Bankfinancial F.S.B
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bankfinancial F.S.B 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankfinancial F.S.B 15W060 North Frontage Rd Burr Ridge, IL 60527 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,174 |
| Total Mortgage Loan Application Amount | $159,727,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $5,060,000 |
| Average Applicant Income | $56,333 |
| Highest Applicant Income | $4,812,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bankfinancial F.S.B. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankfinancial F.S.B's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bankfinancial F.S.B's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankfinancial F.S.B serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankfinancial F.S.B, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankfinancial F.S.B's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 349 | $ 93,028,000 | $ 266,000 | $ 81,000 |
| Will County Illinois | 75 | $ 10,357,000 | $ 138,000 | $ 73,000 |
| Miami-Dade County Florida | 58 | $ 1,093,000 | $ 18,000 | $ 0 |
| Sedgwick County Kansas | 47 | $ 867,000 | $ 18,000 | $ 0 |
| DuPage County Illinois | 42 | $ 9,298,000 | $ 221,000 | $ 107,000 |
| Lake County Illinois | 26 | $ 6,498,000 | $ 249,000 | $ 107,000 |
| Los Angeles County California | 22 | $ 593,000 | $ 26,000 | $ 0 |
| Harris County Texas | 19 | $ 178,000 | $ 9,000 | $ 0 |
| Forsyth County North Carolina | 18 | $ 75,000 | $ 4,000 | $ 0 |
| Kane County Illinois | 16 | $ 2,939,000 | $ 183,000 | $ 57,000 |
| Orange County California | 12 | $ 265,000 | $ 22,000 | $ 0 |
| Lake County Indiana | 11 | $ 2,729,000 | $ 248,000 | $ 69,000 |
| Bexar County Texas | 11 | $ 69,000 | $ 6,000 | $ 0 |
| Orange County Florida | 10 | $ 327,000 | $ 32,000 | $ 0 |
| Monroe County New York | 10 | $ 253,000 | $ 25,000 | $ 0 |
| Orangeburg County South Carolina | 10 | $ 291,000 | $ 29,000 | $ 0 |
| Broward County Florida | 9 | $ 210,000 | $ 23,000 | $ 0 |
| Dallas County Texas | 9 | $ 280,000 | $ 31,000 | $ 0 |
| Hennepin County Minnesota | 8 | $ 5,112,000 | $ 639,000 | $ 0 |
| Alameda County California | 7 | $ 97,000 | $ 13,000 | $ 0 |
| Tulsa County Oklahoma | 7 | $ 563,000 | $ 80,000 | $ 0 |
| San Bernardino County California | 6 | $ 126,000 | $ 21,000 | $ 0 |
| Upson County Georgia | 6 | $ 116,000 | $ 19,000 | $ 0 |
| Kendall County Illinois | 6 | $ 1,145,000 | $ 190,000 | $ 64,000 |
| McHenry County Illinois | 6 | $ 1,496,000 | $ 249,000 | $ 48,000 |
| Virginia Beach County Virginia | 6 | $ 95,000 | $ 15,000 | $ 0 |
| Riverside County California | 5 | $ 255,000 | $ 51,000 | $ 0 |
| Santa Clara County California | 5 | $ 161,000 | $ 32,000 | $ 0 |
| Denver County Colorado | 5 | $ 384,000 | $ 76,000 | $ 0 |
| Fairfield County Connecticut | 5 | $ 200,000 | $ 40,000 | $ 0 |
| Genesee County Michigan | 5 | $ 12,000 | $ 2,000 | $ 0 |
| Erie County New York | 5 | $ 85,000 | $ 17,000 | $ 0 |
| Cleveland County Oklahoma | 5 | $ 117,000 | $ 23,000 | $ 0 |
| DeKalb County Georgia | 4 | $ 135,000 | $ 33,000 | $ 0 |
| Fulton County Georgia | 4 | $ 110,000 | $ 27,000 | $ 0 |
| Honolulu County Hawaii | 4 | $ 69,000 | $ 17,000 | $ 0 |
| Grundy County Illinois | 4 | $ 1,234,000 | $ 308,000 | $ 47,000 |
| Baltimore County Maryland | 4 | $ 119,000 | $ 29,000 | $ 0 |
| Baltimore City County Maryland | 4 | $ 90,000 | $ 22,000 | $ 0 |
| Suffolk County Massachusetts | 4 | $ 13,000 | $ 3,000 | $ 0 |
| Oakland County Michigan | 4 | $ 71,000 | $ 17,000 | $ 0 |
| Atlantic County New Jersey | 4 | $ 238,000 | $ 59,000 | $ 0 |
| Onondaga County New York | 4 | $ 130,000 | $ 32,000 | $ 0 |
| Pitt County North Carolina | 4 | $ 23,000 | $ 5,000 | $ 0 |
| Oklahoma County Oklahoma | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Bamberg County South Carolina | 4 | $ 95,000 | $ 23,000 | $ 0 |
| Shelby County Tennessee | 4 | $ 66,000 | $ 16,000 | $ 0 |
| El Paso County Texas | 4 | $ 18,000 | $ 4,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 37,000 | $ 12,000 | $ 0 |
| San Diego County California | 3 | $ 34,000 | $ 11,000 | $ 0 |
| San Francisco County California | 3 | $ 353,000 | $ 117,000 | $ 0 |
| District of Columbia County District Of Columbia | 3 | $ 216,000 | $ 72,000 | $ 0 |
| Seminole County Florida | 3 | $ 34,000 | $ 11,000 | $ 0 |
| DeKalb County Illinois | 3 | $ 320,000 | $ 106,000 | $ 48,000 |
| Tippecanoe County Indiana | 3 | $ 30,000 | $ 10,000 | $ 0 |
| Prince George's County Maryland | 3 | $ 61,000 | $ 20,000 | $ 0 |
| Kent County Michigan | 3 | $ 106,000 | $ 35,000 | $ 0 |
| Wayne County Michigan | 3 | $ 33,000 | $ 11,000 | $ 0 |
| Middlesex County New Jersey | 3 | $ 78,000 | $ 26,000 | $ 0 |
| Ocean County New Jersey | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Union County New Jersey | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Bronx County New York | 3 | $ 121,000 | $ 40,000 | $ 0 |
| Suffolk County New York | 3 | $ 58,000 | $ 19,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 132,000 | $ 44,000 | $ 0 |
| Etowah County Alabama | 2 | $ 7,000 | $ 3,000 | $ 0 |
| Pima County Arizona | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Fresno County California | 2 | $ 96,000 | $ 48,000 | $ 0 |
| San Mateo County California | 2 | $ 88,000 | $ 44,000 | $ 0 |
