Bank Of Hope
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Bank Of Hope 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Hope 3200 Wilshire Blvd Los Angeles, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 971 |
| Total Mortgage Loan Application Amount | $1,211,625,000 |
| Average Mortgage Loan Application Amount | $1,063,200 |
| Highest Mortgage Loan Application Amount | $43,505,000 |
| Average Applicant Income | $363,600 |
| Highest Applicant Income | $4,493,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bank Of Hope. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Hope's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bank Of Hope's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Hope serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Hope, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Hope's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 368 | $ 591,920,000 | $ 1,608,000 | $ 431,000 |
| Orange County California | 118 | $ 140,330,000 | $ 1,189,000 | $ 297,000 |
| Bergen County New Jersey | 72 | $ 42,400,000 | $ 588,000 | $ 230,000 |
| Nassau County New York | 60 | $ 37,500,000 | $ 625,000 | $ 356,000 |
| Queens County New York | 43 | $ 25,965,000 | $ 603,000 | $ 375,000 |
| San Bernardino County California | 30 | $ 23,240,000 | $ 774,000 | $ 294,000 |
| Riverside County California | 24 | $ 12,710,000 | $ 529,000 | $ 432,000 |
| San Diego County California | 19 | $ 53,705,000 | $ 2,826,000 | $ 325,000 |
| Cook County Illinois | 18 | $ 5,420,000 | $ 301,000 | $ 108,000 |
| New York County New York | 14 | $ 20,350,000 | $ 1,453,000 | $ 687,000 |
| King County Washington | 12 | $ 10,370,000 | $ 864,000 | $ 459,000 |
| Harris County Texas | 11 | $ 64,945,000 | $ 5,904,000 | $ 243,000 |
| Santa Clara County California | 10 | $ 10,770,000 | $ 1,077,000 | $ 230,000 |
| Gwinnett County Georgia | 10 | $ 4,690,000 | $ 469,000 | $ 161,000 |
| Kings County New York | 9 | $ 10,475,000 | $ 1,163,000 | $ 436,000 |
| Denton County Texas | 9 | $ 3,585,000 | $ 398,000 | $ 378,000 |
| Suffolk County New York | 8 | $ 5,810,000 | $ 726,000 | $ 312,000 |
| Fairfax County Virginia | 8 | $ 5,150,000 | $ 643,000 | $ 200,000 |
| Ventura County California | 7 | $ 11,365,000 | $ 1,623,000 | $ 352,000 |
| Snohomish County Washington | 7 | $ 3,035,000 | $ 433,000 | $ 146,000 |
| Westchester County New York | 5 | $ 2,305,000 | $ 461,000 | $ 173,000 |
| Collin County Texas | 5 | $ 1,775,000 | $ 355,000 | $ 454,000 |
| Alameda County California | 4 | $ 4,250,000 | $ 1,062,000 | $ 758,000 |
| San Mateo County California | 4 | $ 3,430,000 | $ 857,000 | $ 295,000 |
| Clark County Nevada | 4 | $ 2,580,000 | $ 645,000 | $ 591,000 |
| Hudson County New Jersey | 4 | $ 2,650,000 | $ 662,000 | $ 266,000 |
| Bronx County New York | 4 | $ 4,150,000 | $ 1,037,000 | $ 443,000 |
| Kern County California | 3 | $ 2,305,000 | $ 768,000 | $ 143,000 |
| Lake County Illinois | 3 | $ 1,635,000 | $ 545,000 | $ 580,000 |
| Somerset County New Jersey | 3 | $ 1,815,000 | $ 605,000 | $ 234,000 |
| Union County New Jersey | 3 | $ 1,355,000 | $ 451,000 | $ 209,000 |
| Rockland County New York | 3 | $ 1,195,000 | $ 398,000 | $ 184,000 |
| Dallas County Texas | 3 | $ 1,845,000 | $ 615,000 | $ 143,000 |
| Tarrant County Texas | 3 | $ 745,000 | $ 248,000 | $ 90,000 |
| Pierce County Washington | 3 | $ 2,575,000 | $ 858,000 | $ 218,000 |
| Contra Costa County California | 2 | $ 1,220,000 | $ 610,000 | $ 249,000 |
| Fresno County California | 2 | $ 1,210,000 | $ 605,000 | $ 225,000 |
| San Luis Obispo County California | 2 | $ 3,470,000 | $ 1,735,000 | $ 501,000 |
| Hartford County Connecticut | 2 | $ 500,000 | $ 250,000 | $ 75,000 |
| New Haven County Connecticut | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| Essex County New Jersey | 2 | $ 1,030,000 | $ 515,000 | $ 178,000 |
| Middlesex County New Jersey | 2 | $ 990,000 | $ 495,000 | $ 598,000 |
| Passaic County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Orange County New York | 2 | $ 710,000 | $ 355,000 | $ 234,000 |
| Richmond County New York | 2 | $ 1,510,000 | $ 755,000 | $ 139,000 |
| Travis County Texas | 2 | $ 4,160,000 | $ 2,080,000 | $ 142,000 |
| Loudoun County Virginia | 2 | $ 820,000 | $ 410,000 | $ 122,000 |
| Prince William County Virginia | 2 | $ 670,000 | $ 335,000 | $ 80,000 |
| Autauga County Alabama | 1 | $ 385,000 | $ 385,000 | $ 77,000 |
| Pinal County Arizona | 1 | $ 245,000 | $ 245,000 | $ 181,000 |
| Imperial County California | 1 | $ 4,805,000 | $ 4,805,000 | $ 0 |
