Bankfirst
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Bankfirst 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankfirst 6100 South Old Village Place Sioux Falls, SD 57108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 710 |
| Total Mortgage Loan Application Amount | $199,749,000 |
| Average Mortgage Loan Application Amount | $272,333 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $1,560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Bankfirst. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankfirst's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Bankfirst's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankfirst serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankfirst, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankfirst's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 67 | $ 18,563,000 | $ 277,000 | $ 88,000 |
| Hennepin County Minnesota | 44 | $ 12,596,000 | $ 286,000 | $ 87,000 |
| Maricopa County Arizona | 31 | $ 9,573,000 | $ 308,000 | $ 94,000 |
| Lake County Illinois | 27 | $ 8,826,000 | $ 326,000 | $ 116,000 |
| Dakota County Minnesota | 20 | $ 4,924,000 | $ 246,000 | $ 94,000 |
| Miami-Dade County Florida | 18 | $ 5,128,000 | $ 284,000 | $ 90,000 |
| Broward County Florida | 17 | $ 5,115,000 | $ 300,000 | $ 75,000 |
| Los Angeles County California | 16 | $ 5,493,000 | $ 343,000 | $ 49,000 |
| Palm Beach County Florida | 16 | $ 5,447,000 | $ 340,000 | $ 110,000 |
| Hillsborough County Florida | 15 | $ 3,083,000 | $ 205,000 | $ 74,000 |
| Fulton County Georgia | 15 | $ 4,697,000 | $ 313,000 | $ 152,000 |
| DuPage County Illinois | 15 | $ 3,588,000 | $ 239,000 | $ 102,000 |
| Gwinnett County Georgia | 14 | $ 2,486,000 | $ 177,000 | $ 90,000 |
| Orange County Florida | 12 | $ 3,144,000 | $ 262,000 | $ 90,000 |
| San Bernardino County California | 11 | $ 3,449,000 | $ 313,000 | $ 85,000 |
| Pinellas County Florida | 11 | $ 2,767,000 | $ 251,000 | $ 96,000 |
| Cobb County Georgia | 11 | $ 1,950,000 | $ 177,000 | $ 83,000 |
| Riverside County California | 10 | $ 3,514,000 | $ 351,000 | $ 91,000 |
| Will County Illinois | 9 | $ 2,124,000 | $ 236,000 | $ 104,000 |
| Anoka County Minnesota | 9 | $ 2,395,000 | $ 266,000 | $ 58,000 |
| Ramsey County Minnesota | 9 | $ 2,437,000 | $ 270,000 | $ 68,000 |
| Manatee County Florida | 8 | $ 2,190,000 | $ 273,000 | $ 92,000 |
| Pasco County Florida | 8 | $ 1,723,000 | $ 215,000 | $ 81,000 |
| Seminole County Florida | 8 | $ 1,705,000 | $ 213,000 | $ 83,000 |
| McHenry County Illinois | 7 | $ 2,492,000 | $ 356,000 | $ 161,000 |
| Milwaukee County Wisconsin | 7 | $ 1,043,000 | $ 149,000 | $ 58,000 |
| Orange County California | 6 | $ 8,328,000 | $ 1,388,000 | $ 290,000 |
| Duval County Florida | 6 | $ 1,290,000 | $ 215,000 | $ 86,000 |
| Polk County Florida | 6 | $ 1,397,000 | $ 232,000 | $ 79,000 |
| Forsyth County Georgia | 6 | $ 1,292,000 | $ 215,000 | $ 85,000 |
| Kane County Illinois | 6 | $ 1,824,000 | $ 304,000 | $ 107,000 |
| Clackamas County Oregon | 5 | $ 1,719,000 | $ 343,000 | $ 116,000 |
| Collier County Florida | 4 | $ 1,439,000 | $ 359,000 | $ 129,000 |
| Lake County Florida | 4 | $ 642,000 | $ 160,000 | $ 65,000 |
| Lee County Florida | 4 | $ 1,366,000 | $ 341,000 | $ 25,000 |
| Sarasota County Florida | 4 | $ 872,000 | $ 218,000 | $ 58,000 |
| Volusia County Florida | 4 | $ 1,214,000 | $ 303,000 | $ 73,000 |
| Morrison County Minnesota | 4 | $ 1,154,000 | $ 288,000 | $ 76,000 |
| Sherburne County Minnesota | 4 | $ 1,271,000 | $ 317,000 | $ 99,000 |
| Washington County Minnesota | 4 | $ 1,159,000 | $ 289,000 | $ 159,000 |
| Wright County Minnesota | 4 | $ 554,000 | $ 138,000 | $ 41,000 |
| Kitsap County Washington | 4 | $ 923,000 | $ 230,000 | $ 75,000 |
| Pierce County Washington | 4 | $ 809,000 | $ 202,000 | $ 82,000 |
| Sacramento County California | 3 | $ 872,000 | $ 290,000 | $ 97,000 |
| San Diego County California | 3 | $ 1,031,000 | $ 343,000 | $ 63,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,513,000 | $ 504,000 | $ 125,000 |
