Chickasaw Community Bank Mortgage Lending & HMDA Data, 2016

In 2016, Chickasaw Community Bank of Oklahoma City, OK reported 1,424 mortgage applications totaling $224.7 million, up 43% from 2015. The average application was for $157,767, and applicants reported an average income of $52,666. 54% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Oklahoma City, OK (391), Tulsa, OK (136) and Fort Smith, AR-OK (53) (applications in parentheses).

Mortgage Company & Address Chickasaw Community Bank
909 S Meridian Ave
Oklahoma City, OK 73142
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,424
Total Mortgage Loan Application Amount $224,661,000
Average Mortgage Loan Application Amount $157,767
Highest Mortgage Loan Application Amount $2,516,000
Average Applicant Income $52,666
Highest Applicant Income $1,108,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chickasaw Community Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 168 $ 24,768,000 $ 147,428 $ 62,000
Cleveland, Oklahoma 95 $ 14,160,000 $ 149,052 $ 62,000
Cherokee, Oklahoma 72 $ 7,349,000 $ 102,069 $ 6,000
Canadian, Oklahoma 70 $ 15,416,000 $ 220,228 $ 53,000
Tulsa, Oklahoma 68 $ 10,293,000 $ 151,367 $ 34,000
Delaware, Oklahoma 59 $ 6,294,000 $ 106,677 $ 7,000
Pontotoc, Oklahoma 55 $ 7,361,000 $ 133,836 $ 74,000
Sequoyah, Oklahoma 44 $ 4,709,000 $ 107,022 $ 3,000
Muskogee, Oklahoma 28 $ 3,251,000 $ 116,107 $ 10,000
Mayes, Oklahoma 24 $ 1,891,000 $ 78,791 $ 6,000
Wagoner, Oklahoma 24 $ 3,462,000 $ 144,250 $ 40,000
McClain, Oklahoma 23 $ 3,513,000 $ 152,739 $ 74,000
Rogers, Oklahoma 20 $ 2,225,000 $ 111,250 $ 28,000
Anchorage, Alaska 19 $ 5,969,000 $ 314,157 $ 78,000
Garvin, Oklahoma 19 $ 2,049,000 $ 107,842 $ 67,000
Grady, Oklahoma 18 $ 3,171,000 $ 176,166 $ 88,000
Carter, Oklahoma 17 $ 3,118,000 $ 183,411 $ 79,000
Pottawatomie, Oklahoma 17 $ 2,282,000 $ 134,235 $ 59,000
Maricopa, Arizona 14 $ 2,354,000 $ 168,142 $ 56,000
Nowata, Oklahoma 14 $ 1,072,000 $ 76,571 $ 7,000
Pittsburg, Oklahoma 14 $ 1,976,000 $ 141,142 $ 74,000
Murray, Oklahoma 13 $ 1,479,000 $ 113,769 $ 67,000
McKinley, New Mexico 12 $ 1,879,000 $ 156,583 $ 74,000
Craig, Oklahoma 11 $ 875,000 $ 79,545 $ 11,000
Ottawa, Oklahoma 11 $ 1,172,000 $ 106,545 $ 25,000
Matanuska-Susitna, Alaska 10 $ 3,721,000 $ 372,100 $ 61,000
Logan, Oklahoma 10 $ 1,585,000 $ 158,500 $ 48,000
Riverside, California 9 $ 2,854,000 $ 317,111 $ 112,000
San Juan, New Mexico 9 $ 1,740,000 $ 193,333 $ 66,000
Le Flore, Oklahoma 9 $ 1,242,000 $ 138,000 $ 82,000
Payne, Oklahoma 9 $ 1,651,000 $ 183,444 $ 57,000
Jefferson, Colorado 8 $ 2,169,000 $ 271,125 $ 73,000
Bryan, Oklahoma 8 $ 1,019,000 $ 127,375 $ 72,000
Osage, Oklahoma 8 $ 1,918,000 $ 239,750 $ 114,000
Washington, Oklahoma 8 $ 645,000 $ 80,625 $ 27,000
