Bank Of Texas, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Bank Of Texas, Na 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Texas, Na Po Box 2300 Tulsa, OK 74102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,444 |
| Total Mortgage Loan Application Amount | $730,430,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $4,750,000 |
| Average Applicant Income | $140,333 |
| Highest Applicant Income | $9,996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of Texas, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Texas, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bank Of Texas, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Texas, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Texas, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Texas, Na's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 650 | $ 140,540,000 | $ 216,000 | $ 151,000 |
| Dallas County Texas | 618 | $ 197,811,000 | $ 320,000 | $ 203,000 |
| Tarrant County Texas | 554 | $ 98,623,000 | $ 178,000 | $ 152,000 |
| Collin County Texas | 356 | $ 68,834,000 | $ 193,000 | $ 145,000 |
| Denton County Texas | 231 | $ 42,961,000 | $ 185,000 | $ 123,000 |
| Fort Bend County Texas | 202 | $ 33,077,000 | $ 163,000 | $ 132,000 |
| Grayson County Texas | 144 | $ 13,710,000 | $ 95,000 | $ 87,000 |
| Parker County Texas | 73 | $ 11,491,000 | $ 157,000 | $ 104,000 |
| Montgomery County Texas | 53 | $ 10,031,000 | $ 189,000 | $ 151,000 |
| Galveston County Texas | 29 | $ 5,962,000 | $ 205,000 | $ 189,000 |
| Wise County Texas | 26 | $ 3,442,000 | $ 132,000 | $ 96,000 |
| Rockwall County Texas | 24 | $ 3,964,000 | $ 165,000 | $ 104,000 |
| Travis County Texas | 24 | $ 7,161,000 | $ 298,000 | $ 209,000 |
| Johnson County Texas | 23 | $ 3,633,000 | $ 157,000 | $ 94,000 |
| McLennan County Texas | 23 | $ 3,674,000 | $ 159,000 | $ 90,000 |
| Brazoria County Texas | 22 | $ 2,859,000 | $ 129,000 | $ 111,000 |
| Hood County Texas | 20 | $ 4,184,000 | $ 209,000 | $ 132,000 |
| Midland County Texas | 20 | $ 3,193,000 | $ 159,000 | $ 99,000 |
| Hunt County Texas | 17 | $ 1,360,000 | $ 80,000 | $ 62,000 |
| Henderson County Texas | 15 | $ 2,229,000 | $ 148,000 | $ 153,000 |
| Tom Green County Texas | 15 | $ 2,175,000 | $ 145,000 | $ 100,000 |
| Lubbock County Texas | 14 | $ 1,753,000 | $ 125,000 | $ 149,000 |
| Fannin County Texas | 13 | $ 1,201,000 | $ 92,000 | $ 78,000 |
| Brazos County Texas | 10 | $ 2,653,000 | $ 265,000 | $ 236,000 |
| El Paso County Texas | 9 | $ 1,185,000 | $ 131,000 | $ 55,000 |
| Erath County Texas | 9 | $ 1,326,000 | $ 147,000 | $ 65,000 |
| Bexar County Texas | 8 | $ 893,000 | $ 111,000 | $ 104,000 |
| Kaufman County Texas | 7 | $ 785,000 | $ 112,000 | $ 72,000 |
| Maricopa County Arizona | 6 | $ 1,487,000 | $ 247,000 | $ 171,000 |
| Douglas County Colorado | 6 | $ 3,217,000 | $ 536,000 | $ 268,000 |
| Bell County Texas | 6 | $ 1,116,000 | $ 186,000 | $ 123,000 |
| Ellis County Texas | 6 | $ 812,000 | $ 135,000 | $ 130,000 |
| Hays County Texas | 6 | $ 1,599,000 | $ 266,000 | $ 137,000 |
| Potter County Texas | 6 | $ 610,000 | $ 101,000 | $ 48,000 |
| Randall County Texas | 6 | $ 682,000 | $ 113,000 | $ 76,000 |
| Waller County Texas | 6 | $ 2,743,000 | $ 457,000 | $ 1,042,000 |
| Tulsa County Oklahoma | 5 | $ 612,000 | $ 122,000 | $ 141,000 |
| Comal County Texas | 5 | $ 1,499,000 | $ 299,000 | $ 189,000 |
| Nueces County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 228,000 |
| Palo Pinto County Texas | 5 | $ 1,338,000 | $ 267,000 | $ 307,000 |
| Bosque County Texas | 4 | $ 596,000 | $ 149,000 | $ 136,000 |
| Ector County Texas | 4 | $ 507,000 | $ 126,000 | $ 66,000 |
| Wichita County Texas | 4 | $ 1,366,000 | $ 341,000 | $ 174,000 |
| Pima County Arizona | 3 | $ 1,301,000 | $ 433,000 | $ 328,000 |
| Eagle County Colorado | 3 | $ 3,539,000 | $ 1,179,000 | $ 1,081,000 |
| Jackson County Missouri | 3 | $ 317,000 | $ 105,000 | $ 73,000 |
| Cleveland County Oklahoma | 3 | $ 274,000 | $ 91,000 | $ 400,000 |
| Bowie County Texas | 3 | $ 197,000 | $ 65,000 | $ 47,000 |
| Franklin County Texas | 3 | $ 827,000 | $ 275,000 | $ 515,000 |
