Bankers' Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bankers' Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankers' Bank 7700 Mineral Point Road Madison, WI 53717 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,109 |
| Total Mortgage Loan Application Amount | $143,173,000 |
| Average Mortgage Loan Application Amount | $127,333 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $993,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bankers' Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankers' Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bankers' Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankers' Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankers' Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankers' Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lincoln County Wisconsin | 75 | $ 7,610,000 | $ 101,000 | $ 55,000 |
| Marathon County Wisconsin | 48 | $ 6,125,000 | $ 127,000 | $ 74,000 |
| Polk County Iowa | 47 | $ 6,906,000 | $ 146,000 | $ 65,000 |
| Carroll County Iowa | 46 | $ 6,236,000 | $ 135,000 | $ 73,000 |
| Cerro Gordo County Iowa | 44 | $ 5,391,000 | $ 122,000 | $ 57,000 |
| Gogebic County Michigan | 44 | $ 3,148,000 | $ 71,000 | $ 52,000 |
| Oneida County Wisconsin | 33 | $ 6,445,000 | $ 195,000 | $ 119,000 |
| Dubuque County Iowa | 29 | $ 3,683,000 | $ 127,000 | $ 56,000 |
| Marquette County Michigan | 28 | $ 2,852,000 | $ 101,000 | $ 55,000 |
| Vilas County Wisconsin | 26 | $ 4,806,000 | $ 184,000 | $ 136,000 |
| Lafayette County Wisconsin | 23 | $ 2,387,000 | $ 103,000 | $ 67,000 |
| Dallas County Iowa | 22 | $ 3,802,000 | $ 172,000 | $ 69,000 |
| Madison County Iowa | 21 | $ 3,119,000 | $ 148,000 | $ 61,000 |
| Linn County Iowa | 19 | $ 2,644,000 | $ 139,000 | $ 66,000 |
| La Crosse County Wisconsin | 19 | $ 2,658,000 | $ 139,000 | $ 65,000 |
| Guthrie County Iowa | 17 | $ 2,968,000 | $ 174,000 | $ 98,000 |
| Iowa County Iowa | 17 | $ 2,769,000 | $ 162,000 | $ 92,000 |
| Jasper County Iowa | 16 | $ 2,099,000 | $ 131,000 | $ 59,000 |
| Harrison County Iowa | 14 | $ 1,717,000 | $ 122,000 | $ 69,000 |
| Dodge County Wisconsin | 13 | $ 1,768,000 | $ 136,000 | $ 55,000 |
| Washington County Wisconsin | 13 | $ 2,291,000 | $ 176,000 | $ 76,000 |
| Clay County Iowa | 12 | $ 2,079,000 | $ 173,000 | $ 92,000 |
| Fayette County Iowa | 12 | $ 1,176,000 | $ 98,000 | $ 73,000 |
| Jones County Iowa | 12 | $ 1,416,000 | $ 118,000 | $ 73,000 |
| Iron County Wisconsin | 12 | $ 1,457,000 | $ 121,000 | $ 76,000 |
| Shawano County Wisconsin | 12 | $ 1,510,000 | $ 125,000 | $ 52,000 |
| Cedar County Iowa | 11 | $ 1,190,000 | $ 108,000 | $ 70,000 |
| Chickasaw County Iowa | 11 | $ 1,421,000 | $ 129,000 | $ 46,000 |
| O'Brien County Iowa | 11 | $ 1,006,000 | $ 91,000 | $ 70,000 |
| Sioux County Iowa | 11 | $ 1,386,000 | $ 126,000 | $ 45,000 |
| Benton County Iowa | 10 | $ 1,528,000 | $ 152,000 | $ 97,000 |
| Dickinson County Iowa | 10 | $ 1,629,000 | $ 162,000 | $ 86,000 |
| Ida County Iowa | 10 | $ 862,000 | $ 86,000 | $ 45,000 |
| Worth County Iowa | 10 | $ 850,000 | $ 85,000 | $ 59,000 |
| Adams County Wisconsin | 10 | $ 1,543,000 | $ 154,000 | $ 82,000 |
| Bayfield County Wisconsin | 10 | $ 1,168,000 | $ 116,000 | $ 62,000 |
| Douglas County Wisconsin | 10 | $ 1,212,000 | $ 121,000 | $ 68,000 |
| Rusk County Wisconsin | 10 | $ 686,000 | $ 68,000 | $ 60,000 |
| Bremer County Iowa | 9 | $ 1,070,000 | $ 118,000 | $ 58,000 |
| Winnebago County Iowa | 9 | $ 843,000 | $ 93,000 | $ 60,000 |
| Sauk County Wisconsin | 9 | $ 1,489,000 | $ 165,000 | $ 52,000 |
| Hancock County Iowa | 8 | $ 884,000 | $ 110,000 | $ 62,000 |
| Page County Iowa | 8 | $ 473,000 | $ 59,000 | $ 47,000 |
| Green County Wisconsin | 8 | $ 796,000 | $ 99,000 | $ 56,000 |
| Portage County Wisconsin | 8 | $ 1,273,000 | $ 159,000 | $ 85,000 |
| Calhoun County Iowa | 7 | $ 680,000 | $ 97,000 | $ 74,000 |
| Marion County Iowa | 7 | $ 825,000 | $ 117,000 | $ 68,000 |
| Pottawattamie County Iowa | 7 | $ 884,000 | $ 126,000 | $ 83,000 |
| Shelby County Iowa | 7 | $ 984,000 | $ 140,000 | $ 89,000 |
| Green Lake County Wisconsin | 7 | $ 743,000 | $ 106,000 | $ 53,000 |
| Vernon County Wisconsin | 7 | $ 1,066,000 | $ 152,000 | $ 54,000 |
| Clayton County Iowa | 6 | $ 549,000 | $ 91,000 | $ 40,000 |
