Bank Ozk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Bank Ozk 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Ozk Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,196 |
| Total Mortgage Loan Application Amount | $573,250,000 |
| Average Mortgage Loan Application Amount | $156,500 |
| Highest Mortgage Loan Application Amount | $14,875,000 |
| Average Applicant Income | $108,500 |
| Highest Applicant Income | $3,114,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Bank Ozk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Ozk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Bank Ozk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Ozk serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Ozk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Ozk's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pinellas County Florida | 214 | $ 39,230,000 | $ 183,000 | $ 183,000 |
| Pulaski County Arkansas | 179 | $ 32,745,000 | $ 182,000 | $ 69,000 |
| Manatee County Florida | 134 | $ 19,210,000 | $ 143,000 | $ 114,000 |
| Hillsborough County Florida | 98 | $ 21,530,000 | $ 219,000 | $ 133,000 |
| Dallas County Texas | 96 | $ 27,710,000 | $ 288,000 | $ 83,000 |
| Cleveland County North Carolina | 74 | $ 6,280,000 | $ 84,000 | $ 80,000 |
| Lee County Florida | 73 | $ 13,815,000 | $ 189,000 | $ 129,000 |
| Fulton County Georgia | 70 | $ 17,260,000 | $ 246,000 | $ 125,000 |
| Miami-Dade County Florida | 69 | $ 41,465,000 | $ 600,000 | $ 281,000 |
| Sarasota County Florida | 69 | $ 11,465,000 | $ 166,000 | $ 109,000 |
| Garland County Arkansas | 68 | $ 8,580,000 | $ 126,000 | $ 121,000 |
| Carroll County Georgia | 68 | $ 7,190,000 | $ 105,000 | $ 84,000 |
| Saline County Arkansas | 64 | $ 8,990,000 | $ 140,000 | $ 85,000 |
| Faulkner County Arkansas | 58 | $ 23,260,000 | $ 401,000 | $ 109,000 |
| Tarrant County Texas | 51 | $ 11,325,000 | $ 222,000 | $ 65,000 |
| Benton County Arkansas | 50 | $ 8,140,000 | $ 162,000 | $ 143,000 |
| Crawford County Arkansas | 43 | $ 3,455,000 | $ 80,000 | $ 66,000 |
| Gaston County North Carolina | 43 | $ 6,265,000 | $ 145,000 | $ 90,000 |
| Franklin County Arkansas | 40 | $ 2,650,000 | $ 66,000 | $ 61,000 |
| Marion County Florida | 37 | $ 2,925,000 | $ 79,000 | $ 50,000 |
| Gwinnett County Georgia | 37 | $ 6,855,000 | $ 185,000 | $ 79,000 |
| Randolph County North Carolina | 35 | $ 3,865,000 | $ 110,000 | $ 123,000 |
| Fannin County Georgia | 34 | $ 3,020,000 | $ 88,000 | $ 117,000 |
| Sebastian County Arkansas | 31 | $ 4,495,000 | $ 145,000 | $ 61,000 |
| Washington County Arkansas | 31 | $ 8,245,000 | $ 265,000 | $ 141,000 |
| Haralson County Georgia | 31 | $ 2,045,000 | $ 65,000 | $ 94,000 |
| Charlotte County Florida | 29 | $ 4,645,000 | $ 160,000 | $ 154,000 |
| Bibb County Georgia | 29 | $ 2,385,000 | $ 82,000 | $ 40,000 |
| Hot Spring County Arkansas | 28 | $ 2,130,000 | $ 76,000 | $ 75,000 |
| Pasco County Florida | 27 | $ 3,555,000 | $ 131,000 | $ 66,000 |
| Barrow County Georgia | 27 | $ 2,245,000 | $ 83,000 | $ 62,000 |
| Cobb County Georgia | 27 | $ 3,445,000 | $ 127,000 | $ 113,000 |
| Douglas County Georgia | 27 | $ 4,425,000 | $ 163,000 | $ 67,000 |
| Jackson County Georgia | 27 | $ 3,655,000 | $ 135,000 | $ 94,000 |
| Boone County Arkansas | 26 | $ 1,580,000 | $ 60,000 | $ 55,000 |
| Johnson County Arkansas | 26 | $ 1,150,000 | $ 44,000 | $ 60,000 |
| DeKalb County Georgia | 26 | $ 3,860,000 | $ 148,000 | $ 89,000 |
| Forsyth County Georgia | 26 | $ 3,990,000 | $ 153,000 | $ 87,000 |
| Davie County North Carolina | 26 | $ 2,110,000 | $ 81,000 | $ 68,000 |
| Van Buren County Arkansas | 24 | $ 1,550,000 | $ 64,000 | $ 81,000 |
| Mecklenburg County North Carolina | 24 | $ 4,080,000 | $ 170,000 | $ 100,000 |
| Clayton County Georgia | 23 | $ 4,085,000 | $ 177,000 | $ 47,000 |
| Lowndes County Georgia | 23 | $ 795,000 | $ 34,000 | $ 50,000 |
