Bank Of The Cascades
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of The Cascades.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Bank Of The Cascades 1070 Nw Bond St, Suite 101 Bend, OR 97703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,137 |
| Total Mortgage Loan Application Amount | $415,984,000 |
| Average Mortgage Loan Application Amount | $275,666 |
| Highest Mortgage Loan Application Amount | $7,223,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $3,796,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Deschutes County Oregon | 342 | $ 105,347,000 | $ 308,000 | $ 142,000 |
| Ada County Idaho | 139 | $ 36,239,000 | $ 260,000 | $ 118,000 |
| Canyon County Idaho | 97 | $ 11,337,000 | $ 116,000 | $ 56,000 |
| King County Washington | 63 | $ 42,294,000 | $ 671,000 | $ 0 |
| Marion County Oregon | 45 | $ 9,520,000 | $ 211,000 | $ 120,000 |
| Crook County Oregon | 42 | $ 9,788,000 | $ 233,000 | $ 137,000 |
| Jackson County Oregon | 35 | $ 10,203,000 | $ 291,000 | $ 216,000 |
| Josephine County Oregon | 34 | $ 6,271,000 | $ 184,000 | $ 142,000 |
| Lane County Oregon | 31 | $ 8,292,000 | $ 267,000 | $ 127,000 |
| Placer County California | 27 | $ 53,770,000 | $ 1,991,000 | $ 1,059,000 |
| Elmore County Idaho | 26 | $ 2,237,000 | $ 86,000 | $ 60,000 |
| Multnomah County Oregon | 20 | $ 7,040,000 | $ 352,000 | $ 186,000 |
| Gem County Idaho | 19 | $ 2,012,000 | $ 105,000 | $ 48,000 |
| Santa Clara County California | 14 | $ 13,320,000 | $ 951,000 | $ 0 |
| Jefferson County Oregon | 14 | $ 2,144,000 | $ 153,000 | $ 64,000 |
| Klamath County Oregon | 14 | $ 1,685,000 | $ 120,000 | $ 55,000 |
| Clackamas County Oregon | 13 | $ 5,023,000 | $ 386,000 | $ 75,000 |
| Polk County Oregon | 12 | $ 1,681,000 | $ 140,000 | $ 79,000 |
| Nevada County California | 11 | $ 7,622,000 | $ 692,000 | $ 233,000 |
| Valley County Idaho | 11 | $ 6,132,000 | $ 557,000 | $ 432,000 |
| Los Angeles County California | 9 | $ 12,135,000 | $ 1,348,000 | $ 194,000 |
| San Mateo County California | 6 | $ 6,323,000 | $ 1,053,000 | $ 0 |
| Owyhee County Idaho | 6 | $ 682,000 | $ 113,000 | $ 59,000 |
| Clark County Washington | 6 | $ 4,681,000 | $ 780,000 | $ 61,000 |
| Contra Costa County California | 5 | $ 4,175,000 | $ 835,000 | $ 80,000 |
| San Francisco County California | 5 | $ 3,062,000 | $ 612,000 | $ 0 |
| Bonneville County Idaho | 5 | $ 585,000 | $ 117,000 | $ 42,000 |
| Washington County Oregon | 5 | $ 2,586,000 | $ 517,000 | $ 76,000 |
| Alameda County California | 4 | $ 3,013,000 | $ 753,000 | $ 0 |
| Orange County California | 4 | $ 4,267,000 | $ 1,066,000 | $ 65,000 |
| Payette County Idaho | 4 | $ 465,000 | $ 116,000 | $ 14,000 |
| Benton County Oregon | 4 | $ 1,346,000 | $ 336,000 | $ 181,000 |
| Pierce County Washington | 4 | $ 1,400,000 | $ 350,000 | $ 25,000 |
| Snohomish County Washington | 4 | $ 2,237,000 | $ 559,000 | $ 0 |
| Monterey County California | 3 | $ 2,243,000 | $ 747,000 | $ 172,000 |
| Yamhill County Oregon | 3 | $ 2,398,000 | $ 799,000 | $ 0 |
| Cowlitz County Washington | 3 | $ 2,258,000 | $ 752,000 | $ 472,000 |
| Riverside County California | 2 | $ 1,083,000 | $ 541,000 | $ 0 |
| San Diego County California | 2 | $ 1,498,000 | $ 749,000 | $ 178,000 |
| Sonoma County California | 2 | $ 1,094,000 | $ 547,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 1,274,000 | $ 637,000 | $ 0 |
| Washoe County Nevada | 2 | $ 2,003,000 | $ 1,001,000 | $ 579,000 |
| Curry County Oregon | 2 | $ 728,000 | $ 364,000 | $ 375,000 |
| Lake County Oregon | 2 | $ 285,000 | $ 142,000 | $ 74,000 |
| Tillamook County Oregon | 2 | $ 298,000 | $ 149,000 | $ 155,000 |
| Kitsap County Washington | 2 | $ 1,019,000 | $ 509,000 | $ 0 |
| Spokane County Washington | 2 | $ 1,386,000 | $ 693,000 | $ 0 |
| Fresno County California | 1 | $ 489,000 | $ 489,000 | $ 142,000 |
| Marin County California | 1 | $ 706,000 | $ 706,000 | $ 0 |
| Napa County California | 1 | $ 414,000 | $ 414,000 | $ 276,000 |
