Bankers' Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankers' Bank 7700 Mineral Point Road Madison, WI 53717 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,432 |
| Total Mortgage Loan Application Amount | $206,847,000 |
| Average Mortgage Loan Application Amount | $142,666 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,336,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bankers' Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankers' Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bankers' Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankers' Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankers' Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankers' Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marquette County Michigan | 91 | $ 9,737,000 | $ 107,000 | $ 63,000 |
| La Crosse County Wisconsin | 79 | $ 12,832,000 | $ 162,000 | $ 92,000 |
| Marathon County Wisconsin | 64 | $ 9,304,000 | $ 145,000 | $ 79,000 |
| Lincoln County Wisconsin | 57 | $ 7,189,000 | $ 126,000 | $ 59,000 |
| Carroll County Iowa | 50 | $ 6,983,000 | $ 139,000 | $ 63,000 |
| Oneida County Wisconsin | 49 | $ 9,027,000 | $ 184,000 | $ 108,000 |
| Polk County Iowa | 45 | $ 9,752,000 | $ 216,000 | $ 121,000 |
| Vilas County Wisconsin | 45 | $ 9,115,000 | $ 202,000 | $ 99,000 |
| Cerro Gordo County Iowa | 40 | $ 4,075,000 | $ 101,000 | $ 73,000 |
| Iowa County Iowa | 28 | $ 4,715,000 | $ 168,000 | $ 75,000 |
| Linn County Iowa | 28 | $ 4,095,000 | $ 146,000 | $ 73,000 |
| Dodge County Wisconsin | 28 | $ 4,127,000 | $ 147,000 | $ 70,000 |
| Story County Iowa | 25 | $ 3,882,000 | $ 155,000 | $ 86,000 |
| Chippewa County Wisconsin | 24 | $ 3,188,000 | $ 132,000 | $ 81,000 |
| Gogebic County Michigan | 23 | $ 2,444,000 | $ 106,000 | $ 78,000 |
| Monroe County Wisconsin | 23 | $ 3,357,000 | $ 145,000 | $ 76,000 |
| Madison County Iowa | 20 | $ 3,668,000 | $ 183,000 | $ 79,000 |
| Clay County Iowa | 19 | $ 2,692,000 | $ 141,000 | $ 88,000 |
| Worth County Iowa | 18 | $ 1,762,000 | $ 97,000 | $ 58,000 |
| Cedar County Iowa | 16 | $ 1,903,000 | $ 118,000 | $ 69,000 |
| Dubuque County Iowa | 16 | $ 2,766,000 | $ 172,000 | $ 67,000 |
| Adams County Wisconsin | 16 | $ 2,550,000 | $ 159,000 | $ 87,000 |
| Pottawattamie County Iowa | 15 | $ 2,514,000 | $ 167,000 | $ 105,000 |
| Iron County Michigan | 15 | $ 1,665,000 | $ 111,000 | $ 92,000 |
| Dane County Wisconsin | 15 | $ 2,378,000 | $ 158,000 | $ 54,000 |
| Dickinson County Iowa | 14 | $ 1,821,000 | $ 130,000 | $ 69,000 |
| Guthrie County Iowa | 14 | $ 2,631,000 | $ 187,000 | $ 111,000 |
| Bayfield County Wisconsin | 14 | $ 1,404,000 | $ 100,000 | $ 67,000 |
| Fond du Lac County Wisconsin | 14 | $ 2,191,000 | $ 156,000 | $ 70,000 |
| Rock County Wisconsin | 14 | $ 2,300,000 | $ 164,000 | $ 65,000 |
| Dallas County Iowa | 13 | $ 2,534,000 | $ 194,000 | $ 95,000 |
| Washington County Wisconsin | 13 | $ 2,549,000 | $ 196,000 | $ 85,000 |
| Macoupin County Illinois | 12 | $ 1,086,000 | $ 90,000 | $ 61,000 |
| Shawano County Wisconsin | 12 | $ 1,582,000 | $ 131,000 | $ 77,000 |
| Benton County Iowa | 11 | $ 1,518,000 | $ 138,000 | $ 73,000 |
| Chickasaw County Iowa | 10 | $ 1,228,000 | $ 122,000 | $ 104,000 |
| Fayette County Iowa | 10 | $ 1,271,000 | $ 127,000 | $ 63,000 |
| Dickinson County Michigan | 10 | $ 1,306,000 | $ 130,000 | $ 77,000 |
| Clark County Wisconsin | 10 | $ 1,306,000 | $ 130,000 | $ 68,000 |
| Iron County Wisconsin | 10 | $ 1,363,000 | $ 136,000 | $ 73,000 |
| Polk County Wisconsin | 10 | $ 1,564,000 | $ 156,000 | $ 76,000 |
| Lafayette County Wisconsin | 9 | $ 1,394,000 | $ 154,000 | $ 73,000 |
