Bankplus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Bankplus 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankplus 1068 Highland Colony Parkway Belzoni, MS 39157 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,593 |
| Total Mortgage Loan Application Amount | $981,705,000 |
| Average Mortgage Loan Application Amount | $229,200 |
| Highest Mortgage Loan Application Amount | $14,455,000 |
| Average Applicant Income | $178,200 |
| Highest Applicant Income | $4,050,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bankplus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankplus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bankplus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankplus serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankplus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankplus's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Mississippi | 387 | $ 103,615,000 | $ 267,000 | $ 243,000 |
| Hinds County Mississippi | 363 | $ 65,835,000 | $ 181,000 | $ 143,000 |
| Rankin County Mississippi | 243 | $ 42,225,000 | $ 173,000 | $ 137,000 |
| Lafayette County Mississippi | 225 | $ 73,865,000 | $ 328,000 | $ 385,000 |
| Lee County Mississippi | 166 | $ 30,870,000 | $ 185,000 | $ 141,000 |
| DeSoto County Mississippi | 137 | $ 31,615,000 | $ 230,000 | $ 164,000 |
| Orleans County Louisiana | 119 | $ 61,265,000 | $ 514,000 | $ 357,000 |
| Pearl River County Mississippi | 115 | $ 17,415,000 | $ 151,000 | $ 127,000 |
| Bay County Florida | 109 | $ 34,145,000 | $ 313,000 | $ 223,000 |
| Mobile County Alabama | 105 | $ 30,735,000 | $ 292,000 | $ 132,000 |
| Walton County Florida | 94 | $ 65,230,000 | $ 693,000 | $ 339,000 |
| Okaloosa County Florida | 85 | $ 40,285,000 | $ 473,000 | $ 264,000 |
| Baldwin County Alabama | 81 | $ 27,085,000 | $ 334,000 | $ 233,000 |
| Yazoo County Mississippi | 80 | $ 9,980,000 | $ 124,000 | $ 116,000 |
| Tangipahoa County Louisiana | 78 | $ 22,180,000 | $ 284,000 | $ 119,000 |
| St. Tammany County Louisiana | 56 | $ 20,160,000 | $ 360,000 | $ 207,000 |
| Lauderdale County Mississippi | 56 | $ 5,400,000 | $ 96,000 | $ 94,000 |
| East Baton Rouge County Louisiana | 55 | $ 25,175,000 | $ 457,000 | $ 288,000 |
| Jefferson County Louisiana | 54 | $ 48,270,000 | $ 893,000 | $ 190,000 |
| Grenada County Mississippi | 50 | $ 5,260,000 | $ 105,000 | $ 111,000 |
| Lincoln County Mississippi | 47 | $ 3,525,000 | $ 75,000 | $ 111,000 |
| Livingston County Louisiana | 40 | $ 7,720,000 | $ 193,000 | $ 134,000 |
| Clarke County Mississippi | 39 | $ 3,205,000 | $ 82,000 | $ 124,000 |
| Holmes County Mississippi | 33 | $ 1,665,000 | $ 50,000 | $ 80,000 |
| Leflore County Mississippi | 33 | $ 2,305,000 | $ 69,000 | $ 149,000 |
| Marion County Mississippi | 30 | $ 1,820,000 | $ 60,000 | $ 76,000 |
| Coffee County Alabama | 27 | $ 6,385,000 | $ 236,000 | $ 141,000 |
| Newton County Mississippi | 27 | $ 2,145,000 | $ 79,000 | $ 72,000 |
| Bolivar County Mississippi | 26 | $ 4,910,000 | $ 188,000 | $ 95,000 |
| Harrison County Mississippi | 22 | $ 3,610,000 | $ 164,000 | $ 151,000 |
| Humphreys County Mississippi | 22 | $ 1,900,000 | $ 86,000 | $ 93,000 |
| Oktibbeha County Mississippi | 20 | $ 6,360,000 | $ 318,000 | $ 301,000 |
| Jefferson County Alabama | 19 | $ 8,445,000 | $ 444,000 | $ 223,000 |
| Geneva County Alabama | 17 | $ 1,915,000 | $ 112,000 | $ 142,000 |
| Santa Rosa County Florida | 17 | $ 7,745,000 | $ 455,000 | $ 175,000 |
| Pike County Mississippi | 17 | $ 1,125,000 | $ 66,000 | $ 103,000 |
| Escambia County Florida | 16 | $ 9,770,000 | $ 610,000 | $ 516,000 |
| Hancock County Mississippi | 16 | $ 4,470,000 | $ 279,000 | $ 110,000 |
| Marshall County Mississippi | 16 | $ 2,890,000 | $ 180,000 | $ 128,000 |
| Pointe Coupee County Louisiana | 15 | $ 1,205,000 | $ 80,000 | $ 157,000 |
| Wayne County Mississippi | 15 | $ 1,755,000 | $ 117,000 | $ 158,000 |
| Ascension County Louisiana | 14 | $ 9,130,000 | $ 652,000 | $ 160,000 |
| Yalobusha County Mississippi | 14 | $ 1,910,000 | $ 136,000 | $ 106,000 |
| Copiah County Mississippi | 13 | $ 1,335,000 | $ 102,000 | $ 93,000 |
| Itawamba County Mississippi | 13 | $ 1,825,000 | $ 140,000 | $ 120,000 |
