Bank Of Arkansas, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bank Of Arkansas, Na 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Arkansas, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,056 |
| Total Mortgage Loan Application Amount | $138,925,000 |
| Average Mortgage Loan Application Amount | $116,333 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $1,436,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bank Of Arkansas, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Arkansas, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bank Of Arkansas, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Arkansas, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Arkansas, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Arkansas, Na's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Benton County Arkansas | 497 | $ 65,617,000 | $ 132,000 | $ 61,000 |
| Washington County Arkansas | 273 | $ 34,329,000 | $ 125,000 | $ 64,000 |
| Tulsa County Oklahoma | 12 | $ 2,006,000 | $ 167,000 | $ 97,000 |
| Oklahoma County Oklahoma | 11 | $ 1,766,000 | $ 160,000 | $ 63,000 |
| Delaware County Oklahoma | 9 | $ 1,905,000 | $ 211,000 | $ 98,000 |
| McDonald County Missouri | 7 | $ 769,000 | $ 109,000 | $ 30,000 |
| Cleveland County Oklahoma | 6 | $ 802,000 | $ 133,000 | $ 61,000 |
| Davidson County Tennessee | 6 | $ 870,000 | $ 145,000 | $ 87,000 |
| Shelby County Tennessee | 6 | $ 583,000 | $ 97,000 | $ 80,000 |
| Montgomery County Maryland | 4 | $ 602,000 | $ 150,000 | $ 119,000 |
| Fairfax County Virginia | 4 | $ 586,000 | $ 146,000 | $ 72,000 |
| Carroll County Arkansas | 3 | $ 457,000 | $ 152,000 | $ 56,000 |
| Crawford County Arkansas | 3 | $ 329,000 | $ 109,000 | $ 52,000 |
| Jefferson County Arkansas | 3 | $ 255,000 | $ 85,000 | $ 53,000 |
| Lonoke County Arkansas | 3 | $ 235,000 | $ 78,000 | $ 160,000 |
| Saline County Arkansas | 3 | $ 288,000 | $ 96,000 | $ 68,000 |
| Anne Arundel County Maryland | 3 | $ 720,000 | $ 240,000 | $ 178,000 |
| Howard County Maryland | 3 | $ 511,000 | $ 170,000 | $ 57,000 |
| Comanche County Oklahoma | 3 | $ 689,000 | $ 229,000 | $ 0 |
| Rogers County Oklahoma | 3 | $ 474,000 | $ 158,000 | $ 46,000 |
| Galveston County Texas | 3 | $ 369,000 | $ 123,000 | $ 45,000 |
| Faulkner County Arkansas | 2 | $ 253,000 | $ 126,000 | $ 21,000 |
| Pulaski County Arkansas | 2 | $ 363,000 | $ 181,000 | $ 125,000 |
| Sebastian County Arkansas | 2 | $ 361,000 | $ 180,000 | $ 97,000 |
| District of Columbia County District Of Columbia | 2 | $ 239,000 | $ 119,000 | $ 152,000 |
| Clayton County Georgia | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Bristol County Massachusetts | 2 | $ 559,000 | $ 279,000 | $ 150,000 |
| Platte County Missouri | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Bergen County New Jersey | 2 | $ 158,000 | $ 79,000 | $ 107,000 |
| Monmouth County New Jersey | 2 | $ 237,000 | $ 118,000 | $ 96,000 |
| Cuyahoga County Ohio | 2 | $ 169,000 | $ 84,000 | $ 36,000 |
| Franklin County Ohio | 2 | $ 143,000 | $ 71,000 | $ 48,000 |
| Hamilton County Ohio | 2 | $ 172,000 | $ 86,000 | $ 44,000 |
| Cherokee County Oklahoma | 2 | $ 258,000 | $ 129,000 | $ 88,000 |
| Creek County Oklahoma | 2 | $ 337,000 | $ 168,000 | $ 67,000 |
| Garfield County Oklahoma | 2 | $ 317,000 | $ 158,000 | $ 36,000 |
| Lincoln County Oklahoma | 2 | $ 134,000 | $ 67,000 | $ 28,000 |
| Wagoner County Oklahoma | 2 | $ 231,000 | $ 115,000 | $ 58,000 |
| Philadelphia County Pennsylvania | 2 | $ 175,000 | $ 87,000 | $ 76,000 |
| Tarrant County Texas | 2 | $ 408,000 | $ 204,000 | $ 32,000 |
| Alexandria County Virginia | 2 | $ 427,000 | $ 213,000 | $ 135,000 |
| Jefferson County Alabama | 1 | $ 232,000 | $ 232,000 | $ 105,000 |
| Tuscaloosa County Alabama | 1 | $ 184,000 | $ 184,000 | $ 280,000 |
| Ashley County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Calhoun County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 85,000 |
| Cleburne County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Craighead County Arkansas | 1 | $ 177,000 | $ 177,000 | $ 52,000 |