| Taylor County Wisconsin | 9 | $ 1,105,000 | $ 122,000 | $ 80,000 |
| Vernon County Wisconsin | 9 | $ 1,516,000 | $ 168,000 | $ 74,000 |
| Harrison County Iowa | 8 | $ 1,243,000 | $ 155,000 | $ 87,000 |
| O'Brien County Iowa | 8 | $ 1,121,000 | $ 140,000 | $ 103,000 |
| Columbia County Wisconsin | 8 | $ 1,288,000 | $ 161,000 | $ 59,000 |
| Douglas County Wisconsin | 8 | $ 894,000 | $ 111,000 | $ 68,000 |
| Green County Wisconsin | 8 | $ 799,000 | $ 99,000 | $ 65,000 |
| Green Lake County Wisconsin | 8 | $ 1,025,000 | $ 128,000 | $ 45,000 |
| Oconto County Wisconsin | 8 | $ 989,000 | $ 123,000 | $ 49,000 |
| Jasper County Iowa | 7 | $ 1,139,000 | $ 162,000 | $ 68,000 |
| Marion County Iowa | 7 | $ 460,000 | $ 65,000 | $ 66,000 |
| Ontonagon County Michigan | 7 | $ 755,000 | $ 107,000 | $ 75,000 |
| Milwaukee County Wisconsin | 7 | $ 1,013,000 | $ 144,000 | $ 60,000 |
| Portage County Wisconsin | 7 | $ 919,000 | $ 131,000 | $ 85,000 |
| Bremer County Iowa | 6 | $ 740,000 | $ 123,000 | $ 67,000 |
| Clayton County Iowa | 6 | $ 846,000 | $ 141,000 | $ 80,000 |
| Hamilton County Iowa | 6 | $ 1,028,000 | $ 171,000 | $ 74,000 |
| Jackson County Iowa | 6 | $ 763,000 | $ 127,000 | $ 68,000 |
| Page County Iowa | 6 | $ 727,000 | $ 121,000 | $ 69,000 |
| Juneau County Wisconsin | 6 | $ 925,000 | $ 154,000 | $ 68,000 |
| Manitowoc County Wisconsin | 6 | $ 605,000 | $ 100,000 | $ 59,000 |
| Marinette County Wisconsin | 6 | $ 407,000 | $ 67,000 | $ 39,000 |
| Sheboygan County Wisconsin | 6 | $ 973,000 | $ 162,000 | $ 66,000 |
| Montgomery County Iowa | 5 | $ 466,000 | $ 93,000 | $ 75,000 |
| Barron County Wisconsin | 5 | $ 727,000 | $ 145,000 | $ 73,000 |
| Sawyer County Wisconsin | 5 | $ 822,000 | $ 164,000 | $ 95,000 |
| Waukesha County Wisconsin | 5 | $ 1,559,000 | $ 311,000 | $ 141,000 |
| Buchanan County Iowa | 4 | $ 637,000 | $ 159,000 | $ 57,000 |
| Floyd County Iowa | 4 | $ 540,000 | $ 135,000 | $ 86,000 |
| Ida County Iowa | 4 | $ 644,000 | $ 161,000 | $ 71,000 |
| Jones County Iowa | 4 | $ 355,000 | $ 88,000 | $ 101,000 |
| Warren County Iowa | 4 | $ 907,000 | $ 226,000 | $ 145,000 |
| Winnebago County Iowa | 4 | $ 348,000 | $ 87,000 | $ 56,000 |
| Baraga County Michigan | 4 | $ 303,000 | $ 75,000 | $ 41,000 |
| Menominee County Michigan | 4 | $ 427,000 | $ 106,000 | $ 57,000 |
| Houston County Minnesota | 4 | $ 456,000 | $ 114,000 | $ 77,000 |
| Wabasha County Minnesota | 4 | $ 772,000 | $ 193,000 | $ 94,000 |
| Dunn County Wisconsin | 4 | $ 746,000 | $ 186,000 | $ 74,000 |
| Eau Claire County Wisconsin | 4 | $ 342,000 | $ 85,000 | $ 125,000 |
| Wood County Wisconsin | 4 | $ 306,000 | $ 76,000 | $ 40,000 |
| Allamakee County Iowa | 3 | $ 251,000 | $ 83,000 | $ 43,000 |
| Calhoun County Iowa | 3 | $ 354,000 | $ 118,000 | $ 135,000 |
| Hancock County Iowa | 3 | $ 250,000 | $ 83,000 | $ 69,000 |
| Mitchell County Iowa | 3 | $ 433,000 | $ 144,000 | $ 62,000 |
| Sac County Iowa | 3 | $ 552,000 | $ 184,000 | $ 66,000 |
| Shelby County Iowa | 3 | $ 439,000 | $ 146,000 | $ 88,000 |
| Woodbury County Iowa | 3 | $ 233,000 | $ 77,000 | $ 40,000 |
| Keweenaw County Michigan | 3 | $ 463,000 | $ 154,000 | $ 87,000 |
| Faribault County Minnesota | 3 | $ 180,000 | $ 60,000 | $ 93,000 |
| Winona County Minnesota | 3 | $ 480,000 | $ 160,000 | $ 72,000 |
| Sarpy County Nebraska | 3 | $ 807,000 | $ 269,000 | $ 110,000 |
| Forest County Wisconsin | 3 | $ 237,000 | $ 79,000 | $ 53,000 |
| Jackson County Wisconsin | 3 | $ 294,000 | $ 98,000 | $ 51,000 |
| Jefferson County Wisconsin | 3 | $ 321,000 | $ 107,000 | $ 77,000 |
| Langlade County Wisconsin | 3 | $ 648,000 | $ 216,000 | $ 86,000 |
