Bankers' Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Bankers' Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bankers' Bank
7700 Mineral Point Road
Madison, WI 53717
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,432
Total Mortgage Loan Application Amount $206,847,000
Average Mortgage Loan Application Amount $142,666
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $78,000
Highest Applicant Income $1,336,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bankers' Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankers' Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Bankers' Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankers' Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Bankers' Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankers' Bank's mortgage activity for 2008.

Mortgage Loan Application Totals for Bankers' Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marquette County Michigan 91 $ 9,737,000 $ 107,000 $ 63,000
La Crosse County Wisconsin 79 $ 12,832,000 $ 162,000 $ 92,000
Marathon County Wisconsin 64 $ 9,304,000 $ 145,000 $ 79,000
Lincoln County Wisconsin 57 $ 7,189,000 $ 126,000 $ 59,000
Carroll County Iowa 50 $ 6,983,000 $ 139,000 $ 63,000
Oneida County Wisconsin 49 $ 9,027,000 $ 184,000 $ 108,000
Polk County Iowa 45 $ 9,752,000 $ 216,000 $ 121,000
Vilas County Wisconsin 45 $ 9,115,000 $ 202,000 $ 99,000
Cerro Gordo County Iowa 40 $ 4,075,000 $ 101,000 $ 73,000
Iowa County Iowa 28 $ 4,715,000 $ 168,000 $ 75,000
Linn County Iowa 28 $ 4,095,000 $ 146,000 $ 73,000
Dodge County Wisconsin 28 $ 4,127,000 $ 147,000 $ 70,000
Story County Iowa 25 $ 3,882,000 $ 155,000 $ 86,000
Chippewa County Wisconsin 24 $ 3,188,000 $ 132,000 $ 81,000
Gogebic County Michigan 23 $ 2,444,000 $ 106,000 $ 78,000
Monroe County Wisconsin 23 $ 3,357,000 $ 145,000 $ 76,000
Madison County Iowa 20 $ 3,668,000 $ 183,000 $ 79,000
Clay County Iowa 19 $ 2,692,000 $ 141,000 $ 88,000
Worth County Iowa 18 $ 1,762,000 $ 97,000 $ 58,000
Cedar County Iowa 16 $ 1,903,000 $ 118,000 $ 69,000
Dubuque County Iowa 16 $ 2,766,000 $ 172,000 $ 67,000
Adams County Wisconsin 16 $ 2,550,000 $ 159,000 $ 87,000
Pottawattamie County Iowa 15 $ 2,514,000 $ 167,000 $ 105,000
Iron County Michigan 15 $ 1,665,000 $ 111,000 $ 92,000
Dane County Wisconsin 15 $ 2,378,000 $ 158,000 $ 54,000
Dickinson County Iowa 14 $ 1,821,000 $ 130,000 $ 69,000
Guthrie County Iowa 14 $ 2,631,000 $ 187,000 $ 111,000
Bayfield County Wisconsin 14 $ 1,404,000 $ 100,000 $ 67,000
Fond du Lac County Wisconsin 14 $ 2,191,000 $ 156,000 $ 70,000
Rock County Wisconsin 14 $ 2,300,000 $ 164,000 $ 65,000
Dallas County Iowa 13 $ 2,534,000 $ 194,000 $ 95,000
Washington County Wisconsin 13 $ 2,549,000 $ 196,000 $ 85,000
Macoupin County Illinois 12 $ 1,086,000 $ 90,000 $ 61,000
Shawano County Wisconsin 12 $ 1,582,000 $ 131,000 $ 77,000
Benton County Iowa 11 $ 1,518,000 $ 138,000 $ 73,000
Chickasaw County Iowa 10 $ 1,228,000 $ 122,000 $ 104,000
Fayette County Iowa 10 $ 1,271,000 $ 127,000 $ 63,000
Dickinson County Michigan 10 $ 1,306,000 $ 130,000 $ 77,000
