Bank Of Springfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Bank Of Springfield 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Springfield 2600 Stevenson Drive Springfield, IL 62703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,029 |
| Total Mortgage Loan Application Amount | $231,575,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $5,805,000 |
| Average Applicant Income | $160,000 |
| Highest Applicant Income | $9,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bank Of Springfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Springfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bank Of Springfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Springfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Springfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Springfield's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 403 | $ 66,225,000 | $ 164,000 | $ 136,000 |
| St. Louis County Missouri | 117 | $ 29,515,000 | $ 252,000 | $ 282,000 |
| Madison County Illinois | 80 | $ 16,630,000 | $ 207,000 | $ 166,000 |
| St. Charles County Missouri | 48 | $ 12,640,000 | $ 263,000 | $ 134,000 |
| St. Louis City County Missouri | 32 | $ 8,790,000 | $ 274,000 | $ 243,000 |
| Adams County Illinois | 26 | $ 3,310,000 | $ 127,000 | $ 122,000 |
| Champaign County Illinois | 26 | $ 5,320,000 | $ 204,000 | $ 268,000 |
| St. Clair County Illinois | 24 | $ 4,590,000 | $ 191,000 | $ 104,000 |
| Morgan County Illinois | 19 | $ 2,825,000 | $ 148,000 | $ 130,000 |
| Macoupin County Illinois | 17 | $ 2,125,000 | $ 125,000 | $ 92,000 |
| Jefferson County Missouri | 13 | $ 2,955,000 | $ 227,000 | $ 227,000 |
| Menard County Illinois | 12 | $ 2,160,000 | $ 180,000 | $ 154,000 |
| Lincoln County Missouri | 8 | $ 2,080,000 | $ 260,000 | $ 104,000 |
| Warren County Missouri | 8 | $ 2,660,000 | $ 332,000 | $ 155,000 |
| Cook County Illinois | 7 | $ 5,435,000 | $ 776,000 | $ 272,000 |
| Logan County Illinois | 6 | $ 690,000 | $ 115,000 | $ 106,000 |
| Franklin County Missouri | 6 | $ 2,220,000 | $ 370,000 | $ 148,000 |
| Pulaski County Arkansas | 5 | $ 545,000 | $ 109,000 | $ 311,000 |
| Macon County Illinois | 5 | $ 1,005,000 | $ 201,000 | $ 459,000 |
| McDonough County Illinois | 5 | $ 1,115,000 | $ 223,000 | $ 139,000 |
| Shelby County Tennessee | 5 | $ 495,000 | $ 99,000 | $ 132,000 |
| Montgomery County Alabama | 4 | $ 400,000 | $ 100,000 | $ 596,000 |
| Christian County Illinois | 4 | $ 750,000 | $ 187,000 | $ 174,000 |
| Pike County Illinois | 4 | $ 200,000 | $ 50,000 | $ 118,000 |
| Pike County Missouri | 4 | $ 1,330,000 | $ 332,000 | $ 138,000 |
| Indian River County Florida | 3 | $ 825,000 | $ 275,000 | $ 113,000 |
| Hancock County Illinois | 3 | $ 165,000 | $ 55,000 | $ 36,000 |
| McLean County Illinois | 3 | $ 575,000 | $ 191,000 | $ 79,000 |
| Monroe County Illinois | 3 | $ 1,465,000 | $ 488,000 | $ 391,000 |
| Tazewell County Illinois | 3 | $ 355,000 | $ 118,000 | $ 172,000 |
| Jefferson County Iowa | 3 | $ 1,675,000 | $ 558,000 | $ 212,000 |
| Hinds County Mississippi | 3 | $ 205,000 | $ 68,000 | $ 176,000 |
| Camden County Missouri | 3 | $ 985,000 | $ 328,000 | $ 585,000 |
| Crawford County Missouri | 3 | $ 285,000 | $ 95,000 | $ 131,000 |
| Greene County Missouri | 3 | $ 715,000 | $ 238,000 | $ 71,000 |
| Montgomery County Missouri | 3 | $ 765,000 | $ 255,000 | $ 114,000 |
| St. Francois County Missouri | 3 | $ 475,000 | $ 158,000 | $ 143,000 |
| Autauga County Alabama | 2 | $ 350,000 | $ 175,000 | $ 341,000 |
| Baldwin County Alabama | 2 | $ 870,000 | $ 435,000 | $ 163,000 |
| Charlotte County Florida | 2 | $ 830,000 | $ 415,000 | $ 228,000 |
| Lee County Florida | 2 | $ 360,000 | $ 180,000 | $ 502,000 |
| Walton County Florida | 2 | $ 3,630,000 | $ 1,815,000 | $ 1,152,000 |
| Lake County Illinois | 2 | $ 1,140,000 | $ 570,000 | $ 226,000 |
| Mason County Illinois | 2 | $ 200,000 | $ 100,000 | $ 57,000 |
| Johnson County Kansas | 2 | $ 1,850,000 | $ 925,000 | $ 574,000 |
| Calcasieu County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| Henry County Missouri | 2 | $ 890,000 | $ 445,000 | $ 198,000 |
| Jackson County Missouri | 2 | $ 230,000 | $ 115,000 | $ 468,000 |
| Lewis County Missouri | 2 | $ 510,000 | $ 255,000 | $ 109,000 |