| Ozaukee County Wisconsin | 3 | $ 503,000 | $ 167,000 | $ 85,000 |
| Pepin County Wisconsin | 3 | $ 223,000 | $ 74,000 | $ 59,000 |
| Price County Wisconsin | 3 | $ 505,000 | $ 168,000 | $ 89,000 |
| Richland County Wisconsin | 3 | $ 461,000 | $ 153,000 | $ 67,000 |
| Rusk County Wisconsin | 3 | $ 444,000 | $ 148,000 | $ 61,000 |
| Sauk County Wisconsin | 3 | $ 404,000 | $ 134,000 | $ 63,000 |
| Cook County Illinois | 2 | $ 268,000 | $ 134,000 | $ 534,000 |
| Jo Daviess County Illinois | 2 | $ 137,000 | $ 68,000 | $ 30,000 |
| Ogle County Illinois | 2 | $ 122,000 | $ 61,000 | $ 72,000 |
| Winnebago County Illinois | 2 | $ 332,000 | $ 166,000 | $ 57,000 |
| Adair County Iowa | 2 | $ 132,000 | $ 66,000 | $ 40,000 |
| Buena Vista County Iowa | 2 | $ 109,000 | $ 54,000 | $ 58,000 |
| Emmet County Iowa | 2 | $ 382,000 | $ 191,000 | $ 146,000 |
| Fremont County Iowa | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Howard County Iowa | 2 | $ 231,000 | $ 115,000 | $ 63,000 |
| Johnson County Iowa | 2 | $ 467,000 | $ 233,000 | $ 93,000 |
| Marshall County Iowa | 2 | $ 223,000 | $ 111,000 | $ 58,000 |
| Monona County Iowa | 2 | $ 138,000 | $ 69,000 | $ 55,000 |
| Alger County Michigan | 2 | $ 169,000 | $ 84,000 | $ 59,000 |
| Lake County Minnesota | 2 | $ 415,000 | $ 207,000 | $ 156,000 |
| Olmsted County Minnesota | 2 | $ 497,000 | $ 248,000 | $ 224,000 |
| Adams County Nebraska | 2 | $ 272,000 | $ 136,000 | $ 87,000 |
| Douglas County Nebraska | 2 | $ 218,000 | $ 109,000 | $ 69,000 |
| Florence County Wisconsin | 2 | $ 394,000 | $ 197,000 | $ 172,000 |
| Grant County Wisconsin | 2 | $ 88,000 | $ 44,000 | $ 30,000 |
| Iowa County Wisconsin | 2 | $ 308,000 | $ 154,000 | $ 47,000 |
| Marquette County Wisconsin | 2 | $ 191,000 | $ 95,000 | $ 67,000 |
| Racine County Wisconsin | 2 | $ 501,000 | $ 250,000 | $ 187,000 |
| Waupaca County Wisconsin | 2 | $ 372,000 | $ 186,000 | $ 85,000 |
| Douglas County Colorado | 1 | $ 257,000 | $ 257,000 | $ 92,000 |
| DuPage County Illinois | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| McHenry County Illinois | 1 | $ 95,000 | $ 95,000 | $ 123,000 |
| Monroe County Illinois | 1 | $ 151,000 | $ 151,000 | $ 51,000 |
| Whiteside County Illinois | 1 | $ 133,000 | $ 133,000 | $ 88,000 |
| Audubon County Iowa | 1 | $ 176,000 | $ 176,000 | $ 85,000 |
| Black Hawk County Iowa | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Boone County Iowa | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Butler County Iowa | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Clarke County Iowa | 1 | $ 239,000 | $ 239,000 | $ 122,000 |
| Clinton County Iowa | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Crawford County Iowa | 1 | $ 38,000 | $ 38,000 | $ 25,000 |
| Delaware County Iowa | 1 | $ 159,000 | $ 159,000 | $ 80,000 |
| Franklin County Iowa | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Henry County Iowa | 1 | $ 136,000 | $ 136,000 | $ 118,000 |
| Mills County Iowa | 1 | $ 157,000 | $ 157,000 | $ 92,000 |
| Palo Alto County Iowa | 1 | $ 153,000 | $ 153,000 | $ 89,000 |
| Plymouth County Iowa | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Pocahontas County Iowa | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| Scott County Iowa | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Sioux County Iowa | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Tama County Iowa | 1 | $ 56,000 | $ 56,000 | $ 45,000 |
| Wapello County Iowa | 1 | $ 328,000 | $ 328,000 | $ 76,000 |
| Washington County Iowa | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| Cheboygan County Michigan | 1 | $ 118,000 | $ 118,000 | $ 31,000 |
