Chickasaw Community Bank Mortgage Lending & HMDA Data, 2008

In 2008, Chickasaw Community Bank of Oklahoma City, OK reported 372 mortgage applications totaling $52.1 million, up 60% from 2007. The average application was for $140,056, and applicants reported an average income of $68,596. 54% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Oklahoma City, OK (141), Tulsa, OK (33) and Riverside-San Bernardino-Ontario, CA (18) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 372
Total Mortgage Loan Application Amount $52,101,000
Average Mortgage Loan Application Amount $140,056
Highest Mortgage Loan Application Amount $1,865,000
Average Applicant Income $68,596
Highest Applicant Income $514,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 59 $ 7,618,000 $ 129,118 $ 72,000
Canadian, Oklahoma 33 $ 4,151,000 $ 125,787 $ 61,000
Cleveland, Oklahoma 25 $ 3,514,000 $ 140,560 $ 65,000
Riverside, California 18 $ 5,751,000 $ 319,500 $ 190,000
Lake, Montana 18 $ 2,485,000 $ 138,055 $ 54,000
Grady, Oklahoma 16 $ 2,326,000 $ 145,375 $ 68,000
Tulsa, Oklahoma 15 $ 1,873,000 $ 124,866 $ 70,000
Pontotoc, Oklahoma 12 $ 1,003,000 $ 83,583 $ 58,000
Caddo, Oklahoma 9 $ 744,000 $ 82,666 $ 41,000
McClain, Oklahoma 7 $ 486,000 $ 69,428 $ 58,000
Ottawa, Oklahoma 6 $ 415,000 $ 69,166 $ 38,000
Comanche, Oklahoma 5 $ 498,000 $ 99,600 $ 43,000
Rogers, Oklahoma 5 $ 877,000 $ 175,400 $ 79,000
Missoula, Montana 4 $ 524,000 $ 131,000 $ 48,000
Lea, New Mexico 4 $ 399,000 $ 99,750 $ 40,000
Creek, Oklahoma 4 $ 391,000 $ 97,750 $ 39,000
Delaware, Oklahoma 4 $ 589,000 $ 147,250 $ 87,000
Kay, Oklahoma 4 $ 214,000 $ 53,500 $ 22,000
Marshall, Oklahoma 4 $ 333,000 $ 83,250 $ 43,000
Pottawatomie, Oklahoma 4 $ 170,000 $ 42,500 $ 31,000
Adair, Oklahoma 3 $ 281,000 $ 93,666 $ 60,000
Carter, Oklahoma 3 $ 278,000 $ 92,666 $ 33,000
Cherokee, Oklahoma 3 $ 133,000 $ 44,333 $ 24,000
Coal, Oklahoma 3 $ 68,000 $ 22,666 $ 80,000
Custer, Oklahoma 3 $ 363,000 $ 121,000 $ 53,000
Hughes, Oklahoma 3 $ 112,000 $ 37,333 $ 21,000
Mayes, Oklahoma 3 $ 300,000 $ 100,000 $ 41,000
Murray, Oklahoma 3 $ 268,000 $ 89,333 $ 59,000
Okmulgee, Oklahoma 3 $ 124,000 $ 41,333 $ 38,000
Osage, Oklahoma 3 $ 270,000 $ 90,000 $ 96,000
Seminole, Oklahoma 3 $ 85,000 $ 28,333 $ 32,000
Mobile, Alabama 2 $ 285,000 $ 142,500 $ 56,000
Maricopa, Arizona 2 $ 94,000 $ 47,000 $ 23,000
Pinal, Arizona 2 $ 338,000 $ 169,000 $ 93,000
Del Norte, California 2 $ 317,000 $ 158,500 $ 43,000
McKinley, New Mexico 2 $ 457,000 $ 228,500 $ 92,000
Sandoval, New Mexico 2 $ 336,000 $ 168,000 $ 60,000
Santa Fe, New Mexico 2 $ 584,000 $ 292,000 $ 96,000
Blaine, Oklahoma 2 $ 64,000 $ 32,000 $ 26,000
Johnston, Oklahoma 2 $ 122,000 $ 61,000 $ 47,000
Okfuskee, Oklahoma 2 $ 157,000 $ 78,500 $ 53,000
Payne, Oklahoma 2 $ 261,000 $ 130,500 $ 55,000
Pittsburg, Oklahoma 2 $ 185,000 $ 92,500 $ 104,000
Wagoner, Oklahoma 2 $ 218,000 $ 109,000 $ 36,000
Cochise, Arizona 1 $ 277,000 $ 277,000 $ 368,000
Coconino, Arizona 1 $ 177,000 $ 177,000 $ 97,000
Mohave, Arizona 1 $ 82,000 $ 82,000 $ 43,000
Benton, Arkansas 1 $ 117,000 $ 117,000 $ 24,000
Little River, Arkansas 1 $ 16,000 $ 16,000 $ 28,000
Alameda, California 1 $ 321,000 $ 321,000 $ 85,000
Orange, California 1 $ 720,000 $ 720,000 $ 233,000
San Diego, California 1 $ 370,000 $ 370,000 $ 161,000
Sonoma, California 1 $ 354,000 $ 354,000 $ 142,000
Stanislaus, California 1 $ 222,000 $ 222,000 $ 38,000
Arapahoe, Colorado 1 $ 120,000 $ 120,000 $ 34,000
Denver, Colorado 1 $ 222,000 $ 222,000 $ 119,000
Douglas, Colorado 1 $ 326,000 $ 326,000 $ 125,000
Brevard, Florida 1 $ 1,000 $ 1,000 $ 23,000
Bannock, Idaho 1 $ 149,000 $ 149,000 $ 57,000
Winnebago, Illinois 1 $ 104,000 $ 104,000 $ 69,000
