Bank Of Springfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bank Of Springfield 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Springfield 2600 Stevenson Drive Springfield, IL 62703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,261 |
| Total Mortgage Loan Application Amount | $420,640,000 |
| Average Mortgage Loan Application Amount | $109,666 |
| Highest Mortgage Loan Application Amount | $3,100,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $1,690,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of Springfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Springfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bank Of Springfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Springfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Springfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Springfield's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 2,163 | $ 282,351,000 | $ 130,000 | $ 106,000 |
| St. Clair County Illinois | 177 | $ 24,891,000 | $ 140,000 | $ 116,000 |
| Adams County Illinois | 99 | $ 9,730,000 | $ 98,000 | $ 65,000 |
| Morgan County Illinois | 96 | $ 10,091,000 | $ 105,000 | $ 77,000 |
| Menard County Illinois | 74 | $ 9,116,000 | $ 123,000 | $ 88,000 |
| Christian County Illinois | 56 | $ 5,702,000 | $ 101,000 | $ 77,000 |
| Cass County Illinois | 23 | $ 2,091,000 | $ 90,000 | $ 82,000 |
| Madison County Illinois | 19 | $ 3,159,000 | $ 166,000 | $ 116,000 |
| Logan County Illinois | 18 | $ 2,633,000 | $ 146,000 | $ 75,000 |
| Scott County Illinois | 18 | $ 1,526,000 | $ 84,000 | $ 74,000 |
| Macoupin County Illinois | 17 | $ 1,588,000 | $ 93,000 | $ 86,000 |
| Pike County Illinois | 17 | $ 1,739,000 | $ 102,000 | $ 67,000 |
| Macon County Illinois | 15 | $ 1,624,000 | $ 108,000 | $ 99,000 |
| St. Louis County Missouri | 15 | $ 2,042,000 | $ 136,000 | $ 94,000 |
| Cook County Illinois | 14 | $ 3,645,000 | $ 260,000 | $ 253,000 |
| Mason County Illinois | 12 | $ 1,105,000 | $ 92,000 | $ 95,000 |
| Marion County Missouri | 12 | $ 1,382,000 | $ 115,000 | $ 88,000 |
| Camden County Missouri | 11 | $ 2,751,000 | $ 250,000 | $ 154,000 |
| Coles County Illinois | 10 | $ 1,533,000 | $ 153,000 | $ 113,000 |
| Montgomery County Illinois | 9 | $ 952,000 | $ 105,000 | $ 118,000 |
| St. Louis City County Missouri | 8 | $ 805,000 | $ 100,000 | $ 94,000 |
| Collier County Florida | 7 | $ 2,264,000 | $ 323,000 | $ 442,000 |
| McLean County Illinois | 7 | $ 759,000 | $ 108,000 | $ 78,000 |
| Maricopa County Arizona | 6 | $ 1,733,000 | $ 288,000 | $ 768,000 |
| Lewis County Missouri | 6 | $ 596,000 | $ 99,000 | $ 72,000 |
| Clinton County Illinois | 5 | $ 625,000 | $ 125,000 | $ 58,000 |
| Monroe County Illinois | 5 | $ 770,000 | $ 154,000 | $ 93,000 |
| Bond County Illinois | 4 | $ 266,000 | $ 66,000 | $ 77,000 |
| DuPage County Illinois | 4 | $ 541,000 | $ 135,000 | $ 193,000 |
| McDonough County Illinois | 4 | $ 444,000 | $ 111,000 | $ 59,000 |
| Peoria County Illinois | 4 | $ 666,000 | $ 166,000 | $ 106,000 |
| Ralls County Missouri | 4 | $ 546,000 | $ 136,000 | $ 70,000 |
| St. Charles County Missouri | 4 | $ 809,000 | $ 202,000 | $ 107,000 |
| Lee County Florida | 3 | $ 3,419,000 | $ 1,139,000 | $ 130,000 |
| De Witt County Illinois | 3 | $ 411,000 | $ 137,000 | $ 94,000 |
| Fayette County Illinois | 3 | $ 411,000 | $ 137,000 | $ 75,000 |
| Kane County Illinois | 3 | $ 399,000 | $ 133,000 | $ 80,000 |
| Jefferson County Missouri | 3 | $ 522,000 | $ 174,000 | $ 74,000 |
| Beaufort County South Carolina | 3 | $ 975,000 | $ 325,000 | $ 178,000 |
| Summit County Utah | 3 | $ 1,233,000 | $ 411,000 | $ 226,000 |
| Baldwin County Alabama | 2 | $ 397,000 | $ 198,000 | $ 224,000 |
| Kent County Delaware | 2 | $ 41,000 | $ 20,000 | $ 30,000 |
| Charlotte County Florida | 2 | $ 396,000 | $ 198,000 | $ 128,000 |
| Honolulu County Hawaii | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Calhoun County Illinois | 2 | $ 121,000 | $ 60,000 | $ 125,000 |
