Bankwest, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bankwest, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankwest, Inc. 420 S. Pierre Street, Po Box 998 Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 999 |
| Total Mortgage Loan Application Amount | $91,910,000 |
| Average Mortgage Loan Application Amount | $148,666 |
| Highest Mortgage Loan Application Amount | $5,374,000 |
| Average Applicant Income | $58,333 |
| Highest Applicant Income | $734,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bankwest, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankwest, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bankwest, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankwest, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankwest, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankwest, Inc.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hughes County South Dakota | 95 | $ 10,824,000 | $ 113,000 | $ 45,000 |
| Pennington County South Dakota | 45 | $ 18,831,000 | $ 418,000 | $ 46,000 |
| Minnehaha County South Dakota | 39 | $ 1,329,000 | $ 34,000 | $ 41,000 |
| Campbell County Wyoming | 39 | $ 2,123,000 | $ 54,000 | $ 68,000 |
| Davison County South Dakota | 28 | $ 2,055,000 | $ 73,000 | $ 47,000 |
| Sweetwater County Wyoming | 21 | $ 1,420,000 | $ 67,000 | $ 69,000 |
| Meade County South Dakota | 20 | $ 2,328,000 | $ 116,000 | $ 40,000 |
| Tripp County South Dakota | 19 | $ 1,282,000 | $ 67,000 | $ 78,000 |
| Lawrence County South Dakota | 15 | $ 6,524,000 | $ 434,000 | $ 61,000 |
| Sully County South Dakota | 15 | $ 1,292,000 | $ 86,000 | $ 44,000 |
| Stanley County South Dakota | 13 | $ 1,226,000 | $ 94,000 | $ 59,000 |
| Gregory County South Dakota | 12 | $ 593,000 | $ 49,000 | $ 62,000 |
| Walworth County South Dakota | 11 | $ 336,000 | $ 30,000 | $ 45,000 |
| Brown County South Dakota | 8 | $ 568,000 | $ 71,000 | $ 57,000 |
| Lyman County South Dakota | 8 | $ 374,000 | $ 46,000 | $ 51,000 |
| Lincoln County South Dakota | 7 | $ 596,000 | $ 85,000 | $ 41,000 |
| Brookings County South Dakota | 6 | $ 249,000 | $ 41,000 | $ 45,000 |
| Shannon County South Dakota | 6 | $ 764,000 | $ 127,000 | $ 56,000 |
| Aurora County South Dakota | 5 | $ 267,000 | $ 53,000 | $ 70,000 |
| Jackson County South Dakota | 5 | $ 306,000 | $ 61,000 | $ 56,000 |
| Crook County Wyoming | 5 | $ 217,000 | $ 43,000 | $ 67,000 |
| Burleigh County North Dakota | 4 | $ 153,000 | $ 38,000 | $ 47,000 |
| Brule County South Dakota | 4 | $ 1,585,000 | $ 396,000 | $ 36,000 |
| Charles Mix County South Dakota | 4 | $ 280,000 | $ 70,000 | $ 91,000 |
| Fall River County South Dakota | 4 | $ 240,000 | $ 60,000 | $ 53,000 |
| Haakon County South Dakota | 4 | $ 240,000 | $ 60,000 | $ 37,000 |
| Hyde County South Dakota | 4 | $ 199,000 | $ 49,000 | $ 42,000 |
| Yankton County South Dakota | 4 | $ 200,000 | $ 50,000 | $ 43,000 |
| Uinta County Wyoming | 4 | $ 222,000 | $ 55,000 | $ 44,000 |
| Buffalo County Nebraska | 3 | $ 159,000 | $ 53,000 | $ 261,000 |
| Lancaster County Nebraska | 3 | $ 124,000 | $ 41,000 | $ 48,000 |
| Williams County North Dakota | 3 | $ 257,000 | $ 85,000 | $ 45,000 |
| Beadle County South Dakota | 3 | $ 113,000 | $ 37,000 | $ 55,000 |
| Codington County South Dakota | 3 | $ 634,000 | $ 211,000 | $ 18,000 |
| Custer County South Dakota | 3 | $ 232,000 | $ 77,000 | $ 33,000 |
| Douglas County South Dakota | 3 | $ 466,000 | $ 155,000 | $ 217,000 |
| Hutchinson County South Dakota | 3 | $ 624,000 | $ 208,000 | $ 51,000 |
| Potter County South Dakota | 3 | $ 132,000 | $ 44,000 | $ 60,000 |
| Sanborn County South Dakota | 3 | $ 272,000 | $ 90,000 | $ 89,000 |
| Black Hawk County Iowa | 2 | $ 34,000 | $ 17,000 | $ 32,000 |
| Ramsey County Minnesota | 2 | $ 67,000 | $ 33,000 | $ 55,000 |
| Adams County Nebraska | 2 | $ 73,000 | $ 36,000 | $ 38,000 |
| Grant County North Dakota | 2 | $ 92,000 | $ 46,000 | $ 83,000 |
| McLean County North Dakota | 2 | $ 148,000 | $ 74,000 | $ 44,000 |
| Morton County North Dakota | 2 | $ 157,000 | $ 78,000 | $ 64,000 |
| Sioux County North Dakota | 2 | $ 102,000 | $ 51,000 | $ 49,000 |
| Ward County North Dakota | 2 | $ 107,000 | $ 53,000 | $ 179,000 |
| Bennett County South Dakota | 2 | $ 121,000 | $ 60,000 | $ 24,000 |
| Dewey County South Dakota | 2 | $ 101,000 | $ 50,000 | $ 31,000 |
| Mellette County South Dakota | 2 | $ 221,000 | $ 110,000 | $ 260,000 |
| Todd County South Dakota | 2 | $ 27,000 | $ 13,000 | $ 52,000 |
| Barron County Wisconsin | 2 | $ 76,000 | $ 38,000 | $ 37,000 |
| Fremont County Wyoming | 2 | $ 109,000 | $ 54,000 | $ 74,000 |
| Sublette County Wyoming | 2 | $ 81,000 | $ 40,000 | $ 66,000 |
| Weston County Wyoming | 2 | $ 171,000 | $ 85,000 | $ 54,000 |
| Maricopa County Arizona | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Bannock County Idaho | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Louisa County Iowa | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Plymouth County Iowa | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Scott County Iowa | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Woodbury County Iowa | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| Blue Earth County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 68,000 |
