Bankers' Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Bankers' Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankers' Bank 7700 Mineral Point Road Madison, WI 53717 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,549 |
| Total Mortgage Loan Application Amount | $212,333,000 |
| Average Mortgage Loan Application Amount | $131,666 |
| Highest Mortgage Loan Application Amount | $567,000 |
| Average Applicant Income | $71,666 |
| Highest Applicant Income | $1,501,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Bankers' Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankers' Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Bankers' Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankers' Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankers' Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankers' Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lincoln County Wisconsin | 105 | $ 13,622,000 | $ 129,000 | $ 79,000 |
| Marquette County Michigan | 71 | $ 8,982,000 | $ 126,000 | $ 64,000 |
| Oneida County Wisconsin | 71 | $ 12,913,000 | $ 181,000 | $ 107,000 |
| Marathon County Wisconsin | 68 | $ 8,894,000 | $ 130,000 | $ 68,000 |
| Vilas County Wisconsin | 64 | $ 9,736,000 | $ 152,000 | $ 83,000 |
| Carroll County Iowa | 62 | $ 7,202,000 | $ 116,000 | $ 62,000 |
| La Crosse County Wisconsin | 61 | $ 10,279,000 | $ 168,000 | $ 93,000 |
| Polk County Iowa | 43 | $ 8,321,000 | $ 193,000 | $ 97,000 |
| Cerro Gordo County Iowa | 42 | $ 4,243,000 | $ 101,000 | $ 65,000 |
| Gogebic County Michigan | 42 | $ 4,380,000 | $ 104,000 | $ 52,000 |
| Iowa County Iowa | 28 | $ 3,930,000 | $ 140,000 | $ 57,000 |
| Dubuque County Iowa | 25 | $ 3,189,000 | $ 127,000 | $ 60,000 |
| Dallas County Iowa | 24 | $ 4,326,000 | $ 180,000 | $ 90,000 |
| Dodge County Wisconsin | 23 | $ 2,858,000 | $ 124,000 | $ 65,000 |
| Washington County Wisconsin | 23 | $ 4,742,000 | $ 206,000 | $ 67,000 |
| Jasper County Iowa | 22 | $ 2,973,000 | $ 135,000 | $ 76,000 |
| Marion County Iowa | 21 | $ 2,080,000 | $ 99,000 | $ 70,000 |
| Pottawattamie County Iowa | 21 | $ 2,568,000 | $ 122,000 | $ 77,000 |
| Bayfield County Wisconsin | 21 | $ 2,986,000 | $ 142,000 | $ 71,000 |
| Portage County Wisconsin | 20 | $ 2,751,000 | $ 137,000 | $ 66,000 |
| Guthrie County Iowa | 19 | $ 3,233,000 | $ 170,000 | $ 109,000 |
| Iron County Wisconsin | 19 | $ 1,725,000 | $ 90,000 | $ 49,000 |
| Sheboygan County Wisconsin | 19 | $ 3,115,000 | $ 163,000 | $ 64,000 |
| Chippewa County Wisconsin | 18 | $ 2,769,000 | $ 153,000 | $ 73,000 |
| Benton County Iowa | 17 | $ 1,989,000 | $ 117,000 | $ 71,000 |
| Chickasaw County Iowa | 17 | $ 2,153,000 | $ 126,000 | $ 60,000 |
| Linn County Iowa | 17 | $ 2,633,000 | $ 154,000 | $ 59,000 |
| Columbia County Wisconsin | 17 | $ 1,959,000 | $ 115,000 | $ 57,000 |
| Green Lake County Wisconsin | 16 | $ 1,718,000 | $ 107,000 | $ 68,000 |
| Clay County Iowa | 15 | $ 1,632,000 | $ 108,000 | $ 78,000 |
| Montgomery County Iowa | 15 | $ 1,191,000 | $ 79,000 | $ 67,000 |
| Green County Wisconsin | 15 | $ 1,738,000 | $ 115,000 | $ 62,000 |
| Lafayette County Wisconsin | 15 | $ 1,972,000 | $ 131,000 | $ 58,000 |
| Bremer County Iowa | 14 | $ 1,725,000 | $ 123,000 | $ 68,000 |
| Madison County Iowa | 13 | $ 2,231,000 | $ 171,000 | $ 69,000 |