Adair, Oklahoma 7 $ 485,000 $ 69,285 $ 29,000
Creek, Oklahoma 7 $ 799,000 $ 114,142 $ 8,000
Lincoln, Oklahoma 7 $ 1,172,000 $ 167,428 $ 79,000
Marshall, Oklahoma 7 $ 1,110,000 $ 158,571 $ 82,000
Okmulgee, Oklahoma 7 $ 1,061,000 $ 151,571 $ 79,000
Seminole, Oklahoma 7 $ 824,000 $ 117,714 $ 53,000
Stephens, Oklahoma 7 $ 867,000 $ 123,857 $ 91,000
Pierce, Washington 7 $ 1,516,000 $ 216,571 $ 21,000
Apache, Arizona 6 $ 1,551,000 $ 258,500 $ 51,000
El Paso, Colorado 6 $ 1,288,000 $ 214,666 $ 42,000
Bernalillo, New Mexico 6 $ 1,066,000 $ 177,666 $ 96,000
Erie, New York 6 $ 961,000 $ 160,166 $ 73,000
Caddo, Oklahoma 6 $ 437,000 $ 72,833 $ 66,000
Comanche, Oklahoma 6 $ 797,000 $ 132,833 $ 63,000
Garfield, Oklahoma 6 $ 767,000 $ 127,833 $ 56,000
Johnston, Oklahoma 6 $ 403,000 $ 67,166 $ 48,000
San Diego, California 5 $ 1,658,000 $ 331,600 $ 133,000
Arapahoe, Colorado 5 $ 1,467,000 $ 293,400 $ 68,000
Kay, Oklahoma 5 $ 398,000 $ 79,600 $ 48,000
McCurtain, Oklahoma 5 $ 408,000 $ 81,600 $ 68,000
McIntosh, Oklahoma 5 $ 902,000 $ 180,400 $ 44,000
Thurston, Washington 5 $ 981,000 $ 196,200 $ 55,000
Nome, Alaska 4 $ 440,000 $ 110,000 $ 39,000
Coconino, Arizona 4 $ 1,088,000 $ 272,000 $ 0
Sacramento, California 4 $ 1,136,000 $ 284,000 $ 77,000
San Bernardino, California 4 $ 1,243,000 $ 310,750 $ 15,000
Johnson, Kansas 4 $ 951,000 $ 237,750 $ 87,000
Lake, Montana 4 $ 656,000 $ 164,000 $ 34,000
Roosevelt, Montana 4 $ 434,000 $ 108,500 $ 58,000
Washoe, Nevada 4 $ 1,036,000 $ 259,000 $ 62,000
Pushmataha, Oklahoma 4 $ 352,000 $ 88,000 $ 52,000
Multnomah, Oregon 4 $ 1,453,000 $ 363,250 $ 168,000
Tarrant, Texas 4 $ 605,000 $ 151,250 $ 76,000
King, Washington 4 $ 1,399,000 $ 349,750 $ 80,000
Whatcom, Washington 4 $ 832,000 $ 208,000 $ 31,000
Los Angeles, California 3 $ 1,171,000 $ 390,333 $ 102,000
Honolulu, Hawaii 3 $ 943,000 $ 314,333 $ 401,000
Washington, Minnesota 3 $ 998,000 $ 332,666 $ 177,000
Clark, Nevada 3 $ 752,000 $ 250,666 $ 92,000
Franklin, New York 3 $ 322,000 $ 107,333 $ 54,000
Rolette, North Dakota 3 $ 768,000 $ 256,000 $ 74,000
El Paso, Texas 3 $ 436,000 $ 145,333 $ 60,000
Iron, Utah 3 $ 478,000 $ 159,333 $ 55,000
Salt Lake, Utah 3 $ 798,000 $ 266,000 $ 19,000
Clallam, Washington 3 $ 492,000 $ 164,000 $ 0
Grays Harbor, Washington 3 $ 723,000 $ 241,000 $ 51,000
Mason, Washington 3 $ 512,000 $ 170,666 $ 17,000
Spokane, Washington 3 $ 453,000 $ 151,000 $ 70,000
Yakima, Washington 3 $ 510,000 $ 170,000 $ 65,000
Mobile, Alabama 2 $ 163,000 $ 81,500 $ 42,000
Valdez-Cordova, Alaska 2 $ 618,000 $ 309,000 $ 90,000
Pinal, Arizona 2 $ 263,000 $ 131,500 $ 44,000
Butte, California 2 $ 416,000 $ 208,000 $ 84,000
Contra Costa, California 2 $ 596,000 $ 298,000 $ 129,000
Del Norte, California 2 $ 390,000 $ 195,000 $ 40,000
