Bank Of The West
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of The West.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Bank Of The West 1977 Saturn Street Ms Sc-Mpk-03-N Monterey Park, CA 91755 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,992 |
| Total Mortgage Loan Application Amount | $4,571,308,000 |
| Average Mortgage Loan Application Amount | $232,460 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $39,625 |
| Highest Applicant Income | $2,544,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arthur County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Brown County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Chase County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Deuel County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Gosper County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 31,000 |
| Harlan County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Logan County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 41,000 |
| Perkins County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Rock County Nebraska | 1 | $ 16,000 | $ 16,000 | $ 22,000 |
| Sioux County Nebraska | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Churchill County Nevada | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Grafton County New Hampshire | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 307,000 | $ 307,000 | $ 126,000 |
| San Juan County New Mexico | 1 | $ 510,000 | $ 510,000 | $ 0 |
| San Miguel County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Taos County New Mexico | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Dutchess County New York | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Erie County New York | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Madison County New York | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Ontario County New York | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Yates County New York | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 999,000 | $ 999,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Craven County North Carolina | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 551,000 | $ 551,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Orange County North Carolina | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Union County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Barnes County North Dakota | 1 | $ 16,000 | $ 16,000 | $ 37,000 |
| Burleigh County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Grand Forks County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Ramsey County North Dakota | 1 | $ 72,000 | $ 72,000 | $ 135,000 |
| Ransom County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sargent County North Dakota | 1 | $ 10,000 | $ 10,000 | $ 108,000 |
| Stutsman County North Dakota | 1 | $ 39,000 | $ 39,000 | $ 12,000 |
| Traill County North Dakota | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Auglaize County Ohio | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Guernsey County Ohio | 1 | $ 109,000 | $ 109,000 | $ 32,000 |
| Madison County Ohio | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Miami County Ohio | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Pike County Ohio | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Wood County Ohio | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 116,000 |
| Greer County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Harmon County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 56,000 |
| Jefferson County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Love County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Okfuskee County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 58,000 |
| Ottawa County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Pawnee County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Pushmataha County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Baker County Oregon | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Coos County Oregon | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Crook County Oregon | 1 | $ 78,000 | $ 78,000 | $ 318,000 |
| Lake County Oregon | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| Polk County Oregon | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Beaver County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 718,000 | $ 718,000 | $ 0 |
| Perry County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Wyoming County Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 467,000 | $ 467,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Anderson County South Carolina | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Florence County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 34,000 |
| Lexington County South Carolina | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Richland County South Carolina | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Brule County South Dakota | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Kingsbury County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Perkins County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Turner County South Dakota | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| DeKalb County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| McNairy County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 32,000 |
| Polk County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 61,000 |
| Aransas County Texas | 1 | $ 148,000 | $ 148,000 | $ 120,000 |