| Marion County Missouri | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Lancaster County Nebraska | 2 | $ 480,000 | $ 240,000 | $ 156,000 |
| Philadelphia County Pennsylvania | 2 | $ 1,450,000 | $ 725,000 | $ 693,000 |
| Milwaukee County Wisconsin | 2 | $ 910,000 | $ 455,000 | $ 1,161,000 |
| Pima County Arizona | 1 | $ 365,000 | $ 365,000 | $ 400,000 |
| Lonoke County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| White County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 152,000 |
| El Paso County Colorado | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Hinsdale County Colorado | 1 | $ 455,000 | $ 455,000 | $ 366,000 |
| Fairfield County Connecticut | 1 | $ 5,035,000 | $ 5,035,000 | $ 11,000 |
| District of Columbia County District Of Columbia | 1 | $ 685,000 | $ 685,000 | $ 245,000 |
| Alachua County Florida | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Bay County Florida | 1 | $ 145,000 | $ 145,000 | $ 11,000 |
| Broward County Florida | 1 | $ 605,000 | $ 605,000 | $ 116,000 |
| Collier County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Duval County Florida | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Escambia County Florida | 1 | $ 615,000 | $ 615,000 | $ 413,000 |
| Lake County Florida | 1 | $ 395,000 | $ 395,000 | $ 97,000 |
| Manatee County Florida | 1 | $ 235,000 | $ 235,000 | $ 281,000 |
| Marion County Florida | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Osceola County Florida | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Pinellas County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Volusia County Florida | 1 | $ 445,000 | $ 445,000 | $ 324,000 |
| Catoosa County Georgia | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Dawson County Georgia | 1 | $ 265,000 | $ 265,000 | $ 199,000 |
| Muscogee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 181,000 |
| Ada County Idaho | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Cass County Illinois | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Coles County Illinois | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| De Witt County Illinois | 1 | $ 115,000 | $ 115,000 | $ 198,000 |
| Greene County Illinois | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Jersey County Illinois | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Kane County Illinois | 1 | $ 495,000 | $ 495,000 | $ 248,000 |
| Montgomery County Illinois | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Peoria County Illinois | 1 | $ 335,000 | $ 335,000 | $ 148,000 |
| Schuyler County Illinois | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Shelby County Illinois | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| Vermilion County Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Will County Illinois | 1 | $ 205,000 | $ 205,000 | $ 160,000 |
| Winnebago County Illinois | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
| Boone County Indiana | 1 | $ 685,000 | $ 685,000 | $ 290,000 |
| Hamilton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Lake County Indiana | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| Vigo County Indiana | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Dallas County Iowa | 1 | $ 635,000 | $ 635,000 | $ 3,667,000 |
| Leavenworth County Kansas | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Sedgwick County Kansas | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Wyandotte County Kansas | 1 | $ 95,000 | $ 95,000 | $ 746,000 |
| Washington County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Suffolk County Massachusetts | 1 | $ 5,805,000 | $ 5,805,000 | $ 9,500,000 |
| Manistee County Michigan | 1 | $ 305,000 | $ 305,000 | $ 210,000 |
| Lafayette County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 182,000 |
| Boone County Missouri | 1 | $ 215,000 | $ 215,000 | $ 697,000 |
| Cole County Missouri | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Gasconade County Missouri | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Johnson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Macon County Missouri | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Monroe County Missouri | 1 | $ 125,000 | $ 125,000 | $ 183,000 |