| Lawrence County Mississippi | 13 | $ 675,000 | $ 51,000 | $ 56,000 |
| Jackson County Mississippi | 11 | $ 3,485,000 | $ 316,000 | $ 226,000 |
| Shelby County Tennessee | 11 | $ 5,065,000 | $ 460,000 | $ 195,000 |
| Leake County Mississippi | 10 | $ 970,000 | $ 97,000 | $ 129,000 |
| Panola County Mississippi | 10 | $ 2,870,000 | $ 287,000 | $ 345,000 |
| Tate County Mississippi | 10 | $ 1,920,000 | $ 192,000 | $ 87,000 |
| Union County Mississippi | 10 | $ 1,090,000 | $ 109,000 | $ 74,000 |
| Washington County Mississippi | 10 | $ 2,540,000 | $ 254,000 | $ 202,000 |
| Houston County Alabama | 9 | $ 7,125,000 | $ 791,000 | $ 159,000 |
| St. Landry County Louisiana | 9 | $ 635,000 | $ 70,000 | $ 559,000 |
| Carroll County Mississippi | 9 | $ 1,105,000 | $ 122,000 | $ 103,000 |
| Tallahatchie County Mississippi | 9 | $ 715,000 | $ 79,000 | $ 112,000 |
| Lafayette County Louisiana | 8 | $ 14,770,000 | $ 1,846,000 | $ 541,000 |
| Henry County Alabama | 7 | $ 1,975,000 | $ 282,000 | $ 150,000 |
| St. Charles County Louisiana | 7 | $ 925,000 | $ 132,000 | $ 129,000 |
| Sunflower County Mississippi | 7 | $ 365,000 | $ 52,000 | $ 66,000 |
| Warren County Mississippi | 7 | $ 2,745,000 | $ 392,000 | $ 286,000 |
| Alcorn County Mississippi | 6 | $ 3,910,000 | $ 651,000 | $ 314,000 |
| St. Bernard County Louisiana | 5 | $ 925,000 | $ 185,000 | $ 76,000 |
| Washington County Louisiana | 5 | $ 795,000 | $ 159,000 | $ 104,000 |
| Forrest County Mississippi | 5 | $ 1,875,000 | $ 375,000 | $ 375,000 |
| Lamar County Mississippi | 5 | $ 1,715,000 | $ 343,000 | $ 274,000 |
| Pontotoc County Mississippi | 5 | $ 1,035,000 | $ 207,000 | $ 93,000 |
| St. John the Baptist County Louisiana | 4 | $ 3,510,000 | $ 877,000 | $ 226,000 |
| West Baton Rouge County Louisiana | 4 | $ 520,000 | $ 130,000 | $ 76,000 |
| Clay County Mississippi | 4 | $ 1,100,000 | $ 275,000 | $ 194,000 |
| Montgomery County Mississippi | 4 | $ 310,000 | $ 77,000 | $ 193,000 |
| Simpson County Mississippi | 4 | $ 500,000 | $ 125,000 | $ 102,000 |
| Tishomingo County Mississippi | 4 | $ 820,000 | $ 205,000 | $ 128,000 |
| Williamson County Tennessee | 4 | $ 4,090,000 | $ 1,022,000 | $ 586,000 |
| Harris County Texas | 4 | $ 2,180,000 | $ 545,000 | $ 597,000 |
| Jackson County Florida | 3 | $ 515,000 | $ 171,000 | $ 325,000 |
| Clarke County Georgia | 3 | $ 985,000 | $ 328,000 | $ 0 |
| Cobb County Georgia | 3 | $ 965,000 | $ 321,000 | $ 253,000 |
| Attala County Mississippi | 3 | $ 205,000 | $ 68,000 | $ 86,000 |
| Chickasaw County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 56,000 |
| Lowndes County Mississippi | 3 | $ 705,000 | $ 235,000 | $ 91,000 |
| Neshoba County Mississippi | 3 | $ 295,000 | $ 98,000 | $ 545,000 |
| Davidson County Tennessee | 3 | $ 5,495,000 | $ 1,831,000 | $ 823,000 |
| Rutherford County Tennessee | 3 | $ 945,000 | $ 315,000 | $ 277,000 |
| Sumner County Tennessee | 3 | $ 1,145,000 | $ 381,000 | $ 249,000 |
| Clarke County Alabama | 2 | $ 310,000 | $ 155,000 | $ 152,000 |
| Lee County Alabama | 2 | $ 230,000 | $ 115,000 | $ 313,000 |
| Marion County Alabama | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Tuscaloosa County Alabama | 2 | $ 320,000 | $ 160,000 | $ 146,000 |
| Duval County Florida | 2 | $ 780,000 | $ 390,000 | $ 133,000 |
| Fulton County Georgia | 2 | $ 2,250,000 | $ 1,125,000 | $ 1,380,000 |
| Acadia County Louisiana | 2 | $ 630,000 | $ 315,000 | $ 206,000 |
| Amite County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 112,000 |
| Benton County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 235,000 |
| Calhoun County Mississippi | 2 | $ 50,000 | $ 25,000 | $ 79,000 |
| Coahoma County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 93,000 |
| Franklin County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 122,000 |
| George County Mississippi | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| Jones County Mississippi | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Kemper County Mississippi | 2 | $ 90,000 | $ 45,000 | $ 98,000 |
