Bank of Hope Mortgage Lending & HMDA Data, 2022
In 2022, Bank of Hope of Los Angeles, CA reported 971 mortgage applications totaling $1.2 billion, down 29% from 2021. The average application was for $1,247,811, and applicants reported an average income of $341,804. 73% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (368), New York-Jersey City-White Plains, NY-NJ (158) and Anaheim-Santa Ana-Irvine, CA (118) (applications in parentheses).
| Mortgage Company & Address | Bank of Hope 3200 Wilshire Blvd Los Angeles, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 971 |
| Total Mortgage Loan Application Amount | $1,211,625,000 |
| Average Mortgage Loan Application Amount | $1,247,811 |
| Highest Mortgage Loan Application Amount | $43,505,000 |
| Average Applicant Income | $341,804 |
| Highest Applicant Income | $4,493,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of Hope filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 368 | $ 591,920,000 | $ 1,608,478 | $ 431,000 |
| Orange, California | 118 | $ 140,330,000 | $ 1,189,237 | $ 297,000 |
| Bergen, New Jersey | 72 | $ 42,400,000 | $ 588,888 | $ 230,000 |
| Nassau, New York | 60 | $ 37,500,000 | $ 625,000 | $ 356,000 |
| Queens, New York | 43 | $ 25,965,000 | $ 603,837 | $ 375,000 |
| San Bernardino, California | 30 | $ 23,240,000 | $ 774,666 | $ 294,000 |
| Riverside, California | 24 | $ 12,710,000 | $ 529,583 | $ 432,000 |
| San Diego, California | 19 | $ 53,705,000 | $ 2,826,578 | $ 325,000 |
| Cook, Illinois | 18 | $ 5,420,000 | $ 301,111 | $ 108,000 |
| New York, New York | 14 | $ 20,350,000 | $ 1,453,571 | $ 687,000 |
| King, Washington | 12 | $ 10,370,000 | $ 864,166 | $ 459,000 |
| Harris, Texas | 11 | $ 64,945,000 | $ 5,904,090 | $ 243,000 |
| Santa Clara, California | 10 | $ 10,770,000 | $ 1,077,000 | $ 230,000 |
| Gwinnett, Georgia | 10 | $ 4,690,000 | $ 469,000 | $ 161,000 |
| Kings, New York | 9 | $ 10,475,000 | $ 1,163,888 | $ 436,000 |
| Denton, Texas | 9 | $ 3,585,000 | $ 398,333 | $ 378,000 |
| Suffolk, New York | 8 | $ 5,810,000 | $ 726,250 | $ 312,000 |
| Fairfax, Virginia | 8 | $ 5,150,000 | $ 643,750 | $ 200,000 |
| Ventura, California | 7 | $ 11,365,000 | $ 1,623,571 | $ 352,000 |
| Snohomish, Washington | 7 | $ 3,035,000 | $ 433,571 | $ 146,000 |
| Westchester, New York | 5 | $ 2,305,000 | $ 461,000 | $ 173,000 |
| Collin, Texas | 5 | $ 1,775,000 | $ 355,000 | $ 454,000 |
| Alameda, California | 4 | $ 4,250,000 | $ 1,062,500 | $ 758,000 |
| San Mateo, California | 4 | $ 3,430,000 | $ 857,500 | $ 295,000 |
| Clark, Nevada | 4 | $ 2,580,000 | $ 645,000 | $ 591,000 |
| Hudson, New Jersey | 4 | $ 2,650,000 | $ 662,500 | $ 266,000 |
| Bronx, New York | 4 | $ 4,150,000 | $ 1,037,500 | $ 443,000 |
| Kern, California | 3 | $ 2,305,000 | $ 768,333 | $ 143,000 |
| Lake, Illinois | 3 | $ 1,635,000 | $ 545,000 | $ 580,000 |
| Somerset, New Jersey | 3 | $ 1,815,000 | $ 605,000 | $ 234,000 |
| Union, New Jersey | 3 | $ 1,355,000 | $ 451,666 | $ 209,000 |
| Rockland, New York | 3 | $ 1,195,000 | $ 398,333 | $ 184,000 |
| Dallas, Texas | 3 | $ 1,845,000 | $ 615,000 | $ 143,000 |
| Tarrant, Texas | 3 | $ 745,000 | $ 248,333 | $ 90,000 |
| Pierce, Washington | 3 | $ 2,575,000 | $ 858,333 | $ 218,000 |
| Contra Costa, California | 2 | $ 1,220,000 | $ 610,000 | $ 249,000 |
| Fresno, California | 2 | $ 1,210,000 | $ 605,000 | $ 225,000 |
| San Luis Obispo, California | 2 | $ 3,470,000 | $ 1,735,000 | $ 501,000 |
| Hartford, Connecticut | 2 | $ 500,000 | $ 250,000 | $ 75,000 |
| New Haven, Connecticut | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| Essex, New Jersey | 2 | $ 1,030,000 | $ 515,000 | $ 178,000 |
| Middlesex, New Jersey | 2 | $ 990,000 | $ 495,000 | $ 598,000 |
| Passaic, New Jersey | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Orange, New York | 2 | $ 710,000 | $ 355,000 | $ 234,000 |
| Richmond, New York | 2 | $ 1,510,000 | $ 755,000 | $ 139,000 |
| Travis, Texas | 2 | $ 4,160,000 | $ 2,080,000 | $ 142,000 |
| Loudoun, Virginia | 2 | $ 820,000 | $ 410,000 | $ 122,000 |
| Prince William, Virginia | 2 | $ 670,000 | $ 335,000 | $ 80,000 |
| Autauga, Alabama | 1 | $ 385,000 | $ 385,000 | $ 77,000 |
| Pinal, Arizona | 1 | $ 245,000 | $ 245,000 | $ 181,000 |
| Imperial, California | 1 | $ 4,805,000 | $ 4,805,000 | $ 0 |
| Monterey, California | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Sacramento, California | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Yolo, California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Broward, Florida | 1 | $ 415,000 | $ 415,000 | $ 172,000 |
