Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Banksouth.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Banksouth 6340 Lake Oconee Parkway Greensboro, GA 30642 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
Total Number of Mortgage Applications | 6,276 |
Total Mortgage Loan Application Amount | $1,455,960,000 |
Average Mortgage Loan Application Amount | $244,666 |
Highest Mortgage Loan Application Amount | $3,000,000 |
Average Applicant Income | $116,666 |
Highest Applicant Income | $7,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Fulton County Georgia | 970 | $ 258,145,000 | $ 266,000 | $ 136,000 |
Gwinnett County Georgia | 807 | $ 177,875,000 | $ 220,000 | $ 85,000 |
Cobb County Georgia | 632 | $ 161,170,000 | $ 255,000 | $ 115,000 |
DeKalb County Georgia | 580 | $ 149,193,000 | $ 257,000 | $ 115,000 |
Chatham County Georgia | 383 | $ 76,129,000 | $ 198,000 | $ 98,000 |
Cherokee County Georgia | 285 | $ 67,023,000 | $ 235,000 | $ 105,000 |
Forsyth County Georgia | 277 | $ 75,287,000 | $ 271,000 | $ 118,000 |
Henry County Georgia | 150 | $ 37,025,000 | $ 246,000 | $ 89,000 |
Clarke County Georgia | 147 | $ 20,866,000 | $ 141,000 | $ 66,000 |
Paulding County Georgia | 139 | $ 28,882,000 | $ 207,000 | $ 83,000 |
Jackson County Georgia | 116 | $ 22,465,000 | $ 193,000 | $ 79,000 |
Hall County Georgia | 115 | $ 26,163,000 | $ 227,000 | $ 104,000 |
Greene County Georgia | 114 | $ 36,638,000 | $ 321,000 | $ 163,000 |
Bryan County Georgia | 98 | $ 23,060,000 | $ 235,000 | $ 91,000 |
Putnam County Georgia | 91 | $ 20,301,000 | $ 223,000 | $ 125,000 |
Coweta County Georgia | 84 | $ 19,129,000 | $ 227,000 | $ 109,000 |
Fayette County Georgia | 84 | $ 22,057,000 | $ 262,000 | $ 111,000 |
Effingham County Georgia | 83 | $ 14,975,000 | $ 180,000 | $ 76,000 |
Oconee County Georgia | 82 | $ 21,257,000 | $ 259,000 | $ 106,000 |
Muscogee County Georgia | 75 | $ 13,205,000 | $ 176,000 | $ 71,000 |
Douglas County Georgia | 73 | $ 12,620,000 | $ 172,000 | $ 61,000 |
Barrow County Georgia | 51 | $ 8,911,000 | $ 174,000 | $ 58,000 |
Newton County Georgia | 51 | $ 10,302,000 | $ 202,000 | $ 67,000 |
Clayton County Georgia | 49 | $ 7,184,000 | $ 146,000 | $ 53,000 |
Oconee County South Carolina | 46 | $ 11,137,000 | $ 242,000 | $ 159,000 |
Walton County Georgia | 39 | $ 8,111,000 | $ 207,000 | $ 84,000 |
Lee County Alabama | 27 | $ 5,423,000 | $ 200,000 | $ 99,000 |
Dougherty County Georgia | 26 | $ 5,282,000 | $ 203,000 | $ 152,000 |
Lee County Georgia | 25 | $ 3,955,000 | $ 158,000 | $ 80,000 |
Harris County Georgia | 24 | $ 4,964,000 | $ 206,000 | $ 84,000 |
Liberty County Georgia | 22 | $ 3,643,000 | $ 165,000 | $ 62,000 |
Morgan County Georgia | 22 | $ 4,480,000 | $ 203,000 | $ 77,000 |
Pickens County Georgia | 21 | $ 3,103,000 | $ 147,000 | $ 63,000 |
Rockdale County Georgia | 21 | $ 3,645,000 | $ 173,000 | $ 64,000 |
Carroll County Georgia | 19 | $ 3,935,000 | $ 207,000 | $ 91,000 |
Dawson County Georgia | 19 | $ 5,554,000 | $ 292,000 | $ 153,000 |
Madison County Georgia | 18 | $ 2,156,000 | $ 119,000 | $ 57,000 |
Oglethorpe County Georgia | 17 | $ 2,432,000 | $ 143,000 | $ 49,000 |
Russell County Alabama | 16 | $ 2,312,000 | $ 144,000 | $ 59,000 |
Bartow County Georgia | 15 | $ 2,548,000 | $ 169,000 | $ 81,000 |
Glynn County Georgia | 15 | $ 2,522,000 | $ 168,000 | $ 85,000 |
Gordon County Georgia | 14 | $ 2,669,000 | $ 190,000 | $ 87,000 |
Jefferson County Alabama | 13 | $ 3,491,000 | $ 268,000 | $ 212,000 |
Lumpkin County Georgia | 12 | $ 2,202,000 | $ 183,000 | $ 86,000 |
Floyd County Georgia | 11 | $ 1,693,000 | $ 153,000 | $ 68,000 |