Kern, California 2 $ 446,000 $ 223,000 $ 81,000
Adams, Colorado 2 $ 624,000 $ 312,000 $ 90,000
La Plata, Colorado 2 $ 622,000 $ 311,000 $ 89,000
Escambia, Florida 2 $ 243,000 $ 121,500 $ 82,000
Bannock, Idaho 2 $ 279,000 $ 139,500 $ 54,000
Penobscot, Maine 2 $ 206,000 $ 103,000 $ 52,000
Baraga, Michigan 2 $ 220,000 $ 110,000 $ 48,000
Kent, Michigan 2 $ 435,000 $ 217,500 $ 63,000
Ramsey, Minnesota 2 $ 508,000 $ 254,000 $ 132,000
Thurston, Nebraska 2 $ 279,000 $ 139,500 $ 62,000
Cibola, New Mexico 2 $ 371,000 $ 185,500 $ 66,000
Sandoval, New Mexico 2 $ 249,000 $ 124,500 $ 20,000
Nassau, New York 2 $ 824,000 $ 412,000 $ 140,000
Robeson, North Carolina 2 $ 403,000 $ 201,500 $ 0
Atoka, Oklahoma 2 $ 241,000 $ 120,500 $ 86,000
Blaine, Oklahoma 2 $ 134,000 $ 67,000 $ 0
Choctaw, Oklahoma 2 $ 256,000 $ 128,000 $ 149,000
Hughes, Oklahoma 2 $ 119,000 $ 59,500 $ 51,000
Latimer, Oklahoma 2 $ 163,000 $ 81,500 $ 69,000
Love, Oklahoma 2 $ 351,000 $ 175,500 $ 68,000
Okfuskee, Oklahoma 2 $ 146,000 $ 73,000 $ 66,000
Pawnee, Oklahoma 2 $ 399,000 $ 199,500 $ 37,000
Clackamas, Oregon 2 $ 512,000 $ 256,000 $ 66,000
Coos, Oregon 2 $ 451,000 $ 225,500 $ 25,000
Deschutes, Oregon 2 $ 444,000 $ 222,000 $ 68,000
Grayson, Texas 2 $ 79,000 $ 39,500 $ 22,000
Skagit, Washington 2 $ 595,000 $ 297,500 $ 51,000
Lafayette, Wisconsin 2 $ 206,000 $ 103,000 $ 49,000
Northwest Arctic, Alaska 1 $ 99,000 $ 99,000 $ 52,000
Pima, Arizona 1 $ 111,000 $ 111,000 $ 67,000
Dallas, Arkansas 1 $ 115,000 $ 115,000 $ 96,000
Miller, Arkansas 1 $ 100,000 $ 100,000 $ 26,000
Alameda, California 1 $ 349,000 $ 349,000 $ 105,000
Calaveras, California 1 $ 172,000 $ 172,000 $ 121,000
Humboldt, California 1 $ 100,000 $ 100,000 $ 60,000
Inyo, California 1 $ 138,000 $ 138,000 $ 64,000
Mendocino, California 1 $ 211,000 $ 211,000 $ 124,000
Monterey, California 1 $ 309,000 $ 309,000 $ 0
Orange, California 1 $ 410,000 $ 410,000 $ 107,000
Placer, California 1 $ 250,000 $ 250,000 $ 97,000
San Luis Obispo, California 1 $ 142,000 $ 142,000 $ 46,000
Siskiyou, California 1 $ 93,000 $ 93,000 $ 109,000
Sutter, California 1 $ 250,000 $ 250,000 $ 0
Tulare, California 1 $ 233,000 $ 233,000 $ 108,000
Yuba, California 1 $ 269,000 $ 269,000 $ 60,000
Archuleta, Colorado 1 $ 87,000 $ 87,000 $ 27,000
Chaffee, Colorado 1 $ 417,000 $ 417,000 $ 233,000
Conejos, Colorado 1 $ 45,000 $ 45,000 $ 26,000
Denver, Colorado 1 $ 110,000 $ 110,000 $ 0
Douglas, Colorado 1 $ 285,000 $ 285,000 $ 0
Morgan, Colorado 1 $ 127,000 $ 127,000 $ 49,000
New London, Connecticut 1 $ 276,000 $ 276,000 $ 96,000
Brevard, Florida 1 $ 278,000 $ 278,000 $ 0
Broward, Florida 1 $ 124,000 $ 124,000 $ 107,000
Citrus, Florida 1 $ 223,000 $ 223,000 $ 160,000
Flagler, Florida 1 $ 322,000 $ 322,000 $ 68,000
Hillsborough, Florida 1 $ 275,000 $ 275,000 $ 80,000
