Bank Of Whittier, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Bank Of Whittier, National Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of Whittier, National Association 15141 E Whittier Blvd Whittier, CA 90603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 595 |
| Total Mortgage Loan Application Amount | $130,195,000 |
| Average Mortgage Loan Application Amount | $218,500 |
| Highest Mortgage Loan Application Amount | $626,000 |
| Average Applicant Income | $136,500 |
| Highest Applicant Income | $2,369,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Bank Of Whittier, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Whittier, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Bank Of Whittier, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Whittier, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Whittier, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Whittier, National Association's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 57 | $ 8,480,000 | $ 148,000 | $ 101,000 |
| Collin County Texas | 40 | $ 8,032,000 | $ 200,000 | $ 100,000 |
| Maricopa County Arizona | 35 | $ 6,981,000 | $ 199,000 | $ 131,000 |
| Los Angeles County California | 33 | $ 12,524,000 | $ 379,000 | $ 421,000 |
| Cook County Illinois | 20 | $ 4,045,000 | $ 202,000 | $ 125,000 |
| Middlesex County New Jersey | 17 | $ 5,302,000 | $ 311,000 | $ 141,000 |
| Orange County California | 16 | $ 6,558,000 | $ 409,000 | $ 154,000 |
| Tarrant County Texas | 14 | $ 2,145,000 | $ 153,000 | $ 157,000 |
| Riverside County California | 10 | $ 2,187,000 | $ 218,000 | $ 102,000 |
| San Bernardino County California | 9 | $ 2,631,000 | $ 292,000 | $ 119,000 |
| New Castle County Delaware | 9 | $ 2,100,000 | $ 233,000 | $ 104,000 |
| Franklin County Ohio | 9 | $ 1,175,000 | $ 130,000 | $ 84,000 |
| Nassau County New York | 8 | $ 1,983,000 | $ 247,000 | $ 130,000 |
| Johnson County Kansas | 7 | $ 1,377,000 | $ 196,000 | $ 94,000 |
| Queens County New York | 7 | $ 2,677,000 | $ 382,000 | $ 123,000 |
| Philadelphia County Pennsylvania | 7 | $ 686,000 | $ 98,000 | $ 61,000 |
| DuPage County Illinois | 6 | $ 1,110,000 | $ 185,000 | $ 89,000 |
| St. Louis County Missouri | 6 | $ 1,393,000 | $ 232,000 | $ 174,000 |
| Clark County Nevada | 6 | $ 747,000 | $ 124,000 | $ 126,000 |
| Will County Illinois | 5 | $ 998,000 | $ 199,000 | $ 121,000 |
| Mercer County New Jersey | 5 | $ 982,000 | $ 196,000 | $ 138,000 |
| Bernalillo County New Mexico | 5 | $ 957,000 | $ 191,000 | $ 214,000 |
| Richmond County New York | 5 | $ 1,231,000 | $ 246,000 | $ 109,000 |
| Montgomery County Pennsylvania | 5 | $ 1,356,000 | $ 271,000 | $ 128,000 |
| Sebastian County Arkansas | 4 | $ 643,000 | $ 160,000 | $ 237,000 |
| Arapahoe County Colorado | 4 | $ 733,000 | $ 183,000 | $ 113,000 |
| Douglas County Colorado | 4 | $ 698,000 | $ 174,000 | $ 113,000 |
| Lake County Illinois | 4 | $ 549,000 | $ 137,000 | $ 106,000 |
| East Baton Rouge County Louisiana | 4 | $ 734,000 | $ 183,000 | $ 95,000 |
| Passaic County New Jersey | 4 | $ 1,104,000 | $ 276,000 | $ 136,000 |
| Somerset County New Jersey | 4 | $ 808,000 | $ 202,000 | $ 129,000 |
| Delaware County Pennsylvania | 4 | $ 658,000 | $ 164,000 | $ 107,000 |
| Harris County Texas | 4 | $ 533,000 | $ 133,000 | $ 86,000 |
| Madison County Alabama | 3 | $ 535,000 | $ 178,000 | $ 87,000 |
| Sedgwick County Kansas | 3 | $ 315,000 | $ 105,000 | $ 339,000 |
| Jefferson County Louisiana | 3 | $ 531,000 | $ 177,000 | $ 59,000 |
| Madison County Mississippi | 3 | $ 952,000 | $ 317,000 | $ 283,000 |
| Essex County New Jersey | 3 | $ 712,000 | $ 237,000 | $ 91,000 |
| Morris County New Jersey | 3 | $ 640,000 | $ 213,000 | $ 99,000 |
| Suffolk County New York | 3 | $ 1,125,000 | $ 375,000 | $ 135,000 |
| Allegheny County Pennsylvania | 3 | $ 762,000 | $ 254,000 | $ 182,000 |
| Denton County Texas | 3 | $ 517,000 | $ 172,000 | $ 77,000 |
| El Paso County Colorado | 2 | $ 511,000 | $ 255,000 | $ 52,000 |
| McHenry County Illinois | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| McLean County Illinois | 2 | $ 453,000 | $ 226,000 | $ 175,000 |
