Bank Of Springfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Bank Of Springfield 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Springfield 2600 Stevenson Drive Springfield, IL 62703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,337 |
| Total Mortgage Loan Application Amount | $210,460,000 |
| Average Mortgage Loan Application Amount | $143,666 |
| Highest Mortgage Loan Application Amount | $1,890,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $861,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Bank Of Springfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Springfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Bank Of Springfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Springfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Springfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Springfield's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 648 | $ 99,773,000 | $ 153,000 | $ 111,000 |
| Madison County Illinois | 106 | $ 21,587,000 | $ 203,000 | $ 107,000 |
| Adams County Illinois | 94 | $ 10,508,000 | $ 111,000 | $ 65,000 |
| St. Clair County Illinois | 48 | $ 10,186,000 | $ 212,000 | $ 130,000 |
| Morgan County Illinois | 29 | $ 2,575,000 | $ 88,000 | $ 69,000 |
| Menard County Illinois | 26 | $ 3,684,000 | $ 141,000 | $ 93,000 |
| Christian County Illinois | 22 | $ 1,977,000 | $ 89,000 | $ 57,000 |
| Macoupin County Illinois | 18 | $ 1,408,000 | $ 78,000 | $ 57,000 |
| St. Louis County Missouri | 15 | $ 3,394,000 | $ 226,000 | $ 202,000 |
| Cook County Illinois | 10 | $ 2,657,000 | $ 265,000 | $ 278,000 |
| Marion County Missouri | 8 | $ 827,000 | $ 103,000 | $ 107,000 |
| Mason County Illinois | 7 | $ 596,000 | $ 85,000 | $ 102,000 |
| St. Charles County Missouri | 7 | $ 1,352,000 | $ 193,000 | $ 101,000 |
| Lee County Florida | 6 | $ 992,000 | $ 165,000 | $ 108,000 |
| Montgomery County Illinois | 6 | $ 734,000 | $ 122,000 | $ 101,000 |
| St. Louis City County Missouri | 5 | $ 1,168,000 | $ 233,000 | $ 145,000 |
| Bond County Illinois | 4 | $ 632,000 | $ 158,000 | $ 87,000 |
| Lake County Illinois | 4 | $ 1,247,000 | $ 311,000 | $ 129,000 |
| Logan County Illinois | 4 | $ 775,000 | $ 193,000 | $ 77,000 |
| Scott County Illinois | 4 | $ 285,000 | $ 71,000 | $ 45,000 |
| Camden County Missouri | 4 | $ 1,193,000 | $ 298,000 | $ 189,000 |
| Clinton County Illinois | 3 | $ 540,000 | $ 180,000 | $ 174,000 |
| Macon County Illinois | 3 | $ 275,000 | $ 91,000 | $ 102,000 |
| Williamson County Tennessee | 3 | $ 3,660,000 | $ 1,220,000 | $ 360,000 |
| Maricopa County Arizona | 2 | $ 374,000 | $ 187,000 | $ 202,000 |
| Collier County Florida | 2 | $ 756,000 | $ 378,000 | $ 320,000 |
| Pinellas County Florida | 2 | $ 816,000 | $ 408,000 | $ 381,000 |
| Cass County Illinois | 2 | $ 306,000 | $ 153,000 | $ 76,000 |
| Champaign County Illinois | 2 | $ 256,000 | $ 128,000 | $ 133,000 |
| Fulton County Illinois | 2 | $ 96,000 | $ 48,000 | $ 67,000 |
| Jackson County Illinois | 2 | $ 463,000 | $ 231,000 | $ 131,000 |
| McDonough County Illinois | 2 | $ 349,000 | $ 174,000 | $ 107,000 |
| Monroe County Illinois | 2 | $ 418,000 | $ 209,000 | $ 114,000 |
| Tazewell County Illinois | 2 | $ 233,000 | $ 116,000 | $ 90,000 |
| Will County Illinois | 2 | $ 500,000 | $ 250,000 | $ 156,000 |
| Ralls County Missouri | 2 | $ 411,000 | $ 205,000 | $ 79,000 |
| Buncombe County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 155,000 |
| Benton County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 127,000 |
| Los Angeles County California | 1 | $ 394,000 | $ 394,000 | $ 175,000 |
| Marin County California | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| San Diego County California | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Denver County Colorado | 1 | $ 244,000 | $ 244,000 | $ 55,000 |
| Brevard County Florida | 1 | $ 212,000 | $ 212,000 | $ 167,000 |
| Lake County Florida | 1 | $ 192,000 | $ 192,000 | $ 130,000 |
| Manatee County Florida | 1 | $ 120,000 | $ 120,000 | $ 92,000 |
| Orange County Florida | 1 | $ 357,000 | $ 357,000 | $ 191,000 |
| Osceola County Florida | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Sarasota County Florida | 1 | $ 172,000 | $ 172,000 | $ 149,000 |
| Seminole County Florida | 1 | $ 168,000 | $ 168,000 | $ 147,000 |
| Walton County Florida | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
| Brown County Illinois | 1 | $ 51,000 | $ 51,000 | $ 180,000 |
| Douglas County Illinois | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| DuPage County Illinois | 1 | $ 150,000 | $ 150,000 | $ 159,000 |