| Miami-Dade, Florida | 1 | $ 325,000 | $ 325,000 | $ 218,000 |
| Pasco, Florida | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Forsyth, Georgia | 1 | $ 595,000 | $ 595,000 | $ 214,000 |
| Fulton, Georgia | 1 | $ 455,000 | $ 455,000 | $ 685,000 |
| DuPage, Illinois | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Baltimore, Maryland | 1 | $ 585,000 | $ 585,000 | $ 169,000 |
| Charles, Maryland | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Frederick, Maryland | 1 | $ 525,000 | $ 525,000 | $ 108,000 |
| Wicomico, Maryland | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Monmouth, New Jersey | 1 | $ 605,000 | $ 605,000 | $ 187,000 |
| Columbia, New York | 1 | $ 1,385,000 | $ 1,385,000 | $ 1,161,000 |
| Angelina, Texas | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Bexar, Texas | 1 | $ 715,000 | $ 715,000 | $ 233,000 |
| Ellis, Texas | 1 | $ 9,505,000 | $ 9,505,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 415,000 | $ 415,000 | $ 158,000 |
| Kaufman, Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Nueces, Texas | 1 | $ 43,505,000 | $ 43,505,000 | $ 0 |
| Utah, Utah | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,052,000 |
| Fairfax City, Virginia | 1 | $ 845,000 | $ 845,000 | $ 239,000 |
| Stafford, Virginia | 1 | $ 475,000 | $ 475,000 | $ 83,000 |
| Clark, Washington | 1 | $ 325,000 | $ 325,000 | $ 196,000 |
| Kitsap, Washington | 1 | $ 285,000 | $ 285,000 | $ 151,000 |
| Lewis, Washington | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Skagit, Washington | 1 | $ 1,645,000 | $ 1,645,000 | $ 383,000 |
| Thurston, Washington | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Whatcom, Washington | 1 | $ 515,000 | $ 515,000 | $ 192,000 |
| Milwaukee, Wisconsin | 1 | $ 705,000 | $ 705,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank of Hope in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 499 | $553,015,000 | $1,108,000 | $43,505,000 | $308,000 | $4,493,000 |
| Cash-out Refinancing | 209 | $388,845,000 | $1,860,000 | $22,505,000 | $304,000 | $2,513,000 |
| Refinancing | 197 | $229,185,000 | $1,163,000 | $34,005,000 | $452,000 | $3,454,000 |
| Other Purpose | 42 | $28,290,000 | $673,000 | $2,885,000 | $418,000 | $2,152,000 |
| Home Improvement | 24 | $12,290,000 | $512,000 | $1,005,000 | $336,000 | $2,073,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 579 | $387,215,000 | $668,000 | $5,005,000 | $300,000 | $4,493,000 |
| Not Provided | 152 | $149,580,000 | $984,000 | $7,005,000 | $511,000 | $3,454,000 |
| Not applicable | 150 | $585,610,000 | $3,904,000 | $43,505,000 | $0 | $0 |
| White | 61 | $70,645,000 | $1,158,000 | $6,435,000 | $434,000 | $1,457,000 |
| Hispanic | 25 | $14,345,000 | $573,000 | $1,865,000 | $188,000 | $1,128,000 |
| Black or African American | 4 | $4,230,000 | $1,057,000 | $1,325,000 | $284,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 971 | $1,211,625,000 | $1,247,000 | $43,505,000 | $344,000 | $4,493,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 712 | $993,660,000 | $1,395,000 | $43,505,000 | $358,000 | $4,493,000 |
| Application Approved But Not Accepted | 101 | $80,965,000 | $801,000 | $2,805,000 | $369,000 | $2,280,000 |
| Application Withdrawn By Applicant | 86 | $64,250,000 | $747,000 | $5,305,000 | $274,000 | $1,289,000 |
| Application Denied By Financial Institution | 57 | $63,475,000 | $1,113,000 | $29,505,000 | $284,000 | $2,149,000 |
| File Closed For Incompleteness | 14 | $9,170,000 | $655,000 | $1,905,000 | $263,000 | $665,000 |
| Preapproval Approved but not Accepted | 1 | $105,000 | $105,000 | $105,000 | $107,000 | $107,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 914 | $1,148,150,000 | $1,256,000 | $43,505,000 | $348,000 | $4,493,000 |
| Other | 28 | $45,780,000 | $1,635,000 | $29,505,000 | $365,000 | $2,149,000 |
| Debt-To-Income Ratio | 15 | $7,815,000 | $521,000 | $1,105,000 | $123,000 | $404,000 |
| Unverifiable Information | 6 | $2,740,000 | $456,000 | $715,000 | $250,000 | $601,000 |
| Credit History | 6 | $5,480,000 | $913,000 | $2,755,000 | $371,000 | $900,000 |
| Collateral | 2 | $1,660,000 | $830,000 | $1,005,000 | $295,000 | $295,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of Hope's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of Hope's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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