Beaufort County South Carolina | 10 | $ 2,438,000 | $ 243,000 | $ 149,000 |
Baldwin County Georgia | 9 | $ 1,635,000 | $ 181,000 | $ 95,000 |
Fannin County Georgia | 9 | $ 2,856,000 | $ 317,000 | $ 206,000 |
Long County Georgia | 9 | $ 1,683,000 | $ 187,000 | $ 56,000 |
Meriwether County Georgia | 9 | $ 1,127,000 | $ 125,000 | $ 55,000 |
Spalding County Georgia | 8 | $ 1,100,000 | $ 137,000 | $ 80,000 |
Houston County Georgia | 7 | $ 1,322,000 | $ 188,000 | $ 88,000 |
Sumter County Georgia | 7 | $ 1,311,000 | $ 187,000 | $ 85,000 |
Anderson County South Carolina | 7 | $ 1,450,000 | $ 207,000 | $ 130,000 |
Decatur County Georgia | 6 | $ 713,000 | $ 118,000 | $ 52,000 |
Gilmer County Georgia | 6 | $ 1,105,000 | $ 184,000 | $ 84,000 |
McIntosh County Georgia | 6 | $ 1,142,000 | $ 190,000 | $ 112,000 |
Hillsborough County Florida | 5 | $ 1,637,000 | $ 327,000 | $ 123,000 |
Santa Rosa County Florida | 5 | $ 1,410,000 | $ 282,000 | $ 213,000 |
Bulloch County Georgia | 5 | $ 789,000 | $ 157,000 | $ 88,000 |
Franklin County Georgia | 5 | $ 632,000 | $ 126,000 | $ 65,000 |
Hancock County Georgia | 5 | $ 919,000 | $ 183,000 | $ 157,000 |
Hart County Georgia | 5 | $ 812,000 | $ 162,000 | $ 91,000 |
Washington County Georgia | 5 | $ 499,000 | $ 99,000 | $ 69,000 |
Whitfield County Georgia | 5 | $ 705,000 | $ 141,000 | $ 63,000 |
Mecklenburg County North Carolina | 5 | $ 1,938,000 | $ 387,000 | $ 185,000 |
Shelby County Alabama | 4 | $ 1,056,000 | $ 264,000 | $ 103,000 |
Bay County Florida | 4 | $ 870,000 | $ 217,000 | $ 134,000 |
Bleckley County Georgia | 4 | $ 449,000 | $ 112,000 | $ 55,000 |
Jefferson County Georgia | 4 | $ 571,000 | $ 142,000 | $ 79,000 |
Pike County Georgia | 4 | $ 667,000 | $ 166,000 | $ 60,000 |
White County Georgia | 4 | $ 820,000 | $ 205,000 | $ 131,000 |
Pickens County South Carolina | 4 | $ 498,000 | $ 124,000 | $ 53,000 |
Baldwin County Alabama | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
Okaloosa County Florida | 3 | $ 852,000 | $ 284,000 | $ 145,000 |
Pinellas County Florida | 3 | $ 656,000 | $ 218,000 | $ 57,000 |
Walton County Florida | 3 | $ 774,000 | $ 258,000 | $ 127,000 |
Jones County Georgia | 3 | $ 620,000 | $ 206,000 | $ 106,000 |
Laurens County Georgia | 3 | $ 547,000 | $ 182,000 | $ 103,000 |
Mitchell County Georgia | 3 | $ 433,000 | $ 144,000 | $ 76,000 |
Polk County Georgia | 3 | $ 308,000 | $ 102,000 | $ 45,000 |
Richmond County Georgia | 3 | $ 856,000 | $ 285,000 | $ 123,000 |
Morris County New Jersey | 3 | $ 900,000 | $ 300,000 | $ 269,000 |
Buncombe County North Carolina | 3 | $ 699,000 | $ 233,000 | $ 74,000 |
Greenville County South Carolina | 3 | $ 833,000 | $ 277,000 | $ 129,000 |
Calhoun County Alabama | 2 | $ 386,000 | $ 193,000 | $ 91,000 |
St. Clair County Alabama | 2 | $ 585,000 | $ 292,000 | $ 179,000 |
Manatee County Florida | 2 | $ 430,000 | $ 215,000 | $ 235,000 |
Sarasota County Florida | 2 | $ 455,000 | $ 227,000 | $ 129,000 |
Bibb County Georgia | 2 | $ 172,000 | $ 86,000 | $ 152,000 |
Brantley County Georgia | 2 | $ 241,000 | $ 120,000 | $ 68,000 |
Catoosa County Georgia | 2 | $ 276,000 | $ 138,000 | $ 89,000 |
Habersham County Georgia | 2 | $ 198,000 | $ 99,000 | $ 37,000 |
Lowndes County Georgia | 2 | $ 441,000 | $ 220,000 | $ 119,000 |
Pulaski County Georgia | 2 | $ 471,000 | $ 235,000 | $ 171,000 |
Rabun County Georgia | 2 | $ 607,000 | $ 303,000 | $ 588,000 |
Seminole County Georgia | 2 | $ 248,000 | $ 124,000 | $ 51,000 |
Terrell County Georgia | 2 | $ 407,000 | $ 203,000 | $ 104,000 |
Troup County Georgia | 2 | $ 480,000 | $ 240,000 | $ 96,000 |