| Franklin County Arkansas | 1 | $ 141,000 | $ 141,000 | $ 51,000 |
| Independence County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Logan County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Madison County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 44,000 |
| Nevada County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 122,000 |
| Ouachita County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Pope County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| White County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 29,000 |
| Yell County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Alameda County California | 1 | $ 256,000 | $ 256,000 | $ 146,000 |
| San Bernardino County California | 1 | $ 637,000 | $ 637,000 | $ 136,000 |
| Stanislaus County California | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Hartford County Connecticut | 1 | $ 191,000 | $ 191,000 | $ 100,000 |
| Fayette County Georgia | 1 | $ 270,000 | $ 270,000 | $ 128,000 |
| Cook County Illinois | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 47,000 | $ 47,000 | $ 179,000 |
| Scott County Illinois | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Will County Illinois | 1 | $ 173,000 | $ 173,000 | $ 135,000 |
| Marion County Indiana | 1 | $ 100,000 | $ 100,000 | $ 121,000 |
| Wyandotte County Kansas | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Talbot County Maryland | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Washington County Maryland | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Wicomico County Maryland | 1 | $ 262,000 | $ 262,000 | $ 140,000 |
| Middlesex County Massachusetts | 1 | $ 59,000 | $ 59,000 | $ 95,000 |
| Norfolk County Massachusetts | 1 | $ 76,000 | $ 76,000 | $ 132,000 |
| Hennepin County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Hinds County Mississippi | 1 | $ 212,000 | $ 212,000 | $ 119,000 |
| Barry County Missouri | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Clay County Missouri | 1 | $ 324,000 | $ 324,000 | $ 200,000 |
| Jackson County Missouri | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| St. Charles County Missouri | 1 | $ 351,000 | $ 351,000 | $ 163,000 |
| Atlantic County New Jersey | 1 | $ 41,000 | $ 41,000 | $ 61,000 |
| Burlington County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Camden County New Jersey | 1 | $ 194,000 | $ 194,000 | $ 127,000 |
| Cape May County New Jersey | 1 | $ 73,000 | $ 73,000 | $ 88,000 |
| Gloucester County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 92,000 |
| Passaic County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 169,000 |
| Warren County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Bernalillo County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Butler County Ohio | 1 | $ 138,000 | $ 138,000 | $ 111,000 |
| Clark County Ohio | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Montgomery County Ohio | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| McClain County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Ottawa County Oklahoma | 1 | $ 209,000 | $ 209,000 | $ 106,000 |
| Payne County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 116,000 |
| Pottawatomie County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Washington County Oklahoma | 1 | $ 277,000 | $ 277,000 | $ 115,000 |
| Allegheny County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 37,000 |
| Berks County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 146,000 |
| Cumberland County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 75,000 |
| Lackawanna County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 76,000 |
| Northampton County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 212,000 |
| Bristol County Rhode Island | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Providence County Rhode Island | 1 | $ 148,000 | $ 148,000 | $ 29,000 |
| Blount County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 59,000 |
