Nbh Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Nbh Bank, N.A. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nbh Bank, N.A. 1111 Main, Suite 2700 Kansas City, MO 64105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,163 |
| Total Mortgage Loan Application Amount | $509,739,000 |
| Average Mortgage Loan Application Amount | $143,333 |
| Highest Mortgage Loan Application Amount | $6,725,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $3,722,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Nbh Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nbh Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Nbh Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nbh Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nbh Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nbh Bank, N.A.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 293 | $ 49,519,000 | $ 169,000 | $ 87,000 |
| Jackson County Missouri | 224 | $ 24,490,000 | $ 109,000 | $ 76,000 |
| Weld County Colorado | 218 | $ 39,421,000 | $ 180,000 | $ 101,000 |
| Clay County Missouri | 148 | $ 15,887,000 | $ 107,000 | $ 87,000 |
| Wyandotte County Kansas | 134 | $ 8,138,000 | $ 60,000 | $ 53,000 |
| Denver County Colorado | 119 | $ 28,336,000 | $ 238,000 | $ 124,000 |
| Arapahoe County Colorado | 88 | $ 27,018,000 | $ 307,000 | $ 129,000 |
| Larimer County Colorado | 80 | $ 16,070,000 | $ 200,000 | $ 87,000 |
| Gunnison County Colorado | 73 | $ 15,578,000 | $ 213,000 | $ 126,000 |
| Adair County Missouri | 72 | $ 5,552,000 | $ 77,000 | $ 61,000 |
| Ray County Missouri | 69 | $ 5,613,000 | $ 81,000 | $ 81,000 |
| Buchanan County Missouri | 66 | $ 5,531,000 | $ 83,000 | $ 57,000 |
| Jefferson County Colorado | 65 | $ 15,065,000 | $ 231,000 | $ 143,000 |
| La Plata County Colorado | 65 | $ 11,487,000 | $ 176,000 | $ 99,000 |
| Douglas County Colorado | 63 | $ 18,539,000 | $ 294,000 | $ 111,000 |
| Nodaway County Missouri | 63 | $ 5,424,000 | $ 86,000 | $ 62,000 |
| Livingston County Missouri | 59 | $ 3,542,000 | $ 60,000 | $ 51,000 |
| Pitkin County Colorado | 57 | $ 21,134,000 | $ 370,000 | $ 102,000 |
| Clinton County Missouri | 53 | $ 4,822,000 | $ 90,000 | $ 70,000 |
| Chaffee County Colorado | 44 | $ 7,013,000 | $ 159,000 | $ 74,000 |
| Garfield County Colorado | 44 | $ 13,766,000 | $ 312,000 | $ 130,000 |
| Andrew County Missouri | 43 | $ 3,884,000 | $ 90,000 | $ 72,000 |
| Macon County Missouri | 42 | $ 2,458,000 | $ 58,000 | $ 55,000 |
| Eagle County Colorado | 41 | $ 13,550,000 | $ 330,000 | $ 190,000 |
| Huerfano County Colorado | 41 | $ 3,660,000 | $ 89,000 | $ 68,000 |
| San Miguel County Colorado | 41 | $ 23,086,000 | $ 563,000 | $ 268,000 |
| Elbert County Colorado | 39 | $ 9,682,000 | $ 248,000 | $ 110,000 |
| Caldwell County Missouri | 35 | $ 2,487,000 | $ 71,000 | $ 58,000 |
| Cass County Missouri | 33 | $ 4,360,000 | $ 132,000 | $ 89,000 |
| Platte County Missouri | 30 | $ 3,163,000 | $ 105,000 | $ 74,000 |
| Carroll County Missouri | 29 | $ 1,099,000 | $ 37,000 | $ 62,000 |
| Saline County Missouri | 29 | $ 1,158,000 | $ 39,000 | $ 32,000 |
| Rio Grande County Colorado | 28 | $ 2,358,000 | $ 84,000 | $ 68,000 |
| Adams County Colorado | 27 | $ 5,424,000 | $ 200,000 | $ 104,000 |
| Pueblo County Colorado | 26 | $ 3,553,000 | $ 136,000 | $ 102,000 |
| DeKalb County Missouri | 26 | $ 2,351,000 | $ 90,000 | $ 60,000 |
| Mesa County Colorado | 23 | $ 4,514,000 | $ 196,000 | $ 72,000 |
| Randolph County Missouri | 23 | $ 1,199,000 | $ 52,000 | $ 55,000 |
| Teller County Colorado | 22 | $ 2,064,000 | $ 93,000 | $ 50,000 |
| Lafayette County Missouri | 22 | $ 1,977,000 | $ 89,000 | $ 68,000 |