| Titus County Texas | 3 | $ 390,000 | $ 130,000 | $ 49,000 |
| Wood County Texas | 3 | $ 1,672,000 | $ 557,000 | $ 337,000 |
| Archuleta County Colorado | 2 | $ 502,000 | $ 251,000 | $ 1,024,000 |
| Broomfield County Colorado | 2 | $ 275,000 | $ 137,000 | $ 109,000 |
| Denver County Colorado | 2 | $ 1,974,000 | $ 987,000 | $ 146,000 |
| El Paso County Colorado | 2 | $ 1,280,000 | $ 640,000 | $ 188,000 |
| Gunnison County Colorado | 2 | $ 1,433,000 | $ 716,000 | $ 1,406,000 |
| St. Louis County Missouri | 2 | $ 765,000 | $ 382,000 | $ 186,000 |
| Taney County Missouri | 2 | $ 490,000 | $ 245,000 | $ 148,000 |
| Bernalillo County New Mexico | 2 | $ 554,000 | $ 277,000 | $ 207,000 |
| Santa Fe County New Mexico | 2 | $ 715,000 | $ 357,000 | $ 262,000 |
| Oklahoma County Oklahoma | 2 | $ 701,000 | $ 350,000 | $ 245,000 |
| Cooke County Texas | 2 | $ 270,000 | $ 135,000 | $ 102,000 |
| Coryell County Texas | 2 | $ 562,000 | $ 281,000 | $ 178,000 |
| Gray County Texas | 2 | $ 257,000 | $ 128,000 | $ 118,000 |
| Gregg County Texas | 2 | $ 154,000 | $ 77,000 | $ 55,000 |
| Guadalupe County Texas | 2 | $ 1,034,000 | $ 517,000 | $ 557,000 |
| Harrison County Texas | 2 | $ 99,000 | $ 49,000 | $ 48,000 |
| Hidalgo County Texas | 2 | $ 210,000 | $ 105,000 | $ 112,000 |
| Hutchinson County Texas | 2 | $ 314,000 | $ 157,000 | $ 87,000 |
| Kerr County Texas | 2 | $ 191,000 | $ 95,000 | $ 32,000 |
| Lamar County Texas | 2 | $ 291,000 | $ 145,000 | $ 55,000 |
| Lamb County Texas | 2 | $ 167,000 | $ 83,000 | $ 35,000 |
| Liberty County Texas | 2 | $ 159,000 | $ 79,000 | $ 100,000 |
| Matagorda County Texas | 2 | $ 273,000 | $ 136,000 | $ 99,000 |
| Navarro County Texas | 2 | $ 327,000 | $ 163,000 | $ 236,000 |
| Polk County Texas | 2 | $ 517,000 | $ 258,000 | $ 191,000 |
| Taylor County Texas | 2 | $ 166,000 | $ 83,000 | $ 17,000 |
| Van Zandt County Texas | 2 | $ 188,000 | $ 94,000 | $ 38,000 |
| Williamson County Texas | 2 | $ 333,000 | $ 166,000 | $ 252,000 |
| Winkler County Texas | 2 | $ 50,000 | $ 25,000 | $ 60,000 |
| Madison County Alabama | 1 | $ 177,000 | $ 177,000 | $ 173,000 |
| Tuscaloosa County Alabama | 1 | $ 110,000 | $ 110,000 | $ 586,000 |
| Yavapai County Arizona | 1 | $ 393,000 | $ 393,000 | $ 144,000 |
| Benton County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
| Sebastian County Arkansas | 1 | $ 520,000 | $ 520,000 | $ 489,000 |
| Jefferson County Colorado | 1 | $ 262,000 | $ 262,000 | $ 291,000 |
| Larimer County Colorado | 1 | $ 260,000 | $ 260,000 | $ 126,000 |
| Pitkin County Colorado | 1 | $ 665,000 | $ 665,000 | $ 759,000 |
| Prowers County Colorado | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| San Miguel County Colorado | 1 | $ 310,000 | $ 310,000 | $ 420,000 |
| Summit County Colorado | 1 | $ 774,000 | $ 774,000 | $ 383,000 |
| Bay County Florida | 1 | $ 753,000 | $ 753,000 | $ 563,000 |
| Pasco County Florida | 1 | $ 200,000 | $ 200,000 | $ 228,000 |
| Polk County Florida | 1 | $ 208,000 | $ 208,000 | $ 117,000 |
| St. Lucie County Florida | 1 | $ 150,000 | $ 150,000 | $ 1,093,000 |
| Honolulu County Hawaii | 1 | $ 724,000 | $ 724,000 | $ 340,000 |
| Johnson County Kansas | 1 | $ 525,000 | $ 525,000 | $ 209,000 |
| Rapides County Louisiana | 1 | $ 13,000 | $ 13,000 | $ 78,000 |
| Barnstable County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 44,000 |
| San Juan County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Taos County New Mexico | 1 | $ 260,000 | $ 260,000 | $ 216,000 |
| New York County New York | 1 | $ 2,750,000 | $ 2,750,000 | $ 1,517,000 |
| Cabarrus County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 219,000 |
| Charleston County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,313,000 |
| Davidson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 759,000 |
| Angelina County Texas | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Aransas County Texas | 1 | $ 411,000 | $ 411,000 | $ 165,000 |
| Atascosa County Texas | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Baylor County Texas | 1 | $ 87,000 | $ 87,000 | $ 96,000 |
| Brown County Texas | 1 | $ 328,000 | $ 328,000 | $ 285,000 |
