Chickasaw Community Bank Mortgage Lending & HMDA Data, 2015

In 2015, Chickasaw Community Bank of Oklahoma City, OK reported 993 mortgage applications totaling $149.3 million, down 4% from 2014. The average application was for $150,375, and applicants reported an average income of $52,078. 65% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Oklahoma City, OK (264), Tulsa, OK (85) and Fort Smith, AR-OK (39) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 993
Total Mortgage Loan Application Amount $149,323,000
Average Mortgage Loan Application Amount $150,375
Highest Mortgage Loan Application Amount $1,837,000
Average Applicant Income $52,078
Highest Applicant Income $1,958,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 140 $ 23,490,000 $ 167,785 $ 65,000
Cherokee, Oklahoma 49 $ 4,256,000 $ 86,857 $ 11,000
Cleveland, Oklahoma 44 $ 6,737,000 $ 153,113 $ 114,000
Delaware, Oklahoma 42 $ 3,069,000 $ 73,071 $ 10,000
Tulsa, Oklahoma 40 $ 6,144,000 $ 153,600 $ 68,000
Sequoyah, Oklahoma 39 $ 2,643,000 $ 67,769 $ 2,000
Canadian, Oklahoma 38 $ 5,917,000 $ 155,710 $ 66,000
Adair, Oklahoma 36 $ 2,557,000 $ 71,027 $ 6,000
Muskogee, Oklahoma 33 $ 2,927,000 $ 88,696 $ 13,000
Anchorage, Alaska 23 $ 6,181,000 $ 268,739 $ 46,000
Rogers, Oklahoma 19 $ 2,130,000 $ 112,105 $ 31,000
Maricopa, Arizona 17 $ 3,452,000 $ 203,058 $ 70,000
Pontotoc, Oklahoma 17 $ 2,182,000 $ 128,352 $ 69,000
McClain, Oklahoma 16 $ 2,670,000 $ 166,875 $ 83,000
Pottawatomie, Oklahoma 15 $ 1,490,000 $ 99,333 $ 47,000
Grady, Oklahoma 14 $ 2,375,000 $ 169,642 $ 102,000
Mayes, Oklahoma 12 $ 948,000 $ 79,000 $ 16,000
Washington, Oklahoma 11 $ 951,000 $ 86,454 $ 39,000
Matanuska-Susitna, Alaska 10 $ 2,661,000 $ 266,100 $ 46,000
Riverside, California 10 $ 3,293,000 $ 329,300 $ 42,000
Carter, Oklahoma 10 $ 1,587,000 $ 158,700 $ 54,000
Garvin, Oklahoma 10 $ 1,249,000 $ 124,900 $ 64,000
Creek, Oklahoma 9 $ 948,000 $ 105,333 $ 78,000
Craig, Oklahoma 8 $ 546,000 $ 68,250 $ 12,000
Lincoln, Oklahoma 8 $ 873,000 $ 109,125 $ 44,000
Payne, Oklahoma 8 $ 1,001,000 $ 125,125 $ 76,000
Bernalillo, New Mexico 7 $ 1,148,000 $ 164,000 $ 18,000
Bryan, Oklahoma 7 $ 700,000 $ 100,000 $ 57,000
Wagoner, Oklahoma 7 $ 886,000 $ 126,571 $ 39,000
Comanche, Oklahoma 6 $ 888,000 $ 148,000 $ 59,000
Ottawa, Oklahoma 6 $ 700,000 $ 116,666 $ 17,000
Honolulu, Hawaii 5 $ 1,322,000 $ 264,400 $ 44,000
Johnson, Kansas 5 $ 992,000 $ 198,400 $ 90,000
Yellowstone, Montana 5 $ 753,000 $ 150,600 $ 55,000
Washoe, Nevada 5 $ 1,271,000 $ 254,200 $ 78,000
McKinley, New Mexico 5 $ 893,000 $ 178,600 $ 25,000
Osage, Oklahoma 5 $ 965,000 $ 193,000 $ 62,000
Snohomish, Washington 5 $ 1,337,000 $ 267,400 $ 88,000
Mobile, Alabama 4 $ 570,000 $ 142,500 $ 56,000
Humboldt, California 4 $ 819,000 $ 204,750 $ 0
