County Missouri | 1 | $ 86,000 | $ 86,000 | $ 79,000 |
| Jefferson County Missouri | 1 | $ 126,000 | $ 126,000 | $ 47,000 |
| Monroe County Missouri | 1 | $ 31,000 | $ 31,000 | $ 52,000 |
| Polk County Missouri | 1 | $ 89,000 | $ 89,000 | $ 60,000 |
| Pulaski County Missouri | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Scotland County Missouri | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| St. Charles County Missouri | 1 | $ 136,000 | $ 136,000 | $ 12,000 |
| St. Francois County Missouri | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| St. Louis County Missouri | 1 | $ 700,000 | $ 700,000 | $ 678,000 |
| Rio Arriba County New Mexico | 1 | $ 10,000 | $ 10,000 | $ 103,000 |
| Taos County New Mexico | 1 | $ 540,000 | $ 540,000 | $ 86,000 |
| Torrance County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Williams County North Dakota | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Texas County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 81,000 |
| Tulsa County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 58,000 |
| Bastrop County Texas | 1 | $ 323,000 | $ 323,000 | $ 138,000 |
| Bee County Texas | 1 | $ 154,000 | $ 154,000 | $ 225,000 |
| Bexar County Texas | 1 | $ 66,000 | $ 66,000 | $ 102,000 |
| Caldwell County Texas | 1 | $ 123,000 | $ 123,000 | $ 146,000 |
| Denton County Texas | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Jefferson County Texas | 1 | $ 180,000 | $ 180,000 | $ 208,000 |
| Kaufman County Texas | 1 | $ 360,000 | $ 360,000 | $ 75,000 |
| Rockwall County Texas | 1 | $ 128,000 | $ 128,000 | $ 186,000 |
| Grand County Utah | 1 | $ 206,000 | $ 206,000 | $ 118,000 |
| Skagit County Washington | 1 | $ 209,000 | $ 209,000 | $ 245,000 |
| Oneida County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 28,000 |
| St. Croix County Wisconsin | 1 | $ 353,000 | $ 353,000 | $ 148,000 |
| Albany County Wyoming | 1 | $ 102,000 | $ 102,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Nbh Bank, N.A. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,217 | $345,885,000 | $156,000 | $2,790,000 | $95,000 | $9,563,000 |
| Home Purchase | 766 | $119,208,000 | $155,000 | $2,500,000 | $93,000 | $2,668,000 |
| Home Improvement | 600 | $30,869,000 | $51,000 | $700,000 | $63,000 | $686,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,923 | $409,141,000 | $139,000 | $2,790,000 | $90,000 | $9,563,000 |
| Not Provided | 262 | $40,397,000 | $154,000 | $700,000 | $112,000 | $1,275,000 |
| Hispanic | 236 | $22,982,000 | $97,000 | $1,000,000 | $55,000 | $700,000 |
| Black or African American | 93 | $10,182,000 | $109,000 | $480,000 | $78,000 | $614,000 |
| Asian | 50 | $7,984,000 | $159,000 | $715,000 | $122,000 | $1,000,000 |
| American Indian or Alaskan Native | 12 | $1,216,000 | $101,000 | $288,000 | $65,000 | $128,000 |
| Not applicable | 4 | $3,959,000 | $989,000 | $2,500,000 | $71,000 | $286,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $101,000 | $33,000 | $75,000 | $43,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,419 | $476,190,000 | $139,000 | $2,790,000 | $91,000 | $9,563,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 86 | $9,400,000 | $109,000 | $316,000 | $43,000 | $99,000 |
| FHA-insured (Federal Housing Administration) | 58 | $7,367,000 | $127,000 | $259,000 | $57,000 | $146,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,005,000 | $150,000 | $247,000 | $42,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,745 | $244,437,000 | $140,000 | $2,790,000 | $98,000 | $2,700,000 |
| Application Denied By Financial Institution | 1,043 | $131,791,000 | $126,000 | $2,100,000 | $63,000 | $1,096,000 |
| Application Approved But Not Accepted | 416 | $57,850,000 | $139,000 | $1,225,000 | $94,000 | $2,668,000 |
| Application Withdrawn By Applicant | 282 | $45,590,000 | $161,000 | $1,120,000 | $121,000 | $9,563,000 |
| File Closed For Incompleteness | 68 | $12,405,000 | $182,000 | $1,215,000 | $100,000 | $686,000 |
| Loan Purchased By The Institution | 29 | $3,889,000 | $134,000 | $394,000 | $79,000 | $240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 546 | $51,220,000 | $93,000 | $1,750,000 | $64,000 | $1,000,000 |
| Debt-To-Income Ratio | 300 | $51,018,000 | $170,000 | $1,100,000 | $52,000 | $240,000 |
| Collateral | 121 | $19,996,000 | $165,000 | $2,100,000 | $76,000 | $606,000 |
| Other | 33 | $5,284,000 | $160,000 | $1,470,000 | $120,000 | $1,096,000 |
| Unverifiable Information | 13 | $1,089,000 | $83,000 | $204,000 | $54,000 | $116,000 |
| Employment History | 13 | $1,323,000 | $101,000 | $185,000 | $46,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $940,000 | $104,000 | $228,000 | $57,000 | $95,000 |
| Mortgage Insurance Denied | 4 | $359,000 | $89,000 | $130,000 | $44,000 | $72,000 |
| Credit Application Incomplete | 4 | $562,000 | $140,000 | $310,000 | $49,000 | $81,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbh Bank, N.A.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nbh Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.