| Saguache County Colorado | 21 | $ 1,676,000 | $ 79,000 | $ 41,000 |
| Montrose County Colorado | 20 | $ 3,651,000 | $ 182,000 | $ 88,000 |
| Montezuma County Colorado | 19 | $ 2,188,000 | $ 115,000 | $ 59,000 |
| Alamosa County Colorado | 18 | $ 1,947,000 | $ 108,000 | $ 62,000 |
| Conejos County Colorado | 17 | $ 1,154,000 | $ 67,000 | $ 45,000 |
| Otero County Colorado | 17 | $ 1,069,000 | $ 62,000 | $ 58,000 |
| Costilla County Colorado | 16 | $ 733,000 | $ 45,000 | $ 37,000 |
| Park County Colorado | 16 | $ 2,749,000 | $ 171,000 | $ 79,000 |
| Daviess County Missouri | 16 | $ 1,526,000 | $ 95,000 | $ 63,000 |
| Atchison County Missouri | 15 | $ 812,000 | $ 54,000 | $ 53,000 |
| Dallas County Texas | 15 | $ 3,134,000 | $ 208,000 | $ 117,000 |
| Leavenworth County Kansas | 14 | $ 1,761,000 | $ 125,000 | $ 78,000 |
| Travis County Texas | 13 | $ 5,112,000 | $ 393,000 | $ 323,000 |
| Dolores County Colorado | 12 | $ 632,000 | $ 52,000 | $ 55,000 |
| Boulder County Colorado | 9 | $ 1,298,000 | $ 144,000 | $ 99,000 |
| Schuyler County Missouri | 9 | $ 362,000 | $ 40,000 | $ 32,000 |
| Miami County Kansas | 8 | $ 1,260,000 | $ 157,000 | $ 92,000 |
| Holt County Missouri | 8 | $ 159,000 | $ 19,000 | $ 45,000 |
| Hinsdale County Colorado | 7 | $ 1,504,000 | $ 214,000 | $ 170,000 |
| Mineral County Colorado | 7 | $ 1,340,000 | $ 191,000 | $ 54,000 |
| Fremont County Colorado | 6 | $ 1,152,000 | $ 192,000 | $ 71,000 |
| Summit County Colorado | 6 | $ 2,328,000 | $ 388,000 | $ 119,000 |
| Douglas County Kansas | 6 | $ 695,000 | $ 115,000 | $ 88,000 |
| Grundy County Missouri | 6 | $ 660,000 | $ 110,000 | $ 71,000 |
| Williamson County Texas | 6 | $ 1,952,000 | $ 325,000 | $ 168,000 |
| Shawnee County Kansas | 5 | $ 649,000 | $ 129,000 | $ 93,000 |
| Collin County Texas | 5 | $ 2,249,000 | $ 449,000 | $ 881,000 |
| Custer County Colorado | 4 | $ 420,000 | $ 105,000 | $ 221,000 |
| Delta County Colorado | 4 | $ 450,000 | $ 112,000 | $ 60,000 |
| El Paso County Colorado | 4 | $ 898,000 | $ 224,000 | $ 235,000 |
| Logan County Colorado | 4 | $ 190,000 | $ 47,000 | $ 147,000 |
| Ouray County Colorado | 4 | $ 1,160,000 | $ 290,000 | $ 53,000 |
| Chariton County Missouri | 4 | $ 224,000 | $ 56,000 | $ 53,000 |
| Gentry County Missouri | 4 | $ 289,000 | $ 72,000 | $ 43,000 |
| Harrison County Missouri | 4 | $ 243,000 | $ 60,000 | $ 45,000 |
| Maricopa County Arizona | 3 | $ 859,000 | $ 286,000 | $ 78,000 |
| San Bernardino County California | 3 | $ 413,000 | $ 137,000 | $ 87,000 |
| Grand County Colorado | 3 | $ 1,664,000 | $ 554,000 | $ 243,000 |
| Jefferson County Kansas | 3 | $ 315,000 | $ 105,000 | $ 99,000 |
| Johnson County Missouri | 3 | $ 277,000 | $ 92,000 | $ 220,000 |
| Clark County Nevada | 3 | $ 1,096,000 | $ 365,000 | $ 273,000 |
| Harris County Texas | 3 | $ 1,278,000 | $ 426,000 | $ 188,000 |
| Pima County Arizona | 2 | $ 286,000 | $ 143,000 | $ 157,000 |
| Archuleta County Colorado | 2 | $ 231,000 | $ 115,000 | $ 27,000 |
| Crowley County Colorado | 2 | $ 176,000 | $ 88,000 | $ 128,000 |
| Las Animas County Colorado | 2 | $ 168,000 | $ 84,000 | $ 53,000 |
| Routt County Colorado | 2 | $ 913,000 | $ 456,000 | $ 147,000 |
| Yuma County Colorado | 2 | $ 163,000 | $ 81,000 | $ 119,000 |
| Indian River County Florida | 2 | $ 550,000 | $ 275,000 | $ 211,000 |
| Doniphan County Kansas | 2 | $ 155,000 | $ 77,000 | $ 40,000 |
| Linn County Kansas | 2 | $ 125,000 | $ 62,000 | $ 61,000 |
| Osage County Kansas | 2 | $ 186,000 | $ 93,000 | $ 85,000 |
| Benton County Missouri | 2 | $ 236,000 | $ 118,000 | $ 102,000 |
| Boone County Missouri | 2 | $ 496,000 | $ 248,000 | $ 185,000 |
| Knox County Missouri | 2 | $ 222,000 | $ 111,000 | $ 69,000 |
