Bank Of Commerce
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bank Of Commerce 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Commerce Po Box 29 Chelsea, OK 74016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 331 |
| Total Mortgage Loan Application Amount | $47,575,000 |
| Average Mortgage Loan Application Amount | $113,000 |
| Highest Mortgage Loan Application Amount | $1,250,000 |
| Average Applicant Income | $57,333 |
| Highest Applicant Income | $420,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bank Of Commerce. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Commerce's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bank Of Commerce's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Commerce serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Commerce, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Commerce's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rogers County Oklahoma | 26 | $ 1,525,000 | $ 58,000 | $ 58,000 |
| Oklahoma County Oklahoma | 18 | $ 2,689,000 | $ 149,000 | $ 63,000 |
| Mayes County Oklahoma | 17 | $ 927,000 | $ 54,000 | $ 65,000 |
| Forsyth County North Carolina | 12 | $ 1,254,000 | $ 104,000 | $ 48,000 |
| Tulsa County Oklahoma | 8 | $ 671,000 | $ 83,000 | $ 56,000 |
| Bexar County Texas | 7 | $ 719,000 | $ 102,000 | $ 62,000 |
| Brazos County Texas | 7 | $ 785,000 | $ 112,000 | $ 61,000 |
| Dallas County Texas | 7 | $ 1,008,000 | $ 144,000 | $ 83,000 |
| Wagoner County Oklahoma | 6 | $ 342,000 | $ 57,000 | $ 33,000 |
| Harris County Texas | 6 | $ 580,000 | $ 96,000 | $ 45,000 |
| Wake County North Carolina | 5 | $ 812,000 | $ 162,000 | $ 47,000 |
| Benton County Arkansas | 4 | $ 479,000 | $ 119,000 | $ 65,000 |
| Kern County California | 4 | $ 1,093,000 | $ 273,000 | $ 78,000 |
| Fulton County Georgia | 4 | $ 785,000 | $ 196,000 | $ 75,000 |
| Jefferson County Kentucky | 4 | $ 372,000 | $ 93,000 | $ 37,000 |
| Mecklenburg County North Carolina | 4 | $ 667,000 | $ 166,000 | $ 67,000 |
| Pima County Arizona | 3 | $ 468,000 | $ 156,000 | $ 39,000 |
| Marion County Indiana | 3 | $ 313,000 | $ 104,000 | $ 40,000 |
| Wayne County Michigan | 3 | $ 400,000 | $ 133,000 | $ 43,000 |
| Grenada County Mississippi | 3 | $ 222,000 | $ 74,000 | $ 19,000 |
| Clark County Nevada | 3 | $ 996,000 | $ 332,000 | $ 90,000 |
| Jefferson County New York | 3 | $ 315,000 | $ 105,000 | $ 42,000 |
| Klamath County Oregon | 3 | $ 266,000 | $ 88,000 | $ 13,000 |
| Angelina County Texas | 3 | $ 455,000 | $ 151,000 | $ 30,000 |
| Randall County Texas | 3 | $ 301,000 | $ 100,000 | $ 37,000 |
| St. Clair County Alabama | 2 | $ 376,000 | $ 188,000 | $ 56,000 |
| Baxter County Arkansas | 2 | $ 275,000 | $ 137,000 | $ 48,000 |
| Crittenden County Arkansas | 2 | $ 336,000 | $ 168,000 | $ 40,000 |
| Sebastian County Arkansas | 2 | $ 105,000 | $ 52,000 | $ 32,000 |
| New Haven County Connecticut | 2 | $ 519,000 | $ 259,000 | $ 68,000 |
| Bay County Florida | 2 | $ 371,000 | $ 185,000 | $ 133,000 |
| Broward County Florida | 2 | $ 807,000 | $ 403,000 | $ 226,000 |
| DeKalb County Georgia | 2 | $ 289,000 | $ 144,000 | $ 75,000 |
| Cook County Illinois | 2 | $ 434,000 | $ 217,000 | $ 75,000 |
| Allen County Indiana | 2 | $ 275,000 | $ 137,000 | $ 53,000 |
| Jefferson County Louisiana | 2 | $ 287,000 | $ 143,000 | $ 36,000 |
| Baltimore City County Maryland | 2 | $ 226,000 | $ 113,000 | $ 35,000 |
| Frederick County Maryland | 2 | $ 395,000 | $ 197,000 | $ 49,000 |
| Washtenaw County Michigan | 2 | $ 530,000 | $ 265,000 | $ 48,000 |
| Dakota County Minnesota | 2 | $ 436,000 | $ 218,000 | $ 68,000 |
| Burlington County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Camden County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Monroe County New York | 2 | $ 139,000 | $ 69,000 | $ 34,000 |
| Guilford County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Watauga County North Carolina | 2 | $ 199,000 | $ 99,000 | $ 37,000 |
| Canadian County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Cleveland County Oklahoma | 2 | $ 560,000 | $ 280,000 | $ 72,000 |
| Payne County Oklahoma | 2 | $ 121,000 | $ 60,000 | $ 0 |
| Lackawanna County Pennsylvania | 2 | $ 164,000 | $ 82,000 | $ 36,000 |
| Minnehaha County South Dakota | 2 | $ 285,000 | $ 142,000 | $ 33,000 |
| Shelby County Tennessee | 2 | $ 166,000 | $ 83,000 | $ 37,000 |
| Fort Bend County Texas | 2 | $ 495,000 | $ 247,000 | $ 245,000 |