| Duval County Florida | 22 | $ 10,680,000 | $ 485,000 | $ 82,000 |
| Harris County Texas | 22 | $ 4,800,000 | $ 218,000 | $ 122,000 |
| Bartow County Georgia | 20 | $ 1,420,000 | $ 71,000 | $ 90,000 |
| Cherokee County Georgia | 20 | $ 2,340,000 | $ 117,000 | $ 79,000 |
| Davidson County North Carolina | 19 | $ 2,275,000 | $ 119,000 | $ 118,000 |
| Baxter County Arkansas | 18 | $ 2,020,000 | $ 112,000 | $ 74,000 |
| Lonoke County Arkansas | 18 | $ 1,670,000 | $ 92,000 | $ 112,000 |
| Broward County Florida | 18 | $ 2,680,000 | $ 148,000 | $ 133,000 |
| Henry County Georgia | 18 | $ 3,410,000 | $ 189,000 | $ 58,000 |
| Gilmer County Georgia | 17 | $ 1,825,000 | $ 107,000 | $ 89,000 |
| Newton County Arkansas | 16 | $ 870,000 | $ 54,000 | $ 58,000 |
| Collier County Florida | 15 | $ 6,695,000 | $ 446,000 | $ 219,000 |
| Decatur County Georgia | 15 | $ 765,000 | $ 51,000 | $ 119,000 |
| Denton County Texas | 15 | $ 2,725,000 | $ 181,000 | $ 180,000 |
| Pope County Arkansas | 14 | $ 770,000 | $ 55,000 | $ 63,000 |
| Heard County Georgia | 14 | $ 1,080,000 | $ 77,000 | $ 82,000 |
| Lumpkin County Georgia | 14 | $ 1,870,000 | $ 133,000 | $ 80,000 |
| Logan County Arkansas | 13 | $ 585,000 | $ 45,000 | $ 101,000 |
| Searcy County Arkansas | 13 | $ 925,000 | $ 71,000 | $ 51,000 |
| Dawson County Georgia | 13 | $ 605,000 | $ 46,000 | $ 63,000 |
| Cabarrus County North Carolina | 13 | $ 1,425,000 | $ 109,000 | $ 76,000 |
| Rutherford County North Carolina | 13 | $ 1,655,000 | $ 127,000 | $ 70,000 |
| Whitfield County Georgia | 12 | $ 2,980,000 | $ 248,000 | $ 114,000 |
| Clark County Arkansas | 11 | $ 925,000 | $ 84,000 | $ 61,000 |
| Marion County Arkansas | 11 | $ 515,000 | $ 46,000 | $ 93,000 |
| Volusia County Florida | 11 | $ 1,035,000 | $ 94,000 | $ 124,000 |
| Hall County Georgia | 11 | $ 1,535,000 | $ 139,000 | $ 99,000 |
| Paulding County Georgia | 11 | $ 1,555,000 | $ 141,000 | $ 84,000 |
| Union County Georgia | 11 | $ 1,715,000 | $ 155,000 | $ 90,000 |
| Lincoln County North Carolina | 11 | $ 1,265,000 | $ 115,000 | $ 69,000 |
| Bowie County Texas | 11 | $ 5,185,000 | $ 471,000 | $ 78,000 |
| Collin County Texas | 11 | $ 4,175,000 | $ 379,000 | $ 64,000 |
| Travis County Texas | 11 | $ 5,035,000 | $ 457,000 | $ 120,000 |
| Hempstead County Arkansas | 10 | $ 550,000 | $ 55,000 | $ 55,000 |
| Coweta County Georgia | 10 | $ 3,880,000 | $ 388,000 | $ 118,000 |
| Muscogee County Georgia | 10 | $ 660,000 | $ 66,000 | $ 56,000 |
| Forsyth County North Carolina | 10 | $ 2,610,000 | $ 261,000 | $ 197,000 |
| New Hanover County North Carolina | 10 | $ 2,820,000 | $ 282,000 | $ 57,000 |
| Beaufort County South Carolina | 10 | $ 2,020,000 | $ 202,000 | $ 95,000 |
| Columbia County Arkansas | 9 | $ 775,000 | $ 86,000 | $ 78,000 |
| Miller County Arkansas | 9 | $ 705,000 | $ 78,000 | $ 66,000 |
| Glynn County Georgia | 9 | $ 1,465,000 | $ 162,000 | $ 104,000 |
| Habersham County Georgia | 9 | $ 785,000 | $ 87,000 | $ 130,000 |
| Rockdale County Georgia | 9 | $ 1,765,000 | $ 196,000 | $ 121,000 |
| Spalding County Georgia | 9 | $ 765,000 | $ 85,000 | $ 96,000 |
| Bexar County Texas | 9 | $ 2,155,000 | $ 239,000 | $ 0 |
| Geneva County Alabama | 8 | $ 500,000 | $ 62,000 | $ 87,000 |
| Cleburne County Arkansas | 8 | $ 2,720,000 | $ 340,000 | $ 145,000 |
| Floyd County Georgia | 8 | $ 1,430,000 | $ 178,000 | $ 64,000 |
| Oconee County Georgia | 8 | $ 1,190,000 | $ 148,000 | $ 418,000 |
| Pickens County Georgia | 8 | $ 890,000 | $ 111,000 | $ 111,000 |
| Mobile County Alabama | 7 | $ 1,355,000 | $ 193,000 | $ 114,000 |
| Conway County Arkansas | 7 | $ 465,000 | $ 66,000 | $ 77,000 |
| Lake County Florida | 7 | $ 855,000 | $ 122,000 | $ 277,000 |
| Troup County Georgia | 7 | $ 745,000 | $ 106,000 | $ 137,000 |
| Guilford County North Carolina | 7 | $ 1,575,000 | $ 225,000 | $ 175,000 |
| Rowan County North Carolina | 7 | $ 2,225,000 | $ 317,000 | $ 96,000 |