| Shasta County California | 1 | $ 324,000 | $ 324,000 | $ 171,000 |
| Ventura County California | 1 | $ 658,000 | $ 658,000 | $ 0 |
| Adams County Idaho | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
| Boise County Idaho | 1 | $ 272,000 | $ 272,000 | $ 108,000 |
| Custer County Idaho | 1 | $ 344,000 | $ 344,000 | $ 445,000 |
| Washington County Idaho | 1 | $ 92,000 | $ 92,000 | $ 16,000 |
| Clark County Nevada | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Douglas County Nevada | 1 | $ 550,000 | $ 550,000 | $ 966,000 |
| Baker County Oregon | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| Clatsop County Oregon | 1 | $ 161,000 | $ 161,000 | $ 67,000 |
| Coos County Oregon | 1 | $ 216,000 | $ 216,000 | $ 124,000 |
| Douglas County Oregon | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Lincoln County Oregon | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Malheur County Oregon | 1 | $ 56,000 | $ 56,000 | $ 41,000 |
| Wheeler County Oregon | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Douglas County Washington | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Island County Washington | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Klickitat County Washington | 1 | $ 213,000 | $ 213,000 | $ 42,000 |
| Mason County Washington | 1 | $ 137,000 | $ 137,000 | $ 61,000 |
| Pend Oreille County Washington | 1 | $ 300,000 | $ 300,000 | $ 241,000 |
| Skagit County Washington | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Skamania County Washington | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Stevens County Washington | 1 | $ 601,000 | $ 601,000 | $ 0 |
| Walla Walla County Washington | 1 | $ 608,000 | $ 608,000 | $ 0 |
| Whatcom County Washington | 1 | $ 640,000 | $ 640,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bank Of The Cascades in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 551 | $135,439,000 | $245,000 | $1,859,000 | $95,000 | $2,620,000 |
| Home Purchase | 543 | $277,488,000 | $511,000 | $7,223,000 | $184,000 | $3,796,000 |
| Home Improvement | 43 | $3,057,000 | $71,000 | $322,000 | $72,000 | $204,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 653 | $211,625,000 | $324,000 | $4,000,000 | $178,000 | $3,796,000 |
| Not Provided | 255 | $72,998,000 | $286,000 | $2,293,000 | $137,000 | $2,285,000 |
| Not applicable | 170 | $119,855,000 | $705,000 | $7,223,000 | $0 | $0 |
| Hispanic | 41 | $4,877,000 | $118,000 | $370,000 | $45,000 | $134,000 |
| American Indian or Alaskan Native | 6 | $797,000 | $132,000 | $319,000 | $55,000 | $101,000 |
| Asian | 5 | $3,777,000 | $755,000 | $2,366,000 | $315,000 | $878,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,595,000 | $319,000 | $912,000 | $89,000 | $263,000 |
| Black or African American | 2 | $460,000 | $230,000 | $230,000 | $117,000 | $158,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,083 | $407,144,000 | $375,000 | $7,223,000 | $141,000 | $3,796,000 |
| FHA-insured (Federal Housing Administration) | 27 | $3,810,000 | $141,000 | $275,000 | $54,000 | $272,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,179,000 | $155,000 | $342,000 | $46,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,851,000 | $219,000 | $399,000 | $58,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 628 | $213,231,000 | $339,000 | $7,223,000 | $168,000 | $2,620,000 |
| Application Approved But Not Accepted | 169 | $55,600,000 | $328,000 | $4,000,000 | $194,000 | $3,796,000 |
| Application Denied By Financial Institution | 169 | $39,581,000 | $234,000 | $3,345,000 | $95,000 | $815,000 |
| Loan Purchased By The Institution | 162 | $105,765,000 | $652,000 | $1,859,000 | $0 | $0 |
| Application Withdrawn By Applicant | 6 | $1,269,000 | $211,000 | $417,000 | $152,000 | $422,000 |
| File Closed For Incompleteness | 3 | $538,000 | $179,000 | $323,000 | $135,000 | $272,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.