Banksouth
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Banksouth.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Banksouth 6340 Lake Oconee Parkway Greensboro, GA 30642 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 5,196 |
| Total Mortgage Loan Application Amount | $1,150,301,000 |
| Average Mortgage Loan Application Amount | $243,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $113,666 |
| Highest Applicant Income | $2,912,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 904 | $ 231,001,000 | $ 255,000 | $ 125,000 |
| Gwinnett County Georgia | 623 | $ 125,495,000 | $ 201,000 | $ 79,000 |
| Cobb County Georgia | 595 | $ 136,206,000 | $ 228,000 | $ 96,000 |
| DeKalb County Georgia | 504 | $ 124,384,000 | $ 246,000 | $ 112,000 |
| Forsyth County Georgia | 286 | $ 73,560,000 | $ 257,000 | $ 102,000 |
| Cherokee County Georgia | 240 | $ 53,135,000 | $ 221,000 | $ 87,000 |
| Paulding County Georgia | 180 | $ 36,897,000 | $ 204,000 | $ 76,000 |
| Clarke County Georgia | 132 | $ 20,606,000 | $ 156,000 | $ 84,000 |
| Henry County Georgia | 130 | $ 28,311,000 | $ 217,000 | $ 80,000 |
| Chatham County Georgia | 117 | $ 23,694,000 | $ 202,000 | $ 104,000 |
| Hall County Georgia | 113 | $ 25,166,000 | $ 222,000 | $ 88,000 |
| Greene County Georgia | 107 | $ 26,894,000 | $ 251,000 | $ 136,000 |
| Coweta County Georgia | 95 | $ 19,097,000 | $ 201,000 | $ 93,000 |
| Muscogee County Georgia | 92 | $ 16,371,000 | $ 177,000 | $ 63,000 |
| Oconee County Georgia | 86 | $ 20,279,000 | $ 235,000 | $ 92,000 |
| Fayette County Georgia | 73 | $ 17,497,000 | $ 239,000 | $ 100,000 |
| Putnam County Georgia | 71 | $ 14,397,000 | $ 202,000 | $ 117,000 |
| Douglas County Georgia | 67 | $ 12,753,000 | $ 190,000 | $ 67,000 |
| Jackson County Georgia | 54 | $ 9,841,000 | $ 182,000 | $ 65,000 |
| Barrow County Georgia | 45 | $ 7,312,000 | $ 162,000 | $ 107,000 |
| Floyd County Georgia | 39 | $ 5,183,000 | $ 132,000 | $ 71,000 |
| Clayton County Georgia | 35 | $ 4,234,000 | $ 120,000 | $ 57,000 |
| Walton County Georgia | 33 | $ 6,908,000 | $ 209,000 | $ 170,000 |
| Oconee County South Carolina | 33 | $ 7,187,000 | $ 217,000 | $ 150,000 |
| Newton County Georgia | 31 | $ 5,722,000 | $ 184,000 | $ 94,000 |
| Carroll County Georgia | 28 | $ 4,404,000 | $ 157,000 | $ 77,000 |
| Bryan County Georgia | 26 | $ 6,345,000 | $ 244,000 | $ 90,000 |
| Harris County Georgia | 23 | $ 5,317,000 | $ 231,000 | $ 82,000 |
| Morgan County Georgia | 22 | $ 4,425,000 | $ 201,000 | $ 110,000 |
| Lee County Alabama | 20 | $ 3,084,000 | $ 154,000 | $ 58,000 |
| Bartow County Georgia | 18 | $ 3,357,000 | $ 186,000 | $ 72,000 |
| Gordon County Georgia | 17 | $ 2,070,000 | $ 121,000 | $ 81,000 |
| Oglethorpe County Georgia | 17 | $ 2,042,000 | $ 120,000 | $ 47,000 |
| Rockdale County Georgia | 14 | $ 2,971,000 | $ 212,000 | $ 90,000 |
| Houston County Georgia | 13 | $ 2,763,000 | $ 212,000 | $ 87,000 |
| Dawson County Georgia | 12 | $ 3,580,000 | $ 298,000 | $ 157,000 |
| Effingham County Georgia | 12 | $ 2,231,000 | $ 185,000 | $ 70,000 |
| Madison County Georgia | 12 | $ 1,827,000 | $ 152,000 | $ 191,000 |
| Decatur County Georgia | 11 | $ 2,510,000 | $ 228,000 | $ 105,000 |
| Meriwether County Georgia | 10 | $ 1,154,000 | $ 115,000 | $ 64,000 |
