Bank Of Kansas City
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bank Of Kansas City 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Kansas City P.O. Box 2300 Tulsa, OK 74192 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,418 |
| Total Mortgage Loan Application Amount | $203,938,000 |
| Average Mortgage Loan Application Amount | $126,666 |
| Highest Mortgage Loan Application Amount | $820,000 |
| Average Applicant Income | $74,333 |
| Highest Applicant Income | $680,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of Kansas City. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Kansas City's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bank Of Kansas City's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Kansas City serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Kansas City, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Kansas City's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 340 | $ 42,091,000 | $ 123,000 | $ 61,000 |
| Johnson County Kansas | 304 | $ 56,964,000 | $ 187,000 | $ 108,000 |
| Wyandotte County Kansas | 148 | $ 16,535,000 | $ 111,000 | $ 54,000 |
| Clay County Missouri | 113 | $ 15,383,000 | $ 136,000 | $ 63,000 |
| Platte County Missouri | 78 | $ 13,943,000 | $ 178,000 | $ 86,000 |
| Leavenworth County Kansas | 66 | $ 8,824,000 | $ 133,000 | $ 53,000 |
| Cass County Missouri | 51 | $ 6,957,000 | $ 136,000 | $ 60,000 |
| Atchison County Kansas | 28 | $ 2,662,000 | $ 95,000 | $ 43,000 |
| Shawnee County Kansas | 16 | $ 1,577,000 | $ 98,000 | $ 48,000 |
| Miami County Kansas | 10 | $ 1,308,000 | $ 130,000 | $ 54,000 |
| Tulsa County Oklahoma | 10 | $ 1,662,000 | $ 166,000 | $ 60,000 |
| Taney County Missouri | 9 | $ 1,093,000 | $ 121,000 | $ 101,000 |
| Cleveland County Oklahoma | 7 | $ 954,000 | $ 136,000 | $ 24,000 |
| Jefferson County Kansas | 6 | $ 676,000 | $ 112,000 | $ 33,000 |
| Sedgwick County Kansas | 6 | $ 671,000 | $ 111,000 | $ 50,000 |
| Johnson County Missouri | 6 | $ 714,000 | $ 119,000 | $ 32,000 |
| Bernalillo County New Mexico | 6 | $ 830,000 | $ 138,000 | $ 28,000 |
| Dona Ana County New Mexico | 6 | $ 889,000 | $ 148,000 | $ 20,000 |
| Stone County Missouri | 5 | $ 875,000 | $ 175,000 | $ 201,000 |
| Oklahoma County Oklahoma | 5 | $ 833,000 | $ 166,000 | $ 91,000 |
| La Plata County Colorado | 4 | $ 835,000 | $ 208,000 | $ 92,000 |
| San Juan County New Mexico | 4 | $ 511,000 | $ 127,000 | $ 65,000 |
| Sandoval County New Mexico | 4 | $ 440,000 | $ 110,000 | $ 26,000 |
| Comanche County Oklahoma | 4 | $ 460,000 | $ 115,000 | $ 72,000 |
| Collin County Texas | 4 | $ 823,000 | $ 205,000 | $ 162,000 |
| Denver County Colorado | 3 | $ 884,000 | $ 294,000 | $ 83,000 |
| Douglas County Kansas | 3 | $ 336,000 | $ 112,000 | $ 127,000 |
| Franklin County Kansas | 3 | $ 383,000 | $ 127,000 | $ 69,000 |
| Lyon County Kansas | 3 | $ 438,000 | $ 146,000 | $ 82,000 |
| Osage County Kansas | 3 | $ 199,000 | $ 66,000 | $ 77,000 |
| Buchanan County Missouri | 3 | $ 194,000 | $ 64,000 | $ 52,000 |
| Camden County Missouri | 3 | $ 716,000 | $ 238,000 | $ 191,000 |
| Clinton County Missouri | 3 | $ 478,000 | $ 159,000 | $ 79,000 |
| St. Louis County Missouri | 3 | $ 309,000 | $ 103,000 | $ 72,000 |
| Santa Fe County New Mexico | 3 | $ 596,000 | $ 198,000 | $ 36,000 |
| McClain County Oklahoma | 3 | $ 480,000 | $ 160,000 | $ 61,000 |
| Carroll County Arkansas | 2 | $ 416,000 | $ 208,000 | $ 349,000 |
| Washington County Arkansas | 2 | $ 156,000 | $ 78,000 | $ 31,000 |
| Leon County Florida | 2 | $ 152,000 | $ 76,000 | $ 18,000 |
| Doniphan County Kansas | 2 | $ 154,000 | $ 77,000 | $ 40,000 |
| Bates County Missouri | 2 | $ 179,000 | $ 89,000 | $ 36,000 |
| Caldwell County Missouri | 2 | $ 122,000 | $ 61,000 | $ 37,000 |
| Henry County Missouri | 2 | $ 113,000 | $ 56,000 | $ 31,000 |
| Perry County Ohio | 2 | $ 131,000 | $ 65,000 | $ 50,000 |
| Creek County Oklahoma | 2 | $ 243,000 | $ 121,000 | $ 14,000 |
| Garfield County Oklahoma | 2 | $ 544,000 | $ 272,000 | $ 73,000 |
| Rogers County Oklahoma | 2 | $ 168,000 | $ 84,000 | $ 141,000 |
| Wagoner County Oklahoma | 2 | $ 274,000 | $ 137,000 | $ 59,000 |
| Montgomery County Tennessee | 2 | $ 306,000 | $ 153,000 | $ 73,000 |
| Box Elder County Utah | 2 | $ 720,000 | $ 360,000 | $ 240,000 |
| Greene County Alabama | 1 | $ 134,000 | $ 134,000 | $ 119,000 |
| Maricopa County Arizona | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Santa Cruz County Arizona | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Douglas County Colorado | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Jefferson County Colorado | 1 | $ 263,000 | $ 263,000 | $ 125,000 |
| Summit County Colorado | 1 | $ 233,000 | $ 233,000 | $ 105,000 |
| Weld County Colorado | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| Hillsborough County Florida | 1 | $ 279,000 | $ 279,000 | $ 162,000 |
| Story County Iowa | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Geary County Kansas | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Gray County Kansas | 1 | $ 49,000 | $ 49,000 | $ 98,000 |
| Harvey County Kansas | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
| Jackson County Kansas | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Montgomery County Kansas | 1 | $ 64,000 | $ 64,000 | $ 40,000 |