| Burnet County Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Cameron County Texas | 1 | $ 300,000 | $ 300,000 | $ 131,000 |
| Chambers County Texas | 1 | $ 178,000 | $ 178,000 | $ 135,000 |
| Collingsworth County Texas | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Falls County Texas | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| Grimes County Texas | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Hill County Texas | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Jack County Texas | 1 | $ 380,000 | $ 380,000 | $ 165,000 |
| Jasper County Texas | 1 | $ 126,000 | $ 126,000 | $ 112,000 |
| Kendall County Texas | 1 | $ 303,000 | $ 303,000 | $ 196,000 |
| Lynn County Texas | 1 | $ 118,000 | $ 118,000 | $ 65,000 |
| Maverick County Texas | 1 | $ 25,000 | $ 25,000 | $ 612,000 |
| Montague County Texas | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Moore County Texas | 1 | $ 92,000 | $ 92,000 | $ 104,000 |
| Sabine County Texas | 1 | $ 70,000 | $ 70,000 | $ 316,000 |
| Smith County Texas | 1 | $ 103,000 | $ 103,000 | $ 113,000 |
| Starr County Texas | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Webb County Texas | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Bank Of Texas, Na in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,822 | $427,501,000 | $234,000 | $4,750,000 | $170,000 | $9,996,000 |
| Home Purchase | 1,317 | $285,333,000 | $216,000 | $2,750,000 | $147,000 | $1,862,000 |
| Home Improvement | 305 | $17,596,000 | $57,000 | $1,000,000 | $104,000 | $900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,359 | $541,099,000 | $229,000 | $4,750,000 | $166,000 | $9,996,000 |
| Not Provided | 381 | $77,211,000 | $202,000 | $1,350,000 | $166,000 | $2,537,000 |
| Hispanic | 371 | $47,146,000 | $127,000 | $1,680,000 | $106,000 | $5,192,000 |
| Asian | 186 | $41,947,000 | $225,000 | $1,712,000 | $151,000 | $850,000 |
| Black or African American | 126 | $18,881,000 | $149,000 | $2,600,000 | $89,000 | $1,051,000 |
| American Indian or Alaskan Native | 15 | $2,369,000 | $157,000 | $633,000 | $115,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $301,000 | $100,000 | $246,000 | $78,000 | $93,000 |
| Not applicable | 3 | $1,476,000 | $492,000 | $888,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,847 | $648,673,000 | $227,000 | $4,750,000 | $175,000 | $9,996,000 |
| FHA-insured (Federal Housing Administration) | 545 | $72,799,000 | $133,000 | $277,000 | $63,000 | $733,000 |
| VA-guaranteed (Veterans Administration) | 52 | $8,958,000 | $172,000 | $411,000 | $68,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,910 | $404,150,000 | $211,000 | $2,750,000 | $157,000 | $5,192,000 |
| Application Denied By Financial Institution | 717 | $123,000,000 | $171,000 | $2,750,000 | $125,000 | $2,344,000 |
| File Closed For Incompleteness | 394 | $102,537,000 | $260,000 | $2,223,000 | $152,000 | $1,875,000 |
| Application Withdrawn By Applicant | 316 | $82,295,000 | $260,000 | $4,750,000 | $207,000 | $9,996,000 |
| Application Approved But Not Accepted | 83 | $15,261,000 | $183,000 | $1,000,000 | $220,000 | $2,254,000 |
| Preapproval Denied by Financial Institution | 24 | $3,187,000 | $132,000 | $276,000 | $75,000 | $228,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 284 | $30,608,000 | $107,000 | $1,189,000 | $96,000 | $770,000 |
| Collateral | 176 | $38,371,000 | $218,000 | $2,750,000 | $172,000 | $2,344,000 |
| Debt-To-Income Ratio | 154 | $29,499,000 | $191,000 | $1,120,000 | $86,000 | $500,000 |
| Other | 73 | $15,885,000 | $217,000 | $1,000,000 | $196,000 | $900,000 |
| Unverifiable Information | 30 | $4,512,000 | $150,000 | $995,000 | $92,000 | $292,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $5,105,000 | $464,000 | $2,000,000 | $207,000 | $649,000 |
| Credit Application Incomplete | 8 | $1,395,000 | $174,000 | $404,000 | $161,000 | $475,000 |
| Employment History | 5 | $812,000 | $162,000 | $263,000 | $90,000 | $118,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Texas, Na's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Texas, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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