| White County Arkansas | 6 | $ 420,000 | $ 70,000 | $ 129,000 |
| Yell County Arkansas | 6 | $ 300,000 | $ 50,000 | $ 47,000 |
| Williamson County Texas | 6 | $ 1,560,000 | $ 260,000 | $ 117,000 |
| St. Johns County Florida | 5 | $ 435,000 | $ 87,000 | $ 163,000 |
| Clarke County Georgia | 5 | $ 755,000 | $ 151,000 | $ 131,000 |
| Grady County Georgia | 5 | $ 105,000 | $ 21,000 | $ 51,000 |
| Meriwether County Georgia | 5 | $ 1,055,000 | $ 211,000 | $ 220,000 |
| Murray County Georgia | 5 | $ 525,000 | $ 105,000 | $ 55,000 |
| Newton County Georgia | 5 | $ 595,000 | $ 119,000 | $ 68,000 |
| White County Georgia | 5 | $ 755,000 | $ 151,000 | $ 88,000 |
| Stokes County North Carolina | 5 | $ 545,000 | $ 109,000 | $ 127,000 |
| Grant County Arkansas | 4 | $ 110,000 | $ 27,000 | $ 24,000 |
| Bay County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 407,000 |
| Banks County Georgia | 4 | $ 470,000 | $ 117,000 | $ 90,000 |
| Chatham County Georgia | 4 | $ 1,240,000 | $ 310,000 | $ 25,000 |
| Echols County Georgia | 4 | $ 320,000 | $ 80,000 | $ 37,000 |
| Franklin County Georgia | 4 | $ 1,220,000 | $ 305,000 | $ 121,000 |
| Gordon County Georgia | 4 | $ 270,000 | $ 67,000 | $ 62,000 |
| Putnam County Georgia | 4 | $ 390,000 | $ 97,000 | $ 49,000 |
| Walton County Georgia | 4 | $ 160,000 | $ 40,000 | $ 214,000 |
| Randolph County Alabama | 3 | $ 255,000 | $ 85,000 | $ 43,000 |
| Nevada County Arkansas | 3 | $ 175,000 | $ 58,000 | $ 78,000 |
| Perry County Arkansas | 3 | $ 275,000 | $ 91,000 | $ 66,000 |
| Clay County Florida | 3 | $ 265,000 | $ 88,000 | $ 131,000 |
| Seminole County Florida | 3 | $ 845,000 | $ 281,000 | $ 167,000 |
| Fayette County Georgia | 3 | $ 645,000 | $ 215,000 | $ 140,000 |
| Miller County Georgia | 3 | $ 205,000 | $ 68,000 | $ 75,000 |
| Pike County Georgia | 3 | $ 215,000 | $ 71,000 | $ 166,000 |
| Buncombe County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 128,000 |
| Carteret County North Carolina | 3 | $ 1,705,000 | $ 568,000 | $ 921,000 |
| Catawba County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 24,000 |
| Watauga County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Yadkin County North Carolina | 3 | $ 175,000 | $ 58,000 | $ 122,000 |
| Horry County South Carolina | 3 | $ 1,315,000 | $ 438,000 | $ 201,000 |
| Polk County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 221,000 |
| Comal County Texas | 3 | $ 1,165,000 | $ 388,000 | $ 107,000 |
| Baldwin County Alabama | 2 | $ 5,340,000 | $ 2,670,000 | $ 0 |
| Russell County Alabama | 2 | $ 110,000 | $ 55,000 | $ 50,000 |
| Talladega County Alabama | 2 | $ 110,000 | $ 55,000 | $ 156,000 |
| Craighead County Arkansas | 2 | $ 6,190,000 | $ 3,095,000 | $ 0 |
| Montgomery County Arkansas | 2 | $ 590,000 | $ 295,000 | $ 168,000 |
| Union County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 95,000 |
| Alameda County California | 2 | $ 610,000 | $ 305,000 | $ 194,000 |
| DeSoto County Florida | 2 | $ 380,000 | $ 190,000 | $ 159,000 |
| Hernando County Florida | 2 | $ 1,910,000 | $ 955,000 | $ 133,000 |
| Levy County Florida | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Martin County Florida | 2 | $ 720,000 | $ 360,000 | $ 235,000 |
| Monroe County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 91,000 |
| Nassau County Florida | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Palm Beach County Florida | 2 | $ 780,000 | $ 390,000 | $ 60,000 |
| Polk County Florida | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| St. Lucie County Florida | 2 | $ 910,000 | $ 455,000 | $ 102,000 |
| Walton County Florida | 2 | $ 2,050,000 | $ 1,025,000 | $ 148,000 |
| Brantley County Georgia | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Brooks County Georgia | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
| Jones County Georgia | 2 | $ 140,000 | $ 70,000 | $ 141,000 |