| Monroe County Missouri | 2 | $ 61,000 | $ 30,000 | $ 33,000 |
| Morgan County Missouri | 2 | $ 364,000 | $ 182,000 | $ 184,000 |
| St. Louis City County Missouri | 2 | $ 290,000 | $ 145,000 | $ 178,000 |
| Sullivan County Missouri | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Rockland County New York | 2 | $ 625,000 | $ 312,000 | $ 62,000 |
| Denton County Texas | 2 | $ 542,000 | $ 271,000 | $ 93,000 |
| Laramie County Wyoming | 2 | $ 294,000 | $ 147,000 | $ 41,000 |
| Mohave County Arizona | 1 | $ 137,000 | $ 137,000 | $ 116,000 |
| Yavapai County Arizona | 1 | $ 240,000 | $ 240,000 | $ 206,000 |
| Benton County Arkansas | 1 | $ 226,000 | $ 226,000 | $ 68,000 |
| Los Angeles County California | 1 | $ 200,000 | $ 200,000 | $ 131,000 |
| Mariposa County California | 1 | $ 72,000 | $ 72,000 | $ 93,000 |
| Santa Clara County California | 1 | $ 528,000 | $ 528,000 | $ 876,000 |
| Broomfield County Colorado | 1 | $ 6,725,000 | $ 6,725,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 232,000 | $ 232,000 | $ 160,000 |
| Moffat County Colorado | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
| Morgan County Colorado | 1 | $ 82,000 | $ 82,000 | $ 21,000 |
| Washington County Colorado | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| Collier County Florida | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Sarasota County Florida | 1 | $ 111,000 | $ 111,000 | $ 111,000 |
| Bartow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Maui County Hawaii | 1 | $ 626,000 | $ 626,000 | $ 259,000 |
| Kane County Illinois | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Page County Iowa | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Butler County Kansas | 1 | $ 164,000 | $ 164,000 | $ 94,000 |
| Coffey County Kansas | 1 | $ 312,000 | $ 312,000 | $ 191,000 |
| Harper County Kansas | 1 | $ 60,000 | $ 60,000 | $ 84,000 |
| Jackson County Kansas | 1 | $ 244,000 | $ 244,000 | $ 110,000 |
| Rawlins County Kansas | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Riley County Kansas | 1 | $ 111,000 | $ 111,000 | $ 91,000 |
| Sedgwick County Kansas | 1 | $ 366,000 | $ 366,000 | $ 126,000 |
| Middlesex County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Bates County Missouri | 1 | $ 84,000 | $ 84,000 | $ 70,000 |
| Camden County Missouri | 1 | $ 189,000 | $ 189,000 | $ 47,000 |
| Cooper County Missouri | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Dent County Missouri | 1 | $ 10,000 | $ 10,000 | $ 133,000 |
| Greene County Missouri | 1 | $ 81,000 | $ 81,000 | $ 148,000 |
| Linn County Missouri | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Mercer County Missouri | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Pettis County Missouri | 1 | $ 63,000 | $ 63,000 | $ 21,000 |
| Phelps County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Putnam County Missouri | 1 | $ 129,000 | $ 129,000 | $ 24,000 |
| Shelby County Missouri | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| St. Charles County Missouri | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| St. Clair County Missouri | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Taney County Missouri | 1 | $ 138,000 | $ 138,000 | $ 67,000 |
| Texas County Missouri | 1 | $ 1,000 | $ 1,000 | $ 38,000 |
| Worth County Missouri | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Lewis and Clark County Montana | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| Yellowstone County Montana | 1 | $ 211,000 | $ 211,000 | $ 88,000 |
| Hall County Nebraska | 1 | $ 262,000 | $ 262,000 | $ 100,000 |
| Dona Ana County New Mexico | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Santa Fe County New Mexico | 1 | $ 709,000 | $ 709,000 | $ 73,000 |