| Bosque County Texas | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Brazos County Texas | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Burnet County Texas | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Colorado County Texas | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Fannin County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Gillespie County Texas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Gregg County Texas | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Guadalupe County Texas | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Harrison County Texas | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Henderson County Texas | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 27,000 | $ 27,000 | $ 44,000 |
| Jefferson County Texas | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Kerr County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Liberty County Texas | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Llano County Texas | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Randall County Texas | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| San Patricio County Texas | 1 | $ 290,000 | $ 290,000 | $ 146,000 |
| Webb County Texas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Duchesne County Utah | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Iron County Utah | 1 | $ 112,000 | $ 112,000 | $ 220,000 |
| Uintah County Utah | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Caroline County Virginia | 1 | $ 998,000 | $ 998,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| James City County Virginia | 1 | $ 343,000 | $ 343,000 | $ 0 |
| King George County Virginia | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Louisa County Virginia | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Nelson County Virginia | 1 | $ 424,000 | $ 424,000 | $ 0 |
| New Kent County Virginia | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Newport News County Virginia | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 57,000 | $ 57,000 | $ 23,000 |
| Salem County Virginia | 1 | $ 404,000 | $ 404,000 | $ 0 |
| York County Virginia | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Jefferson County Washington | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Skagit County Washington | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Braxton County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 116,000 |
| Grant County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 208,000 | $ 208,000 | $ 60,000 |
| Putnam County West Virginia | 1 | $ 999,000 | $ 999,000 | $ 0 |
| Webster County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Brown County Wisconsin | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Outagamie County Wisconsin | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Richland County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Rusk County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Waukesha County Wisconsin | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Johnson County Wyoming | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Weston County Wyoming | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bank Of The West in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,280 | $2,459,804,000 | $279,204 | $11,000,000 | $37,306 | $2,544,000 |
| Home Purchase | 11,897 | $1,892,244,000 | $256,840 | $4,560,000 | $34,800 | $1,854,000 |
| Home Improvement | 3,815 | $219,260,000 | $111,448 | $950,000 | $51,862 | $872,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,356 | $1,363,825,000 | $135,936 | $3,560,000 | $76,319 | $2,544,000 |
| Not applicable | 8,911 | $2,655,373,000 | $315,469 | $11,000,000 | $61 | $600,000 |
| Hispanic | 2,280 | $197,539,000 | $112,607 | $2,000,000 | $55,964 | $962,000 |
| Not Provided | 2,163 | $196,414,000 | $92,757 | $2,200,000 | $69,818 | $1,491,000 |
| Asian | 560 | $80,284,000 | $151,916 | $1,854,000 | $83,791 | $707,000 |
| Black or African American | 530 | $60,518,000 | $139,192 | $600,000 | $60,692 | $300,000 |
| American Indian or Alaskan Native | 115 | $9,069,000 | $71,500 | $565,000 | $51,875 | $267,000 |
| Native Hawaiian or Other Pacific Islander | 77 | $8,286,000 | $113,461 | $281,000 | $53,307 | $220,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,332 | $4,285,243,000 | $262,720 | $11,000,000 | $37,580 | $2,544,000 |
| FHA-insured (Federal Housing Administration) | 1,753 | $185,057,000 | $136,687 | $456,000 | $22,437 | $586,000 |
| VA-guaranteed (Veterans Administration) | 597 | $78,530,000 | $155,619 | $321,000 | $37,952 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 310 | $22,478,000 | $79,090 | $178,000 | $29,636 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,685 | $1,262,562,000 | $139,477 | $11,000,000 | $80,954 | $2,544,000 |
| Loan Purchased By The Institution | 8,831 | $2,619,442,000 | $315,020 | $1,007,000 | $0 | $0 |
| Application Denied By Financial Institution | 4,068 | $327,243,000 | $107,317 | $1,400,000 | $61,634 | $1,491,000 |
| Preapproval Denied by Financial Institution | 1,756 | $159,912,000 | $91,000 | $900,000 | $40,000 | $360,000 |
| Application Approved But Not Accepted | 827 | $103,339,000 | $124,827 | $1,000,000 | $64,724 | $620,000 |
| Application Withdrawn By Applicant | 808 | $95,865,000 | $156,073 | $1,365,000 | $71,731 | $1,400,000 |
| File Closed For Incompleteness | 17 | $2,945,000 | $167,000 | $744,000 | $104,666 | $449,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,897 | $210,933,000 | $97,187 | $1,400,000 | $54,718 | $665,000 |
| Debt-To-Income Ratio | 1,817 | $174,829,000 | $116,823 | $880,000 | $45,970 | $312,000 |
| Other | 541 | $55,030,000 | $122,933 | $1,250,000 | $65,533 | $1,491,000 |
| Collateral | 364 | $29,515,000 | $89,230 | $560,000 | $71,500 | $651,000 |
| Employment History | 94 | $5,959,000 | $74,533 | $360,000 | $46,133 | $380,000 |
| Credit Application Incomplete | 74 | $6,949,000 | $65,923 | $600,000 | $55,461 | $340,000 |
| Unverifiable Information | 20 | $2,459,000 | $125,900 | $384,000 | $66,700 | $517,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $1,481,000 | $105,250 | $194,000 | $48,750 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.