| Madison County Georgia | 2 | $ 130,000 | $ 65,000 | $ 38,000 |
| Brunswick County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| Cherokee County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 52,000 |
| Cumberland County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 235,000 |
| Iredell County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 121,000 |
| Wake County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 143,000 |
| McCurtain County Oklahoma | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 42,000 |
| Cherokee County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
| Shelby County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Caldwell County Texas | 2 | $ 240,000 | $ 120,000 | $ 27,000 |
| Cherokee County Alabama | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Cleburne County Alabama | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Covington County Alabama | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| DeKalb County Alabama | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Shelby County Alabama | 1 | $ 15,000 | $ 15,000 | $ 192,000 |
| Arkansas County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 3,000 |
| Carroll County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Greene County Arkansas | 1 | $ 1,705,000 | $ 1,705,000 | $ 0 |
| Izard County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 18,000 |
| Lincoln County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Madison County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Scott County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Sevier County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 250,000 |
| Citrus County Florida | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Gadsden County Florida | 1 | $ 45,000 | $ 45,000 | $ 147,000 |
| Glades County Florida | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Hamilton County Florida | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Holmes County Florida | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Jackson County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Leon County Florida | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Madison County Florida | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Okaloosa County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Orange County Florida | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Osceola County Florida | 1 | $ 75,000 | $ 75,000 | $ 216,000 |
| Taylor County Florida | 1 | $ 235,000 | $ 235,000 | $ 9,000 |
| Wakulla County Florida | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Baldwin County Georgia | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Butts County Georgia | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Cook County Georgia | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Greene County Georgia | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Irwin County Georgia | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Jeff Davis County Georgia | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Lanier County Georgia | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| McIntosh County Georgia | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Peach County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Polk County Georgia | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Stephens County Georgia | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Tift County Georgia | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Towns County Georgia | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Twiggs County Georgia | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Warren County Georgia | 1 | $ 215,000 | $ 215,000 | $ 320,000 |