Wayne County Georgia | 2 | $ 191,000 | $ 95,000 | $ 35,000 |
Iredell County North Carolina | 2 | $ 1,217,000 | $ 608,000 | $ 234,000 |
Charleston County South Carolina | 2 | $ 564,000 | $ 282,000 | $ 223,000 |
York County South Carolina | 2 | $ 265,000 | $ 132,000 | $ 60,000 |
Lynchburg County Virginia | 2 | $ 294,000 | $ 147,000 | $ 149,000 |
Clarke County Alabama | 1 | $ 100,000 | $ 100,000 | $ 187,000 |
Coosa County Alabama | 1 | $ 148,000 | $ 148,000 | $ 133,000 |
Elmore County Alabama | 1 | $ 236,000 | $ 236,000 | $ 127,000 |
Limestone County Alabama | 1 | $ 167,000 | $ 167,000 | $ 44,000 |
Montgomery County Alabama | 1 | $ 190,000 | $ 190,000 | $ 127,000 |
Randolph County Alabama | 1 | $ 140,000 | $ 140,000 | $ 427,000 |
Talladega County Alabama | 1 | $ 347,000 | $ 347,000 | $ 228,000 |
Tallapoosa County Alabama | 1 | $ 276,000 | $ 276,000 | $ 251,000 |
Washington County Arkansas | 1 | $ 253,000 | $ 253,000 | $ 114,000 |
Brevard County Florida | 1 | $ 272,000 | $ 272,000 | $ 118,000 |
Duval County Florida | 1 | $ 395,000 | $ 395,000 | $ 591,000 |
Gulf County Florida | 1 | $ 286,000 | $ 286,000 | $ 136,000 |
Lee County Florida | 1 | $ 196,000 | $ 196,000 | $ 47,000 |
Madison County Florida | 1 | $ 166,000 | $ 166,000 | $ 136,000 |
Martin County Florida | 1 | $ 180,000 | $ 180,000 | $ 83,000 |
Orange County Florida | 1 | $ 131,000 | $ 131,000 | $ 25,000 |
Seminole County Florida | 1 | $ 261,000 | $ 261,000 | $ 109,000 |
Volusia County Florida | 1 | $ 260,000 | $ 260,000 | $ 192,000 |
Banks County Georgia | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
Butts County Georgia | 1 | $ 227,000 | $ 227,000 | $ 84,000 |
Camden County Georgia | 1 | $ 161,000 | $ 161,000 | $ 69,000 |
Chattooga County Georgia | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
Clay County Georgia | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
Colquitt County Georgia | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
Columbia County Georgia | 1 | $ 240,000 | $ 240,000 | $ 103,000 |
Dooly County Georgia | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
Grady County Georgia | 1 | $ 417,000 | $ 417,000 | $ 211,000 |
Haralson County Georgia | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
Heard County Georgia | 1 | $ 191,000 | $ 191,000 | $ 54,000 |
Jasper County Georgia | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
Lanier County Georgia | 1 | $ 111,000 | $ 111,000 | $ 76,000 |
Marion County Georgia | 1 | $ 178,000 | $ 178,000 | $ 36,000 |
McDuffie County Georgia | 1 | $ 131,000 | $ 131,000 | $ 71,000 |
Peach County Georgia | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
Randolph County Georgia | 1 | $ 375,000 | $ 375,000 | $ 65,000 |
Stewart County Georgia | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
Taliaferro County Georgia | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
Thomas County Georgia | 1 | $ 206,000 | $ 206,000 | $ 31,000 |
Towns County Georgia | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
Union County Georgia | 1 | $ 239,000 | $ 239,000 | $ 135,000 |
Upson County Georgia | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
Warren County Georgia | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
Worth County Georgia | 1 | $ 137,000 | $ 137,000 | $ 68,000 |
Hunterdon County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
Brunswick County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 143,000 |
Henderson County North Carolina | 1 | $ 283,000 | $ 283,000 | $ 91,000 |
Jackson County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