| Murray County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 63,000 |
| Nicollet County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Rice County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Boyd County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Cherry County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 34,000 |
| Custer County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Dawson County Nebraska | 1 | $ 29,000 | $ 29,000 | $ 35,000 |
| Howard County Nebraska | 1 | $ 41,000 | $ 41,000 | $ 78,000 |
| Keya Paha County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Phelps County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Richardson County Nebraska | 1 | $ 11,000 | $ 11,000 | $ 100,000 |
| Seward County Nebraska | 1 | $ 37,000 | $ 37,000 | $ 44,000 |
| Thayer County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Thurston County Nebraska | 1 | $ 27,000 | $ 27,000 | $ 41,000 |
| Adams County North Dakota | 1 | $ 58,000 | $ 58,000 | $ 54,000 |
| Dickey County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Emmons County North Dakota | 1 | $ 190,000 | $ 190,000 | $ 87,000 |
| McHenry County North Dakota | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| McKenzie County North Dakota | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Mercer County North Dakota | 1 | $ 37,000 | $ 37,000 | $ 32,000 |
| Mountrail County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Oliver County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 86,000 |
| Ramsey County North Dakota | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Custer County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Bon Homme County South Dakota | 1 | $ 29,000 | $ 29,000 | $ 29,000 |
| Campbell County South Dakota | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
| Clay County South Dakota | 1 | $ 21,000 | $ 21,000 | $ 87,000 |
| Corson County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 55,000 |
| Deuel County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 84,000 |
| Edmunds County South Dakota | 1 | $ 36,000 | $ 36,000 | $ 16,000 |
| Faulk County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Hamlin County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Hanson County South Dakota | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
| Jerauld County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Jones County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| Lake County South Dakota | 1 | $ 32,000 | $ 32,000 | $ 51,000 |
| Spink County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Union County South Dakota | 1 | $ 53,000 | $ 53,000 | $ 37,000 |
| Ziebach County South Dakota | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
| Dunn County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Eau Claire County Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 21,000 |
| Big Horn County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Carbon County Wyoming | 1 | $ 38,000 | $ 38,000 | $ 62,000 |
| Johnson County Wyoming | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
| Natrona County Wyoming | 1 | $ 57,000 | $ 57,000 | $ 113,000 |
| Park County Wyoming | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Sheridan County Wyoming | 1 | $ 169,000 | $ 169,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Bankwest, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 851 | $60,755,000 | $71,000 | $2,204,000 | $53,000 | $734,000 |
| Refinancing | 88 | $27,010,000 | $306,000 | $5,374,000 | $65,000 | $619,000 |
| Home Improvement | 60 | $4,145,000 | $69,000 | $1,850,000 | $57,000 | $310,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 800 | $51,414,000 | $64,000 | $380,000 | $57,000 | $734,000 |
| Not Provided | 87 | $5,372,000 | $61,000 | $227,000 | $62,000 | $189,000 |
| Not applicable | 41 | $31,280,000 | $762,000 | $5,374,000 | $0 | $0 |
| American Indian or Alaskan Native | 34 | $1,657,000 | $48,000 | $100,000 | $51,000 | $194,000 |
| Hispanic | 27 | $1,437,000 | $53,000 | $138,000 | $50,000 | $125,000 |
| Asian | 5 | $300,000 | $60,000 | $80,000 | $48,000 | $115,000 |
| Black or African American | 4 | $381,000 | $95,000 | $189,000 | $39,000 | $51,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $69,000 | $69,000 | $69,000 | $55,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 926 | $84,125,000 | $90,000 | $5,374,000 | $56,000 | $734,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $4,493,000 | $93,000 | $203,000 | $32,000 | $61,000 |
| FHA-insured (Federal Housing Administration) | 23 | $2,962,000 | $128,000 | $230,000 | $32,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 2 | $330,000 | $165,000 | $204,000 | $60,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 478 | $29,405,000 | $61,000 | $300,000 | $51,000 | $199,000 |
| Loan Originated | 399 | $53,447,000 | $133,000 | $5,374,000 | $59,000 | $734,000 |
| Application Approved But Not Accepted | 87 | $5,111,000 | $58,000 | $208,000 | $76,000 | $600,000 |
| Application Withdrawn By Applicant | 35 | $3,947,000 | $112,000 | $298,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankwest, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankwest, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.