Bankwest, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Bankwest, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankwest, Inc. 420 S. Pierre Street, Po Box 998 Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,427 |
| Total Mortgage Loan Application Amount | $171,132,000 |
| Average Mortgage Loan Application Amount | $137,666 |
| Highest Mortgage Loan Application Amount | $8,194,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $4,281,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bankwest, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankwest, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Bankwest, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankwest, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankwest, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankwest, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hughes County South Dakota | 249 | $ 38,643,000 | $ 155,000 | $ 50,000 |
| Pennington County South Dakota | 147 | $ 25,743,000 | $ 175,000 | $ 50,000 |
| Davison County South Dakota | 90 | $ 17,412,000 | $ 193,000 | $ 125,000 |
| Minnehaha County South Dakota | 60 | $ 3,723,000 | $ 62,000 | $ 59,000 |
| Lincoln County South Dakota | 38 | $ 2,474,000 | $ 65,000 | $ 54,000 |
| Stanley County South Dakota | 37 | $ 3,853,000 | $ 104,000 | $ 61,000 |
| Tripp County South Dakota | 29 | $ 5,310,000 | $ 183,000 | $ 286,000 |
| Meade County South Dakota | 24 | $ 2,867,000 | $ 119,000 | $ 59,000 |
| Gregory County South Dakota | 22 | $ 1,681,000 | $ 76,000 | $ 53,000 |
| Lawrence County South Dakota | 19 | $ 1,799,000 | $ 94,000 | $ 59,000 |
| Lyman County South Dakota | 19 | $ 3,131,000 | $ 164,000 | $ 106,000 |
| Williams County North Dakota | 16 | $ 1,494,000 | $ 93,000 | $ 221,000 |
| Walworth County South Dakota | 16 | $ 4,311,000 | $ 269,000 | $ 160,000 |
| Brown County South Dakota | 15 | $ 1,086,000 | $ 72,000 | $ 63,000 |
| Sully County South Dakota | 15 | $ 2,619,000 | $ 174,000 | $ 54,000 |
| Custer County South Dakota | 12 | $ 1,024,000 | $ 85,000 | $ 41,000 |
| Sweetwater County Wyoming | 12 | $ 663,000 | $ 55,000 | $ 62,000 |
| Stark County North Dakota | 11 | $ 1,014,000 | $ 92,000 | $ 89,000 |
| Codington County South Dakota | 11 | $ 510,000 | $ 46,000 | $ 48,000 |
| Haakon County South Dakota | 10 | $ 1,240,000 | $ 124,000 | $ 48,000 |
| Hanson County South Dakota | 10 | $ 1,116,000 | $ 111,000 | $ 55,000 |
| Hutchinson County South Dakota | 10 | $ 753,000 | $ 75,000 | $ 40,000 |
| Dakota County Minnesota | 9 | $ 353,000 | $ 39,000 | $ 51,000 |
| Aurora County South Dakota | 9 | $ 715,000 | $ 79,000 | $ 70,000 |
| Charles Mix County South Dakota | 9 | $ 1,354,000 | $ 150,000 | $ 63,000 |
| Jackson County South Dakota | 9 | $ 564,000 | $ 62,000 | $ 44,000 |
| McLean County North Dakota | 8 | $ 881,000 | $ 110,000 | $ 71,000 |
| Douglas County South Dakota | 8 | $ 2,060,000 | $ 257,000 | $ 1,114,000 |
| Yankton County South Dakota | 8 | $ 1,008,000 | $ 126,000 | $ 37,000 |
| Ramsey County Minnesota | 7 | $ 317,000 | $ 45,000 | $ 61,000 |
| Ward County North Dakota | 7 | $ 845,000 | $ 120,000 | $ 74,000 |
| Brule County South Dakota | 7 | $ 1,280,000 | $ 182,000 | $ 168,000 |
| Dewey County South Dakota | 7 | $ 401,000 | $ 57,000 | $ 32,000 |
| Burleigh County North Dakota | 6 | $ 454,000 | $ 75,000 | $ 75,000 |
| Morton County North Dakota | 6 | $ 399,000 | $ 66,000 | $ 73,000 |
