Bank Of Kansas City
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bank Of Kansas City 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Kansas City P.O. Box 2300 Tulsa, OK 74192 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,557 |
| Total Mortgage Loan Application Amount | $372,539,000 |
| Average Mortgage Loan Application Amount | $128,666 |
| Highest Mortgage Loan Application Amount | $2,900,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $2,463,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bank Of Kansas City. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Kansas City's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bank Of Kansas City's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Kansas City serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Kansas City, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Kansas City's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 463 | $ 59,533,000 | $ 128,000 | $ 65,000 |
| Johnson County Kansas | 441 | $ 83,554,000 | $ 189,000 | $ 87,000 |
| Clay County Missouri | 267 | $ 40,034,000 | $ 149,000 | $ 55,000 |
| Wyandotte County Kansas | 251 | $ 30,708,000 | $ 122,000 | $ 53,000 |
| Platte County Missouri | 150 | $ 27,021,000 | $ 180,000 | $ 68,000 |
| Leavenworth County Kansas | 97 | $ 12,637,000 | $ 130,000 | $ 54,000 |
| Cass County Missouri | 79 | $ 12,166,000 | $ 154,000 | $ 66,000 |
| Tulsa County Oklahoma | 71 | $ 9,230,000 | $ 130,000 | $ 70,000 |
| Oklahoma County Oklahoma | 40 | $ 5,387,000 | $ 134,000 | $ 69,000 |
| Atchison County Kansas | 36 | $ 3,684,000 | $ 102,000 | $ 56,000 |
| Shawnee County Kansas | 18 | $ 1,777,000 | $ 98,000 | $ 44,000 |
| Sedgwick County Kansas | 15 | $ 1,748,000 | $ 116,000 | $ 79,000 |
| Rogers County Oklahoma | 15 | $ 2,142,000 | $ 142,000 | $ 58,000 |
| Comanche County Oklahoma | 14 | $ 2,027,000 | $ 144,000 | $ 51,000 |
| Douglas County Kansas | 13 | $ 1,795,000 | $ 138,000 | $ 48,000 |
| Cleveland County Oklahoma | 13 | $ 1,846,000 | $ 142,000 | $ 47,000 |
| Wagoner County Oklahoma | 13 | $ 1,853,000 | $ 142,000 | $ 60,000 |
| Miami County Kansas | 12 | $ 1,854,000 | $ 154,000 | $ 81,000 |
| St. Louis County Missouri | 12 | $ 2,061,000 | $ 171,000 | $ 108,000 |
| Canadian County Oklahoma | 8 | $ 1,355,000 | $ 169,000 | $ 128,000 |
| Buchanan County Missouri | 7 | $ 950,000 | $ 135,000 | $ 64,000 |
| Taney County Missouri | 7 | $ 1,143,000 | $ 163,000 | $ 187,000 |
| Franklin County Kansas | 6 | $ 641,000 | $ 106,000 | $ 66,000 |
| Lafayette County Missouri | 6 | $ 1,705,000 | $ 284,000 | $ 466,000 |
| Camden County Missouri | 5 | $ 1,747,000 | $ 349,000 | $ 107,000 |
| Clinton County Missouri | 5 | $ 701,000 | $ 140,000 | $ 46,000 |
| Johnson County Missouri | 5 | $ 708,000 | $ 141,000 | $ 91,000 |
| Stone County Missouri | 5 | $ 728,000 | $ 145,000 | $ 130,000 |
| Creek County Oklahoma | 5 | $ 629,000 | $ 125,000 | $ 42,000 |
| Pittsburg County Oklahoma | 5 | $ 1,051,000 | $ 210,000 | $ 99,000 |
| Tarrant County Texas | 5 | $ 850,000 | $ 170,000 | $ 94,000 |
| Maricopa County Arizona | 4 | $ 773,000 | $ 193,000 | $ 164,000 |
| Benton County Arkansas | 4 | $ 682,000 | $ 170,000 | $ 93,000 |
| Weld County Colorado | 4 | $ 1,064,000 | $ 266,000 | $ 63,000 |
| Jefferson County Kansas | 4 | $ 517,000 | $ 129,000 | $ 57,000 |
| Osage County Kansas | 4 | $ 279,000 | $ 69,000 | $ 60,000 |
| Morgan County Missouri | 4 | $ 538,000 | $ 134,000 | $ 198,000 |
| Delaware County Oklahoma | 4 | $ 825,000 | $ 206,000 | $ 163,000 |
| Muskogee County Oklahoma | 4 | $ 724,000 | $ 181,000 | $ 113,000 |