| Genesee County Michigan | 1 | $ 76,000 | $ 76,000 | $ 143,000 |
| Dakota County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Douglas County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 115,000 |
| Hennepin County Minnesota | 1 | $ 241,000 | $ 241,000 | $ 215,000 |
| St. Louis County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 93,000 |
| Washington County Nebraska | 1 | $ 271,000 | $ 271,000 | $ 216,000 |
| Minnehaha County South Dakota | 1 | $ 186,000 | $ 186,000 | $ 85,000 |
| Ashland County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Buffalo County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Kenosha County Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 55,000 |
| Menominee County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 64,000 |
| Pierce County Wisconsin | 1 | $ 229,000 | $ 229,000 | $ 120,000 |
| St. Croix County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 21,000 |
| Winnebago County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 104,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 641 | $91,149,000 | $142,000 | $417,000 | $80,000 | $1,336,000 |
| Refinancing | 633 | $93,611,000 | $147,000 | $417,000 | $81,000 | $534,000 |
| Home Improvement | 158 | $22,087,000 | $139,000 | $416,000 | $73,000 | $518,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,354 | $195,349,000 | $144,000 | $417,000 | $78,000 | $1,336,000 |
| Not Provided | 54 | $8,457,000 | $156,000 | $417,000 | $119,000 | $476,000 |
| Hispanic | 9 | $976,000 | $108,000 | $162,000 | $62,000 | $167,000 |
| Asian | 8 | $1,192,000 | $149,000 | $236,000 | $77,000 | $115,000 |
| American Indian or Alaskan Native | 4 | $531,000 | $132,000 | $250,000 | $61,000 | $86,000 |
| Black or African American | 1 | $111,000 | $111,000 | $111,000 | $59,000 | $59,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $132,000 | $132,000 | $132,000 | $163,000 | $163,000 |
| Not applicable | 1 | $99,000 | $99,000 | $99,000 | $39,000 | $39,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,415 | $205,539,000 | $145,000 | $417,000 | $80,000 | $1,336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,308,000 | $76,000 | $111,000 | $37,000 | $54,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,214 | $177,574,000 | $146,000 | $417,000 | $80,000 | $1,336,000 |
| Application Withdrawn By Applicant | 81 | $10,745,000 | $132,000 | $417,000 | $74,000 | $240,000 |
| Application Denied By Financial Institution | 79 | $9,860,000 | $124,000 | $369,000 | $78,000 | $534,000 |
| Application Approved But Not Accepted | 40 | $6,144,000 | $153,000 | $417,000 | $84,000 | $518,000 |
| File Closed For Incompleteness | 17 | $2,425,000 | $142,000 | $417,000 | $78,000 | $430,000 |
| Loan Purchased By The Institution | 1 | $99,000 | $99,000 | $99,000 | $39,000 | $39,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 34 | $4,096,000 | $120,000 | $360,000 | $59,000 | $204,000 |
| Collateral | 19 | $2,205,000 | $116,000 | $267,000 | $123,000 | $534,000 |
| Debt-To-Income Ratio | 17 | $2,717,000 | $159,000 | $369,000 | $75,000 | $275,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $394,000 | $98,000 | $128,000 | $50,000 | $79,000 |
| Other | 3 | $283,000 | $94,000 | $126,000 | $81,000 | $169,000 |
| Unverifiable Information | 1 | $84,000 | $84,000 | $84,000 | $58,000 | $58,000 |
| Employment History | 1 | $81,000 | $81,000 | $81,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankers' Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankers' Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.