San Diego, California 4 $ 1,082,000 $ 270,500 $ 50,000
Adams, Colorado 4 $ 1,081,000 $ 270,250 $ 58,000
Robeson, North Carolina 4 $ 605,000 $ 151,250 $ 44,000
Garfield, Oklahoma 4 $ 858,000 $ 214,500 $ 70,000
Logan, Oklahoma 4 $ 742,000 $ 185,500 $ 49,000
Nowata, Oklahoma 4 $ 264,000 $ 66,000 $ 0
Seminole, Oklahoma 4 $ 291,000 $ 72,750 $ 50,000
Kitsap, Washington 4 $ 971,000 $ 242,750 $ 0
Benton, Arkansas 3 $ 561,000 $ 187,000 $ 130,000
Los Angeles, California 3 $ 1,292,000 $ 430,666 $ 36,000
Sonoma, California 3 $ 1,219,000 $ 406,333 $ 0
Denver, Colorado 3 $ 643,000 $ 214,333 $ 114,000
Jefferson, Colorado 3 $ 710,000 $ 236,666 $ 75,000
La Plata, Colorado 3 $ 673,000 $ 224,333 $ 102,000
Ada, Idaho 3 $ 587,000 $ 195,666 $ 83,000
Lake, Montana 3 $ 386,000 $ 128,666 $ 50,000
San Juan, New Mexico 3 $ 658,000 $ 219,333 $ 44,000
Santa Fe, New Mexico 3 $ 712,000 $ 237,333 $ 137,000
Rolette, North Dakota 3 $ 587,000 $ 195,666 $ 39,000
Caddo, Oklahoma 3 $ 168,000 $ 56,000 $ 68,000
Kingfisher, Oklahoma 3 $ 300,000 $ 100,000 $ 144,000
Murray, Oklahoma 3 $ 397,000 $ 132,333 $ 59,000
Noble, Oklahoma 3 $ 279,000 $ 93,000 $ 59,000
Okmulgee, Oklahoma 3 $ 318,000 $ 106,000 $ 63,000
Bethel, Alaska 2 $ 494,000 $ 247,000 $ 57,000
Kodiak Island, Alaska 2 $ 586,000 $ 293,000 $ 73,000
Apache, Arizona 2 $ 437,000 $ 218,500 $ 27,000
Pinal, Arizona 2 $ 392,000 $ 196,000 $ 37,000
Ventura, California 2 $ 748,000 $ 374,000 $ 27,000
Arapahoe, Colorado 2 $ 362,000 $ 181,000 $ 41,000
Hillsborough, Florida 2 $ 516,000 $ 258,000 $ 205,000
Palm Beach, Florida 2 $ 701,000 $ 350,500 $ 89,000
Jackson, Kansas 2 $ 56,000 $ 28,000 $ 77,000
Shawnee, Kansas 2 $ 248,000 $ 124,000 $ 67,000
Bay, Michigan 2 $ 267,000 $ 133,500 $ 62,000
Big Horn, Montana 2 $ 318,000 $ 159,000 $ 55,000
Glacier, Montana 2 $ 284,000 $ 142,000 $ 78,000
Thurston, Nebraska 2 $ 369,000 $ 184,500 $ 50,000
Lyon, Nevada 2 $ 274,000 $ 137,000 $ 65,000
Los Alamos, New Mexico 2 $ 418,000 $ 209,000 $ 137,000
Westchester, New York 2 $ 291,000 $ 145,500 $ 153,000
Sampson, North Carolina 2 $ 498,000 $ 249,000 $ 87,000
Hughes, Oklahoma 2 $ 173,000 $ 86,500 $ 15,000
Love, Oklahoma 2 $ 115,000 $ 57,500 $ 32,000
Marshall, Oklahoma 2 $ 282,000 $ 141,000 $ 39,000
McIntosh, Oklahoma 2 $ 132,000 $ 66,000 $ 0
Pawnee, Oklahoma 2 $ 265,000 $ 132,500 $ 60,000
Washita, Oklahoma 2 $ 210,000 $ 105,000 $ 37,000
Washington, Oregon 2 $ 582,000 $ 291,000 $ 94,000
Anderson, South Carolina 2 $ 191,000 $ 95,500 $ 48,000
York, South Carolina 2 $ 270,000 $ 135,000 $ 36,000
Salt Lake, Utah 2 $ 415,000 $ 207,500 $ 92,000
Washington, Utah 2 $ 328,000 $ 164,000 $ 87,000
Clark, Washington 2 $ 573,000 $ 286,500 $ 113,000
King, Washington 2 $ 600,000 $ 300,000 $ 120,000
Pierce, Washington 2 $ 315,000 $ 157,500 $ 0
Thurston, Washington 2 $ 589,000 $ 294,500 $ 38,000