| Montgomery County Texas | 2 | $ 269,000 | $ 134,000 | $ 50,000 |
| Williamson County Texas | 2 | $ 200,000 | $ 100,000 | $ 68,000 |
| Washington County Utah | 2 | $ 339,000 | $ 169,000 | $ 42,000 |
| Chesapeake County Virginia | 2 | $ 347,000 | $ 173,000 | $ 54,000 |
| Fairfax County Virginia | 2 | $ 505,000 | $ 252,000 | $ 118,000 |
| Virginia Beach County Virginia | 2 | $ 580,000 | $ 290,000 | $ 116,000 |
| Laramie County Wyoming | 2 | $ 373,000 | $ 186,000 | $ 60,000 |
| Blount County Alabama | 1 | $ 124,000 | $ 124,000 | $ 28,000 |
| Calhoun County Alabama | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Mobile County Alabama | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Walker County Alabama | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Cochise County Arizona | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Mohave County Arizona | 1 | $ 228,000 | $ 228,000 | $ 54,000 |
| Santa Cruz County Arizona | 1 | $ 84,000 | $ 84,000 | $ 49,000 |
| Logan County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Contra Costa County California | 1 | $ 586,000 | $ 586,000 | $ 151,000 |
| Plumas County California | 1 | $ 203,000 | $ 203,000 | $ 65,000 |
| Riverside County California | 1 | $ 328,000 | $ 328,000 | $ 72,000 |
| Denver County Colorado | 1 | $ 215,000 | $ 215,000 | $ 16,000 |
| Dolores County Colorado | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| Fairfield County Connecticut | 1 | $ 310,000 | $ 310,000 | $ 76,000 |
| District of Columbia County District Of Columbia | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Duval County Florida | 1 | $ 116,000 | $ 116,000 | $ 14,000 |
| Hillsborough County Florida | 1 | $ 213,000 | $ 213,000 | $ 80,000 |
| Lee County Florida | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Palm Beach County Florida | 1 | $ 132,000 | $ 132,000 | $ 23,000 |
| Putnam County Florida | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Banks County Georgia | 1 | $ 116,000 | $ 116,000 | $ 52,000 |
| Clayton County Georgia | 1 | $ 189,000 | $ 189,000 | $ 70,000 |
| Cobb County Georgia | 1 | $ 137,000 | $ 137,000 | $ 30,000 |
| Effingham County Georgia | 1 | $ 168,000 | $ 168,000 | $ 76,000 |
| Gwinnett County Georgia | 1 | $ 680,000 | $ 680,000 | $ 300,000 |
| Henry County Georgia | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Meriwether County Georgia | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Rockdale County Georgia | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Ada County Idaho | 1 | $ 848,000 | $ 848,000 | $ 417,000 |
| DuPage County Illinois | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Grundy County Illinois | 1 | $ 430,000 | $ 430,000 | $ 300,000 |
| Lake County Illinois | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Macon County Illinois | 1 | $ 56,000 | $ 56,000 | $ 19,000 |
| Madison County Illinois | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Hamilton County Indiana | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Labette County Kansas | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Wyandotte County Kansas | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Hopkins County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 112,000 |
| Calcasieu County Louisiana | 1 | $ 166,000 | $ 166,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| Lafayette County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Ouachita County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| St. Tammany County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Charles County Maryland | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Prince George's County Maryland | 1 | $ 202,000 | $ 202,000 | $ 70,000 |
| Barnstable County Massachusetts | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 264,000 | $ 264,000 | $ 85,000 |
| Lapeer County Michigan | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Ottawa County Michigan | 1 | $ 102,000 | $ 102,000 | $ 25,000 |
| Shiawassee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Pontotoc County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Jackson County Missouri | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Laclede County Missouri | 1 | $ 148,000 | $ 148,000 | $ 90,000 |
| Sarpy County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Somerset County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Bernalillo County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Curry County New Mexico | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| Suffolk County New York | 1 | $ 328,000 | $ 328,000 | $ 110,000 |