Wake County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 135,000 |
Horry County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 58,000 |
Jasper County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
Davidson County Tennessee | 1 | $ 327,000 | $ 327,000 | $ 100,000 |
Hamilton County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 22,000 |
Sevier County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 157,000 |
Sumner County Tennessee | 1 | $ 356,000 | $ 356,000 | $ 147,000 |
Collin County Texas | 1 | $ 385,000 | $ 385,000 | $ 93,000 |
Dallas County Texas | 1 | $ 408,000 | $ 408,000 | $ 285,000 |
Denton County Texas | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
Fort Bend County Texas | 1 | $ 247,000 | $ 247,000 | $ 94,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 5,160 | $1,158,811,000 | $224,000 | $3,000,000 | $98,000 | $1,982,000 |
Refinancing | 1,036 | $277,723,000 | $268,000 | $2,100,000 | $142,000 | $7,000,000 |
Home Improvement | 80 | $19,426,000 | $242,000 | $709,000 | $110,000 | $324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,631 | $871,009,000 | $239,000 | $2,100,000 | $112,000 | $1,619,000 |
Black or African American | 1,135 | $237,597,000 | $209,000 | $1,126,000 | $78,000 | $1,284,000 |
Not Provided | 940 | $215,674,000 | $229,000 | $1,539,000 | $109,000 | $1,982,000 |
Hispanic | 257 | $56,088,000 | $218,000 | $1,575,000 | $97,000 | $1,220,000 |
Asian | 257 | $62,825,000 | $244,000 | $893,000 | $144,000 | $7,000,000 |
Not applicable | 41 | $9,746,000 | $237,000 | $3,000,000 | $0 | $0 |
American Indian or Alaskan Native | 8 | $1,713,000 | $214,000 | $380,000 | $75,000 | $170,000 |
Native Hawaiin or Other Pacific Islander | 7 | $1,308,000 | $186,000 | $406,000 | $92,000 | $199,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,045 | $1,006,485,000 | $248,000 | $3,000,000 | $125,000 | $7,000,000 |
FHA-insured (Federal Housing Administration) | 1,604 | $305,794,000 | $190,000 | $349,000 | $66,000 | $303,000 |
VA-guaranteed (Veterans Administration) | 520 | $127,779,000 | $245,000 | $700,000 | $84,000 | $554,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 107 | $15,902,000 | $148,000 | $303,000 | $50,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 5,052 | $1,173,558,000 | $232,000 | $3,000,000 | $105,000 | $1,982,000 |
Application Withdrawn By Applicant | 639 | $152,818,000 | $239,000 | $2,100,000 | $111,000 | $1,619,000 |
Application Denied By Financial Institution | 340 | $72,738,000 | $213,000 | $1,200,000 | $107,000 | $7,000,000 |
Application Approved But Not Accepted | 194 | $44,190,000 | $227,000 | $1,000,000 | $101,000 | $389,000 |
File Closed For Incompleteness | 51 | $12,656,000 | $248,000 | $1,100,000 | $125,000 | $701,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 95 | $21,190,000 | $223,000 | $1,200,000 | $61,000 | $186,000 |
Collateral | 86 | $17,832,000 | $207,000 | $893,000 | $110,000 | $456,000 |
Credit History | 62 | $12,315,000 | $198,000 | $600,000 | $68,000 | $187,000 |
Unverifiable Information | 42 | $9,368,000 | $223,000 | $444,000 | $126,000 | $1,284,000 |
Other | 16 | $4,094,000 | $255,000 | $980,000 | $524,000 | $7,000,000 |
Credit Application Incomplete | 15 | $2,705,000 | $180,000 | $282,000 | $92,000 | $224,000 |
Employment History | 13 | $2,673,000 | $205,000 | $412,000 | $92,000 | $213,000 |
Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,751,000 | $250,000 | $442,000 | $72,000 | $105,000 |
Mortgage Insurance Denied | 4 | $810,000 | $202,000 | $263,000 | $80,000 | $111,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.