| Champaign County Illinois | 2 | $ 342,000 | $ 171,000 | $ 62,000 |
| Fulton County Illinois | 2 | $ 138,000 | $ 69,000 | $ 96,000 |
| Greene County Illinois | 2 | $ 76,000 | $ 38,000 | $ 49,000 |
| Hancock County Illinois | 2 | $ 120,000 | $ 60,000 | $ 52,000 |
| Jackson County Illinois | 2 | $ 132,000 | $ 66,000 | $ 84,000 |
| Lake County Illinois | 2 | $ 250,000 | $ 125,000 | $ 117,000 |
| Shelby County Illinois | 2 | $ 145,000 | $ 72,000 | $ 47,000 |
| Tazewell County Illinois | 2 | $ 287,000 | $ 143,000 | $ 102,000 |
| Woodford County Illinois | 2 | $ 208,000 | $ 104,000 | $ 96,000 |
| Lee County Iowa | 2 | $ 386,000 | $ 193,000 | $ 124,000 |
| Johnson County Kansas | 2 | $ 532,000 | $ 266,000 | $ 135,000 |
| Ramsey County Minnesota | 2 | $ 48,000 | $ 24,000 | $ 35,000 |
| Jackson County Missouri | 2 | $ 175,000 | $ 87,000 | $ 113,000 |
| Monroe County Missouri | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Randolph County Missouri | 2 | $ 24,000 | $ 12,000 | $ 80,000 |
| Butler County Pennsylvania | 2 | $ 261,000 | $ 130,000 | $ 224,000 |
| Erie County Pennsylvania | 2 | $ 36,000 | $ 18,000 | $ 51,000 |
| Pima County Arizona | 1 | $ 286,000 | $ 286,000 | $ 97,000 |
| Benton County Arkansas | 1 | $ 283,000 | $ 283,000 | $ 138,000 |
| Denver County Colorado | 1 | $ 192,000 | $ 192,000 | $ 85,000 |
| Hartford County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Brevard County Florida | 1 | $ 37,000 | $ 37,000 | $ 127,000 |
| Broward County Florida | 1 | $ 373,000 | $ 373,000 | $ 147,000 |
| Manatee County Florida | 1 | $ 80,000 | $ 80,000 | $ 117,000 |
| Orange County Florida | 1 | $ 371,000 | $ 371,000 | $ 1,170,000 |
| Osceola County Florida | 1 | $ 417,000 | $ 417,000 | $ 500,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Teton County Idaho | 1 | $ 411,000 | $ 411,000 | $ 255,000 |
| Brown County Illinois | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Douglas County Illinois | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Effingham County Illinois | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| McHenry County Illinois | 1 | $ 94,000 | $ 94,000 | $ 190,000 |
| Moultrie County Illinois | 1 | $ 212,000 | $ 212,000 | $ 118,000 |
| Piatt County Illinois | 1 | $ 106,000 | $ 106,000 | $ 57,000 |
| Rock Island County Illinois | 1 | $ 109,000 | $ 109,000 | $ 81,000 |
| Allen County Indiana | 1 | $ 17,000 | $ 17,000 | $ 41,000 |
| Hamilton County Indiana | 1 | $ 380,000 | $ 380,000 | $ 130,000 |
| Marion County Indiana | 1 | $ 62,000 | $ 62,000 | $ 126,000 |
| Dallas County Iowa | 1 | $ 300,000 | $ 300,000 | $ 959,000 |
| Franklin County Maine | 1 | $ 97,000 | $ 97,000 | $ 487,000 |
| Benton County Minnesota | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Boone County Missouri | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| Christian County Missouri | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Clark County Missouri | 1 | $ 274,000 | $ 274,000 | $ 187,000 |
| Lincoln County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Morgan County Missouri | 1 | $ 190,000 | $ 190,000 | $ 767,000 |
| Pike County Missouri | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Pulaski County Missouri | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Shelby County Missouri | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Stone County Missouri | 1 | $ 110,000 | $ 110,000 | $ 170,000 |
| Taney County Missouri | 1 | $ 24,000 | $ 24,000 | $ 72,000 |
| Warren County Missouri | 1 | $ 290,000 | $ 290,000 | $ 187,000 |
| Cattaraugus County New York | 1 | $ 99,000 | $ 99,000 | $ 62,000 |
| Fulton County New York | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Saratoga County New York | 1 | $ 43,000 | $ 43,000 | $ 41,000 |
| Mecklenburg County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 120,000 |
| Clark County Ohio | 1 | $ 194,000 | $ 194,000 | $ 106,000 |