| Westchester County New York | 1 | $ 440,000 | $ 440,000 | $ 179,000 |
| Davidson County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Durham County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Iredell County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 120,000 |
| Lenoir County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 20,000 |
| Onslow County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 79,000 |
| Carroll County Ohio | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Franklin County Ohio | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Hamilton County Ohio | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Cherokee County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 19,000 |
| Comanche County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Creek County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Grady County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 17,000 |
| Kay County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Nowata County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 64,000 |
| Okmulgee County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 135,000 |
| Pottawatomie County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Multnomah County Oregon | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Berks County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Delaware County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Franklin County Pennsylvania | 1 | $ 279,000 | $ 279,000 | $ 78,000 |
| Luzerne County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Union County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| York County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 52,000 |
| Sumner County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Brazoria County Texas | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Grayson County Texas | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Hidalgo County Texas | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Lubbock County Texas | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Orange County Texas | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Polk County Texas | 1 | $ 242,000 | $ 242,000 | $ 132,000 |
| Potter County Texas | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Tarrant County Texas | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Henrico County Virginia | 1 | $ 280,000 | $ 280,000 | $ 100,000 |
| Lynchburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Norfolk County Virginia | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Pittsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Sheboygan County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Bank Of Commerce in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 195 | $25,318,000 | $129,000 | $680,000 | $58,000 | $420,000 |
| Refinancing | 126 | $21,886,000 | $173,000 | $1,250,000 | $67,000 | $417,000 |
| Home Improvement | 10 | $371,000 | $37,000 | $75,000 | $47,000 | $75,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 231 | $30,606,000 | $132,000 | $1,000,000 | $60,000 | $420,000 |
| Not Provided | 60 | $10,459,000 | $174,000 | $1,250,000 | $58,000 | $300,000 |
| Black or African American | 18 | $2,830,000 | $157,000 | $288,000 | $61,000 | $115,000 |
| Hispanic | 8 | $1,467,000 | $183,000 | $400,000 | $68,000 | $135,000 |
| American Indian or Alaskan Native | 7 | $442,000 | $63,000 | $112,000 | $85,000 | $208,000 |
| Not applicable | 4 | $243,000 | $60,000 | $67,000 | $0 | $0 |
| Asian | 3 | $1,528,000 | $509,000 | $586,000 | $198,000 | $366,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 330 | $47,478,000 | $143,000 | $1,250,000 | $61,000 | $420,000 |
| FHA-insured (Federal Housing Administration) | 1 | $97,000 | $97,000 | $97,000 | $52,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 194 | $30,924,000 | $159,000 | $848,000 | $65,000 | $420,000 |
| Application Denied By Financial Institution | 87 | $14,118,000 | $162,000 | $1,250,000 | $51,000 | $288,000 |
| Loan Originated | 50 | $2,533,000 | $50,000 | $391,000 | $60,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Commerce's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Commerce's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.