| Brevard County Florida | 3 | $ 544,000 | $ 181,000 | $ 71,000 |
| Flagler County Florida | 3 | $ 960,000 | $ 320,000 | $ 33,000 |
| Hernando County Florida | 3 | $ 548,000 | $ 182,000 | $ 64,000 |
| St. Johns County Florida | 3 | $ 703,000 | $ 234,000 | $ 84,000 |
| DeKalb County Georgia | 3 | $ 825,000 | $ 275,000 | $ 94,000 |
| Douglas County Georgia | 3 | $ 344,000 | $ 114,000 | $ 55,000 |
| Walton County Georgia | 3 | $ 558,000 | $ 186,000 | $ 74,000 |
| Douglas County Nebraska | 3 | $ 502,000 | $ 167,000 | $ 92,000 |
| Clark County Nevada | 3 | $ 1,074,000 | $ 358,000 | $ 78,000 |
| Washington County Oregon | 3 | $ 726,000 | $ 242,000 | $ 46,000 |
| St. Croix County Wisconsin | 3 | $ 710,000 | $ 236,000 | $ 103,000 |
| Washington County Wisconsin | 3 | $ 523,000 | $ 174,000 | $ 101,000 |
| Pima County Arizona | 2 | $ 401,000 | $ 200,000 | $ 61,000 |
| Ventura County California | 2 | $ 654,000 | $ 327,000 | $ 47,000 |
| Adams County Colorado | 2 | $ 504,000 | $ 252,000 | $ 68,000 |
| Arapahoe County Colorado | 2 | $ 513,000 | $ 256,000 | $ 66,000 |
| Jefferson County Colorado | 2 | $ 514,000 | $ 257,000 | $ 80,000 |
| Bartow County Georgia | 2 | $ 298,000 | $ 149,000 | $ 53,000 |
| Cherokee County Georgia | 2 | $ 273,000 | $ 136,000 | $ 82,000 |
| Henry County Georgia | 2 | $ 258,000 | $ 129,000 | $ 74,000 |
| Paulding County Georgia | 2 | $ 340,000 | $ 170,000 | $ 50,000 |
| Pickens County Georgia | 2 | $ 541,000 | $ 270,000 | $ 113,000 |
| Rockdale County Georgia | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Carroll County Illinois | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Lake County Indiana | 2 | $ 336,000 | $ 168,000 | $ 30,000 |
| Webster County Iowa | 2 | $ 155,000 | $ 77,000 | $ 46,000 |
| Howard County Maryland | 2 | $ 660,000 | $ 330,000 | $ 105,000 |
| Carver County Minnesota | 2 | $ 502,000 | $ 251,000 | $ 59,000 |
| Goodhue County Minnesota | 2 | $ 246,000 | $ 123,000 | $ 92,000 |
| Scott County Minnesota | 2 | $ 589,000 | $ 294,000 | $ 157,000 |
| Minnehaha County South Dakota | 2 | $ 324,000 | $ 162,000 | $ 96,000 |
| Spotsylvania County Virginia | 2 | $ 663,000 | $ 331,000 | $ 125,000 |
| King County Washington | 2 | $ 594,000 | $ 297,000 | $ 104,000 |
| Bayfield County Wisconsin | 2 | $ 566,000 | $ 283,000 | $ 12,000 |
| Kenosha County Wisconsin | 2 | $ 516,000 | $ 258,000 | $ 126,000 |
| Sheboygan County Wisconsin | 2 | $ 315,000 | $ 157,000 | $ 85,000 |
| Vernon County Wisconsin | 2 | $ 163,000 | $ 81,000 | $ 15,000 |
| Cochise County Arizona | 1 | $ 229,000 | $ 229,000 | $ 71,000 |
| Pinal County Arizona | 1 | $ 214,000 | $ 214,000 | $ 77,000 |
| Yavapai County Arizona | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 187,000 | $ 187,000 | $ 53,000 |
| Calaveras County California | 1 | $ 397,000 | $ 397,000 | $ 69,000 |
| Colusa County California | 1 | $ 239,000 | $ 239,000 | $ 70,000 |
| Contra Costa County California | 1 | $ 452,000 | $ 452,000 | $ 108,000 |
| Fresno County California | 1 | $ 229,000 | $ 229,000 | $ 71,000 |
| Placer County California | 1 | $ 241,000 | $ 241,000 | $ 0 |
| San Joaquin County California | 1 | $ 341,000 | $ 341,000 | $ 91,000 |
| San Mateo County California | 1 | $ 472,000 | $ 472,000 | $ 115,000 |
| Santa Barbara County California | 1 | $ 674,000 | $ 674,000 | $ 0 |
| Santa Clara County California | 1 | $ 537,000 | $ 537,000 | $ 180,000 |
| Boulder County Colorado | 1 | $ 219,000 | $ 219,000 | $ 42,000 |
| Chaffee County Colorado | 1 | $ 227,000 | $ 227,000 | $ 71,000 |
| Douglas County Colorado | 1 | $ 834,000 | $ 834,000 | $ 311,000 |
| Eagle County Colorado | 1 | $ 1,400,000 | $ 1,400,000 | $ 840,000 |
| Grand County Colorado | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| New Castle County Delaware | 1 | $ 308,000 | $ 308,000 | $ 85,000 |
| Alachua County Florida | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Charlotte County Florida | 1 | $ 183,000 | $ 183,000 | $ 39,000 |
