Bankers' Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Bankers' Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankers' Bank 7700 Mineral Point Road Madison, WI 53717 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 416 |
| Total Mortgage Loan Application Amount | $80,020,000 |
| Average Mortgage Loan Application Amount | $156,750 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $105,500 |
| Highest Applicant Income | $483,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bankers' Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankers' Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bankers' Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankers' Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankers' Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankers' Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Clair County Illinois | 22 | $ 3,600,000 | $ 163,000 | $ 120,000 |
| Gogebic County Michigan | 19 | $ 1,395,000 | $ 73,000 | $ 68,000 |
| Ashland County Wisconsin | 18 | $ 2,590,000 | $ 143,000 | $ 82,000 |
| Sheboygan County Wisconsin | 16 | $ 3,470,000 | $ 216,000 | $ 109,000 |
| Burnett County Wisconsin | 14 | $ 3,630,000 | $ 259,000 | $ 104,000 |
| Rock County Wisconsin | 14 | $ 3,100,000 | $ 221,000 | $ 94,000 |
| Barron County Wisconsin | 11 | $ 2,265,000 | $ 205,000 | $ 75,000 |
| Dane County Wisconsin | 11 | $ 4,955,000 | $ 450,000 | $ 252,000 |
| Marinette County Wisconsin | 11 | $ 1,635,000 | $ 148,000 | $ 74,000 |
| Pottawattamie County Iowa | 10 | $ 2,620,000 | $ 262,000 | $ 137,000 |
| Monroe County Illinois | 9 | $ 1,965,000 | $ 218,000 | $ 86,000 |
| Carroll County Iowa | 9 | $ 1,365,000 | $ 151,000 | $ 78,000 |
| Washington County Wisconsin | 9 | $ 2,505,000 | $ 278,000 | $ 109,000 |
| Madison County Illinois | 8 | $ 1,310,000 | $ 163,000 | $ 127,000 |
| Montgomery County Indiana | 8 | $ 1,440,000 | $ 180,000 | $ 82,000 |
| Palo Alto County Iowa | 8 | $ 850,000 | $ 106,000 | $ 95,000 |
| Ozaukee County Wisconsin | 8 | $ 1,960,000 | $ 245,000 | $ 86,000 |
| Polk County Wisconsin | 8 | $ 2,130,000 | $ 266,000 | $ 101,000 |
| Sawyer County Wisconsin | 8 | $ 1,520,000 | $ 190,000 | $ 84,000 |
| Montgomery County Illinois | 6 | $ 780,000 | $ 130,000 | $ 52,000 |
| Harrison County Iowa | 6 | $ 800,000 | $ 133,000 | $ 95,000 |
| Bayfield County Wisconsin | 6 | $ 870,000 | $ 145,000 | $ 91,000 |
| Fond du Lac County Wisconsin | 5 | $ 1,025,000 | $ 205,000 | $ 80,000 |
| Washburn County Wisconsin | 5 | $ 905,000 | $ 181,000 | $ 85,000 |
| Carroll County Illinois | 4 | $ 440,000 | $ 110,000 | $ 81,000 |
| Macoupin County Illinois | 4 | $ 680,000 | $ 170,000 | $ 127,000 |
| Buena Vista County Iowa | 4 | $ 890,000 | $ 222,000 | $ 106,000 |
| Calhoun County Iowa | 4 | $ 670,000 | $ 167,000 | $ 98,000 |
| Cerro Gordo County Iowa | 4 | $ 790,000 | $ 197,000 | $ 70,000 |
| St. Croix County Wisconsin | 4 | $ 970,000 | $ 242,000 | $ 87,000 |
| McLean County Illinois | 3 | $ 455,000 | $ 151,000 | $ 93,000 |
| Warren County Illinois | 3 | $ 275,000 | $ 91,000 | $ 36,000 |
| Putnam County Indiana | 3 | $ 435,000 | $ 145,000 | $ 58,000 |
| Clay County Iowa | 3 | $ 285,000 | $ 95,000 | $ 52,000 |
| Madison County Iowa | 3 | $ 305,000 | $ 101,000 | $ 93,000 |
| Ontonagon County Michigan | 3 | $ 285,000 | $ 95,000 | $ 103,000 |
| Milwaukee County Wisconsin | 3 | $ 565,000 | $ 188,000 | $ 83,000 |
| Pierce County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 136,000 |
| Racine County Wisconsin | 3 | $ 715,000 | $ 238,000 | $ 128,000 |
| Jo Daviess County Illinois | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Lee County Illinois | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Livingston County Illinois | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Washington County Illinois | 2 | $ 380,000 | $ 190,000 | $ 111,000 |
| Allen County Indiana | 2 | $ 520,000 | $ 260,000 | $ 70,000 |
| Fountain County Indiana | 2 | $ 300,000 | $ 150,000 | $ 59,000 |
| Pulaski County Indiana | 2 | $ 350,000 | $ 175,000 | $ 89,000 |
| Starke County Indiana | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Guthrie County Iowa | 2 | $ 530,000 | $ 265,000 | $ 84,000 |
| Pocahontas County Iowa | 2 | $ 170,000 | $ 85,000 | $ 72,000 |
| Polk County Iowa | 2 | $ 320,000 | $ 160,000 | $ 98,000 |
| Bourbon County Kansas | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Crawford County Kansas | 2 | $ 380,000 | $ 190,000 | $ 119,000 |
| Franklin County Kansas | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
| Lane County Kansas | 2 | $ 230,000 | $ 115,000 | $ 108,000 |
| Montgomery County Kansas | 2 | $ 360,000 | $ 180,000 | $ 130,000 |
| Sedgwick County Kansas | 2 | $ 910,000 | $ 455,000 | $ 137,000 |
| Sumner County Kansas | 2 | $ 200,000 | $ 100,000 | $ 68,000 |
| Menominee County Michigan | 2 | $ 410,000 | $ 205,000 | $ 144,000 |
| St. Louis County Missouri | 2 | $ 200,000 | $ 100,000 | $ 168,000 |
| Williams County Ohio | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Chippewa County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| Dodge County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Green Lake County Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 207,000 |
| Portage County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Richland County Wisconsin | 2 | $ 860,000 | $ 430,000 | $ 109,000 |
| Shawano County Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 129,000 |
| Vernon County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Clinton County Illinois | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Ford County Illinois | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Jefferson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Kankakee County Illinois | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Kendall County Illinois | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Lake County Illinois | 1 | $ 355,000 | $ 355,000 | $ 218,000 |
| Logan County Illinois | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Mason County Illinois | 1 | $ 215,000 | $ 215,000 | $ 157,000 |
