Banktennessee
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Banktennessee 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banktennessee 1125 West Poplar Avenue Collierville, TN 38017 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 377 |
| Total Mortgage Loan Application Amount | $65,405,000 |
| Average Mortgage Loan Application Amount | $135,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $827,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Banktennessee. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banktennessee's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Banktennessee's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banktennessee serves its applicants.
Each category highlights the total number of mortgage applications processed by Banktennessee, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banktennessee's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 131 | $ 27,231,000 | $ 207,000 | $ 100,000 |
| Madison County Alabama | 37 | $ 7,298,000 | $ 197,000 | $ 93,000 |
| Lauderdale County Tennessee | 35 | $ 2,254,000 | $ 64,000 | $ 67,000 |
| Mobile County Alabama | 20 | $ 3,095,000 | $ 154,000 | $ 75,000 |
| Davidson County Tennessee | 12 | $ 1,362,000 | $ 113,000 | $ 48,000 |
| Fayette County Tennessee | 12 | $ 3,536,000 | $ 294,000 | $ 129,000 |
| Limestone County Alabama | 11 | $ 1,542,000 | $ 140,000 | $ 69,000 |
| DeSoto County Mississippi | 10 | $ 1,501,000 | $ 150,000 | $ 54,000 |
| Rutherford County Tennessee | 9 | $ 1,123,000 | $ 124,000 | $ 80,000 |
| Wilson County Tennessee | 9 | $ 1,598,000 | $ 177,000 | $ 65,000 |
| Montgomery County Alabama | 8 | $ 1,379,000 | $ 172,000 | $ 69,000 |
| Marshall County Alabama | 6 | $ 1,545,000 | $ 257,000 | $ 104,000 |
| Wake County North Carolina | 6 | $ 1,606,000 | $ 267,000 | $ 111,000 |
| Autauga County Alabama | 5 | $ 613,000 | $ 122,000 | $ 30,000 |
| Baldwin County Alabama | 3 | $ 650,000 | $ 216,000 | $ 112,000 |
| Elmore County Alabama | 3 | $ 536,000 | $ 178,000 | $ 47,000 |
| Wilson County North Carolina | 3 | $ 340,000 | $ 113,000 | $ 43,000 |
| Knox County Tennessee | 3 | $ 187,000 | $ 62,000 | $ 33,000 |
| Lincoln County Tennessee | 3 | $ 717,000 | $ 239,000 | $ 74,000 |
| Smith County Tennessee | 3 | $ 412,000 | $ 137,000 | $ 93,000 |
| Williamson County Tennessee | 3 | $ 825,000 | $ 275,000 | $ 88,000 |
| Talladega County Alabama | 2 | $ 446,000 | $ 223,000 | $ 71,000 |
| Dyer County Tennessee | 2 | $ 97,000 | $ 48,000 | $ 104,000 |
| McNairy County Tennessee | 2 | $ 112,000 | $ 56,000 | $ 20,000 |
| Sumner County Tennessee | 2 | $ 301,000 | $ 150,000 | $ 23,000 |
| Tipton County Tennessee | 2 | $ 175,000 | $ 87,000 | $ 44,000 |
| Colbert County Alabama | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| Crenshaw County Alabama | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Cullman County Alabama | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| DeKalb County Alabama | 1 | $ 240,000 | $ 240,000 | $ 127,000 |
| Macon County Alabama | 1 | $ 270,000 | $ 270,000 | $ 827,000 |
| Morgan County Alabama | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Tallapoosa County Alabama | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Crittenden County Arkansas | 1 | $ 91,000 | $ 91,000 | $ 103,000 |
| Lonoke County Arkansas | 1 | $ 208,000 | $ 208,000 | $ 37,000 |
| Duval County Florida | 1 | $ 174,000 | $ 174,000 | $ 42,000 |
| Leon County Florida | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 170,000 | $ 170,000 | $ 69,000 |
| Madison County Mississippi | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Marshall County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Prentiss County Mississippi | 1 | $ 16,000 | $ 16,000 | $ 150,000 |
| Yazoo County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 69,000 |
| Johnston County North Carolina | 1 | $ 354,000 | $ 354,000 | $ 181,000 |
| New Hanover County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 16,000 |
| Carroll County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 85,000 |
| Dickson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Henry County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Loudon County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Montgomery County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Roane County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Robertson County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 37,000 |
| Sevier County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Stewart County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Caroline County Virginia | 1 | $ 116,000 | $ 116,000 | $ 20,000 |
| King George County Virginia | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Banktennessee in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 229 | $41,728,000 | $182,000 | $745,000 | $90,000 | $827,000 |
| Home Purchase | 138 | $23,103,000 | $167,000 | $2,000,000 | $79,000 | $467,000 |
| Home Improvement | 10 | $574,000 | $57,000 | $337,000 | $61,000 | $130,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 310 | $52,488,000 | $169,000 | $850,000 | $89,000 | $467,000 |
| Black or African American | 34 | $8,423,000 | $247,000 | $2,000,000 | $94,000 | $827,000 |
| Not Provided | 15 | $1,916,000 | $127,000 | $418,000 | $18,000 | $133,000 |
| Not applicable | 9 | $880,000 | $97,000 | $205,000 | $0 | $0 |
| Asian | 7 | $1,483,000 | $211,000 | $401,000 | $128,000 | $450,000 |
| Hispanic | 1 | $69,000 | $69,000 | $69,000 | $28,000 | $28,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $146,000 | $146,000 | $146,000 | $8,000 | $8,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 262 | $47,811,000 | $182,000 | $2,000,000 | $98,000 | $827,000 |
| FHA-insured (Federal Housing Administration) | 109 | $15,922,000 | $146,000 | $276,000 | $54,000 | $192,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,595,000 | $319,000 | $400,000 | $84,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $77,000 | $77,000 | $77,000 | $51,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 261 | $43,895,000 | $168,000 | $850,000 | $87,000 | $467,000 |
| Application Denied By Financial Institution | 70 | $12,836,000 | $183,000 | $2,000,000 | $72,000 | $827,000 |
| Application Withdrawn By Applicant | 39 | $7,456,000 | $191,000 | $418,000 | $104,000 | $319,000 |
| Application Approved But Not Accepted | 7 | $1,218,000 | $174,000 | $286,000 | $49,000 | $148,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 20 | $1,689,000 | $84,000 | $332,000 | $22,000 | $135,000 |
| Debt-To-Income Ratio | 20 | $5,893,000 | $294,000 | $2,000,000 | $76,000 | $201,000 |
| Collateral | 11 | $2,002,000 | $182,000 | $320,000 | $170,000 | $827,000 |
| Other | 10 | $1,796,000 | $179,000 | $282,000 | $58,000 | $186,000 |
| Credit Application Incomplete | 3 | $545,000 | $181,000 | $286,000 | $75,000 | $200,000 |
| Unverifiable Information | 2 | $279,000 | $139,000 | $147,000 | $48,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $354,000 | $177,000 | $275,000 | $47,000 | $69,000 |
| Mortgage Insurance Denied | 1 | $211,000 | $211,000 | $211,000 | $90,000 | $90,000 |
| Employment History | 1 | $67,000 | $67,000 | $67,000 | $129,000 | $129,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banktennessee's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banktennessee's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.