| Fayette County Illinois | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Greene County Illinois | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Marion County Illinois | 1 | $ 192,000 | $ 192,000 | $ 96,000 |
| McLean County Illinois | 1 | $ 97,000 | $ 97,000 | $ 119,000 |
| Moultrie County Illinois | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Rock Island County Illinois | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Union County Illinois | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Washington County Illinois | 1 | $ 121,000 | $ 121,000 | $ 92,000 |
| Williamson County Illinois | 1 | $ 340,000 | $ 340,000 | $ 143,000 |
| Douglas County Kansas | 1 | $ 132,000 | $ 132,000 | $ 200,000 |
| Franklin County Maine | 1 | $ 170,000 | $ 170,000 | $ 400,000 |
| Essex County Massachusetts | 1 | $ 450,000 | $ 450,000 | $ 185,000 |
| Callaway County Missouri | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Jasper County Missouri | 1 | $ 259,000 | $ 259,000 | $ 162,000 |
| Jefferson County Missouri | 1 | $ 189,000 | $ 189,000 | $ 109,000 |
| Lewis County Missouri | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Macon County Missouri | 1 | $ 47,000 | $ 47,000 | $ 39,000 |
| Phelps County Missouri | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Pike County Missouri | 1 | $ 172,000 | $ 172,000 | $ 126,000 |
| Shelby County Missouri | 1 | $ 172,000 | $ 172,000 | $ 69,000 |
| Taney County Missouri | 1 | $ 160,000 | $ 160,000 | $ 148,000 |
| Clermont County Ohio | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Multnomah County Oregon | 1 | $ 297,000 | $ 297,000 | $ 113,000 |
| Shelby County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Bexar County Texas | 1 | $ 197,000 | $ 197,000 | $ 607,000 |
| Travis County Texas | 1 | $ 214,000 | $ 214,000 | $ 375,000 |
| Williamson County Texas | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Utah County Utah | 1 | $ 182,000 | $ 182,000 | $ 360,000 |
| Walworth County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 184,000 |
Mortgage Loan Application Detail Totals for Bank Of Springfield in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 730 | $116,176,000 | $159,000 | $1,890,000 | $103,000 | $861,000 |
| Refinancing | 474 | $80,567,000 | $169,000 | $1,468,000 | $113,000 | $700,000 |
| Home Improvement | 133 | $13,717,000 | $103,000 | $417,000 | $88,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 950 | $145,226,000 | $152,000 | $1,034,000 | $104,000 | $700,000 |
| Not Provided | 319 | $52,796,000 | $165,000 | $1,890,000 | $105,000 | $861,000 |
| Black or African American | 23 | $3,006,000 | $130,000 | $400,000 | $135,000 | $681,000 |
| Asian | 16 | $3,524,000 | $220,000 | $417,000 | $194,000 | $431,000 |
| Not applicable | 13 | $3,708,000 | $285,000 | $1,468,000 | $0 | $0 |
| Hispanic | 11 | $1,394,000 | $126,000 | $240,000 | $136,000 | $719,000 |
| American Indian or Alaskan Native | 3 | $567,000 | $189,000 | $315,000 | $94,000 | $148,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $239,000 | $119,000 | $139,000 | $54,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,202 | $192,442,000 | $160,000 | $1,890,000 | $110,000 | $861,000 |
| FHA-insured (Federal Housing Administration) | 92 | $11,154,000 | $121,000 | $276,000 | $59,000 | $210,000 |
| VA-guaranteed (Veterans Administration) | 32 | $5,521,000 | $172,000 | $384,000 | $76,000 | $294,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,343,000 | $122,000 | $163,000 | $55,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 913 | $150,122,000 | $164,000 | $1,890,000 | $114,000 | $861,000 |
| Application Approved But Not Accepted | 331 | $46,648,000 | $140,000 | $417,000 | $88,000 | $624,000 |
| Application Denied By Financial Institution | 91 | $13,030,000 | $143,000 | $1,500,000 | $77,000 | $408,000 |
| Application Withdrawn By Applicant | 2 | $660,000 | $330,000 | $395,000 | $192,000 | $252,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $3,552,000 | $93,000 | $274,000 | $72,000 | $240,000 |
| Debt-To-Income Ratio | 38 | $6,144,000 | $161,000 | $417,000 | $67,000 | $185,000 |
| Collateral | 11 | $1,577,000 | $143,000 | $355,000 | $103,000 | $250,000 |
| Other | 2 | $222,000 | $111,000 | $182,000 | $88,000 | $134,000 |
| Credit Application Incomplete | 1 | $35,000 | $35,000 | $35,000 | $18,000 | $18,000 |
| Employment History | 1 | $1,500,000 | $1,500,000 | $1,500,000 | $408,000 | $408,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Springfield's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Springfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.