| Clay County Florida | 1 | $ 187,000 | $ 187,000 | $ 51,000 |
| Indian River County Florida | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Martin County Florida | 1 | $ 392,000 | $ 392,000 | $ 185,000 |
| Monroe County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Osceola County Florida | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Putnam County Florida | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Santa Rosa County Florida | 1 | $ 293,000 | $ 293,000 | $ 124,000 |
| St. Lucie County Florida | 1 | $ 209,000 | $ 209,000 | $ 71,000 |
| Sumter County Florida | 1 | $ 300,000 | $ 300,000 | $ 89,000 |
| Clayton County Georgia | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| Coweta County Georgia | 1 | $ 190,000 | $ 190,000 | $ 61,000 |
| Fayette County Georgia | 1 | $ 248,000 | $ 248,000 | $ 103,000 |
| Hall County Georgia | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
| Hart County Georgia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Lumpkin County Georgia | 1 | $ 147,000 | $ 147,000 | $ 29,000 |
| Peach County Georgia | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Upson County Georgia | 1 | $ 152,000 | $ 152,000 | $ 135,000 |
| Grundy County Illinois | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Kendall County Illinois | 1 | $ 252,000 | $ 252,000 | $ 91,000 |
| LaSalle County Illinois | 1 | $ 193,000 | $ 193,000 | $ 134,000 |
| St. Joseph County Indiana | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Humboldt County Iowa | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Warren County Iowa | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Wright County Iowa | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Johnson County Kansas | 1 | $ 1,500,000 | $ 1,500,000 | $ 1,301,000 |
| Ascension County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Lincoln County Maine | 1 | $ 1,194,000 | $ 1,194,000 | $ 463,000 |
| Harford County Maryland | 1 | $ 340,000 | $ 340,000 | $ 164,000 |
| Montgomery County Maryland | 1 | $ 417,000 | $ 417,000 | $ 209,000 |
| Prince George's County Maryland | 1 | $ 142,000 | $ 142,000 | $ 18,000 |
| Middlesex County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Worcester County Massachusetts | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Washtenaw County Michigan | 1 | $ 186,000 | $ 186,000 | $ 44,000 |
| Brown County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 24,000 |
| Crow Wing County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 288,000 | $ 288,000 | $ 85,000 |
| Kittson County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 41,000 |
| McLeod County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Murray County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Roseau County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| St. Louis County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Harrison County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 75,000 |
| Jackson County Mississippi | 1 | $ 270,000 | $ 270,000 | $ 126,000 |
| Ray County Missouri | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| St. Louis County Missouri | 1 | $ 152,000 | $ 152,000 | $ 153,000 |
| St. Louis City County Missouri | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Ravalli County Montana | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Washoe County Nevada | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 212,000 | $ 212,000 | $ 83,000 |
| Rockingham County New Hampshire | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Cumberland County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Dare County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Durham County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Guilford County North Carolina | 1 | $ 363,000 | $ 363,000 | $ 117,000 |
| Wake County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 122,000 |
| Stutsman County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Warren County Ohio | 1 | $ 292,000 | $ 292,000 | $ 81,000 |