| Worth County Iowa | 13 | $ 1,718,000 | $ 132,000 | $ 68,000 |
| Adams County Wisconsin | 13 | $ 1,914,000 | $ 147,000 | $ 120,000 |
| Douglas County Wisconsin | 13 | $ 1,523,000 | $ 117,000 | $ 60,000 |
| Harrison County Iowa | 12 | $ 1,207,000 | $ 100,000 | $ 55,000 |
| Cedar County Iowa | 11 | $ 1,636,000 | $ 148,000 | $ 56,000 |
| Shawano County Wisconsin | 11 | $ 1,494,000 | $ 135,000 | $ 63,000 |
| O'Brien County Iowa | 10 | $ 862,000 | $ 86,000 | $ 53,000 |
| Dane County Wisconsin | 10 | $ 2,544,000 | $ 254,000 | $ 197,000 |
| Monroe County Wisconsin | 10 | $ 1,646,000 | $ 164,000 | $ 71,000 |
| Floyd County Iowa | 9 | $ 1,244,000 | $ 138,000 | $ 74,000 |
| Story County Iowa | 9 | $ 1,608,000 | $ 178,000 | $ 99,000 |
| Barron County Wisconsin | 9 | $ 1,107,000 | $ 123,000 | $ 55,000 |
| Clark County Wisconsin | 9 | $ 950,000 | $ 105,000 | $ 87,000 |
| Fond du Lac County Wisconsin | 9 | $ 1,281,000 | $ 142,000 | $ 58,000 |
| Vernon County Wisconsin | 9 | $ 1,222,000 | $ 135,000 | $ 60,000 |
| Calhoun County Iowa | 8 | $ 541,000 | $ 67,000 | $ 72,000 |
| Dickinson County Iowa | 8 | $ 1,766,000 | $ 220,000 | $ 133,000 |
| Fayette County Iowa | 8 | $ 628,000 | $ 78,000 | $ 47,000 |
| Monona County Iowa | 8 | $ 1,377,000 | $ 172,000 | $ 72,000 |
| Iron County Michigan | 8 | $ 850,000 | $ 106,000 | $ 133,000 |
| Sauk County Wisconsin | 8 | $ 1,059,000 | $ 132,000 | $ 62,000 |
| Jones County Iowa | 7 | $ 1,112,000 | $ 158,000 | $ 65,000 |
| Poweshiek County Iowa | 7 | $ 1,249,000 | $ 178,000 | $ 95,000 |
| Iowa County Wisconsin | 7 | $ 1,102,000 | $ 157,000 | $ 64,000 |
| Rock County Wisconsin | 7 | $ 888,000 | $ 126,000 | $ 44,000 |
| Hancock County Iowa | 6 | $ 542,000 | $ 90,000 | $ 52,000 |
| Winnebago County Iowa | 6 | $ 461,000 | $ 76,000 | $ 54,000 |
| Faribault County Minnesota | 6 | $ 1,006,000 | $ 167,000 | $ 96,000 |
| Ozaukee County Wisconsin | 6 | $ 1,294,000 | $ 215,000 | $ 60,000 |
| Price County Wisconsin | 6 | $ 962,000 | $ 160,000 | $ 97,000 |
| Taylor County Wisconsin | 6 | $ 795,000 | $ 132,000 | $ 56,000 |
| Buena Vista County Iowa | 5 | $ 434,000 | $ 86,000 | $ 37,000 |
| Page County Iowa | 5 | $ 524,000 | $ 104,000 | $ 79,000 |
| Warren County Iowa | 5 | $ 1,157,000 | $ 231,000 | $ 96,000 |
| Keweenaw County Michigan | 5 | $ 499,000 | $ 99,000 | $ 64,000 |
| Menominee County Michigan | 5 | $ 382,000 | $ 76,000 | $ 41,000 |
| Macoupin County Illinois | 4 | $ 455,000 | $ 113,000 | $ 43,000 |
| Adair County Iowa | 4 | $ 515,000 | $ 128,000 | $ 60,000 |
| Grundy County Iowa | 4 | $ 481,000 | $ 120,000 | $ 96,000 |
| Ida County Iowa | 4 | $ 153,000 | $ 38,000 | $ 49,000 |
| Mitchell County Iowa | 4 | $ 487,000 | $ 121,000 | $ 52,000 |
| Winneshiek County Iowa | 4 | $ 712,000 | $ 178,000 | $ 63,000 |
| Grant County Wisconsin | 4 | $ 473,000 | $ 118,000 | $ 118,000 |
| Jackson County Wisconsin | 4 | $ 437,000 | $ 109,000 | $ 64,000 |
| Jefferson County Wisconsin | 4 | $ 922,000 | $ 230,000 | $ 96,000 |
| Juneau County Wisconsin | 4 | $ 348,000 | $ 87,000 | $ 60,000 |
| Waukesha County Wisconsin | 4 | $ 757,000 | $ 189,000 | $ 90,000 |
| Boone County Iowa | 3 | $ 625,000 | $ 208,000 | $ 89,000 |
| Buchanan County Iowa | 3 | $ 401,000 | $ 133,000 | $ 63,000 |
| Clayton County Iowa | 3 | $ 567,000 | $ 189,000 | $ 98,000 |