| Fairfax County Virginia | 4 | $ 970,000 | $ 242,000 | $ 127,000 |
| Jefferson County Colorado | 3 | $ 629,000 | $ 209,000 | $ 115,000 |
| Crawford County Kansas | 3 | $ 173,000 | $ 57,000 | $ 37,000 |
| Benton County Missouri | 3 | $ 214,000 | $ 71,000 | $ 145,000 |
| Boone County Missouri | 3 | $ 391,000 | $ 130,000 | $ 41,000 |
| Greene County Missouri | 3 | $ 525,000 | $ 175,000 | $ 185,000 |
| Saline County Missouri | 3 | $ 227,000 | $ 75,000 | $ 40,000 |
| St. Charles County Missouri | 3 | $ 471,000 | $ 157,000 | $ 102,000 |
| Bernalillo County New Mexico | 3 | $ 815,000 | $ 271,000 | $ 103,000 |
| Garfield County Oklahoma | 3 | $ 353,000 | $ 117,000 | $ 61,000 |
| McClain County Oklahoma | 3 | $ 392,000 | $ 130,000 | $ 99,000 |
| Osage County Oklahoma | 3 | $ 523,000 | $ 174,000 | $ 124,000 |
| Washington County Oklahoma | 3 | $ 372,000 | $ 124,000 | $ 32,000 |
| Lamar County Alabama | 2 | $ 114,000 | $ 57,000 | $ 59,000 |
| Washington County Arkansas | 2 | $ 276,000 | $ 138,000 | $ 47,000 |
| Lake County Illinois | 2 | $ 597,000 | $ 298,000 | $ 69,000 |
| Butler County Kansas | 2 | $ 363,000 | $ 181,000 | $ 104,000 |
| Cherokee County Kansas | 2 | $ 198,000 | $ 99,000 | $ 112,000 |
| Cowley County Kansas | 2 | $ 15,000 | $ 7,000 | $ 16,000 |
| Doniphan County Kansas | 2 | $ 164,000 | $ 82,000 | $ 63,000 |
| Geary County Kansas | 2 | $ 303,000 | $ 151,000 | $ 51,000 |
| Linn County Kansas | 2 | $ 156,000 | $ 78,000 | $ 44,000 |
| Wilson County Kansas | 2 | $ 96,000 | $ 48,000 | $ 34,000 |
| Bates County Missouri | 2 | $ 123,000 | $ 61,000 | $ 51,000 |
| Christian County Missouri | 2 | $ 402,000 | $ 201,000 | $ 123,000 |
| Franklin County Missouri | 2 | $ 232,000 | $ 116,000 | $ 48,000 |
| Jasper County Missouri | 2 | $ 645,000 | $ 322,000 | $ 250,000 |
| Jefferson County Missouri | 2 | $ 306,000 | $ 153,000 | $ 94,000 |
| Douglas County Nebraska | 2 | $ 296,000 | $ 148,000 | $ 66,000 |
| Sandoval County New Mexico | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Carter County Oklahoma | 2 | $ 194,000 | $ 97,000 | $ 58,000 |
| Logan County Oklahoma | 2 | $ 254,000 | $ 127,000 | $ 49,000 |
| McIntosh County Oklahoma | 2 | $ 125,000 | $ 62,000 | $ 69,000 |
| Okmulgee County Oklahoma | 2 | $ 178,000 | $ 89,000 | $ 63,000 |
| Montgomery County Texas | 2 | $ 365,000 | $ 182,000 | $ 111,000 |
| Jefferson County Alabama | 1 | $ 149,000 | $ 149,000 | $ 85,000 |
| Madison County Alabama | 1 | $ 88,000 | $ 88,000 | $ 97,000 |
| Yavapai County Arizona | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 222,000 | $ 222,000 | $ 108,000 |
| Madison County Arkansas | 1 | $ 133,000 | $ 133,000 | $ 87,000 |
| Prairie County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| New London County Connecticut | 1 | $ 216,000 | $ 216,000 | $ 88,000 |
| Duval County Florida | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Okaloosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Orange County Florida | 1 | $ 89,000 | $ 89,000 | $ 82,000 |
| St. Lucie County Florida | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Cherokee County Georgia | 1 | $ 300,000 | $ 300,000 | $ 188,000 |
| Cobb County Georgia | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Henry County Georgia | 1 | $ 73,000 | $ 73,000 | $ 46,000 |
| Cook County Illinois | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| DuPage County Illinois | 1 | $ 120,000 | $ 120,000 | $ 111,000 |
| Monroe County Illinois | 1 | $ 221,000 | $ 221,000 | $ 102,000 |
| Story County Iowa | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Bourbon County Kansas | 1 | $ 416,000 | $ 416,000 | $ 235,000 |