| Floyd County Iowa | 6 | $ 685,000 | $ 114,000 | $ 52,000 |
| Woodbury County Iowa | 6 | $ 550,000 | $ 91,000 | $ 70,000 |
| Columbia County Wisconsin | 6 | $ 680,000 | $ 113,000 | $ 56,000 |
| Rock County Wisconsin | 6 | $ 1,103,000 | $ 183,000 | $ 62,000 |
| Crawford County Iowa | 5 | $ 584,000 | $ 116,000 | $ 69,000 |
| Montgomery County Iowa | 5 | $ 467,000 | $ 93,000 | $ 55,000 |
| Wabasha County Minnesota | 5 | $ 591,000 | $ 118,000 | $ 58,000 |
| Clark County Wisconsin | 5 | $ 619,000 | $ 123,000 | $ 66,000 |
| Dane County Wisconsin | 5 | $ 979,000 | $ 195,000 | $ 90,000 |
| Fond du Lac County Wisconsin | 5 | $ 893,000 | $ 178,000 | $ 192,000 |
| Monroe County Wisconsin | 5 | $ 659,000 | $ 131,000 | $ 63,000 |
| Sheboygan County Wisconsin | 5 | $ 741,000 | $ 148,000 | $ 70,000 |
| Johnson County Iowa | 4 | $ 486,000 | $ 121,000 | $ 56,000 |
| Story County Iowa | 4 | $ 524,000 | $ 131,000 | $ 45,000 |
| Hennepin County Minnesota | 4 | $ 786,000 | $ 196,000 | $ 131,000 |
| Barron County Wisconsin | 4 | $ 511,000 | $ 127,000 | $ 57,000 |
| Chippewa County Wisconsin | 4 | $ 362,000 | $ 90,000 | $ 90,000 |
| Langlade County Wisconsin | 4 | $ 532,000 | $ 133,000 | $ 46,000 |
| Polk County Wisconsin | 4 | $ 480,000 | $ 120,000 | $ 54,000 |
| Jo Daviess County Illinois | 3 | $ 640,000 | $ 213,000 | $ 120,000 |
| Adair County Iowa | 3 | $ 465,000 | $ 155,000 | $ 66,000 |
| Black Hawk County Iowa | 3 | $ 441,000 | $ 147,000 | $ 70,000 |
| Franklin County Iowa | 3 | $ 253,000 | $ 84,000 | $ 62,000 |
| Mills County Iowa | 3 | $ 616,000 | $ 205,000 | $ 95,000 |
| Menominee County Michigan | 3 | $ 167,000 | $ 55,000 | $ 31,000 |
| Juneau County Wisconsin | 3 | $ 276,000 | $ 92,000 | $ 50,000 |
| Ozaukee County Wisconsin | 3 | $ 608,000 | $ 202,000 | $ 109,000 |
| Macoupin County Illinois | 2 | $ 228,000 | $ 114,000 | $ 71,000 |
| Allamakee County Iowa | 2 | $ 193,000 | $ 96,000 | $ 81,000 |
| Buchanan County Iowa | 2 | $ 285,000 | $ 142,000 | $ 63,000 |
| Delaware County Iowa | 2 | $ 241,000 | $ 120,000 | $ 85,000 |
| Jackson County Iowa | 2 | $ 219,000 | $ 109,000 | $ 36,000 |
| Monona County Iowa | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Sac County Iowa | 2 | $ 251,000 | $ 125,000 | $ 76,000 |
| Warren County Iowa | 2 | $ 263,000 | $ 131,000 | $ 89,000 |
| Dickinson County Michigan | 2 | $ 195,000 | $ 97,000 | $ 61,000 |
| Iron County Michigan | 2 | $ 354,000 | $ 177,000 | $ 69,000 |
| Faribault County Minnesota | 2 | $ 284,000 | $ 142,000 | $ 64,000 |
| Le Sueur County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 106,000 |
| Adams County Nebraska | 2 | $ 372,000 | $ 186,000 | $ 68,000 |
| Buffalo County Wisconsin | 2 | $ 145,000 | $ 72,000 | $ 39,000 |
| Iowa County Wisconsin | 2 | $ 233,000 | $ 116,000 | $ 38,000 |
| Jefferson County Wisconsin | 2 | $ 349,000 | $ 174,000 | $ 75,000 |
| Marquette County Wisconsin | 2 | $ 173,000 | $ 86,000 | $ 75,000 |
| Outagamie County Wisconsin | 2 | $ 712,000 | $ 356,000 | $ 131,000 |
| Pierce County Wisconsin | 2 | $ 296,000 | $ 148,000 | $ 29,000 |
| Taylor County Wisconsin | 2 | $ 243,000 | $ 121,000 | $ 54,000 |
| Waukesha County Wisconsin | 2 | $ 446,000 | $ 223,000 | $ 83,000 |
| Boone County Iowa | 1 | $ 124,000 | $ 124,000 | $ 31,000 |
| Buena Vista County Iowa | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Butler County Iowa | 1 | $ 41,000 | $ 41,000 | $ 22,000 |
| Cass County Iowa | 1 | $ 103,000 | $ 103,000 | $ 53,000 |
| Cherokee County Iowa | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Fremont County Iowa | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Hardin County Iowa | 1 | $ 333,000 | $ 333,000 | $ 106,000 |
| Howard County Iowa | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Kossuth County Iowa | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Mahaska County Iowa | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Mitchell County Iowa | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Muscatine County Iowa | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Palo Alto County Iowa | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Scott County Iowa | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Union County Iowa | 1 | $ 80,000 | $ 80,000 | $ 138,000 |