| Pratt County Kansas | 1 | $ 59,000 | $ 59,000 | $ 46,000 |
| Rawlins County Kansas | 1 | $ 240,000 | $ 240,000 | $ 129,000 |
| Saline County Kansas | 1 | $ 107,000 | $ 107,000 | $ 41,000 |
| Stevens County Kansas | 1 | $ 144,000 | $ 144,000 | $ 99,000 |
| Wichita County Kansas | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Dakota County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Boone County Missouri | 1 | $ 158,000 | $ 158,000 | $ 45,000 |
| Christian County Missouri | 1 | $ 281,000 | $ 281,000 | $ 104,000 |
| Franklin County Missouri | 1 | $ 81,000 | $ 81,000 | $ 71,000 |
| Greene County Missouri | 1 | $ 52,000 | $ 52,000 | $ 37,000 |
| Jefferson County Missouri | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Lafayette County Missouri | 1 | $ 72,000 | $ 72,000 | $ 71,000 |
| Miller County Missouri | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Morgan County Missouri | 1 | $ 91,000 | $ 91,000 | $ 149,000 |
| Ray County Missouri | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| St. Charles County Missouri | 1 | $ 197,000 | $ 197,000 | $ 150,000 |
| Douglas County Nebraska | 1 | $ 229,000 | $ 229,000 | $ 158,000 |
| Curry County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Valencia County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Moore County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 451,000 |
| Richland County North Dakota | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Garvin County Oklahoma | 1 | $ 232,000 | $ 232,000 | $ 120,000 |
| Harper County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 138,000 |
| Noble County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 190,000 |
| Pittsburg County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 180,000 |
| Davidson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 344,000 |
| Maury County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Shelby County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| Dallas County Texas | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Henderson County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lubbock County Texas | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Randall County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Tarrant County Texas | 1 | $ 143,000 | $ 143,000 | $ 90,000 |
| Powhatan County Virginia | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Eau Claire County Wisconsin | 1 | $ 298,000 | $ 298,000 | $ 210,000 |
Mortgage Loan Application Detail Totals for Bank Of Kansas City in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 713 | $106,185,000 | $148,000 | $649,000 | $70,000 | $680,000 |
| Home Purchase | 645 | $92,363,000 | $143,000 | $820,000 | $75,000 | $677,000 |
| Home Improvement | 60 | $5,390,000 | $89,000 | $360,000 | $78,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 978 | $143,410,000 | $146,000 | $820,000 | $73,000 | $680,000 |
| Not Provided | 220 | $33,057,000 | $150,000 | $750,000 | $84,000 | $600,000 |
| Black or African American | 136 | $16,421,000 | $120,000 | $400,000 | $59,000 | $575,000 |
| Hispanic | 52 | $5,925,000 | $113,000 | $215,000 | $45,000 | $112,000 |
| Asian | 26 | $4,265,000 | $164,000 | $670,000 | $89,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $471,000 | $117,000 | $152,000 | $67,000 | $81,000 |
| American Indian or Alaskan Native | 2 | $389,000 | $194,000 | $276,000 | $59,000 | $91,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 714 | $112,429,000 | $157,000 | $820,000 | $98,000 | $680,000 |
| FHA-insured (Federal Housing Administration) | 575 | $71,379,000 | $124,000 | $454,000 | $46,000 | $220,000 |
| VA-guaranteed (Veterans Administration) | 112 | $17,814,000 | $159,000 | $551,000 | $48,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,316,000 | $136,000 | $209,000 | $52,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 814 | $115,551,000 | $141,000 | $820,000 | $76,000 | $677,000 |
| Application Denied By Financial Institution | 270 | $39,006,000 | $144,000 | $649,000 | $66,000 | $680,000 |
| Application Withdrawn By Applicant | 108 | $16,475,000 | $152,000 | $658,000 | $78,000 | $600,000 |
| File Closed For Incompleteness | 104 | $16,490,000 | $158,000 | $417,000 | $74,000 | $580,000 |
| Preapproval Denied by Financial Institution | 67 | $8,831,000 | $131,000 | $750,000 | $48,000 | $275,000 |
| Application Approved But Not Accepted | 55 | $7,585,000 | $137,000 | $417,000 | $78,000 | $575,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 135 | $17,437,000 | $129,000 | $417,000 | $59,000 | $369,000 |
| Debt-To-Income Ratio | 85 | $11,837,000 | $139,000 | $512,000 | $50,000 | $209,000 |
| Collateral | 58 | $9,239,000 | $159,000 | $649,000 | $99,000 | $680,000 |
| Credit Application Incomplete | 29 | $4,768,000 | $164,000 | $417,000 | $56,000 | $166,000 |
| Employment History | 13 | $1,677,000 | $129,000 | $315,000 | $41,000 | $90,000 |
| Other | 9 | $1,004,000 | $111,000 | $240,000 | $33,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,403,000 | $233,000 | $750,000 | $86,000 | $275,000 |
| Unverifiable Information | 2 | $472,000 | $236,000 | $237,000 | $42,000 | $55,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Kansas City's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.