| Brown County Kansas | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Lyon County Kansas | 1 | $ 180,000 | $ 180,000 | $ 91,000 |
| Riley County Kansas | 1 | $ 120,000 | $ 120,000 | $ 400,000 |
| Saline County Kansas | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Clark County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 15,000 |
| Baltimore County Maryland | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Charles County Maryland | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Prince George's County Maryland | 1 | $ 158,000 | $ 158,000 | $ 142,000 |
| Carver County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Dakota County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| Hennepin County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Ramsey County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 24,000 |
| Washington County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Barry County Missouri | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Butler County Missouri | 1 | $ 73,000 | $ 73,000 | $ 31,000 |
| Carroll County Missouri | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Cedar County Missouri | 1 | $ 48,000 | $ 48,000 | $ 19,000 |
| Cooper County Missouri | 1 | $ 34,000 | $ 34,000 | $ 123,000 |
| Hickory County Missouri | 1 | $ 109,000 | $ 109,000 | $ 138,000 |
| Holt County Missouri | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Macon County Missouri | 1 | $ 44,000 | $ 44,000 | $ 40,000 |
| Newton County Missouri | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
| Nodaway County Missouri | 1 | $ 179,000 | $ 179,000 | $ 51,000 |
| Osage County Missouri | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Ray County Missouri | 1 | $ 148,000 | $ 148,000 | $ 32,000 |
| Douglas County Nevada | 1 | $ 153,000 | $ 153,000 | $ 94,000 |
| Burlington County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 74,000 |
| San Juan County New Mexico | 1 | $ 177,000 | $ 177,000 | $ 81,000 |
| Santa Fe County New Mexico | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Guilford County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 77,000 |
| Richland County North Dakota | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Coshocton County Ohio | 1 | $ 46,000 | $ 46,000 | $ 212,000 |
| Hamilton County Ohio | 1 | $ 23,000 | $ 23,000 | $ 52,000 |
| Montgomery County Ohio | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Craig County Oklahoma | 1 | $ 222,000 | $ 222,000 | $ 123,000 |
| Kingfisher County Oklahoma | 1 | $ 181,000 | $ 181,000 | $ 114,000 |
| Ottawa County Oklahoma | 1 | $ 247,000 | $ 247,000 | $ 375,000 |
| Payne County Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Sequoyah County Oklahoma | 1 | $ 176,000 | $ 176,000 | $ 154,000 |
| Berkeley County South Carolina | 1 | $ 42,000 | $ 42,000 | $ 123,000 |
| Greenville County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Montgomery County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 204,000 |
| Bell County Texas | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Dallas County Texas | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| El Paso County Texas | 1 | $ 110,000 | $ 110,000 | $ 138,000 |
| Guadalupe County Texas | 1 | $ 182,000 | $ 182,000 | $ 80,000 |
| Hill County Texas | 1 | $ 181,000 | $ 181,000 | $ 61,000 |
| Randall County Texas | 1 | $ 113,000 | $ 113,000 | $ 110,000 |
| Iron County Utah | 1 | $ 252,000 | $ 252,000 | $ 81,000 |