Baldwin, Alabama 1 $ 63,000 $ 63,000 $ 107,000
Washington, Alabama 1 $ 216,000 $ 216,000 $ 53,000
Coconino, Arizona 1 $ 230,000 $ 230,000 $ 0
Pima, Arizona 1 $ 112,000 $ 112,000 $ 75,000
Washington, Arkansas 1 $ 203,000 $ 203,000 $ 62,000
Alameda, California 1 $ 412,000 $ 412,000 $ 125,000
Butte, California 1 $ 276,000 $ 276,000 $ 0
Colusa, California 1 $ 154,000 $ 154,000 $ 0
Contra Costa, California 1 $ 672,000 $ 672,000 $ 453,000
Del Norte, California 1 $ 232,000 $ 232,000 $ 61,000
Kern, California 1 $ 227,000 $ 227,000 $ 71,000
Mendocino, California 1 $ 319,000 $ 319,000 $ 0
Placer, California 1 $ 345,000 $ 345,000 $ 84,000
Sacramento, California 1 $ 216,000 $ 216,000 $ 158,000
Stanislaus, California 1 $ 211,000 $ 211,000 $ 0
Douglas, Colorado 1 $ 287,000 $ 287,000 $ 0
Lee, Florida 1 $ 139,000 $ 139,000 $ 84,000
Osceola, Florida 1 $ 233,000 $ 233,000 $ 85,000
Bryan, Georgia 1 $ 144,000 $ 144,000 $ 48,000
Bonneville, Idaho 1 $ 83,000 $ 83,000 $ 28,000
Kootenai, Idaho 1 $ 112,000 $ 112,000 $ 31,000
Cherokee, Kansas 1 $ 309,000 $ 309,000 $ 152,000
Worcester, Massachusetts 1 $ 345,000 $ 345,000 $ 151,000
Antrim, Michigan 1 $ 174,000 $ 174,000 $ 56,000
Isabella, Michigan 1 $ 169,000 $ 169,000 $ 102,000
Monroe, Michigan 1 $ 174,000 $ 174,000 $ 87,000
Newaygo, Michigan 1 $ 56,000 $ 56,000 $ 47,000
Oakland, Michigan 1 $ 153,000 $ 153,000 $ 221,000
Hennepin, Minnesota 1 $ 217,000 $ 217,000 $ 83,000
St. Louis, Minnesota 1 $ 147,000 $ 147,000 $ 69,000
Greene, Missouri 1 $ 167,000 $ 167,000 $ 93,000
McDonald, Missouri 1 $ 61,000 $ 61,000 $ 0
St. Charles, Missouri 1 $ 128,000 $ 128,000 $ 44,000
Lewis and Clark, Montana 1 $ 208,000 $ 208,000 $ 38,000
Roosevelt, Montana 1 $ 154,000 $ 154,000 $ 72,000
Carson City, Nevada 1 $ 228,000 $ 228,000 $ 59,000
Clark, Nevada 1 $ 94,000 $ 94,000 $ 0
Mineral, Nevada 1 $ 138,000 $ 138,000 $ 87,000
Cattaraugus, New York 1 $ 87,000 $ 87,000 $ 24,000
Onondaga, New York 1 $ 107,000 $ 107,000 $ 42,000
Orange, New York 1 $ 210,000 $ 210,000 $ 83,000
Tompkins, New York 1 $ 275,000 $ 275,000 $ 172,000
Durham, North Carolina 1 $ 159,000 $ 159,000 $ 35,000
Jackson, North Carolina 1 $ 98,000 $ 98,000 $ 52,000
Mecklenburg, North Carolina 1 $ 179,000 $ 179,000 $ 76,000
Burleigh, North Dakota 1 $ 267,000 $ 267,000 $ 64,000
Grand Forks, North Dakota 1 $ 141,000 $ 141,000 $ 27,000
Ward, North Dakota 1 $ 125,000 $ 125,000 $ 39,000
Williams, North Dakota 1 $ 287,000 $ 287,000 $ 188,000
Franklin, Ohio 1 $ 93,000 $ 93,000 $ 45,000
Blaine, Oklahoma 1 $ 58,000 $ 58,000 $ 57,000
Choctaw, Oklahoma 1 $ 152,000 $ 152,000 $ 93,000
Cotton, Oklahoma 1 $ 44,000 $ 44,000 $ 39,000
Haskell, Oklahoma 1 $ 113,000 $ 113,000 $ 66,000
Johnston, Oklahoma 1 $ 129,000 $ 129,000 $ 82,000
Kay, Oklahoma 1 $ 228,000 $ 228,000 $ 125,000