Clark County Wisconsin 10 $ 1,306,000 $ 130,000 $ 68,000
Iron County Wisconsin 10 $ 1,363,000 $ 136,000 $ 73,000
Polk County Wisconsin 10 $ 1,564,000 $ 156,000 $ 76,000
Lafayette County Wisconsin 9 $ 1,394,000 $ 154,000 $ 73,000
Taylor County Wisconsin 9 $ 1,105,000 $ 122,000 $ 80,000
Vernon County Wisconsin 9 $ 1,516,000 $ 168,000 $ 74,000
Harrison County Iowa 8 $ 1,243,000 $ 155,000 $ 87,000
O'Brien County Iowa 8 $ 1,121,000 $ 140,000 $ 103,000
Columbia County Wisconsin 8 $ 1,288,000 $ 161,000 $ 59,000
Douglas County Wisconsin 8 $ 894,000 $ 111,000 $ 68,000
Green County Wisconsin 8 $ 799,000 $ 99,000 $ 65,000
Green Lake County Wisconsin 8 $ 1,025,000 $ 128,000 $ 45,000
Oconto County Wisconsin 8 $ 989,000 $ 123,000 $ 49,000
Jasper County Iowa 7 $ 1,139,000 $ 162,000 $ 68,000
Marion County Iowa 7 $ 460,000 $ 65,000 $ 66,000
Ontonagon County Michigan 7 $ 755,000 $ 107,000 $ 75,000
Milwaukee County Wisconsin 7 $ 1,013,000 $ 144,000 $ 60,000
Portage County Wisconsin 7 $ 919,000 $ 131,000 $ 85,000
Bremer County Iowa 6 $ 740,000 $ 123,000 $ 67,000
Clayton County Iowa 6 $ 846,000 $ 141,000 $ 80,000
Hamilton County Iowa 6 $ 1,028,000 $ 171,000 $ 74,000
Jackson County Iowa 6 $ 763,000 $ 127,000 $ 68,000
Page County Iowa 6 $ 727,000 $ 121,000 $ 69,000
Juneau County Wisconsin 6 $ 925,000 $ 154,000 $ 68,000
Manitowoc County Wisconsin 6 $ 605,000 $ 100,000 $ 59,000
Marinette County Wisconsin 6 $ 407,000 $ 67,000 $ 39,000
Sheboygan County Wisconsin 6 $ 973,000 $ 162,000 $ 66,000
Montgomery County Iowa 5 $ 466,000 $ 93,000 $ 75,000
Barron County Wisconsin 5 $ 727,000 $ 145,000 $ 73,000
Sawyer County Wisconsin 5 $ 822,000 $ 164,000 $ 95,000
Waukesha County Wisconsin 5 $ 1,559,000 $ 311,000 $ 141,000
Buchanan County Iowa 4 $ 637,000 $ 159,000 $ 57,000
Floyd County Iowa 4 $ 540,000 $ 135,000 $ 86,000
Ida County Iowa 4 $ 644,000 $ 161,000 $ 71,000
Jones County Iowa 4 $ 355,000 $ 88,000 $ 101,000
Warren County Iowa 4 $ 907,000 $ 226,000 $ 145,000
Winnebago County Iowa 4 $ 348,000 $ 87,000 $ 56,000
Baraga County Michigan 4 $ 303,000 $ 75,000 $ 41,000
Menominee County Michigan 4 $ 427,000 $ 106,000 $ 57,000
Houston County Minnesota 4 $ 456,000 $ 114,000 $ 77,000
Wabasha County Minnesota 4 $ 772,000 $ 193,000 $ 94,000
Dunn County Wisconsin 4 $ 746,000 $ 186,000 $ 74,000
Eau Claire County Wisconsin 4 $ 342,000 $ 85,000 $ 125,000
Wood County Wisconsin 4 $ 306,000 $ 76,000 $ 40,000
Allamakee County Iowa 3 $ 251,000 $ 83,000 $ 43,000
Calhoun County Iowa 3 $ 354,000 $ 118,000 $ 135,000
Hancock County Iowa 3 $ 250,000 $ 83,000 $ 69,000
Mitchell County Iowa 3 $ 433,000 $ 144,000 $ 62,000
Sac County Iowa 3 $ 552,000 $ 184,000 $ 66,000
Shelby County Iowa 3 $ 439,000 $ 146,000 $ 88,000
Woodbury County Iowa 3 $ 233,000 $ 77,000 $ 40,000
Keweenaw County Michigan 3 $ 463,000 $ 154,000 $ 87,000
Faribault County Minnesota 3 $ 180,000 $ 60,000 $ 93,000
Winona County Minnesota 3 $ 480,000 $ 160,000 $ 72,000
Sarpy County Nebraska 3 $ 807,000 $ 269,000 $ 110,000
Forest County Wisconsin 3 $ 237,000 $ 79,000 $ 53,000