| Morgan County Missouri | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Putnam County Missouri | 1 | $ 865,000 | $ 865,000 | $ 214,000 |
| Ralls County Missouri | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Washington County Missouri | 1 | $ 445,000 | $ 445,000 | $ 201,000 |
| Douglas County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 260,000 |
| Saline County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Wayne County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Clermont County Ohio | 1 | $ 355,000 | $ 355,000 | $ 450,000 |
| Warren County Ohio | 1 | $ 505,000 | $ 505,000 | $ 187,000 |
| Tulsa County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Fayette County Tennessee | 1 | $ 655,000 | $ 655,000 | $ 158,000 |
| Overton County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Rhea County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Fort Bend County Texas | 1 | $ 585,000 | $ 585,000 | $ 304,000 |
| Travis County Texas | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Cache County Utah | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Albemarle County Virginia | 1 | $ 405,000 | $ 405,000 | $ 400,000 |
| King County Washington | 1 | $ 435,000 | $ 435,000 | $ 169,000 |
| Yakima County Washington | 1 | $ 675,000 | $ 675,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Bank Of Springfield in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 791 | $194,755,000 | $246,000 | $5,805,000 | $202,000 | $9,500,000 |
| Refinancing | 78 | $15,040,000 | $192,000 | $715,000 | $189,000 | $1,434,000 |
| Cash-out Refinancing | 68 | $13,210,000 | $194,000 | $1,205,000 | $135,000 | $422,000 |
| Home Improvement | 48 | $5,590,000 | $116,000 | $1,105,000 | $132,000 | $523,000 |
| Other Purpose | 44 | $2,980,000 | $67,000 | $515,000 | $142,000 | $850,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 729 | $163,065,000 | $223,000 | $5,805,000 | $177,000 | $9,500,000 |
| Not applicable | 143 | $37,685,000 | $263,000 | $1,855,000 | $0 | $0 |
| Not Provided | 70 | $14,990,000 | $214,000 | $1,465,000 | $332,000 | $8,125,000 |
| Black or African American | 37 | $5,245,000 | $141,000 | $575,000 | $148,000 | $422,000 |
| Asian | 25 | $6,375,000 | $255,000 | $725,000 | $272,000 | $868,000 |
| Hispanic | 21 | $3,715,000 | $176,000 | $425,000 | $197,000 | $799,000 |
| American Indian or Alaskan Native | 2 | $310,000 | $155,000 | $195,000 | $130,000 | $206,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 989 | $222,165,000 | $224,000 | $5,805,000 | $196,000 | $9,500,000 |
| FHA-insured (Federal Housing Administration) | 23 | $4,855,000 | $211,000 | $475,000 | $88,000 | $301,000 |
| VA-guaranteed (Veterans Administration) | 15 | $4,095,000 | $273,000 | $605,000 | $97,000 | $249,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $460,000 | $230,000 | $265,000 | $80,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 837 | $193,985,000 | $231,000 | $5,805,000 | $201,000 | $9,500,000 |
| Application Withdrawn By Applicant | 114 | $24,200,000 | $212,000 | $1,175,000 | $166,000 | $960,000 |
| Application Denied By Financial Institution | 68 | $10,720,000 | $157,000 | $675,000 | $134,000 | $1,434,000 |
| File Closed For Incompleteness | 4 | $710,000 | $177,000 | $305,000 | $128,000 | $208,000 |
| Loan Purchased By The Institution | 4 | $1,460,000 | $365,000 | $635,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $500,000 | $250,000 | $305,000 | $181,000 | $210,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 961 | $220,855,000 | $229,000 | $5,805,000 | $196,000 | $9,500,000 |
| Debt-To-Income Ratio | 28 | $4,720,000 | $168,000 | $675,000 | $78,000 | $196,000 |
| Collateral | 16 | $2,310,000 | $144,000 | $445,000 | $129,000 | $501,000 |
| Credit History | 13 | $2,355,000 | $181,000 | $575,000 | $228,000 | $1,434,000 |
| Other | 6 | $640,000 | $106,000 | $135,000 | $234,000 | $555,000 |
| Employment History | 3 | $305,000 | $101,000 | $145,000 | $23,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $181,000 | $181,000 |
| Unverifiable Information | 1 | $265,000 | $265,000 | $265,000 | $87,000 | $87,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Springfield's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Springfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.