Wyandotte, Kansas 1 $ 1,865,000 $ 1,865,000 $ 0
East Baton Rouge, Louisiana 1 $ 220,000 $ 220,000 $ 30,000
Dakota, Minnesota 1 $ 1,000 $ 1,000 $ 30,000
Scott, Minnesota 1 $ 344,000 $ 344,000 $ 136,000
Clay, Missouri 1 $ 1,000 $ 1,000 $ 73,000
Roosevelt, Montana 1 $ 203,000 $ 203,000 $ 42,000
Cibola, New Mexico 1 $ 164,000 $ 164,000 $ 91,000
Rio Arriba, New Mexico 1 $ 228,000 $ 228,000 $ 75,000
San Juan, New Mexico 1 $ 129,000 $ 129,000 $ 61,000
Burleigh, North Dakota 1 $ 1,000 $ 1,000 $ 22,000
Cass, North Dakota 1 $ 1,000 $ 1,000 $ 30,000
Bryan, Oklahoma 1 $ 134,000 $ 134,000 $ 95,000
Garvin, Oklahoma 1 $ 133,000 $ 133,000 $ 60,000
Jackson, Oklahoma 1 $ 101,000 $ 101,000 $ 53,000
Kingfisher, Oklahoma 1 $ 93,000 $ 93,000 $ 78,000
Le Flore, Oklahoma 1 $ 64,000 $ 64,000 $ 44,000
Logan, Oklahoma 1 $ 258,000 $ 258,000 $ 70,000
McCurtain, Oklahoma 1 $ 99,000 $ 99,000 $ 66,000
Noble, Oklahoma 1 $ 20,000 $ 20,000 $ 42,000
Pawnee, Oklahoma 1 $ 49,000 $ 49,000 $ 24,000
Sequoyah, Oklahoma 1 $ 35,000 $ 35,000 $ 13,000
Stephens, Oklahoma 1 $ 1,000 $ 1,000 $ 0
Clackamas, Oregon 1 $ 325,000 $ 325,000 $ 118,000
Coos, Oregon 1 $ 196,000 $ 196,000 $ 56,000
Deschutes, Oregon 1 $ 535,000 $ 535,000 $ 180,000
Linn, Oregon 1 $ 165,000 $ 165,000 $ 75,000
Multnomah, Oregon 1 $ 262,000 $ 262,000 $ 150,000
Washington, Oregon 1 $ 303,000 $ 303,000 $ 104,000
Cumberland, Tennessee 1 $ 131,000 $ 131,000 $ 77,000
Denton, Texas 1 $ 135,000 $ 135,000 $ 0
El Paso, Texas 1 $ 274,000 $ 274,000 $ 161,000
Hood, Texas 1 $ 156,000 $ 156,000 $ 87,000
Uintah, Utah 1 $ 307,000 $ 307,000 $ 0
Norfolk, Virginia 1 $ 165,000 $ 165,000 $ 19,000
Clark, Washington 1 $ 407,000 $ 407,000 $ 196,000
Franklin, Washington 1 $ 231,000 $ 231,000 $ 96,000
Kitsap, Washington 1 $ 1,000 $ 1,000 $ 120,000
Snohomish, Washington 1 $ 286,000 $ 286,000 $ 88,000
Yakima, Washington 1 $ 110,000 $ 110,000 $ 32,000
Milwaukee, Wisconsin 1 $ 264,000 $ 264,000 $ 88,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 225 $33,783,000 $150,000 $543,000 $72,000 $514,000
Refinancing 130 $16,972,000 $130,000 $1,865,000 $62,000 $368,000
Home Improvement 17 $1,346,000 $79,000 $344,000 $74,000 $181,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 239 $31,462,000 $131,000 $720,000 $65,000 $368,000
White 97 $14,116,000 $145,000 $417,000 $78,000 $514,000
Hispanic 16 $2,520,000 $157,000 $417,000 $103,000 $336,000
Not Provided 10 $660,000 $66,000 $138,000 $33,000 $180,000
Not applicable 5 $2,264,000 $452,000 $1,865,000 $0 $0
Native Hawaiian or Other Pacific Islander 3 $744,000 $248,000 $535,000 $93,000 $180,000
Asian 1 $116,000 $116,000 $116,000 $79,000 $79,000
Black or African American 1 $219,000 $219,000 $219,000 $83,000 $83,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 262 $32,319,000 $123,000 $1,865,000 $61,000 $514,000
FHA-insured (Federal Housing Administration) 105 $19,394,000 $184,000 $543,000 $88,000 $368,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $237,000 $59,000 $138,000 $88,000 $180,000
VA-guaranteed (Veterans Administration) 1 $151,000 $151,000 $151,000 $39,000 $39,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 200 $31,753,000 $158,000 $543,000 $80,000 $514,000
Application Denied By Financial Institution 99 $10,676,000 $107,000 $1,865,000 $48,000 $286,000
Application Approved But Not Accepted 30 $4,610,000 $153,000 $720,000 $80,000 $239,000
Loan Purchased By The Institution 22 $3,009,000 $136,000 $302,000 $53,000 $108,000
File Closed For Incompleteness 11 $714,000 $64,000 $134,000 $58,000 $180,000
Application Withdrawn By Applicant 10 $1,339,000 $133,000 $388,000 $62,000 $209,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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