Bank Of Springfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bank Of Springfield 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Springfield 2600 Stevenson Drive Springfield, IL 62703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,247 |
| Total Mortgage Loan Application Amount | $550,015,000 |
| Average Mortgage Loan Application Amount | $98,333 |
| Highest Mortgage Loan Application Amount | $634,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $1,056,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bank Of Springfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Springfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bank Of Springfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Springfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Springfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Springfield's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 2,656 | $ 339,709,000 | $ 127,000 | $ 98,000 |
| St. Clair County Illinois | 311 | $ 46,504,000 | $ 149,000 | $ 112,000 |
| Morgan County Illinois | 130 | $ 15,238,000 | $ 117,000 | $ 81,000 |
| Adams County Illinois | 128 | $ 13,052,000 | $ 101,000 | $ 59,000 |
| Menard County Illinois | 102 | $ 12,750,000 | $ 125,000 | $ 85,000 |
| Christian County Illinois | 78 | $ 7,558,000 | $ 96,000 | $ 82,000 |
| Madison County Illinois | 47 | $ 7,224,000 | $ 153,000 | $ 91,000 |
| St. Louis County Missouri | 37 | $ 6,968,000 | $ 188,000 | $ 168,000 |
| Pike County Illinois | 25 | $ 3,011,000 | $ 120,000 | $ 52,000 |
| Cook County Illinois | 23 | $ 5,280,000 | $ 229,000 | $ 137,000 |
| Montgomery County Illinois | 22 | $ 2,094,000 | $ 95,000 | $ 90,000 |
| Logan County Illinois | 18 | $ 1,688,000 | $ 93,000 | $ 68,000 |
| Macoupin County Illinois | 18 | $ 1,606,000 | $ 89,000 | $ 78,000 |
| Scott County Illinois | 18 | $ 1,496,000 | $ 83,000 | $ 68,000 |
| Cass County Illinois | 17 | $ 1,288,000 | $ 75,000 | $ 70,000 |
| Bond County Illinois | 15 | $ 1,794,000 | $ 119,000 | $ 80,000 |
| Monroe County Illinois | 15 | $ 2,458,000 | $ 163,000 | $ 102,000 |
| Macon County Illinois | 14 | $ 1,631,000 | $ 116,000 | $ 68,000 |
| Camden County Missouri | 13 | $ 3,298,000 | $ 253,000 | $ 193,000 |
| St. Charles County Missouri | 11 | $ 2,144,000 | $ 194,000 | $ 194,000 |
| Mason County Illinois | 10 | $ 826,000 | $ 82,000 | $ 63,000 |
| Jefferson County Missouri | 10 | $ 1,492,000 | $ 149,000 | $ 71,000 |
| St. Louis City County Missouri | 10 | $ 1,395,000 | $ 139,000 | $ 141,000 |
| McLean County Illinois | 8 | $ 1,310,000 | $ 163,000 | $ 109,000 |
| Clinton County Illinois | 7 | $ 1,007,000 | $ 143,000 | $ 76,000 |
| DuPage County Illinois | 7 | $ 1,166,000 | $ 166,000 | $ 114,000 |
| Marion County Missouri | 7 | $ 1,131,000 | $ 161,000 | $ 124,000 |
| Maricopa County Arizona | 6 | $ 1,230,000 | $ 205,000 | $ 223,000 |
| Will County Illinois | 6 | $ 975,000 | $ 162,000 | $ 88,000 |
| Collier County Florida | 5 | $ 1,480,000 | $ 296,000 | $ 169,000 |
| Coles County Illinois | 5 | $ 756,000 | $ 151,000 | $ 111,000 |
| Fayette County Illinois | 5 | $ 516,000 | $ 103,000 | $ 90,000 |
| Peoria County Illinois | 5 | $ 775,000 | $ 155,000 | $ 112,000 |
| Tazewell County Illinois | 5 | $ 516,000 | $ 103,000 | $ 91,000 |
| Lewis County Missouri | 5 | $ 356,000 | $ 71,000 | $ 52,000 |
| Lee County Florida | 4 | $ 591,000 | $ 147,000 | $ 192,000 |
| Champaign County Illinois | 4 | $ 592,000 | $ 148,000 | $ 87,000 |
| Jersey County Illinois | 4 | $ 346,000 | $ 86,000 | $ 69,000 |
| Schuyler County Illinois | 4 | $ 206,000 | $ 51,000 | $ 82,000 |
| Walton County Florida | 3 | $ 860,000 | $ 286,000 | $ 396,000 |
| Lake County Illinois | 3 | $ 976,000 | $ 325,000 | $ 148,000 |
