Bank Star
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Bank Star 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Star 1999 W Osage Pacific, MO 63069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 476 |
| Total Mortgage Loan Application Amount | $75,031,000 |
| Average Mortgage Loan Application Amount | $121,000 |
| Highest Mortgage Loan Application Amount | $516,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $953,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Bank Star. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Star's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Bank Star's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Star serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Star, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Star's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 152 | $ 26,491,000 | $ 174,000 | $ 89,000 |
| St. Charles County Missouri | 89 | $ 14,952,000 | $ 168,000 | $ 67,000 |
| St. Louis City County Missouri | 42 | $ 5,201,000 | $ 123,000 | $ 64,000 |
| Jefferson County Missouri | 38 | $ 5,786,000 | $ 152,000 | $ 67,000 |
| Franklin County Missouri | 29 | $ 3,493,000 | $ 120,000 | $ 59,000 |
| St. Clair County Illinois | 10 | $ 1,187,000 | $ 118,000 | $ 48,000 |
| St. Francois County Missouri | 10 | $ 1,167,000 | $ 116,000 | $ 64,000 |
| Cape Girardeau County Missouri | 9 | $ 1,005,000 | $ 111,000 | $ 49,000 |
| Madison County Illinois | 7 | $ 1,265,000 | $ 180,000 | $ 87,000 |
| Lincoln County Missouri | 6 | $ 811,000 | $ 135,000 | $ 45,000 |
| Camden County Missouri | 5 | $ 999,000 | $ 199,000 | $ 54,000 |
| Pemiscot County Missouri | 4 | $ 386,000 | $ 96,000 | $ 43,000 |
| Saline County Arkansas | 3 | $ 273,000 | $ 91,000 | $ 24,000 |
| Bollinger County Missouri | 3 | $ 312,000 | $ 104,000 | $ 76,000 |
| Cole County Missouri | 3 | $ 233,000 | $ 77,000 | $ 66,000 |
| Jackson County Missouri | 3 | $ 457,000 | $ 152,000 | $ 54,000 |
| Warren County Missouri | 3 | $ 400,000 | $ 133,000 | $ 78,000 |
| Tarrant County Texas | 3 | $ 408,000 | $ 136,000 | $ 101,000 |
| Worcester County Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 162,000 |
| Dunklin County Missouri | 2 | $ 174,000 | $ 87,000 | $ 130,000 |
| Madison County Missouri | 2 | $ 256,000 | $ 128,000 | $ 50,000 |
| Miller County Missouri | 2 | $ 245,000 | $ 122,000 | $ 60,000 |
| Morgan County Missouri | 2 | $ 246,000 | $ 123,000 | $ 78,000 |
| Clark County Nevada | 2 | $ 573,000 | $ 286,000 | $ 70,000 |
| Dyer County Tennessee | 2 | $ 142,000 | $ 71,000 | $ 17,000 |
| Parker County Texas | 2 | $ 511,000 | $ 255,000 | $ 132,000 |
| Ventura County California | 1 | $ 451,000 | $ 451,000 | $ 94,000 |
| District of Columbia County District Of Columbia | 1 | $ 206,000 | $ 206,000 | $ 89,000 |
| Clay County Florida | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Hillsborough County Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Manatee County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 237,000 | $ 237,000 | $ 116,000 |
| Cobb County Georgia | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Gwinnett County Georgia | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Putnam County Georgia | 1 | $ 159,000 | $ 159,000 | $ 63,000 |
| Adams County Illinois | 1 | $ 107,000 | $ 107,000 | $ 41,000 |
| Bond County Illinois | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Cook County Illinois | 1 | $ 313,000 | $ 313,000 | $ 87,000 |
| DuPage County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Franklin County Illinois | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Kane County Illinois | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 281,000 | $ 281,000 | $ 80,000 |
| Boone County Indiana | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| Cass County Iowa | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Johnson County Kansas | 1 | $ 212,000 | $ 212,000 | $ 98,000 |
| Prince George's County Maryland | 1 | $ 349,000 | $ 349,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 67,000 |
| Genesee County Michigan | 1 | $ 97,000 | $ 97,000 | $ 79,000 |
| Boone County Missouri | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Callaway County Missouri | 1 | $ 177,000 | $ 177,000 | $ 56,000 |
| Clay County Missouri | 1 | $ 348,000 | $ 348,000 | $ 167,000 |
| Greene County Missouri | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Iron County Missouri | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Phelps County Missouri | 1 | $ 149,000 | $ 149,000 | $ 71,000 |
| Scott County Missouri | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Vernon County Missouri | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Washington County Missouri | 1 | $ 228,000 | $ 228,000 | $ 72,000 |
| Mecklenburg County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 160,000 |
| Franklin County Ohio | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| Linn County Oregon | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Codington County South Dakota | 1 | $ 163,000 | $ 163,000 | $ 53,000 |
| Denton County Texas | 1 | $ 194,000 | $ 194,000 | $ 36,000 |
| Johnson County Texas | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Travis County Texas | 1 | $ 164,000 | $ 164,000 | $ 55,000 |
| Cowlitz County Washington | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Bank Star in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 318 | $54,193,000 | $170,000 | $516,000 | $71,000 | $953,000 |
| Home Purchase | 150 | $20,373,000 | $135,000 | $487,000 | $72,000 | $443,000 |
| Home Improvement | 8 | $465,000 | $58,000 | $133,000 | $71,000 | $111,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 415 | $65,498,000 | $157,000 | $487,000 | $74,000 | $953,000 |
| Black or African American | 39 | $5,413,000 | $138,000 | $377,000 | $47,000 | $243,000 |
| Not Provided | 9 | $1,513,000 | $168,000 | $246,000 | $64,000 | $180,000 |
| Hispanic | 8 | $1,479,000 | $184,000 | $516,000 | $69,000 | $330,000 |
| Asian | 4 | $1,020,000 | $255,000 | $340,000 | $56,000 | $164,000 |
| Not applicable | 1 | $108,000 | $108,000 | $108,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 274 | $44,782,000 | $163,000 | $516,000 | $98,000 | $953,000 |
| FHA-insured (Federal Housing Administration) | 172 | $26,269,000 | $152,000 | $451,000 | $33,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,945,000 | $102,000 | $189,000 | $40,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,035,000 | $185,000 | $487,000 | $61,000 | $153,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 312 | $49,369,000 | $158,000 | $487,000 | $71,000 | $953,000 |
| Application Denied By Financial Institution | 81 | $12,201,000 | $150,000 | $516,000 | $62,000 | $330,000 |
| Application Approved But Not Accepted | 57 | $8,843,000 | $155,000 | $390,000 | $87,000 | $245,000 |
| File Closed For Incompleteness | 26 | $4,618,000 | $177,000 | $451,000 | $69,000 | $239,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Star's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Star's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.