| Marshall County Iowa | 3 | $ 333,000 | $ 111,000 | $ 79,000 |
| Sac County Iowa | 3 | $ 314,000 | $ 104,000 | $ 79,000 |
| Shelby County Iowa | 3 | $ 448,000 | $ 149,000 | $ 68,000 |
| Sioux County Iowa | 3 | $ 231,000 | $ 77,000 | $ 41,000 |
| Dickinson County Michigan | 3 | $ 401,000 | $ 133,000 | $ 91,000 |
| Adams County Nebraska | 3 | $ 304,000 | $ 101,000 | $ 64,000 |
| Marinette County Wisconsin | 3 | $ 202,000 | $ 67,000 | $ 69,000 |
| Marquette County Wisconsin | 3 | $ 664,000 | $ 221,000 | $ 50,000 |
| Racine County Wisconsin | 3 | $ 541,000 | $ 180,000 | $ 109,000 |
| Rusk County Wisconsin | 3 | $ 413,000 | $ 137,000 | $ 95,000 |
| Allamakee County Iowa | 2 | $ 292,000 | $ 146,000 | $ 61,000 |
| Black Hawk County Iowa | 2 | $ 219,000 | $ 109,000 | $ 136,000 |
| Crawford County Iowa | 2 | $ 132,000 | $ 66,000 | $ 41,000 |
| Delaware County Iowa | 2 | $ 158,000 | $ 79,000 | $ 132,000 |
| Osceola County Iowa | 2 | $ 175,000 | $ 87,000 | $ 79,000 |
| Woodbury County Iowa | 2 | $ 117,000 | $ 58,000 | $ 50,000 |
| Houston County Minnesota | 2 | $ 171,000 | $ 85,000 | $ 51,000 |
| Douglas County Nebraska | 2 | $ 277,000 | $ 138,000 | $ 79,000 |
| Brown County Wisconsin | 2 | $ 248,000 | $ 124,000 | $ 160,000 |
| Langlade County Wisconsin | 2 | $ 329,000 | $ 164,000 | $ 50,000 |
| Oconto County Wisconsin | 2 | $ 124,000 | $ 62,000 | $ 18,000 |
| Trempealeau County Wisconsin | 2 | $ 256,000 | $ 128,000 | $ 59,000 |
| Wood County Wisconsin | 2 | $ 304,000 | $ 152,000 | $ 104,000 |
| Douglas County Colorado | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Boone County Illinois | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
| Kane County Illinois | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Monroe County Illinois | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Butler County Iowa | 1 | $ 93,000 | $ 93,000 | $ 69,000 |
| Cass County Iowa | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Cherokee County Iowa | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| Clarke County Iowa | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Clinton County Iowa | 1 | $ 227,000 | $ 227,000 | $ 96,000 |
| Franklin County Iowa | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Fremont County Iowa | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Hamilton County Iowa | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Humboldt County Iowa | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Johnson County Iowa | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Kossuth County Iowa | 1 | $ 33,000 | $ 33,000 | $ 26,000 |
| Lucas County Iowa | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Mahaska County Iowa | 1 | $ 73,000 | $ 73,000 | $ 63,000 |
| Mills County Iowa | 1 | $ 121,000 | $ 121,000 | $ 99,000 |
| Plymouth County Iowa | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Scott County Iowa | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| Wayne County Iowa | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| Alger County Michigan | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Delta County Michigan | 1 | $ 197,000 | $ 197,000 | $ 86,000 |
| Ontonagon County Michigan | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
| Hennepin County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 33,000 |