| Riley County Kansas | 2 | $ 619,000 | $ 309,000 | $ 145,000 |
| Fayette County Kentucky | 2 | $ 375,000 | $ 187,000 | $ 414,000 |
| Franklin County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 63,000 |
| Harrison County Mississippi | 2 | $ 197,000 | $ 98,000 | $ 64,000 |
| Bergen County New Jersey | 2 | $ 535,000 | $ 267,000 | $ 242,000 |
| Hudson County New Jersey | 2 | $ 468,000 | $ 234,000 | $ 131,000 |
| Monmouth County New Jersey | 2 | $ 598,000 | $ 299,000 | $ 243,000 |
| Monroe County New York | 2 | $ 827,000 | $ 413,000 | $ 487,000 |
| Westchester County New York | 2 | $ 887,000 | $ 443,000 | $ 148,000 |
| Burleigh County North Dakota | 2 | $ 339,000 | $ 169,000 | $ 215,000 |
| Cass County North Dakota | 2 | $ 414,000 | $ 207,000 | $ 164,000 |
| Greene County Ohio | 2 | $ 420,000 | $ 210,000 | $ 83,000 |
| Warren County Ohio | 2 | $ 441,000 | $ 220,000 | $ 140,000 |
| Erie County Pennsylvania | 2 | $ 732,000 | $ 366,000 | $ 312,000 |
| Kent County Rhode Island | 2 | $ 520,000 | $ 260,000 | $ 120,000 |
| Kanawha County West Virginia | 2 | $ 481,000 | $ 240,000 | $ 300,000 |
| Houston County Alabama | 1 | $ 330,000 | $ 330,000 | $ 300,000 |
| Jefferson County Alabama | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Limestone County Alabama | 1 | $ 248,000 | $ 248,000 | $ 98,000 |
| Mobile County Alabama | 1 | $ 48,000 | $ 48,000 | $ 22,000 |
| Shelby County Alabama | 1 | $ 250,000 | $ 250,000 | $ 154,000 |
| Mohave County Arizona | 1 | $ 215,000 | $ 215,000 | $ 234,000 |
| Pima County Arizona | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Yuma County Arizona | 1 | $ 140,000 | $ 140,000 | $ 162,000 |
| Benton County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Pulaski County Arkansas | 1 | $ 228,000 | $ 228,000 | $ 73,000 |
| Saline County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Sacramento County California | 1 | $ 143,000 | $ 143,000 | $ 136,000 |
| Santa Clara County California | 1 | $ 417,000 | $ 417,000 | $ 88,000 |
| Ventura County California | 1 | $ 598,000 | $ 598,000 | $ 666,000 |
| Denver County Colorado | 1 | $ 204,000 | $ 204,000 | $ 55,000 |
| Ada County Idaho | 1 | $ 94,000 | $ 94,000 | $ 27,000 |
| Macon County Illinois | 1 | $ 204,000 | $ 204,000 | $ 83,000 |
| Sangamon County Illinois | 1 | $ 266,000 | $ 266,000 | $ 99,000 |
| Winnebago County Illinois | 1 | $ 131,000 | $ 131,000 | $ 129,000 |
| Shawnee County Kansas | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Boone County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 77,000 |
| Harlan County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 275,000 |
| Caddo County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Ouachita County Louisiana | 1 | $ 270,000 | $ 270,000 | $ 128,000 |
| Rapides County Louisiana | 1 | $ 257,000 | $ 257,000 | $ 80,000 |
| Penobscot County Maine | 1 | $ 126,000 | $ 126,000 | $ 185,000 |
| Worcester County Massachusetts | 1 | $ 131,000 | $ 131,000 | $ 203,000 |
| Boone County Missouri | 1 | $ 163,000 | $ 163,000 | $ 69,000 |
| Greene County Missouri | 1 | $ 109,000 | $ 109,000 | $ 31,000 |
| Jackson County Missouri | 1 | $ 219,000 | $ 219,000 | $ 162,000 |
| Platte County Missouri | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| St. Charles County Missouri | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Douglas County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 133,000 |
| Burlington County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 101,000 |
| Camden County New Jersey | 1 | $ 147,000 | $ 147,000 | $ 32,000 |
| Union County New Jersey | 1 | $ 266,000 | $ 266,000 | $ 116,000 |
| San Miguel County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 131,000 |
| Albany County New York | 1 | $ 234,000 | $ 234,000 | $ 225,000 |
| Bronx County New York | 1 | $ 139,000 | $ 139,000 | $ 115,000 |
| Chemung County New York | 1 | $ 232,000 | $ 232,000 | $ 102,000 |
| Dutchess County New York | 1 | $ 141,000 | $ 141,000 | $ 87,000 |
| Erie County New York | 1 | $ 70,000 | $ 70,000 | $ 18,000 |
| Kings County New York | 1 | $ 272,000 | $ 272,000 | $ 76,000 |