| Santa Barbara County California | 2 | $ 108,000 | $ 54,000 | $ 0 |
| Tulare County California | 2 | $ 30,000 | $ 15,000 | $ 0 |
| Ventura County California | 2 | $ 9,000 | $ 4,000 | $ 0 |
| Pinellas County Florida | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Volusia County Florida | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Clayton County Georgia | 2 | $ 15,000 | $ 7,000 | $ 0 |
| Howard County Maryland | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 8,000 | $ 4,000 | $ 0 |
| Macomb County Michigan | 2 | $ 53,000 | $ 26,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Washoe County Nevada | 2 | $ 92,000 | $ 46,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Warren County New Jersey | 2 | $ 62,000 | $ 31,000 | $ 0 |
| Nassau County New York | 2 | $ 289,000 | $ 144,000 | $ 0 |
| Orange County New York | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Queens County New York | 2 | $ 213,000 | $ 106,000 | $ 0 |
| Edgecombe County North Carolina | 2 | $ 31,000 | $ 15,000 | $ 0 |
| Bryan County Oklahoma | 2 | $ 109,000 | $ 54,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 448,000 | $ 224,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Colleton County South Carolina | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Dorchester County South Carolina | 2 | $ 79,000 | $ 39,000 | $ 0 |
| Bell County Texas | 2 | $ 28,000 | $ 14,000 | $ 0 |
| Kleberg County Texas | 2 | $ 8,000 | $ 4,000 | $ 0 |
| Tarrant County Texas | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Petersburg County Virginia | 2 | $ 13,000 | $ 6,000 | $ 0 |
| Chambers County Alabama | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Madison County Alabama | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Mohave County Arizona | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Contra Costa County California | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Kern County California | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Mendocino County California | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Napa County California | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Sacramento County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| San Joaquin County California | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Santa Cruz County California | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Sonoma County California | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Yolo County California | 1 | $ 66,000 | $ 66,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Charlotte County Florida | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Citrus County Florida | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Collier County Florida | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Escambia County Florida | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Osceola County Florida | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 26,000 | $ 26,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Chatham County Georgia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Haralson County Georgia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Henry County Georgia | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Richmond County Georgia | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Troup County Georgia | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Boone County Illinois | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Carroll County Illinois | 1 | $ 280,000 | $ 280,000 | $ 108,000 |
| Champaign County Illinois | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Coles County Illinois | 1 | $ 76,000 | $ 76,000 | $ 168,000 |
| Kankakee County Illinois | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| LaSalle County Illinois | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Lee County Illinois | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Hamilton County Indiana | 1 | $ 20,000 | $ 20,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 179,000 | $ 179,000 | $ 13,000 |
| Marion County Indiana | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Whitley County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Miami County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Reno County Kansas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Carroll County Maryland | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Garrett County Maryland | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Antrim County Michigan | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Arenac County Michigan | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Freeborn County Minnesota | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Wright County Minnesota | 1 | $ 1,024,000 | $ 1,024,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 6,000 | $ 6,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Clark County Nevada | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Morris County New Jersey | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Curry County New Mexico | 1 | $ 11,000 | $ 11,000 | $ 0 |