| Salt Lake County Utah | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| Utah County Utah | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 270,000 | $ 270,000 | $ 76,000 |
| Hampton County Virginia | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Henrico County Virginia | 1 | $ 62,000 | $ 62,000 | $ 63,000 |
| Richmond City County Virginia | 1 | $ 121,000 | $ 121,000 | $ 76,000 |
| Stafford County Virginia | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Suffolk County Virginia | 1 | $ 230,000 | $ 230,000 | $ 254,000 |
| Tazewell County Virginia | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Bank Of Kansas City in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,423 | $227,294,000 | $159,000 | $1,600,000 | $73,000 | $1,286,000 |
| Home Purchase | 1,068 | $138,736,000 | $129,000 | $2,900,000 | $62,000 | $2,463,000 |
| Home Improvement | 66 | $6,509,000 | $98,000 | $228,000 | $63,000 | $227,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,677 | $254,069,000 | $151,000 | $1,600,000 | $71,000 | $2,463,000 |
| Not Provided | 559 | $75,688,000 | $135,000 | $950,000 | $66,000 | $693,000 |
| Black or African American | 210 | $28,875,000 | $137,000 | $2,900,000 | $54,000 | $2,208,000 |
| Hispanic | 62 | $6,707,000 | $108,000 | $231,000 | $46,000 | $126,000 |
| Asian | 30 | $4,769,000 | $158,000 | $390,000 | $64,000 | $159,000 |
| American Indian or Alaskan Native | 10 | $1,211,000 | $121,000 | $176,000 | $48,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,090,000 | $136,000 | $244,000 | $48,000 | $100,000 |
| Not applicable | 1 | $130,000 | $130,000 | $130,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,194 | $195,180,000 | $163,000 | $2,900,000 | $93,000 | $2,463,000 |
| FHA-insured (Federal Housing Administration) | 1,188 | $152,478,000 | $128,000 | $320,000 | $45,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 134 | $19,968,000 | $149,000 | $446,000 | $51,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $4,913,000 | $119,000 | $205,000 | $47,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,525 | $223,307,000 | $146,000 | $950,000 | $69,000 | $1,286,000 |
| Application Denied By Financial Institution | 453 | $69,073,000 | $152,000 | $1,600,000 | $69,000 | $2,463,000 |
| Preapproval Denied by Financial Institution | 274 | $31,201,000 | $113,000 | $1,000,000 | $43,000 | $695,000 |
| Application Withdrawn By Applicant | 156 | $26,478,000 | $169,000 | $2,900,000 | $90,000 | $2,208,000 |
| File Closed For Incompleteness | 89 | $13,636,000 | $153,000 | $417,000 | $73,000 | $282,000 |
| Application Approved But Not Accepted | 60 | $8,844,000 | $147,000 | $809,000 | $69,000 | $378,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 297 | $33,681,000 | $113,000 | $401,000 | $41,000 | $174,000 |
| Credit Application Incomplete | 264 | $39,789,000 | $150,000 | $1,600,000 | $61,000 | $695,000 |
| Debt-To-Income Ratio | 73 | $11,196,000 | $153,000 | $985,000 | $60,000 | $200,000 |
| Collateral | 53 | $9,165,000 | $172,000 | $1,000,000 | $135,000 | $2,463,000 |
| Other | 26 | $4,770,000 | $183,000 | $895,000 | $95,000 | $360,000 |
| Employment History | 7 | $1,064,000 | $152,000 | $360,000 | $58,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $237,000 | $79,000 | $113,000 | $30,000 | $38,000 |
| Unverifiable Information | 3 | $215,000 | $71,000 | $131,000 | $45,000 | $105,000 |
| Mortgage Insurance Denied | 1 | $157,000 | $157,000 | $157,000 | $119,000 | $119,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Kansas City's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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