| Baldwin County Georgia | 9 | $ 1,497,000 | $ 166,000 | $ 134,000 |
| Russell County Alabama | 7 | $ 975,000 | $ 139,000 | $ 58,000 |
| Glynn County Georgia | 7 | $ 2,634,000 | $ 376,000 | $ 214,000 |
| Hart County Georgia | 7 | $ 1,403,000 | $ 200,000 | $ 129,000 |
| Hamilton County Tennessee | 7 | $ 1,804,000 | $ 257,000 | $ 146,000 |
| Fannin County Georgia | 6 | $ 1,173,000 | $ 195,000 | $ 137,000 |
| Hancock County Georgia | 6 | $ 670,000 | $ 111,000 | $ 83,000 |
| Pickens County Georgia | 6 | $ 760,000 | $ 126,000 | $ 91,000 |
| Whitfield County Georgia | 6 | $ 690,000 | $ 115,000 | $ 48,000 |
| Pickens County South Carolina | 6 | $ 894,000 | $ 149,000 | $ 167,000 |
| Davidson County Tennessee | 6 | $ 1,066,000 | $ 177,000 | $ 120,000 |
| Elbert County Georgia | 5 | $ 718,000 | $ 143,000 | $ 56,000 |
| Gilmer County Georgia | 5 | $ 1,147,000 | $ 229,000 | $ 117,000 |
| Habersham County Georgia | 5 | $ 544,000 | $ 108,000 | $ 41,000 |
| Jefferson County Georgia | 5 | $ 546,000 | $ 109,000 | $ 68,000 |
| Long County Georgia | 5 | $ 1,238,000 | $ 247,000 | $ 89,000 |
| Polk County Georgia | 5 | $ 851,000 | $ 170,000 | $ 72,000 |
| Mecklenburg County North Carolina | 5 | $ 1,286,000 | $ 257,000 | $ 124,000 |
| Anderson County South Carolina | 5 | $ 868,000 | $ 173,000 | $ 51,000 |
| Beaufort County South Carolina | 5 | $ 1,216,000 | $ 243,000 | $ 86,000 |
| Butts County Georgia | 4 | $ 787,000 | $ 196,000 | $ 84,000 |
| Lowndes County Georgia | 4 | $ 588,000 | $ 147,000 | $ 97,000 |
| Pike County Georgia | 4 | $ 800,000 | $ 200,000 | $ 73,000 |
| Elmore County Alabama | 3 | $ 1,139,000 | $ 379,000 | $ 398,000 |
| Houston County Alabama | 3 | $ 556,000 | $ 185,000 | $ 78,000 |
| Hillsborough County Florida | 3 | $ 592,000 | $ 197,000 | $ 71,000 |
| Seminole County Florida | 3 | $ 709,000 | $ 236,000 | $ 81,000 |
| St. Johns County Florida | 3 | $ 652,000 | $ 217,000 | $ 97,000 |
| Colquitt County Georgia | 3 | $ 549,000 | $ 183,000 | $ 74,000 |
| Liberty County Georgia | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| Talbot County Georgia | 3 | $ 459,000 | $ 153,000 | $ 45,000 |
| Fayette County Kentucky | 3 | $ 504,000 | $ 168,000 | $ 139,000 |
| Fort Bend County Texas | 3 | $ 858,000 | $ 286,000 | $ 106,000 |
| Madison County Alabama | 2 | $ 712,000 | $ 356,000 | $ 82,000 |
| Montgomery County Alabama | 2 | $ 116,000 | $ 58,000 | $ 38,000 |
| Randolph County Alabama | 2 | $ 322,000 | $ 161,000 | $ 143,000 |
| Boulder County Colorado | 2 | $ 440,000 | $ 220,000 | $ 40,000 |
| Leon County Florida | 2 | $ 328,000 | $ 164,000 | $ 113,000 |
| Monroe County Florida | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| Nassau County Florida | 2 | $ 564,000 | $ 282,000 | $ 119,000 |
| Okaloosa County Florida | 2 | $ 652,000 | $ 326,000 | $ 294,000 |
| Orange County Florida | 2 | $ 426,000 | $ 213,000 | $ 145,000 |
| Sarasota County Florida | 2 | $ 384,000 | $ 192,000 | $ 286,000 |
| Brantley County Georgia | 2 | $ 395,000 | $ 197,000 | $ 126,000 |
| Crisp County Georgia | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Franklin County Georgia | 2 | $ 178,000 | $ 89,000 | $ 55,000 |
| Glascock County Georgia | 2 | $ 399,000 | $ 199,000 | $ 87,000 |
| Grady County Georgia | 2 | $ 205,000 | $ 102,000 | $ 37,000 |
| Lamar County Georgia | 2 | $ 254,000 | $ 127,000 | $ 41,000 |