| McKinley County New Mexico | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Albany County New York | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Kings County New York | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Ontario County New York | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Oswego County New York | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Richmond County New York | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Saratoga County New York | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Tompkins County New York | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Ulster County New York | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Wayne County New York | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Westchester County New York | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 82,000 |
| Catawba County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Moore County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Miami County Ohio | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Columbia County Oregon | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Douglas County Oregon | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Fajardo County Puerto Rico | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Calhoun County South Carolina | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Bastrop County Texas | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Brazoria County Texas | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Collin County Texas | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Denton County Texas | 1 | $ 700,000 | $ 700,000 | $ 1,075,000 |
| Galveston County Texas | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Montgomery County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Nueces County Texas | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Panola County Texas | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Travis County Texas | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Val Verde County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Waller County Texas | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Rutland County Vermont | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Arlington County Virginia | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Dinwiddie County Virginia | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Hopewell County Virginia | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Prince George County Virginia | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Adams County Washington | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Chelan County Washington | 1 | $ 5,000 | $ 5,000 | $ 0 |
| King County Washington | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 745,000 | $ 745,000 | $ 383,000 |
| Milwaukee County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Bankfinancial F.S.B in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 852 | $79,547,000 | $93,000 | $1,673,000 | $23,000 | $1,080,000 |
| Refinancing | 314 | $79,761,000 | $254,000 | $5,060,000 | $85,000 | $4,812,000 |
| Home Improvement | 8 | $419,000 | $52,000 | $120,000 | $61,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 627 | $35,125,000 | $56,000 | $5,060,000 | $0 | $132,000 |
| White | 307 | $72,893,000 | $237,000 | $1,275,000 | $90,000 | $1,080,000 |
| Black or African American | 104 | $16,823,000 | $161,000 | $781,000 | $52,000 | $221,000 |
| Not Provided | 66 | $18,127,000 | $274,000 | $2,100,000 | $137,000 | $4,812,000 |
| Hispanic | 40 | $8,859,000 | $221,000 | $1,673,000 | $56,000 | $184,000 |
| Asian | 21 | $6,569,000 | $312,000 | $950,000 | $46,000 | $131,000 |
| American Indian or Alaskan Native | 8 | $1,007,000 | $125,000 | $230,000 | $147,000 | $312,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $324,000 | $324,000 | $324,000 | $107,000 | $107,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,174 | $159,727,000 | $136,000 | $5,060,000 | $40,000 | $4,812,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 674 | $31,547,000 | $46,000 | $512,000 | $8,000 | $375,000 |
| Loan Originated | 361 | $90,731,000 | $251,000 | $5,060,000 | $74,000 | $1,080,000 |
| Application Withdrawn By Applicant | 42 | $15,649,000 | $372,000 | $1,275,000 | $81,000 | $312,000 |
| Application Denied By Financial Institution | 41 | $10,567,000 | $257,000 | $740,000 | $67,000 | $411,000 |
| Preapproval Denied by Financial Institution | 23 | $3,487,000 | $151,000 | $610,000 | $39,000 | $93,000 |
| Application Approved But Not Accepted | 20 | $4,647,000 | $232,000 | $1,000,000 | $322,000 | $4,812,000 |
| File Closed For Incompleteness | 13 | $3,099,000 | $238,000 | $665,000 | $63,000 | $210,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 31 | $5,162,000 | $166,000 | $610,000 | $37,000 | $108,000 |
| Credit History | 13 | $2,028,000 | $156,000 | $680,000 | $52,000 | $120,000 |
| Collateral | 10 | $3,527,000 | $352,000 | $725,000 | $107,000 | $411,000 |
| Other | 6 | $1,522,000 | $253,000 | $700,000 | $54,000 | $91,000 |
| Unverifiable Information | 3 | $1,115,000 | $371,000 | $740,000 | $141,000 | $270,000 |
| Credit Application Incomplete | 1 | $700,000 | $700,000 | $700,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankfinancial F.S.B's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankfinancial F.S.B's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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