| Winneshiek County Iowa | 1 | $ 138,000 | $ 138,000 | $ 64,000 |
| Wright County Iowa | 1 | $ 56,000 | $ 56,000 | $ 3,000 |
| Alger County Michigan | 1 | $ 93,000 | $ 93,000 | $ 102,000 |
| Delta County Michigan | 1 | $ 126,000 | $ 126,000 | $ 75,000 |
| Keweenaw County Michigan | 1 | $ 39,000 | $ 39,000 | $ 29,000 |
| Ontonagon County Michigan | 1 | $ 68,000 | $ 68,000 | $ 128,000 |
| Freeborn County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Jackson County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Winona County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Cass County Nebraska | 1 | $ 260,000 | $ 260,000 | $ 90,000 |
| Dixon County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 98,000 |
| Douglas County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
| Sarpy County Nebraska | 1 | $ 121,000 | $ 121,000 | $ 83,000 |
| York County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 77,000 |
| Ashland County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Calumet County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 56,000 |
| Dunn County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
| Eau Claire County Wisconsin | 1 | $ 850,000 | $ 850,000 | $ 100,000 |
| Florence County Wisconsin | 1 | $ 154,000 | $ 154,000 | $ 63,000 |
| Forest County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 11,000 |
| Grant County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 55,000 |
| Jackson County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 56,000 |
| Kewaunee County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Marinette County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 20,000 |
| Pepin County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 64,000 |
| Racine County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Richland County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| St. Croix County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Washburn County Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 65,000 |
| Waupaca County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 52,000 |
| Wood County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Bankers' Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 604 | $78,316,000 | $129,000 | $568,000 | $68,000 | $993,000 |
| Refinancing | 393 | $50,942,000 | $129,000 | $850,000 | $69,000 | $778,000 |
| Home Improvement | 112 | $13,915,000 | $124,000 | $400,000 | $70,000 | $282,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,079 | $138,564,000 | $128,000 | $850,000 | $68,000 | $778,000 |
| Not Provided | 13 | $2,472,000 | $190,000 | $552,000 | $154,000 | $993,000 |
| Hispanic | 9 | $1,265,000 | $140,000 | $200,000 | $74,000 | $175,000 |
| Asian | 4 | $516,000 | $129,000 | $226,000 | $56,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $190,000 | $95,000 | $100,000 | $52,000 | $65,000 |
| American Indian or Alaskan Native | 2 | $166,000 | $83,000 | $133,000 | $48,000 | $77,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,109 | $143,173,000 | $129,000 | $850,000 | $69,000 | $993,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 972 | $124,612,000 | $128,000 | $417,000 | $70,000 | $993,000 |
| Application Denied By Financial Institution | 64 | $9,021,000 | $140,000 | $850,000 | $56,000 | $171,000 |
| Application Withdrawn By Applicant | 43 | $5,276,000 | $122,000 | $316,000 | $74,000 | $500,000 |
| Application Approved But Not Accepted | 19 | $2,949,000 | $155,000 | $360,000 | $61,000 | $151,000 |
| File Closed For Incompleteness | 11 | $1,315,000 | $119,000 | $200,000 | $64,000 | $173,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $4,972,000 | $142,000 | $850,000 | $61,000 | $150,000 |
| Debt-To-Income Ratio | 18 | $3,218,000 | $178,000 | $568,000 | $55,000 | $171,000 |
| Employment History | 5 | $429,000 | $85,000 | $128,000 | $37,000 | $77,000 |
| Collateral | 4 | $266,000 | $66,000 | $120,000 | $47,000 | $75,000 |
| Unverifiable Information | 1 | $59,000 | $59,000 | $59,000 | $34,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $77,000 | $77,000 | $77,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankers' Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankers' Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.