Bankfinancial Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Bankfinancial Fsb 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankfinancial Fsb 21110 S. Western Ave. Olympia Fields, IL 60461 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 376 |
| Total Mortgage Loan Application Amount | $196,469,000 |
| Average Mortgage Loan Application Amount | $394,000 |
| Highest Mortgage Loan Application Amount | $8,720,000 |
| Average Applicant Income | $43,333 |
| Highest Applicant Income | $543,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Bankfinancial Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankfinancial Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Bankfinancial Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankfinancial Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankfinancial Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankfinancial Fsb's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 200 | $ 77,149,000 | $ 385,000 | $ 39,000 |
| DuPage County Illinois | 28 | $ 8,674,000 | $ 309,000 | $ 54,000 |
| Lake County Illinois | 22 | $ 7,504,000 | $ 341,000 | $ 79,000 |
| Will County Illinois | 16 | $ 1,318,000 | $ 82,000 | $ 96,000 |
| Denver County Colorado | 9 | $ 9,977,000 | $ 1,108,000 | $ 0 |
| Dallas County Texas | 9 | $ 13,611,000 | $ 1,512,000 | $ 0 |
| Pinellas County Florida | 8 | $ 13,601,000 | $ 1,700,000 | $ 0 |
| Tarrant County Texas | 7 | $ 6,936,000 | $ 990,000 | $ 0 |
| Kane County Illinois | 6 | $ 3,065,000 | $ 510,000 | $ 0 |
| Travis County Texas | 6 | $ 7,707,000 | $ 1,284,000 | $ 0 |
| Hillsborough County Florida | 5 | $ 13,320,000 | $ 2,664,000 | $ 0 |
| Hennepin County Minnesota | 5 | $ 5,639,000 | $ 1,127,000 | $ 0 |
| Harris County Texas | 5 | $ 5,126,000 | $ 1,025,000 | $ 0 |
| McHenry County Illinois | 3 | $ 416,000 | $ 138,000 | $ 78,000 |
| Lake County Indiana | 3 | $ 401,000 | $ 133,000 | $ 84,000 |
| Bexar County Texas | 3 | $ 3,249,000 | $ 1,083,000 | $ 0 |
| Milwaukee County Wisconsin | 3 | $ 1,880,000 | $ 626,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 975,000 | $ 487,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 825,000 | $ 412,000 | $ 0 |
| Anoka County Minnesota | 2 | $ 2,159,000 | $ 1,079,000 | $ 0 |
| Adams County Colorado | 1 | $ 1,334,000 | $ 1,334,000 | $ 0 |
| Charlotte County Florida | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Sarasota County Florida | 1 | $ 1,988,000 | $ 1,988,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Mille Lacs County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 1,116,000 | $ 1,116,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 1,177,000 | $ 1,177,000 | $ 0 |
| Denton County Texas | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Williamson County Texas | 1 | $ 1,170,000 | $ 1,170,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 825,000 | $ 825,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bankfinancial Fsb in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 223 | $139,626,000 | $626,000 | $8,720,000 | $35,000 | $543,000 |
| Home Purchase | 109 | $54,171,000 | $496,000 | $2,850,000 | $29,000 | $220,000 |
| Home Improvement | 44 | $2,672,000 | $60,000 | $370,000 | $66,000 | $228,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 152 | $143,791,000 | $945,000 | $8,720,000 | $0 | $0 |
| White | 131 | $33,819,000 | $258,000 | $2,850,000 | $66,000 | $374,000 |
| Black or African American | 45 | $3,266,000 | $72,000 | $622,000 | $49,000 | $153,000 |
| Not Provided | 28 | $11,747,000 | $419,000 | $1,800,000 | $74,000 | $543,000 |
| Hispanic | 13 | $1,331,000 | $102,000 | $370,000 | $57,000 | $137,000 |
| Asian | 5 | $2,189,000 | $437,000 | $745,000 | $34,000 | $90,000 |
| American Indian or Alaskan Native | 2 | $326,000 | $163,000 | $320,000 | $23,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 376 | $196,469,000 | $522,000 | $8,720,000 | $37,000 | $543,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 197 | $121,408,000 | $616,000 | $8,720,000 | $36,000 | $543,000 |
| Application Denied By Financial Institution | 91 | $36,897,000 | $405,000 | $2,618,000 | $38,000 | $374,000 |
| Application Withdrawn By Applicant | 40 | $22,608,000 | $565,000 | $1,988,000 | $41,000 | $202,000 |
| Preapproval Denied by Financial Institution | 21 | $2,043,000 | $97,000 | $240,000 | $42,000 | $87,000 |
| Application Approved But Not Accepted | 20 | $13,259,000 | $662,000 | $3,400,000 | $18,000 | $137,000 |
| File Closed For Incompleteness | 7 | $254,000 | $36,000 | $100,000 | $62,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 47 | $11,368,000 | $241,000 | $1,250,000 | $36,000 | $232,000 |
| Credit History | 28 | $8,519,000 | $304,000 | $2,618,000 | $42,000 | $193,000 |
| Collateral | 15 | $6,529,000 | $435,000 | $2,044,000 | $71,000 | $374,000 |
| Other | 13 | $7,600,000 | $584,000 | $2,210,000 | $21,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $4,924,000 | $547,000 | $940,000 | $13,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankfinancial Fsb's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankfinancial Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.