Santa Rosa, Florida 1 $ 198,000 $ 198,000 $ 99,000
Sumter, Florida 1 $ 218,000 $ 218,000 $ 174,000
Ada, Idaho 1 $ 248,000 $ 248,000 $ 0
Canyon, Idaho 1 $ 206,000 $ 206,000 $ 88,000
Kane, Illinois 1 $ 281,000 $ 281,000 $ 97,000
Marion, Indiana 1 $ 147,000 $ 147,000 $ 9,000
White, Indiana 1 $ 69,000 $ 69,000 $ 36,000
Woodbury, Iowa 1 $ 266,000 $ 266,000 $ 0
Butler, Kansas 1 $ 174,000 $ 174,000 $ 90,000
Douglas, Kansas 1 $ 79,000 $ 79,000 $ 0
Leavenworth, Kansas 1 $ 188,000 $ 188,000 $ 82,000
Miami, Kansas 1 $ 126,000 $ 126,000 $ 0
Sedgwick, Kansas 1 $ 267,000 $ 267,000 $ 90,000
Shawnee, Kansas 1 $ 132,000 $ 132,000 $ 54,000
Jefferson, Kentucky 1 $ 175,000 $ 175,000 $ 96,000
Androscoggin, Maine 1 $ 260,000 $ 260,000 $ 81,000
Cumberland, Maine 1 $ 307,000 $ 307,000 $ 100,000
Washington, Maine 1 $ 35,000 $ 35,000 $ 84,000
Norfolk, Massachusetts 1 $ 374,000 $ 374,000 $ 0
Emmet, Michigan 1 $ 99,000 $ 99,000 $ 31,000
Wayne, Michigan 1 $ 191,000 $ 191,000 $ 101,000
Becker, Minnesota 1 $ 118,000 $ 118,000 $ 49,000
Cass, Minnesota 1 $ 86,000 $ 86,000 $ 38,000
Koochiching, Minnesota 1 $ 51,000 $ 51,000 $ 22,000
Otter Tail, Minnesota 1 $ 79,000 $ 79,000 $ 42,000
Greene, Missouri 1 $ 161,000 $ 161,000 $ 74,000
Jasper, Missouri 1 $ 101,000 $ 101,000 $ 28,000
McDonald, Missouri 1 $ 106,000 $ 106,000 $ 46,000
Newton, Missouri 1 $ 153,000 $ 153,000 $ 87,000
Big Horn, Montana 1 $ 144,000 $ 144,000 $ 51,000
Gallatin, Montana 1 $ 236,000 $ 236,000 $ 86,000
Glacier, Montana 1 $ 59,000 $ 59,000 $ 103,000
Missoula, Montana 1 $ 287,000 $ 287,000 $ 77,000
Yellowstone, Montana 1 $ 130,000 $ 130,000 $ 0
Douglas, Nebraska 1 $ 159,000 $ 159,000 $ 69,000
Chaves, New Mexico 1 $ 251,000 $ 251,000 $ 118,000
Santa Fe, New Mexico 1 $ 51,000 $ 51,000 $ 41,000
Valencia, New Mexico 1 $ 139,000 $ 139,000 $ 155,000
Onondaga, New York 1 $ 163,000 $ 163,000 $ 80,000
Orange, New York 1 $ 212,000 $ 212,000 $ 82,000
St. Lawrence, New York 1 $ 164,000 $ 164,000 $ 88,000
Halifax, North Carolina 1 $ 107,000 $ 107,000 $ 37,000
New Hanover, North Carolina 1 $ 275,000 $ 275,000 $ 158,000
Sampson, North Carolina 1 $ 210,000 $ 210,000 $ 56,000
Warren, North Carolina 1 $ 103,000 $ 103,000 $ 37,000
Mountrail, North Dakota 1 $ 228,000 $ 228,000 $ 141,000
Williams, North Dakota 1 $ 254,000 $ 254,000 $ 109,000
Cuyahoga, Ohio 1 $ 10,000 $ 10,000 $ 18,000
Coal, Oklahoma 1 $ 95,000 $ 95,000 $ 53,000
Custer, Oklahoma 1 $ 187,000 $ 187,000 $ 63,000
Haskell, Oklahoma 1 $ 52,000 $ 52,000 $ 66,000
Jefferson, Oklahoma 1 $ 217,000 $ 217,000 $ 0
Kiowa, Oklahoma 1 $ 50,000 $ 50,000 $ 28,000
Noble, Oklahoma 1 $ 56,000 $ 56,000 $ 0
Columbia, Oregon 1 $ 385,000 $ 385,000 $ 74,000
Linn, Oregon 1 $ 160,000 $ 160,000 $ 88,000
Marion, Oregon 1 $ 139,000 $ 139,000 $ 0