| Monroe County Georgia | 2 | $ 247,000 | $ 123,000 | $ 64,000 |
| Spalding County Georgia | 2 | $ 325,000 | $ 162,000 | $ 98,000 |
| Stephens County Georgia | 2 | $ 176,000 | $ 88,000 | $ 51,000 |
| Sumter County Georgia | 2 | $ 287,000 | $ 143,000 | $ 79,000 |
| Troup County Georgia | 2 | $ 263,000 | $ 131,000 | $ 42,000 |
| Washington County Georgia | 2 | $ 332,000 | $ 166,000 | $ 100,000 |
| White County Georgia | 2 | $ 374,000 | $ 187,000 | $ 120,000 |
| Macon County North Carolina | 2 | $ 389,000 | $ 194,000 | $ 287,000 |
| Charleston County South Carolina | 2 | $ 445,000 | $ 222,000 | $ 63,000 |
| Washington County Tennessee | 2 | $ 579,000 | $ 289,000 | $ 131,000 |
| Williamson County Tennessee | 2 | $ 787,000 | $ 393,000 | $ 141,000 |
| Autauga County Alabama | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Baldwin County Alabama | 1 | $ 262,000 | $ 262,000 | $ 314,000 |
| Coosa County Alabama | 1 | $ 390,000 | $ 390,000 | $ 350,000 |
| Jefferson County Alabama | 1 | $ 367,000 | $ 367,000 | $ 262,000 |
| Bay County Florida | 1 | $ 100,000 | $ 100,000 | $ 115,000 |
| Brevard County Florida | 1 | $ 417,000 | $ 417,000 | $ 172,000 |
| Clay County Florida | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Duval County Florida | 1 | $ 300,000 | $ 300,000 | $ 82,000 |
| Escambia County Florida | 1 | $ 88,000 | $ 88,000 | $ 112,000 |
| Indian River County Florida | 1 | $ 244,000 | $ 244,000 | $ 187,000 |
| Pinellas County Florida | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
| Walton County Florida | 1 | $ 350,000 | $ 350,000 | $ 147,000 |
| Catoosa County Georgia | 1 | $ 84,000 | $ 84,000 | $ 26,000 |
| Columbia County Georgia | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Jasper County Georgia | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Jones County Georgia | 1 | $ 156,000 | $ 156,000 | $ 76,000 |
| Laurens County Georgia | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Lee County Georgia | 1 | $ 417,000 | $ 417,000 | $ 420,000 |
| McIntosh County Georgia | 1 | $ 174,000 | $ 174,000 | $ 46,000 |
| Peach County Georgia | 1 | $ 147,000 | $ 147,000 | $ 85,000 |
| Richmond County Georgia | 1 | $ 198,000 | $ 198,000 | $ 240,000 |
| Screven County Georgia | 1 | $ 159,000 | $ 159,000 | $ 68,000 |
| Taliaferro County Georgia | 1 | $ 27,000 | $ 27,000 | $ 45,000 |
| Tift County Georgia | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Towns County Georgia | 1 | $ 221,000 | $ 221,000 | $ 130,000 |
| Union County Georgia | 1 | $ 190,000 | $ 190,000 | $ 39,000 |
| Walker County Georgia | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Pulaski County Kentucky | 1 | $ 336,000 | $ 336,000 | $ 88,000 |
| Buncombe County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 250,000 |
| Graham County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 460,000 |
| Haywood County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 195,000 |
| Orange County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 119,000 |
| Berkeley County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 49,000 |
| Greenville County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 52,000 |
| Horry County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 95,000 |