| Baldwin County Alabama | 2 | $ 295,000 | $ 147,000 | $ 103,000 |
| Denver County Colorado | 2 | $ 383,000 | $ 191,000 | $ 101,000 |
| Brevard County Florida | 2 | $ 834,000 | $ 417,000 | $ 391,000 |
| Volusia County Florida | 2 | $ 238,000 | $ 119,000 | $ 234,000 |
| Brown County Illinois | 2 | $ 202,000 | $ 101,000 | $ 68,000 |
| De Witt County Illinois | 2 | $ 221,000 | $ 110,000 | $ 88,000 |
| Greene County Illinois | 2 | $ 132,000 | $ 66,000 | $ 44,000 |
| Kane County Illinois | 2 | $ 473,000 | $ 236,000 | $ 149,000 |
| Moultrie County Illinois | 2 | $ 216,000 | $ 108,000 | $ 83,000 |
| Piatt County Illinois | 2 | $ 131,000 | $ 65,000 | $ 75,000 |
| Norfolk County Massachusetts | 2 | $ 410,000 | $ 205,000 | $ 111,000 |
| Benzie County Michigan | 2 | $ 399,000 | $ 199,000 | $ 337,000 |
| Clark County Missouri | 2 | $ 114,000 | $ 57,000 | $ 49,000 |
| Franklin County Missouri | 2 | $ 288,000 | $ 144,000 | $ 40,000 |
| Iron County Missouri | 2 | $ 141,000 | $ 70,000 | $ 3,000 |
| Randolph County Missouri | 2 | $ 51,000 | $ 25,000 | $ 73,000 |
| Stone County Missouri | 2 | $ 201,000 | $ 100,000 | $ 114,000 |
| Taney County Missouri | 2 | $ 111,000 | $ 55,000 | $ 123,000 |
| Dane County Wisconsin | 2 | $ 314,000 | $ 157,000 | $ 105,000 |
| Coconino County Arizona | 1 | $ 328,000 | $ 328,000 | $ 105,000 |
| Pinal County Arizona | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Placer County California | 1 | $ 238,000 | $ 238,000 | $ 72,000 |
| Boulder County Colorado | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Jefferson County Colorado | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Broward County Florida | 1 | $ 233,000 | $ 233,000 | $ 168,000 |
| Gulf County Florida | 1 | $ 222,000 | $ 222,000 | $ 118,000 |
| Orange County Florida | 1 | $ 417,000 | $ 417,000 | $ 504,000 |
| Pinellas County Florida | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Sarasota County Florida | 1 | $ 194,000 | $ 194,000 | $ 59,000 |
| Forsyth County Georgia | 1 | $ 242,000 | $ 242,000 | $ 87,000 |
| Bonneville County Idaho | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Teton County Idaho | 1 | $ 417,000 | $ 417,000 | $ 255,000 |
| Calhoun County Illinois | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Douglas County Illinois | 1 | $ 103,000 | $ 103,000 | $ 106,000 |
| Effingham County Illinois | 1 | $ 210,000 | $ 210,000 | $ 110,000 |
| Hancock County Illinois | 1 | $ 27,000 | $ 27,000 | $ 30,000 |
| Jackson County Illinois | 1 | $ 58,000 | $ 58,000 | $ 21,000 |
| Kendall County Illinois | 1 | $ 186,000 | $ 186,000 | $ 128,000 |
| Knox County Illinois | 1 | $ 417,000 | $ 417,000 | $ 653,000 |
| Livingston County Illinois | 1 | $ 129,000 | $ 129,000 | $ 142,000 |
| McDonough County Illinois | 1 | $ 294,000 | $ 294,000 | $ 140,000 |
| McHenry County Illinois | 1 | $ 210,000 | $ 210,000 | $ 99,000 |
| Perry County Illinois | 1 | $ 84,000 | $ 84,000 | $ 68,000 |
| Randolph County Illinois | 1 | $ 116,000 | $ 116,000 | $ 86,000 |
| Saline County Illinois | 1 | $ 7,000 | $ 7,000 | $ 62,000 |
| Shelby County Illinois | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Williamson County Illinois | 1 | $ 160,000 | $ 160,000 | $ 161,000 |
| Hamilton County Indiana | 1 | $ 388,000 | $ 388,000 | $ 130,000 |
| Wayne County Indiana | 1 | $ 161,000 | $ 161,000 | $ 188,000 |
| Lee County Iowa | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Van Buren County Iowa | 1 | $ 243,000 | $ 243,000 | $ 90,000 |
| Washington County Iowa | 1 | $ 219,000 | $ 219,000 | $ 57,000 |
| Kent County Michigan | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Harrison County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 169,000 |