| Coshocton County Ohio | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| Lorain County Ohio | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Marion County Ohio | 1 | $ 33,000 | $ 33,000 | $ 65,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 398,000 |
| Bucks County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 87,000 |
| Clearfield County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 49,000 |
| Dauphin County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 54,000 |
| Washington County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 22,000 |
| York County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 100,000 |
| Cumberland County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 75,000 |
| Fannin County Texas | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Windsor County Vermont | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Franklin County Virginia | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Green Lake County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Fremont County Wyoming | 1 | $ 28,000 | $ 28,000 | $ 70,000 |
| Teton County Wyoming | 1 | $ 196,000 | $ 196,000 | $ 685,000 |
Mortgage Loan Application Detail Totals for Bank Of Springfield in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,328 | $317,552,000 | $136,000 | $1,000,000 | $107,000 | $1,690,000 |
| Home Purchase | 742 | $88,804,000 | $119,000 | $3,100,000 | $97,000 | $1,552,000 |
| Home Improvement | 191 | $14,284,000 | $74,000 | $320,000 | $88,000 | $398,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,996 | $392,842,000 | $131,000 | $3,100,000 | $106,000 | $1,690,000 |
| Not Provided | 135 | $12,479,000 | $92,000 | $260,000 | $60,000 | $230,000 |
| Black or African American | 52 | $5,355,000 | $102,000 | $320,000 | $90,000 | $600,000 |
| Asian | 32 | $5,616,000 | $175,000 | $417,000 | $191,000 | $959,000 |
| Hispanic | 21 | $1,847,000 | $87,000 | $213,000 | $63,000 | $128,000 |
| Not applicable | 20 | $2,022,000 | $101,000 | $344,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $353,000 | $117,000 | $218,000 | $91,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $126,000 | $63,000 | $88,000 | $44,000 | $89,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,243 | $418,733,000 | $129,000 | $3,100,000 | $104,000 | $1,690,000 |
| FHA-insured (Federal Housing Administration) | 15 | $1,611,000 | $107,000 | $241,000 | $53,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 2 | $168,000 | $84,000 | $100,000 | $34,000 | $36,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $128,000 | $128,000 | $128,000 | $67,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,572 | $344,128,000 | $133,000 | $3,100,000 | $111,000 | $1,690,000 |
| Application Denied By Financial Institution | 359 | $36,125,000 | $100,000 | $396,000 | $61,000 | $294,000 |
| Application Approved But Not Accepted | 323 | $39,240,000 | $121,000 | $417,000 | $91,000 | $526,000 |
| Application Withdrawn By Applicant | 7 | $1,147,000 | $163,000 | $249,000 | $75,000 | $142,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 216 | $19,417,000 | $89,000 | $375,000 | $54,000 | $200,000 |
| Debt-To-Income Ratio | 89 | $10,404,000 | $116,000 | $385,000 | $66,000 | $210,000 |
| Collateral | 18 | $2,413,000 | $134,000 | $320,000 | $84,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,361,000 | $113,000 | $238,000 | $62,000 | $113,000 |
| Other | 12 | $1,167,000 | $97,000 | $396,000 | $103,000 | $294,000 |
| Credit Application Incomplete | 7 | $781,000 | $111,000 | $235,000 | $56,000 | $146,000 |
| Unverifiable Information | 4 | $534,000 | $133,000 | $218,000 | $66,000 | $109,000 |
| Employment History | 1 | $48,000 | $48,000 | $48,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Springfield's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Springfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.