| Suffolk County New York | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Westchester County New York | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Edgecombe County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Macon County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 102,000 |
| Rockingham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Sequoyah County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 66,000 |
| Charleston County South Carolina | 1 | $ 2,035,000 | $ 2,035,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 4,085,000 | $ 4,085,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 281,000 |
| Pickens County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Burleson County Texas | 1 | $ 55,000 | $ 55,000 | $ 301,000 |
| Hood County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kaufman County Texas | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Nueces County Texas | 1 | $ 4,255,000 | $ 4,255,000 | $ 0 |
| Orange County Texas | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Rockwall County Texas | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Summit County Utah | 1 | $ 445,000 | $ 445,000 | $ 156,000 |
| Caledonia County Vermont | 1 | $ 455,000 | $ 455,000 | $ 231,000 |
Mortgage Loan Application Detail Totals for Bank Ozk in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,465 | $346,905,000 | $236,000 | $14,875,000 | $102,000 | $3,114,000 |
| Home Improvement | 747 | $74,065,000 | $99,000 | $4,805,000 | $113,000 | $1,551,000 |
| Refinancing | 594 | $112,500,000 | $189,000 | $6,005,000 | $105,000 | $1,132,000 |
| Other Purpose | 390 | $39,780,000 | $102,000 | $6,005,000 | $114,000 | $3,114,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,598 | $212,250,000 | $132,000 | $11,935,000 | $115,000 | $3,114,000 |
| Not Provided | 492 | $83,230,000 | $169,000 | $6,005,000 | $130,000 | $3,114,000 |
| Black or African American | 445 | $63,265,000 | $142,000 | $475,000 | $61,000 | $1,380,000 |
| Not applicable | 402 | $173,630,000 | $431,000 | $14,875,000 | $0 | $0 |
| Hispanic | 213 | $32,495,000 | $152,000 | $535,000 | $79,000 | $448,000 |
| Asian | 30 | $6,390,000 | $213,000 | $675,000 | $189,000 | $1,042,000 |
| American Indian or Alaskan Native | 7 | $1,235,000 | $176,000 | $755,000 | $136,000 | $384,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $90,000 | $45,000 | $55,000 | $73,000 | $118,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,196 | $573,250,000 | $179,000 | $14,875,000 | $107,000 | $3,114,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,551 | $282,605,000 | $182,000 | $6,005,000 | $119,000 | $3,114,000 |
| Application Denied By Financial Institution | 1,084 | $163,680,000 | $150,000 | $11,935,000 | $84,000 | $3,114,000 |
| Application Withdrawn By Applicant | 458 | $103,330,000 | $225,000 | $14,875,000 | $118,000 | $2,375,000 |
| Application Approved But Not Accepted | 81 | $19,765,000 | $244,000 | $4,085,000 | $163,000 | $1,132,000 |
| Loan Purchased By The Institution | 22 | $3,870,000 | $175,000 | $285,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,112 | $409,570,000 | $193,000 | $14,875,000 | $121,000 | $3,114,000 |
| Debt-To-Income Ratio | 504 | $83,390,000 | $165,000 | $3,745,000 | $67,000 | $362,000 |
| Credit History | 378 | $33,510,000 | $88,000 | $755,000 | $80,000 | $750,000 |
| Collateral | 95 | $10,145,000 | $106,000 | $875,000 | $108,000 | $1,042,000 |
| Credit Application Incomplete | 62 | $24,800,000 | $400,000 | $11,935,000 | $200,000 | $3,114,000 |
| Other | 22 | $8,170,000 | $371,000 | $2,305,000 | $124,000 | $643,000 |
| Unverifiable Information | 12 | $1,760,000 | $146,000 | $305,000 | $122,000 | $1,380,000 |
| Employment History | 6 | $810,000 | $135,000 | $175,000 | $24,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,095,000 | $219,000 | $315,000 | $61,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Ozk's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Ozk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.