| Prentiss County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Smith County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Stone County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| Tippah County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 127,000 |
| Walthall County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 256,000 |
| Webster County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 121,000 |
| Winston County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 41,000 |
| Fayette County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 309,000 |
| Travis County Texas | 2 | $ 840,000 | $ 420,000 | $ 231,000 |
| Colbert County Alabama | 1 | $ 875,000 | $ 875,000 | $ 1,721,000 |
| Dale County Alabama | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Morgan County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pike County Alabama | 1 | $ 155,000 | $ 155,000 | $ 273,000 |
| Shelby County Alabama | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| St. Clair County Alabama | 1 | $ 105,000 | $ 105,000 | $ 233,000 |
| Washington County Alabama | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Winston County Alabama | 1 | $ 475,000 | $ 475,000 | $ 833,000 |
| Maricopa County Arizona | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Washington County Arkansas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Alachua County Florida | 1 | $ 645,000 | $ 645,000 | $ 319,000 |
| Calhoun County Florida | 1 | $ 415,000 | $ 415,000 | $ 89,000 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 531,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 203,000 |
| Osceola County Florida | 1 | $ 335,000 | $ 335,000 | $ 214,000 |
| Pinellas County Florida | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| DeKalb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Dooly County Georgia | 1 | $ 225,000 | $ 225,000 | $ 234,000 |
| Fayette County Georgia | 1 | $ 355,000 | $ 355,000 | $ 229,000 |
| Gordon County Georgia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Gwinnett County Georgia | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Spalding County Georgia | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Sangamon County Illinois | 1 | $ 825,000 | $ 825,000 | $ 550,000 |
| Concordia County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| East Feliciana County Louisiana | 1 | $ 565,000 | $ 565,000 | $ 251,000 |
| Iberville County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| Natchitoches County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 230,000 |
| Plaquemines County Louisiana | 1 | $ 695,000 | $ 695,000 | $ 0 |
| St. Helena County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| St. Mary County Louisiana | 1 | $ 1,605,000 | $ 1,605,000 | $ 1,888,000 |
| Terrebonne County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 330,000 |
| West Feliciana County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 425,000 |
| Carroll County Maryland | 1 | $ 425,000 | $ 425,000 | $ 187,000 |
| Somerset County Maryland | 1 | $ 95,000 | $ 95,000 | $ 215,000 |
| Adams County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Choctaw County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 185,000 |
| Claiborne County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 195,000 |
| Covington County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Jasper County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Monroe County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Quitman County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Scott County Mississippi | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Wilkinson County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clay County Missouri | 1 | $ 105,000 | $ 105,000 | $ 480,000 |
| St. Louis City County Missouri | 1 | $ 305,000 | $ 305,000 | $ 495,000 |
| Gloucester County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 221,000 |
| Avery County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 611,000 |
| Johnston County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 655,000 | $ 655,000 | $ 700,000 |
| Greenville County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 295,000 |
| Horry County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 12,000 |