| Olmsted County Minnesota | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Rice County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| Sibley County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| St. Louis County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 310,000 |
| Steele County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Clay County Missouri | 1 | $ 90,000 | $ 90,000 | $ 82,000 |
| Nodaway County Missouri | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Saline County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Ashland County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 48,000 |
| Door County Wisconsin | 1 | $ 304,000 | $ 304,000 | $ 219,000 |
| Eau Claire County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Florence County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 172,000 |
| Forest County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Manitowoc County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Polk County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
| Richland County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 86,000 |
| Sawyer County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| St. Croix County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Bankers' Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 799 | $110,045,000 | $137,000 | $417,000 | $75,000 | $750,000 |
| Refinancing | 587 | $83,141,000 | $141,000 | $567,000 | $76,000 | $1,501,000 |
| Home Improvement | 163 | $19,147,000 | $117,000 | $347,000 | $64,000 | $248,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,500 | $205,970,000 | $137,000 | $567,000 | $74,000 | $1,501,000 |
| Not Provided | 26 | $3,575,000 | $137,000 | $417,000 | $71,000 | $125,000 |
| Hispanic | 9 | $915,000 | $101,000 | $224,000 | $73,000 | $143,000 |
| Asian | 6 | $1,033,000 | $172,000 | $417,000 | $95,000 | $190,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $337,000 | $84,000 | $116,000 | $89,000 | $127,000 |
| Black or African American | 2 | $261,000 | $130,000 | $167,000 | $185,000 | $285,000 |
| American Indian or Alaskan Native | 2 | $242,000 | $121,000 | $138,000 | $54,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,549 | $212,333,000 | $137,000 | $567,000 | $74,000 | $1,501,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,338 | $186,011,000 | $139,000 | $417,000 | $76,000 | $1,501,000 |
| Application Denied By Financial Institution | 102 | $12,119,000 | $118,000 | $567,000 | $53,000 | $285,000 |
| Application Withdrawn By Applicant | 67 | $7,917,000 | $118,000 | $417,000 | $68,000 | $310,000 |
| Application Approved But Not Accepted | 27 | $4,146,000 | $153,000 | $417,000 | $71,000 | $182,000 |
| File Closed For Incompleteness | 15 | $2,140,000 | $142,000 | $315,000 | $65,000 | $132,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 52 | $5,159,000 | $99,000 | $250,000 | $54,000 | $162,000 |
| Debt-To-Income Ratio | 33 | $4,314,000 | $130,000 | $417,000 | $33,000 | $86,000 |
| Collateral | 13 | $2,046,000 | $157,000 | $567,000 | $97,000 | $285,000 |
| Unverifiable Information | 3 | $455,000 | $151,000 | $260,000 | $52,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankers' Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankers' Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.