| Jasper County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 53,000 |
| Union County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Rutherford County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Sevier County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 109,000 |
| Sumner County Tennessee | 1 | $ 363,000 | $ 363,000 | $ 124,000 |
| Collin County Texas | 1 | $ 297,000 | $ 297,000 | $ 125,000 |
| Harris County Texas | 1 | $ 259,000 | $ 259,000 | $ 126,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Banksouth in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,371 | $937,162,000 | $214,000 | $1,352,000 | $95,000 | $2,912,000 |
| Refinancing | 745 | $192,560,000 | $258,000 | $1,500,000 | $127,000 | $1,878,000 |
| Home Improvement | 80 | $20,579,000 | $257,000 | $620,000 | $119,000 | $363,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,132 | $717,598,000 | $229,000 | $1,500,000 | $106,000 | $1,878,000 |
| Black or African American | 954 | $189,191,000 | $198,000 | $576,000 | $72,000 | $502,000 |
| Not Provided | 593 | $125,302,000 | $211,000 | $1,000,000 | $113,000 | $2,912,000 |
| Asian | 294 | $72,203,000 | $245,000 | $450,000 | $109,000 | $760,000 |
| Hispanic | 200 | $40,844,000 | $204,000 | $572,000 | $81,000 | $369,000 |
| American Indian or Alaskan Native | 15 | $3,092,000 | $206,000 | $400,000 | $84,000 | $197,000 |
| Not applicable | 5 | $1,451,000 | $290,000 | $1,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $620,000 | $206,000 | $344,000 | $50,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,181 | $766,545,000 | $240,000 | $1,500,000 | $121,000 | $2,912,000 |
| FHA-insured (Federal Housing Administration) | 1,541 | $277,959,000 | $180,000 | $378,000 | $63,000 | $390,000 |
| VA-guaranteed (Veterans Administration) | 387 | $93,474,000 | $241,000 | $636,000 | $82,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 87 | $12,323,000 | $141,000 | $335,000 | $48,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,987 | $876,451,000 | $219,000 | $1,360,000 | $100,000 | $2,912,000 |
| Application Withdrawn By Applicant | 847 | $202,148,000 | $238,000 | $1,500,000 | $107,000 | $1,878,000 |
| Application Denied By Financial Institution | 200 | $37,197,000 | $185,000 | $1,000,000 | $72,000 | $360,000 |
| Application Approved But Not Accepted | 153 | $32,772,000 | $214,000 | $417,000 | $88,000 | $502,000 |
| File Closed For Incompleteness | 9 | $1,733,000 | $192,000 | $342,000 | $87,000 | $133,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $11,611,000 | $211,000 | $693,000 | $70,000 | $324,000 |
| Credit History | 44 | $8,048,000 | $182,000 | $1,000,000 | $71,000 | $360,000 |
| Collateral | 41 | $5,856,000 | $142,000 | $413,000 | $70,000 | $185,000 |
| Unverifiable Information | 23 | $4,829,000 | $209,000 | $417,000 | $64,000 | $228,000 |
| Employment History | 11 | $2,211,000 | $201,000 | $324,000 | $55,000 | $116,000 |
| Credit Application Incomplete | 10 | $2,139,000 | $213,000 | $413,000 | $102,000 | $252,000 |
| Other | 8 | $1,285,000 | $160,000 | $318,000 | $117,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $975,000 | $139,000 | $293,000 | $51,000 | $80,000 |
| Mortgage Insurance Denied | 1 | $243,000 | $243,000 | $243,000 | $48,000 | $48,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.