| Spartanburg County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 325,000 |
| Bedford County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 603,000 |
| Cheatham County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Hamilton County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 516,000 |
| Hardin County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 1,721,000 |
| Knox County Tennessee | 1 | $ 895,000 | $ 895,000 | $ 350,000 |
| Sevier County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 282,000 |
| Chambers County Texas | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Dallas County Texas | 1 | $ 1,875,000 | $ 1,875,000 | $ 551,000 |
| Galveston County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Smith County Texas | 1 | $ 615,000 | $ 615,000 | $ 480,000 |
| Tarrant County Texas | 1 | $ 655,000 | $ 655,000 | $ 291,000 |
| Summit County Utah | 1 | $ 3,955,000 | $ 3,955,000 | $ 1,756,000 |
| Roanoke County Virginia | 1 | $ 725,000 | $ 725,000 | $ 749,000 |
| Stafford County Virginia | 1 | $ 725,000 | $ 725,000 | $ 559,000 |
| Teton County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 283,000 |
Mortgage Loan Application Detail Totals for Bankplus in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,966 | $694,400,000 | $353,000 | $14,005,000 | $215,000 | $4,050,000 |
| Refinancing | 860 | $198,610,000 | $230,000 | $14,455,000 | $189,000 | $3,948,000 |
| Home Improvement | 465 | $46,645,000 | $100,000 | $2,235,000 | $168,000 | $2,534,000 |
| Other Purpose | 257 | $25,645,000 | $99,000 | $1,755,000 | $151,000 | $1,212,000 |
| Cash-out Refinancing | 45 | $16,405,000 | $364,000 | $2,525,000 | $168,000 | $937,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,277 | $580,265,000 | $254,000 | $3,955,000 | $211,000 | $4,050,000 |
| Black or African American | 487 | $70,025,000 | $143,000 | $2,815,000 | $107,000 | $1,479,000 |
| Not applicable | 433 | $204,075,000 | $471,000 | $14,455,000 | $0 | $0 |
| Not Provided | 269 | $93,765,000 | $348,000 | $3,005,000 | $245,000 | $2,536,000 |
| Asian | 59 | $16,835,000 | $285,000 | $1,875,000 | $203,000 | $2,534,000 |
| Hispanic | 51 | $11,315,000 | $221,000 | $1,405,000 | $182,000 | $1,086,000 |
| American Indian or Alaskan Native | 5 | $2,285,000 | $457,000 | $925,000 | $137,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $8,000 | $8,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,361 | $915,845,000 | $272,000 | $14,455,000 | $205,000 | $4,050,000 |
| FHA-insured (Federal Housing Administration) | 156 | $36,400,000 | $233,000 | $485,000 | $81,000 | $228,000 |
| VA-guaranteed (Veterans Administration) | 60 | $25,940,000 | $432,000 | $1,135,000 | $134,000 | $352,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $3,520,000 | $220,000 | $325,000 | $80,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,556 | $668,940,000 | $261,000 | $14,005,000 | $210,000 | $4,050,000 |
| Application Approved But Not Accepted | 596 | $221,760,000 | $372,000 | $14,455,000 | $210,000 | $1,888,000 |
| Application Denied By Financial Institution | 386 | $76,180,000 | $197,000 | $2,525,000 | $106,000 | $937,000 |
| Application Withdrawn By Applicant | 39 | $13,995,000 | $358,000 | $1,605,000 | $297,000 | $807,000 |
| File Closed For Incompleteness | 16 | $830,000 | $51,000 | $185,000 | $75,000 | $357,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,207 | $905,525,000 | $282,000 | $14,455,000 | $210,000 | $4,050,000 |
| Debt-To-Income Ratio | 208 | $40,190,000 | $193,000 | $1,755,000 | $82,000 | $313,000 |
| Credit History | 103 | $13,165,000 | $127,000 | $1,565,000 | $99,000 | $465,000 |
| Other | 40 | $13,630,000 | $340,000 | $2,525,000 | $201,000 | $937,000 |
| Collateral | 23 | $5,555,000 | $241,000 | $735,000 | $183,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,965,000 | $280,000 | $705,000 | $90,000 | $147,000 |
| Unverifiable Information | 5 | $1,675,000 | $335,000 | $715,000 | $187,000 | $284,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankplus's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankplus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.