Jackson County Wisconsin 3 $ 294,000 $ 98,000 $ 51,000
Jefferson County Wisconsin 3 $ 321,000 $ 107,000 $ 77,000
Langlade County Wisconsin 3 $ 648,000 $ 216,000 $ 86,000
Ozaukee County Wisconsin 3 $ 503,000 $ 167,000 $ 85,000
Pepin County Wisconsin 3 $ 223,000 $ 74,000 $ 59,000
Price County Wisconsin 3 $ 505,000 $ 168,000 $ 89,000
Richland County Wisconsin 3 $ 461,000 $ 153,000 $ 67,000
Rusk County Wisconsin 3 $ 444,000 $ 148,000 $ 61,000
Sauk County Wisconsin 3 $ 404,000 $ 134,000 $ 63,000
Cook County Illinois 2 $ 268,000 $ 134,000 $ 534,000
Jo Daviess County Illinois 2 $ 137,000 $ 68,000 $ 30,000
Ogle County Illinois 2 $ 122,000 $ 61,000 $ 72,000
Winnebago County Illinois 2 $ 332,000 $ 166,000 $ 57,000
Adair County Iowa 2 $ 132,000 $ 66,000 $ 40,000
Buena Vista County Iowa 2 $ 109,000 $ 54,000 $ 58,000
Emmet County Iowa 2 $ 382,000 $ 191,000 $ 146,000
Fremont County Iowa 2 $ 330,000 $ 165,000 $ 86,000
Howard County Iowa 2 $ 231,000 $ 115,000 $ 63,000
Johnson County Iowa 2 $ 467,000 $ 233,000 $ 93,000
Marshall County Iowa 2 $ 223,000 $ 111,000 $ 58,000
Monona County Iowa 2 $ 138,000 $ 69,000 $ 55,000
Alger County Michigan 2 $ 169,000 $ 84,000 $ 59,000
Lake County Minnesota 2 $ 415,000 $ 207,000 $ 156,000
Olmsted County Minnesota 2 $ 497,000 $ 248,000 $ 224,000
Adams County Nebraska 2 $ 272,000 $ 136,000 $ 87,000
Douglas County Nebraska 2 $ 218,000 $ 109,000 $ 69,000
Florence County Wisconsin 2 $ 394,000 $ 197,000 $ 172,000
Grant County Wisconsin 2 $ 88,000 $ 44,000 $ 30,000
Iowa County Wisconsin 2 $ 308,000 $ 154,000 $ 47,000
Marquette County Wisconsin 2 $ 191,000 $ 95,000 $ 67,000
Racine County Wisconsin 2 $ 501,000 $ 250,000 $ 187,000
Waupaca County Wisconsin 2 $ 372,000 $ 186,000 $ 85,000
Douglas County Colorado 1 $ 257,000 $ 257,000 $ 92,000
DuPage County Illinois 1 $ 165,000 $ 165,000 $ 52,000
McHenry County Illinois 1 $ 95,000 $ 95,000 $ 123,000
Monroe County Illinois 1 $ 151,000 $ 151,000 $ 51,000
Whiteside County Illinois 1 $ 133,000 $ 133,000 $ 88,000
Audubon County Iowa 1 $ 176,000 $ 176,000 $ 85,000
Black Hawk County Iowa 1 $ 65,000 $ 65,000 $ 30,000
Boone County Iowa 1 $ 150,000 $ 150,000 $ 72,000
Butler County Iowa 1 $ 65,000 $ 65,000 $ 33,000
Clarke County Iowa 1 $ 239,000 $ 239,000 $ 122,000
Clinton County Iowa 1 $ 80,000 $ 80,000 $ 26,000
Crawford County Iowa 1 $ 38,000 $ 38,000 $ 25,000
Delaware County Iowa 1 $ 159,000 $ 159,000 $ 80,000
Franklin County Iowa 1 $ 88,000 $ 88,000 $ 54,000
Henry County Iowa 1 $ 136,000 $ 136,000 $ 118,000
Mills County Iowa 1 $ 157,000 $ 157,000 $ 92,000
Palo Alto County Iowa 1 $ 153,000 $ 153,000 $ 89,000
Plymouth County Iowa 1 $ 108,000 $ 108,000 $ 53,000
Pocahontas County Iowa 1 $ 26,000 $ 26,000 $ 54,000
Scott County Iowa 1 $ 105,000 $ 105,000 $ 192,000
Sioux County Iowa 1 $ 200,000 $ 200,000 $ 132,000
Tama County Iowa 1 $ 56,000 $ 56,000 $ 45,000
Wapello County Iowa 1 $ 328,000 $ 328,000 $ 76,000
Washington County Iowa 1 $ 220,000 $ 220,000 $ 104,000
Cheboygan County Michigan 1 $ 118,000 $ 118,000 $ 31,000
Genesee County Michigan 1 $ 76,000 $ 76,000 $ 143,000