| Monterey County California | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Sacramento County California | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Yolo County California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Broward County Florida | 1 | $ 415,000 | $ 415,000 | $ 172,000 |
| Miami-Dade County Florida | 1 | $ 325,000 | $ 325,000 | $ 218,000 |
| Pasco County Florida | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Forsyth County Georgia | 1 | $ 595,000 | $ 595,000 | $ 214,000 |
| Fulton County Georgia | 1 | $ 455,000 | $ 455,000 | $ 685,000 |
| DuPage County Illinois | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Baltimore County Maryland | 1 | $ 585,000 | $ 585,000 | $ 169,000 |
| Charles County Maryland | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Frederick County Maryland | 1 | $ 525,000 | $ 525,000 | $ 108,000 |
| Wicomico County Maryland | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Monmouth County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 187,000 |
| Columbia County New York | 1 | $ 1,385,000 | $ 1,385,000 | $ 1,161,000 |
| Angelina County Texas | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Bexar County Texas | 1 | $ 715,000 | $ 715,000 | $ 233,000 |
| Ellis County Texas | 1 | $ 9,505,000 | $ 9,505,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 415,000 | $ 415,000 | $ 158,000 |
| Kaufman County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Nueces County Texas | 1 | $ 43,505,000 | $ 43,505,000 | $ 0 |
| Utah County Utah | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,052,000 |
| Fairfax City County Virginia | 1 | $ 845,000 | $ 845,000 | $ 239,000 |
| Stafford County Virginia | 1 | $ 475,000 | $ 475,000 | $ 83,000 |
| Clark County Washington | 1 | $ 325,000 | $ 325,000 | $ 196,000 |
| Kitsap County Washington | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Lewis County Washington | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Skagit County Washington | 1 | $ 1,645,000 | $ 1,645,000 | $ 383,000 |
| Thurston County Washington | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Whatcom County Washington | 1 | $ 515,000 | $ 515,000 | $ 192,000 |
| Milwaukee County Wisconsin | 1 | $ 705,000 | $ 705,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of Hope in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 499 | $553,015,000 | $1,108,000 | $43,505,000 | $308,000 | $4,493,000 |
| Cash-out Refinancing | 209 | $388,845,000 | $1,860,000 | $22,505,000 | $304,000 | $2,513,000 |
| Refinancing | 197 | $229,185,000 | $1,163,000 | $34,005,000 | $452,000 | $3,454,000 |
| Other Purpose | 42 | $28,290,000 | $673,000 | $2,885,000 | $418,000 | $2,152,000 |
| Home Improvement | 24 | $12,290,000 | $512,000 | $1,005,000 | $336,000 | $2,073,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 579 | $387,215,000 | $668,000 | $5,005,000 | $300,000 | $4,493,000 |
| Not Provided | 152 | $149,580,000 | $984,000 | $7,005,000 | $511,000 | $3,454,000 |
| Not applicable | 150 | $585,610,000 | $3,904,000 | $43,505,000 | $0 | $0 |
| White | 61 | $70,645,000 | $1,158,000 | $6,435,000 | $434,000 | $1,457,000 |
| Hispanic | 25 | $14,345,000 | $573,000 | $1,865,000 | $188,000 | $1,128,000 |
| Black or African American | 4 | $4,230,000 | $1,057,000 | $1,325,000 | $284,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 971 | $1,211,625,000 | $1,247,000 | $43,505,000 | $344,000 | $4,493,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 712 | $993,660,000 | $1,395,000 | $43,505,000 | $358,000 | $4,493,000 |
| Application Approved But Not Accepted | 101 | $80,965,000 | $801,000 | $2,805,000 | $369,000 | $2,280,000 |
| Application Withdrawn By Applicant | 86 | $64,250,000 | $747,000 | $5,305,000 | $274,000 | $1,289,000 |
| Application Denied By Financial Institution | 57 | $63,475,000 | $1,113,000 | $29,505,000 | $284,000 | $2,149,000 |
| File Closed For Incompleteness | 14 | $9,170,000 | $655,000 | $1,905,000 | $263,000 | $665,000 |
| Preapproval Approved but not Accepted | 1 | $105,000 | $105,000 | $105,000 | $107,000 | $107,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 914 | $1,148,150,000 | $1,256,000 | $43,505,000 | $348,000 | $4,493,000 |
| Other | 28 | $45,780,000 | $1,635,000 | $29,505,000 | $365,000 | $2,149,000 |
| Debt-To-Income Ratio | 15 | $7,815,000 | $521,000 | $1,105,000 | $123,000 | $404,000 |
| Unverifiable Information | 6 | $2,740,000 | $456,000 | $715,000 | $250,000 | $601,000 |
| Credit History | 6 | $5,480,000 | $913,000 | $2,755,000 | $371,000 | $900,000 |
| Collateral | 2 | $1,660,000 | $830,000 | $1,005,000 | $295,000 | $295,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Hope's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Hope's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.