| Adair County Missouri | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Cole County Missouri | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Lincoln County Missouri | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Monroe County Missouri | 1 | $ 172,000 | $ 172,000 | $ 73,000 |
| Ralls County Missouri | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Warren County Missouri | 1 | $ 160,000 | $ 160,000 | $ 197,000 |
| Beaufort County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 84,000 |
| Butler County Ohio | 1 | $ 364,000 | $ 364,000 | $ 182,000 |
| Hamilton County Ohio | 1 | $ 228,000 | $ 228,000 | $ 140,000 |
| Delaware County Oklahoma | 1 | $ 204,000 | $ 204,000 | $ 91,000 |
| Tulsa County Oklahoma | 1 | $ 171,000 | $ 171,000 | $ 122,000 |
| Lehigh County Pennsylvania | 1 | $ 323,000 | $ 323,000 | $ 166,000 |
| Kent County Rhode Island | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Beaufort County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 150,000 |
| Cumberland County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 75,000 |
| Summit County Utah | 1 | $ 551,000 | $ 551,000 | $ 294,000 |
| Alexandria County Virginia | 1 | $ 278,000 | $ 278,000 | $ 151,000 |
| Benton County Washington | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Thurston County Washington | 1 | $ 189,000 | $ 189,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Bank Of Springfield in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,232 | $441,207,000 | $136,000 | $634,000 | $101,000 | $1,056,000 |
| Home Purchase | 897 | $103,548,000 | $115,000 | $581,000 | $76,000 | $828,000 |
| Home Improvement | 118 | $5,260,000 | $44,000 | $237,000 | $86,000 | $800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,881 | $502,105,000 | $129,000 | $634,000 | $97,000 | $1,056,000 |
| Not Provided | 163 | $21,052,000 | $129,000 | $417,000 | $79,000 | $681,000 |
| Black or African American | 75 | $8,022,000 | $106,000 | $330,000 | $76,000 | $296,000 |
| Asian | 43 | $6,936,000 | $161,000 | $464,000 | $116,000 | $600,000 |
| Not applicable | 39 | $5,176,000 | $132,000 | $497,000 | $0 | $0 |
| Hispanic | 33 | $4,596,000 | $139,000 | $581,000 | $139,000 | $1,015,000 |
| American Indian or Alaskan Native | 7 | $1,139,000 | $162,000 | $329,000 | $101,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $989,000 | $164,000 | $318,000 | $131,000 | $386,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,246 | $549,942,000 | $129,000 | $634,000 | $95,000 | $1,056,000 |
| FHA-insured (Federal Housing Administration) | 1 | $73,000 | $73,000 | $73,000 | $38,000 | $38,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,963 | $390,599,000 | $131,000 | $634,000 | $102,000 | $1,015,000 |
| Application Approved But Not Accepted | 970 | $130,243,000 | $134,000 | $417,000 | $88,000 | $1,056,000 |
| Application Denied By Financial Institution | 299 | $27,680,000 | $92,000 | $417,000 | $52,000 | $174,000 |
| Application Withdrawn By Applicant | 15 | $1,493,000 | $99,000 | $215,000 | $44,000 | $98,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 221 | $18,755,000 | $84,000 | $309,000 | $52,000 | $174,000 |
| Debt-To-Income Ratio | 58 | $6,773,000 | $116,000 | $417,000 | $48,000 | $135,000 |
| Collateral | 9 | $918,000 | $102,000 | $236,000 | $46,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $424,000 | $141,000 | $172,000 | $68,000 | $83,000 |
| Other | 3 | $249,000 | $83,000 | $140,000 | $59,000 | $114,000 |
| Unverifiable Information | 2 | $327,000 | $163,000 | $268,000 | $56,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Springfield's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Springfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.