Dakota County Minnesota 1 $ 142,000 $ 142,000 $ 51,000
Douglas County Minnesota 1 $ 129,000 $ 129,000 $ 115,000
Hennepin County Minnesota 1 $ 241,000 $ 241,000 $ 215,000
St. Louis County Minnesota 1 $ 166,000 $ 166,000 $ 93,000
Washington County Nebraska 1 $ 271,000 $ 271,000 $ 216,000
Minnehaha County South Dakota 1 $ 186,000 $ 186,000 $ 85,000
Ashland County Wisconsin 1 $ 125,000 $ 125,000 $ 69,000
Buffalo County Wisconsin 1 $ 103,000 $ 103,000 $ 50,000
Kenosha County Wisconsin 1 $ 159,000 $ 159,000 $ 55,000
Menominee County Wisconsin 1 $ 172,000 $ 172,000 $ 64,000
Pierce County Wisconsin 1 $ 229,000 $ 229,000 $ 120,000
St. Croix County Wisconsin 1 $ 106,000 $ 106,000 $ 21,000
Winnebago County Wisconsin 1 $ 91,000 $ 91,000 $ 104,000

Mortgage Loan Application Detail Totals for Bankers' Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 641 $91,149,000 $142,000 $417,000 $80,000 $1,336,000
Refinancing 633 $93,611,000 $147,000 $417,000 $81,000 $534,000
Home Improvement 158 $22,087,000 $139,000 $416,000 $73,000 $518,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,354 $195,349,000 $144,000 $417,000 $78,000 $1,336,000
Not Provided 54 $8,457,000 $156,000 $417,000 $119,000 $476,000
Hispanic 9 $976,000 $108,000 $162,000 $62,000 $167,000
Asian 8 $1,192,000 $149,000 $236,000 $77,000 $115,000
American Indian or Alaskan Native 4 $531,000 $132,000 $250,000 $61,000 $86,000
Black or African American 1 $111,000 $111,000 $111,000 $59,000 $59,000
Native Hawaiian or Other Pacific Islander 1 $132,000 $132,000 $132,000 $163,000 $163,000
Not applicable 1 $99,000 $99,000 $99,000 $39,000 $39,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,415 $205,539,000 $145,000 $417,000 $80,000 $1,336,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,308,000 $76,000 $111,000 $37,000 $54,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,214 $177,574,000 $146,000 $417,000 $80,000 $1,336,000
Application Withdrawn By Applicant 81 $10,745,000 $132,000 $417,000 $74,000 $240,000
Application Denied By Financial Institution 79 $9,860,000 $124,000 $369,000 $78,000 $534,000
Application Approved But Not Accepted 40 $6,144,000 $153,000 $417,000 $84,000 $518,000
File Closed For Incompleteness 17 $2,425,000 $142,000 $417,000 $78,000 $430,000
Loan Purchased By The Institution 1 $99,000 $99,000 $99,000 $39,000 $39,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 34 $4,096,000 $120,000 $360,000 $59,000 $204,000
Collateral 19 $2,205,000 $116,000 $267,000 $123,000 $534,000
Debt-To-Income Ratio 17 $2,717,000 $159,000 $369,000 $75,000 $275,000
Insufficient Cash (Downpayment, Closing Cost) 4 $394,000 $98,000 $128,000 $50,000 $79,000
Other 3 $283,000 $94,000 $126,000 $81,000 $169,000
Unverifiable Information 1 $84,000 $84,000 $84,000 $58,000 $58,000
Employment History 1 $81,000 $81,000 $81,000 $50,000 $50,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankers' Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bankers' Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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