| Lane County Oregon | 1 | $ 360,000 | $ 360,000 | $ 85,000 |
| Charles Mix County South Dakota | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Deuel County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 22,000 |
| Madison County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 201,000 | $ 201,000 | $ 50,000 |
| Tooele County Utah | 1 | $ 260,000 | $ 260,000 | $ 72,000 |
| Utah County Utah | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Fairfax County Virginia | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Henrico County Virginia | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Loudoun County Virginia | 1 | $ 601,000 | $ 601,000 | $ 153,000 |
| Powhatan County Virginia | 1 | $ 192,000 | $ 192,000 | $ 38,000 |
| Prince William County Virginia | 1 | $ 280,000 | $ 280,000 | $ 95,000 |
| Virginia Beach County Virginia | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| Clark County Washington | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Grays Harbor County Washington | 1 | $ 388,000 | $ 388,000 | $ 81,000 |
| Jefferson County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 40,000 |
| Manitowoc County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Outagamie County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 134,000 |
| Polk County Wisconsin | 1 | $ 216,000 | $ 216,000 | $ 171,000 |
| Portage County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 73,000 |
| Racine County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 96,000 |
| Richland County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Bankfirst in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 631 | $179,436,000 | $284,000 | $7,000,000 | $90,000 | $1,560,000 |
| Home Purchase | 69 | $17,510,000 | $253,000 | $1,577,000 | $98,000 | $282,000 |
| Home Improvement | 10 | $2,803,000 | $280,000 | $700,000 | $103,000 | $192,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 537 | $153,587,000 | $286,000 | $7,000,000 | $97,000 | $1,560,000 |
| Not Provided | 68 | $18,278,000 | $268,000 | $889,000 | $77,000 | $240,000 |
| Hispanic | 49 | $13,746,000 | $280,000 | $600,000 | $65,000 | $198,000 |
| Black or African American | 42 | $10,614,000 | $252,000 | $570,000 | $66,000 | $249,000 |
| Asian | 10 | $2,223,000 | $222,000 | $417,000 | $75,000 | $169,000 |
| American Indian or Alaskan Native | 2 | $562,000 | $281,000 | $296,000 | $106,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $739,000 | $369,000 | $539,000 | $96,000 | $192,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 710 | $199,749,000 | $281,000 | $7,000,000 | $91,000 | $1,560,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 411 | $107,071,000 | $260,000 | $1,577,000 | $90,000 | $463,000 |
| Application Approved But Not Accepted | 176 | $48,314,000 | $274,000 | $1,400,000 | $82,000 | $840,000 |
| Application Denied By Financial Institution | 120 | $43,623,000 | $363,000 | $7,000,000 | $108,000 | $1,560,000 |
| Application Withdrawn By Applicant | 2 | $275,000 | $137,000 | $160,000 | $64,000 | $65,000 |
| File Closed For Incompleteness | 1 | $466,000 | $466,000 | $466,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 44 | $14,404,000 | $327,000 | $1,500,000 | $113,000 | $1,301,000 |
| Debt-To-Income Ratio | 18 | $6,202,000 | $344,000 | $619,000 | $108,000 | $234,000 |
| Credit History | 17 | $4,209,000 | $247,000 | $600,000 | $45,000 | $223,000 |
| Unverifiable Information | 16 | $4,272,000 | $267,000 | $555,000 | $103,000 | $186,000 |
| Other | 9 | $2,952,000 | $328,000 | $568,000 | $107,000 | $300,000 |
| Credit Application Incomplete | 9 | $8,843,000 | $982,000 | $7,000,000 | $234,000 | $1,560,000 |
| Employment History | 6 | $2,574,000 | $429,000 | $784,000 | $94,000 | $180,000 |
| Mortgage Insurance Denied | 1 | $167,000 | $167,000 | $167,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankfirst's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankfirst's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.