Polk, Oregon 1 $ 137,000 $ 137,000 $ 43,000
Umatilla, Oregon 1 $ 213,000 $ 213,000 $ 195,000
Washington, Oregon 1 $ 324,000 $ 324,000 $ 71,000
Yamhill, Oregon 1 $ 102,000 $ 102,000 $ 0
Richland, South Carolina 1 $ 226,000 $ 226,000 $ 89,000
Bennett, South Dakota 1 $ 66,000 $ 66,000 $ 33,000
Brule, South Dakota 1 $ 119,000 $ 119,000 $ 73,000
Minnehaha, South Dakota 1 $ 173,000 $ 173,000 $ 89,000
Pennington, South Dakota 1 $ 168,000 $ 168,000 $ 89,000
Bexar, Texas 1 $ 240,000 $ 240,000 $ 85,000
Denton, Texas 1 $ 182,000 $ 182,000 $ 84,000
Ellis, Texas 1 $ 166,000 $ 166,000 $ 104,000
Galveston, Texas 1 $ 238,000 $ 238,000 $ 97,000
Gray, Texas 1 $ 76,000 $ 76,000 $ 98,000
Davis, Utah 1 $ 345,000 $ 345,000 $ 0
Washington, Utah 1 $ 202,000 $ 202,000 $ 97,000
Weber, Utah 1 $ 222,000 $ 222,000 $ 0
Virginia Beach, Virginia 1 $ 207,000 $ 207,000 $ 75,000
Chelan, Washington 1 $ 159,000 $ 159,000 $ 62,000
Okanogan, Washington 1 $ 292,000 $ 292,000 $ 74,000
Snohomish, Washington 1 $ 171,000 $ 171,000 $ 53,000
Brown, Wisconsin 1 $ 129,000 $ 129,000 $ 1,000
Menominee, Wisconsin 1 $ 102,000 $ 102,000 $ 204,000
Milwaukee, Wisconsin 1 $ 99,000 $ 99,000 $ 0
Washington, Wisconsin 1 $ 183,000 $ 183,000 $ 45,000

Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 979 $147,317,000 $150,000 $610,000 $47,000 $425,000
Refinancing 386 $68,186,000 $176,000 $2,516,000 $65,000 $1,108,000
Home Improvement 59 $9,158,000 $155,000 $361,000 $66,000 $201,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 885 $147,271,000 $166,000 $682,000 $72,000 $476,000
Not applicable 401 $53,850,000 $134,000 $2,516,000 $0 $0
White 70 $11,512,000 $164,000 $468,000 $92,000 $425,000
Hispanic 41 $6,475,000 $157,000 $417,000 $64,000 $261,000
Not Provided 13 $2,569,000 $197,000 $400,000 $46,000 $154,000
Native Hawaiin or Other Pacific Islander 8 $1,595,000 $199,000 $340,000 $181,000 $1,108,000
Asian 3 $761,000 $253,000 $374,000 $68,000 $120,000
Black or African American 3 $628,000 $209,000 $376,000 $136,000 $310,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,287 $200,203,000 $155,000 $682,000 $49,000 $1,108,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 137 $24,458,000 $178,000 $2,516,000 $88,000 $476,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 769 $118,838,000 $154,000 $2,516,000 $53,000 $476,000
Application Denied By Financial Institution 306 $46,875,000 $153,000 $427,000 $69,000 $1,108,000
Application Withdrawn By Applicant 176 $30,061,000 $170,000 $682,000 $74,000 $454,000
Loan Purchased By The Institution 173 $28,887,000 $166,000 $366,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chickasaw Community Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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