Kiowa, Oklahoma 1 $ 82,000 $ 82,000 $ 28,000
McCurtain, Oklahoma 1 $ 129,000 $ 129,000 $ 61,000
Pittsburg, Oklahoma 1 $ 222,000 $ 222,000 $ 78,000
Clackamas, Oregon 1 $ 188,000 $ 188,000 $ 35,000
Columbia, Oregon 1 $ 368,000 $ 368,000 $ 8,000
Lane, Oregon 1 $ 178,000 $ 178,000 $ 85,000
Multnomah, Oregon 1 $ 369,000 $ 369,000 $ 219,000
Yamhill, Oregon 1 $ 198,000 $ 198,000 $ 51,000
Greenville, South Carolina 1 $ 132,000 $ 132,000 $ 0
Bastrop, Texas 1 $ 246,000 $ 246,000 $ 180,000
Brazos, Texas 1 $ 259,000 $ 259,000 $ 112,000
Denton, Texas 1 $ 285,000 $ 285,000 $ 63,000
Grayson, Texas 1 $ 52,000 $ 52,000 $ 29,000
Davis, Utah 1 $ 139,000 $ 139,000 $ 33,000
Utah, Utah 1 $ 202,000 $ 202,000 $ 48,000
Clallam, Washington 1 $ 75,000 $ 75,000 $ 22,000
Mason, Washington 1 $ 181,000 $ 181,000 $ 0
Pacific, Washington 1 $ 152,000 $ 152,000 $ 104,000
Skagit, Washington 1 $ 163,000 $ 163,000 $ 0
Spokane, Washington 1 $ 175,000 $ 175,000 $ 53,000
Stevens, Washington 1 $ 174,000 $ 174,000 $ 0
Whatcom, Washington 1 $ 158,000 $ 158,000 $ 60,000
Fremont, Wyoming 1 $ 158,000 $ 158,000 $ 53,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 505 $78,247,000 $154,000 $672,000 $62,000 $453,000
Refinancing 277 $46,571,000 $168,000 $1,837,000 $47,000 $1,958,000
Home Improvement 211 $24,505,000 $116,000 $437,000 $35,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 655 $109,063,000 $166,000 $784,000 $64,000 $1,958,000
Not applicable 237 $24,765,000 $104,000 $1,837,000 $5,000 $453,000
White 65 $8,767,000 $134,000 $417,000 $94,000 $407,000
Hispanic 21 $3,325,000 $158,000 $425,000 $44,000 $79,000
Native Hawaiian or Other Pacific Islander 8 $2,145,000 $268,000 $350,000 $70,000 $144,000
Not Provided 5 $935,000 $187,000 $285,000 $86,000 $124,000
Black or African American 2 $323,000 $161,000 $263,000 $82,000 $133,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 885 $131,930,000 $149,000 $514,000 $48,000 $1,958,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 108 $17,393,000 $161,000 $1,837,000 $87,000 $453,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 647 $92,681,000 $143,000 $1,837,000 $42,000 $453,000
Application Denied By Financial Institution 159 $25,524,000 $160,000 $371,000 $83,000 $1,958,000
Application Withdrawn By Applicant 132 $22,248,000 $168,000 $469,000 $67,000 $219,000
Loan Purchased By The Institution 41 $6,625,000 $161,000 $423,000 $23,000 $146,000
File Closed For Incompleteness 12 $2,023,000 $168,000 $286,000 $91,000 $285,000
Application Approved But Not Accepted 2 $222,000 $111,000 $147,000 $55,000 $69,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1 $162,000 $162,000 $162,000 $113,000 $113,000
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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