| Montgomery County New York | 1 | $ 68,000 | $ 68,000 | $ 67,000 |
| Orange County New York | 1 | $ 268,000 | $ 268,000 | $ 74,000 |
| Sullivan County New York | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Grand Forks County North Dakota | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Butler County Ohio | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Cuyahoga County Ohio | 1 | $ 224,000 | $ 224,000 | $ 91,000 |
| Hamilton County Ohio | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
| Medina County Ohio | 1 | $ 228,000 | $ 228,000 | $ 102,000 |
| Montgomery County Ohio | 1 | $ 108,000 | $ 108,000 | $ 107,000 |
| Adams County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Bucks County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Chester County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 300,000 |
| Cumberland County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Lackawanna County Pennsylvania | 1 | $ 282,000 | $ 282,000 | $ 83,000 |
| Lebanon County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 249,000 |
| Luzerne County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 75,000 |
| York County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Bexar County Texas | 1 | $ 335,000 | $ 335,000 | $ 189,000 |
| El Paso County Texas | 1 | $ 215,000 | $ 215,000 | $ 203,000 |
| Fort Bend County Texas | 1 | $ 233,000 | $ 233,000 | $ 133,000 |
| Galveston County Texas | 1 | $ 184,000 | $ 184,000 | $ 66,000 |
| Travis County Texas | 1 | $ 108,000 | $ 108,000 | $ 121,000 |
| Williamson County Texas | 1 | $ 133,000 | $ 133,000 | $ 110,000 |
| Salt Lake County Utah | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Weber County Utah | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Chittenden County Vermont | 1 | $ 216,000 | $ 216,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Bank Of Whittier, National Association in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 298 | $64,808,000 | $217,000 | $625,000 | $121,000 | $886,000 |
| Refinancing | 297 | $65,387,000 | $220,000 | $626,000 | $152,000 | $2,369,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 344 | $74,632,000 | $216,000 | $626,000 | $124,000 | $629,000 |
| White | 151 | $34,436,000 | $228,000 | $626,000 | $185,000 | $2,369,000 |
| Not Provided | 56 | $13,069,000 | $233,000 | $595,000 | $120,000 | $420,000 |
| Black or African American | 38 | $7,062,000 | $185,000 | $570,000 | $89,000 | $284,000 |
| Hispanic | 3 | $417,000 | $139,000 | $206,000 | $77,000 | $112,000 |
| American Indian or Alaskan Native | 2 | $256,000 | $128,000 | $208,000 | $52,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $323,000 | $323,000 | $323,000 | $96,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 595 | $130,195,000 | $218,000 | $626,000 | $137,000 | $2,369,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 263 | $57,793,000 | $219,000 | $626,000 | $169,000 | $2,369,000 |
| Application Withdrawn By Applicant | 134 | $32,185,000 | $240,000 | $626,000 | $126,000 | $495,000 |
| Application Denied By Financial Institution | 132 | $24,582,000 | $186,000 | $626,000 | $94,000 | $480,000 |
| File Closed For Incompleteness | 66 | $15,635,000 | $236,000 | $593,000 | $113,000 | $384,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 55 | $9,247,000 | $168,000 | $626,000 | $78,000 | $205,000 |
| Debt-To-Income Ratio | 41 | $8,156,000 | $198,000 | $600,000 | $77,000 | $356,000 |
| Collateral | 19 | $3,857,000 | $203,000 | $417,000 | $117,000 | $475,000 |
| Other | 8 | $1,570,000 | $196,000 | $504,000 | $188,000 | $480,000 |
| Unverifiable Information | 5 | $692,000 | $138,000 | $215,000 | $101,000 | $234,000 |
| Employment History | 2 | $219,000 | $109,000 | $158,000 | $105,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $247,000 | $247,000 | $247,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 1 | $594,000 | $594,000 | $594,000 | $419,000 | $419,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Whittier, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of Whittier, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.