| Fayette County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Montgomery County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| El Paso County Texas | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Harris County Texas | 1 | $ 122,000 | $ 122,000 | $ 80,000 |
| Palo Pinto County Texas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Parker County Texas | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Arlington County Virginia | 1 | $ 137,000 | $ 137,000 | $ 15,000 |
| Colonial Heights County Virginia | 1 | $ 137,000 | $ 137,000 | $ 73,000 |
| Henrico County Virginia | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| New Kent County Virginia | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 121,000 | $ 121,000 | $ 48,000 |
| Prince George County Virginia | 1 | $ 79,000 | $ 79,000 | $ 149,000 |
| Prince William County Virginia | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Salem County Virginia | 1 | $ 57,000 | $ 57,000 | $ 66,000 |
| King County Washington | 1 | $ 274,000 | $ 274,000 | $ 159,000 |
| Jefferson County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Bank Of Arkansas, Na in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 535 | $78,001,000 | $145,000 | $417,000 | $71,000 | $450,000 |
| Home Purchase | 482 | $57,578,000 | $119,000 | $1,400,000 | $52,000 | $1,436,000 |
| Home Improvement | 39 | $3,346,000 | $85,000 | $417,000 | $91,000 | $882,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 589 | $85,427,000 | $145,000 | $1,400,000 | $80,000 | $1,436,000 |
| Hispanic | 329 | $34,341,000 | $104,000 | $417,000 | $31,000 | $147,000 |
| Not Provided | 87 | $11,719,000 | $134,000 | $417,000 | $75,000 | $311,000 |
| Black or African American | 23 | $2,927,000 | $127,000 | $411,000 | $54,000 | $161,000 |
| Asian | 14 | $2,238,000 | $159,000 | $285,000 | $78,000 | $150,000 |
| American Indian or Alaskan Native | 8 | $1,036,000 | $129,000 | $211,000 | $89,000 | $232,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $534,000 | $133,000 | $183,000 | $80,000 | $115,000 |
| Not applicable | 2 | $703,000 | $351,000 | $535,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 481 | $55,034,000 | $114,000 | $276,000 | $37,000 | $258,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 463 | $68,612,000 | $148,000 | $1,400,000 | $96,000 | $1,436,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 64 | $7,101,000 | $110,000 | $192,000 | $39,000 | $74,000 |
| VA-guaranteed (Veterans Administration) | 48 | $8,178,000 | $170,000 | $637,000 | $49,000 | $136,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 691 | $91,646,000 | $132,000 | $1,400,000 | $70,000 | $1,436,000 |
| Application Denied By Financial Institution | 164 | $19,178,000 | $116,000 | $417,000 | $55,000 | $360,000 |
| Application Withdrawn By Applicant | 93 | $15,263,000 | $164,000 | $417,000 | $57,000 | $335,000 |
| Preapproval Denied by Financial Institution | 72 | $7,855,000 | $109,000 | $325,000 | $34,000 | $218,000 |
| Application Approved But Not Accepted | 18 | $2,587,000 | $143,000 | $274,000 | $58,000 | $188,000 |
| File Closed For Incompleteness | 18 | $2,396,000 | $133,000 | $411,000 | $54,000 | $266,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 104 | $10,195,000 | $98,000 | $417,000 | $37,000 | $230,000 |
| Credit Application Incomplete | 53 | $7,070,000 | $133,000 | $417,000 | $53,000 | $218,000 |
| Collateral | 33 | $4,351,000 | $131,000 | $300,000 | $67,000 | $243,000 |
| Debt-To-Income Ratio | 22 | $2,407,000 | $109,000 | $217,000 | $38,000 | $120,000 |
| Other | 17 | $2,092,000 | $123,000 | $306,000 | $79,000 | $360,000 |
| Employment History | 3 | $301,000 | $100,000 | $111,000 | $26,000 | $29,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $202,000 | $101,000 | $103,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 1 | $351,000 | $351,000 | $351,000 | $163,000 | $163,000 |
| Unverifiable Information | 1 | $64,000 | $64,000 | $64,000 | $23,000 | $23,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Arkansas, Na's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Arkansas, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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