| Sangamon County Illinois | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Stephenson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Tazewell County Illinois | 1 | $ 275,000 | $ 275,000 | $ 185,000 |
| Will County Illinois | 1 | $ 415,000 | $ 415,000 | $ 257,000 |
| Williamson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Cass County Indiana | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Decatur County Indiana | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| LaPorte County Indiana | 1 | $ 395,000 | $ 395,000 | $ 167,000 |
| Madison County Indiana | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Marion County Indiana | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Newton County Indiana | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Porter County Indiana | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Union County Indiana | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Audubon County Iowa | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Dickinson County Iowa | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Fremont County Iowa | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Jones County Iowa | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Kossuth County Iowa | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| Mills County Iowa | 1 | $ 665,000 | $ 665,000 | $ 257,000 |
| Ringgold County Iowa | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Sac County Iowa | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Story County Iowa | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Warren County Iowa | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Winnebago County Iowa | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Worth County Iowa | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Douglas County Kansas | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Johnson County Kansas | 1 | $ 435,000 | $ 435,000 | $ 297,000 |
| Linn County Kansas | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Marshall County Kansas | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Reno County Kansas | 1 | $ 395,000 | $ 395,000 | $ 138,000 |
| Thomas County Kansas | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| St. Louis County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 131,000 |
| Jasper County Missouri | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Muskingum County Ohio | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Brown County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Buffalo County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Columbia County Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 217,000 |
| Eau Claire County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Iron County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Jackson County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Jefferson County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Juneau County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Lincoln County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 97,000 |
| Manitowoc County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Marathon County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Marquette County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Outagamie County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Taylor County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Vilas County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 230,000 |
| Waupaca County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Waushara County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Wood County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Bankers' Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 342 | $68,300,000 | $199,000 | $725,000 | $98,000 | $483,000 |
| Cash-out Refinancing | 38 | $4,740,000 | $124,000 | $435,000 | $92,000 | $297,000 |
| Refinancing | 34 | $6,770,000 | $199,000 | $725,000 | $97,000 | $310,000 |
| Home Improvement | 2 | $210,000 | $105,000 | $175,000 | $135,000 | $190,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 377 | $72,525,000 | $192,000 | $725,000 | $96,000 | $483,000 |
| Not Provided | 20 | $3,800,000 | $190,000 | $425,000 | $113,000 | $304,000 |
| Hispanic | 9 | $1,435,000 | $159,000 | $245,000 | $97,000 | $165,000 |
| Black or African American | 6 | $1,150,000 | $191,000 | $365,000 | $100,000 | $243,000 |
| American Indian or Alaskan Native | 2 | $200,000 | $100,000 | $135,000 | $60,000 | $65,000 |
| Asian | 1 | $605,000 | $605,000 | $605,000 | $296,000 | $296,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 389 | $76,175,000 | $195,000 | $725,000 | $100,000 | $483,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $3,845,000 | $142,000 | $245,000 | $61,000 | $108,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 287 | $57,385,000 | $199,000 | $725,000 | $102,000 | $483,000 |
| Application Withdrawn By Applicant | 68 | $11,550,000 | $169,000 | $485,000 | $94,000 | $386,000 |
| Application Denied By Financial Institution | 44 | $8,060,000 | $183,000 | $425,000 | $76,000 | $207,000 |
| File Closed For Incompleteness | 15 | $2,605,000 | $173,000 | $685,000 | $105,000 | $419,000 |
| Application Approved But Not Accepted | 2 | $420,000 | $210,000 | $285,000 | $85,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 372 | $71,960,000 | $193,000 | $725,000 | $100,000 | $483,000 |
| Debt-To-Income Ratio | 21 | $4,485,000 | $213,000 | $425,000 | $55,000 | $125,000 |
| Credit History | 13 | $1,665,000 | $128,000 | $325,000 | $80,000 | $180,000 |
| Collateral | 7 | $1,485,000 | $212,000 | $405,000 | $132,000 | $207,000 |
| Other | 2 | $370,000 | $185,000 | $205,000 | $79,000 | $84,000 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $59,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankers' Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankers' Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.