| Canadian County Oklahoma | 1 | $ 188,000 | $ 188,000 | $ 108,000 |
| Cleveland County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Tulsa County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Schuylkill County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 20,000 |
| Davidson County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Cameron County Texas | 1 | $ 257,000 | $ 257,000 | $ 209,000 |
| Galveston County Texas | 1 | $ 142,000 | $ 142,000 | $ 69,000 |
| Lubbock County Texas | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Rockwall County Texas | 1 | $ 550,000 | $ 550,000 | $ 290,000 |
| San Juan County Utah | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Nbh Bank, N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,356 | $268,603,000 | $198,000 | $6,725,000 | $94,000 | $3,722,000 |
| Home Purchase | 1,123 | $207,683,000 | $184,000 | $2,100,000 | $106,000 | $2,077,000 |
| Home Improvement | 684 | $33,453,000 | $48,000 | $1,100,000 | $66,000 | $1,322,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,700 | $445,976,000 | $165,000 | $2,100,000 | $96,000 | $3,722,000 |
| Hispanic | 232 | $27,954,000 | $120,000 | $800,000 | $64,000 | $500,000 |
| Not Provided | 93 | $12,595,000 | $135,000 | $748,000 | $81,000 | $326,000 |
| Black or African American | 80 | $7,448,000 | $93,000 | $417,000 | $60,000 | $414,000 |
| Asian | 35 | $6,416,000 | $183,000 | $800,000 | $85,000 | $472,000 |
| American Indian or Alaskan Native | 11 | $590,000 | $53,000 | $168,000 | $47,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,006,000 | $143,000 | $193,000 | $63,000 | $126,000 |
| Not applicable | 5 | $7,754,000 | $1,550,000 | $6,725,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,940 | $478,127,000 | $162,000 | $6,725,000 | $95,000 | $3,722,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $10,003,000 | $108,000 | $434,000 | $44,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 68 | $11,790,000 | $173,000 | $344,000 | $58,000 | $157,000 |
| FHA-insured (Federal Housing Administration) | 63 | $9,819,000 | $155,000 | $564,000 | $69,000 | $288,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,547 | $243,699,000 | $157,000 | $6,725,000 | $100,000 | $3,722,000 |
| Application Denied By Financial Institution | 888 | $125,875,000 | $141,000 | $2,100,000 | $67,000 | $1,322,000 |
| Application Approved But Not Accepted | 297 | $59,368,000 | $199,000 | $2,100,000 | $111,000 | $1,000,000 |
| Application Withdrawn By Applicant | 220 | $39,174,000 | $178,000 | $880,000 | $101,000 | $1,260,000 |
| File Closed For Incompleteness | 211 | $41,623,000 | $197,000 | $1,800,000 | $103,000 | $700,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 436 | $44,410,000 | $101,000 | $1,161,000 | $70,000 | $1,322,000 |
| Debt-To-Income Ratio | 301 | $58,553,000 | $194,000 | $2,100,000 | $56,000 | $806,000 |
| Collateral | 66 | $8,760,000 | $132,000 | $566,000 | $78,000 | $290,000 |
| Other | 26 | $4,673,000 | $179,000 | $837,000 | $116,000 | $876,000 |
| Employment History | 21 | $4,047,000 | $192,000 | $485,000 | $77,000 | $288,000 |
| Mortgage Insurance Denied | 17 | $3,928,000 | $231,000 | $685,000 | $99,000 | $257,000 |
| Unverifiable Information | 8 | $491,000 | $61,000 | $125,000 | $64,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $916,000 | $130,000 | $442,000 | $68,000 | $233,000 |
| Credit Application Incomplete | 6 | $97,000 | $16,000 | $50,000 | $9,000 | $37,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbh Bank, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nbh Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.