Bank Mutual
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Bank Mutual 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Mutual 4949 W Brown Deer Rd Milwaukee, WI 53224 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,972 |
| Total Mortgage Loan Application Amount | $560,758,000 |
| Average Mortgage Loan Application Amount | $271,333 |
| Highest Mortgage Loan Application Amount | $29,380,000 |
| Average Applicant Income | $89,333 |
| Highest Applicant Income | $3,682,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bank Mutual. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Mutual's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Bank Mutual's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Mutual serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Mutual, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Mutual's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 581 | $ 238,833,000 | $ 411,000 | $ 121,000 |
| GREEN BAY, WI | 304 | $ 43,056,000 | $ 141,000 | $ 82,000 |
| EAU CLAIRE, WI | 201 | $ 25,477,000 | $ 126,000 | $ 69,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 144 | $ 44,705,000 | $ 367,500 | $ 96,500 |
| APPLETON, WI | 68 | $ 10,334,000 | $ 151,000 | $ 79,000 |
| MADISON, WI | 50 | $ 50,812,000 | $ 1,016,000 | $ 89,000 |
| RACINE, WI | 48 | $ 18,604,000 | $ 387,000 | $ 104,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 32 | $ 7,917,000 | $ 247,000 | $ 138,000 |
| SHEBOYGAN, WI | 17 | $ 2,394,000 | $ 140,000 | $ 70,000 |
| JANESVILLE-BELOIT, WI | 14 | $ 1,713,000 | $ 122,000 | $ 78,000 |
| OSHKOSH-NEENAH, WI | 9 | $ 1,931,000 | $ 214,000 | $ 99,000 |
| FOND DU LAC, WI | 8 | $ 680,000 | $ 85,000 | $ 57,000 |
| LA CROSSE-ONALASKA, WI-MN | 4 | $ 20,849,000 | $ 5,212,000 | $ 7,000 |
| WAUSAU, WI | 3 | $ 343,000 | $ 114,000 | $ 77,000 |
| DULUTH, MN-WI | 2 | $ 3,309,000 | $ 1,654,500 | $ 48,500 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 1 | $ 162,000 | $ 162,000 | $ 118,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 221,000 | $ 221,000 | $ 159,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 13,688,000 | $ 13,688,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Mutual in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 962 | $225,406,000 | $234,000 | $16,000,000 | $94,000 | $1,150,000 |
| Home Purchase | 798 | $288,726,000 | $361,000 | $29,380,000 | $99,000 | $3,682,000 |
| Home Improvement | 212 | $46,626,000 | $219,000 | $16,073,000 | $75,000 | $485,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,768 | $341,944,000 | $193,000 | $29,100,000 | $97,000 | $3,682,000 |
| Not applicable | 49 | $189,600,000 | $3,869,000 | $29,380,000 | $0 | $0 |
| Hispanic | 49 | $6,496,000 | $132,000 | $325,000 | $61,000 | $138,000 |
| Asian | 47 | $14,475,000 | $307,000 | $1,250,000 | $129,000 | $593,000 |
| Black or African American | 30 | $2,948,000 | $98,000 | $225,000 | $46,000 | $112,000 |
| Not Provided | 22 | $4,239,000 | $192,000 | $459,000 | $135,000 | $315,000 |
| American Indian or Alaskan Native | 6 | $768,000 | $128,000 | $400,000 | $68,000 | $148,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $288,000 | $288,000 | $288,000 | $105,000 | $105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,972 | $560,758,000 | $284,000 | $29,380,000 | $94,000 | $3,682,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,618 | $500,903,000 | $309,000 | $29,380,000 | $98,000 | $3,682,000 |
| Application Denied By Financial Institution | 169 | $27,287,000 | $161,000 | $1,950,000 | $74,000 | $561,000 |
| Preapproval Denied by Financial Institution | 84 | $11,097,000 | $132,000 | $713,000 | $56,000 | $250,000 |
| Application Withdrawn By Applicant | 57 | $9,274,000 | $162,000 | $660,000 | $117,000 | $1,201,000 |
| Application Approved But Not Accepted | 27 | $9,805,000 | $363,000 | $5,175,000 | $103,000 | $700,000 |
| Preapproval Approved but not Accepted | 16 | $2,382,000 | $148,000 | $400,000 | $54,000 | $168,000 |
| File Closed For Incompleteness | 1 | $10,000 | $10,000 | $10,000 | $33,000 | $33,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 122 | $14,864,000 | $121,000 | $713,000 | $60,000 | $250,000 |
| Collateral | 62 | $11,593,000 | $186,000 | $565,000 | $104,000 | $561,000 |
| Debt-To-Income Ratio | 51 | $7,729,000 | $151,000 | $680,000 | $50,000 | $133,000 |
| Employment History | 8 | $766,000 | $95,000 | $260,000 | $56,000 | $204,000 |
| Other | 7 | $2,871,000 | $410,000 | $1,950,000 | $57,000 | $164,000 |
| Credit Application Incomplete | 1 | $145,000 | $145,000 | $145,000 | $81,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $318,000 | $318,000 | $318,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $98,000 | $98,000 | $98,000 | $45,000 | $45,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Mutual's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Mutual's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.