| Jerauld County South Dakota | 6 | $ 733,000 | $ 122,000 | $ 24,000 |
| McCook County South Dakota | 6 | $ 511,000 | $ 85,000 | $ 64,000 |
| Natrona County Wyoming | 6 | $ 299,000 | $ 49,000 | $ 68,000 |
| Fall River County South Dakota | 5 | $ 305,000 | $ 61,000 | $ 84,000 |
| Richland County North Dakota | 4 | $ 510,000 | $ 127,000 | $ 238,000 |
| Bennett County South Dakota | 4 | $ 310,000 | $ 77,000 | $ 49,000 |
| Clark County South Dakota | 4 | $ 322,000 | $ 80,000 | $ 75,000 |
| Clay County South Dakota | 4 | $ 227,000 | $ 56,000 | $ 88,000 |
| Edmunds County South Dakota | 4 | $ 478,000 | $ 119,000 | $ 39,000 |
| Hand County South Dakota | 4 | $ 437,000 | $ 109,000 | $ 56,000 |
| Marshall County South Dakota | 4 | $ 246,000 | $ 61,000 | $ 58,000 |
| Sanborn County South Dakota | 4 | $ 624,000 | $ 156,000 | $ 94,000 |
| Campbell County Wyoming | 4 | $ 148,000 | $ 37,000 | $ 91,000 |
| McKenzie County North Dakota | 3 | $ 186,000 | $ 62,000 | $ 79,000 |
| Wells County North Dakota | 3 | $ 471,000 | $ 157,000 | $ 21,000 |
| Beadle County South Dakota | 3 | $ 233,000 | $ 77,000 | $ 25,000 |
| Corson County South Dakota | 3 | $ 236,000 | $ 78,000 | $ 42,000 |
| Hamlin County South Dakota | 3 | $ 215,000 | $ 71,000 | $ 109,000 |
| Jones County South Dakota | 3 | $ 429,000 | $ 143,000 | $ 53,000 |
| Mellette County South Dakota | 3 | $ 392,000 | $ 130,000 | $ 56,000 |
| Todd County South Dakota | 3 | $ 282,000 | $ 94,000 | $ 70,000 |
| Converse County Wyoming | 3 | $ 111,000 | $ 37,000 | $ 45,000 |
| Crook County Wyoming | 3 | $ 444,000 | $ 148,000 | $ 65,000 |
| Monroe County Florida | 2 | $ 834,000 | $ 417,000 | $ 243,000 |
| Sioux County Iowa | 2 | $ 97,000 | $ 48,000 | $ 46,000 |
| Woodbury County Iowa | 2 | $ 156,000 | $ 78,000 | $ 58,000 |
| Anoka County Minnesota | 2 | $ 98,000 | $ 49,000 | $ 66,000 |
| Goodhue County Minnesota | 2 | $ 704,000 | $ 352,000 | $ 94,000 |
| Nicollet County Minnesota | 2 | $ 62,000 | $ 31,000 | $ 48,000 |
| Scott County Minnesota | 2 | $ 83,000 | $ 41,000 | $ 53,000 |
| Jefferson County Montana | 2 | $ 150,000 | $ 75,000 | $ 137,000 |
| Dawes County Nebraska | 2 | $ 176,000 | $ 88,000 | $ 48,000 |
| Thomas County Nebraska | 2 | $ 106,000 | $ 53,000 | $ 50,000 |
| Adams County North Dakota | 2 | $ 309,000 | $ 154,000 | $ 86,000 |
| Burke County North Dakota | 2 | $ 281,000 | $ 140,000 | $ 104,000 |
| Divide County North Dakota | 2 | $ 304,000 | $ 152,000 | $ 125,000 |
| Dunn County North Dakota | 2 | $ 59,000 | $ 29,000 | $ 98,000 |
| LaMoure County North Dakota | 2 | $ 227,000 | $ 113,000 | $ 32,000 |
| McIntosh County North Dakota | 2 | $ 196,000 | $ 98,000 | $ 54,000 |
| Rolette County North Dakota | 2 | $ 179,000 | $ 89,000 | $ 24,000 |
| Sargent County North Dakota | 2 | $ 267,000 | $ 133,000 | $ 121,000 |
| Stutsman County North Dakota | 2 | $ 264,000 | $ 132,000 | $ 20,000 |
| Brookings County South Dakota | 2 | $ 222,000 | $ 111,000 | $ 9,000 |
| Butte County South Dakota | 2 | $ 2,658,000 | $ 1,329,000 | $ 36,000 |
| Campbell County South Dakota | 2 | $ 95,000 | $ 47,000 | $ 16,000 |
| Day County South Dakota | 2 | $ 311,000 | $ 155,000 | $ 32,000 |
| Faulk County South Dakota | 2 | $ 244,000 | $ 122,000 | $ 85,000 |
| Grant County South Dakota | 2 | $ 112,000 | $ 56,000 | $ 127,000 |
| Hyde County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| Kingsbury County South Dakota | 2 | $ 252,000 | $ 126,000 | $ 0 |
| Lake County South Dakota | 2 | $ 169,000 | $ 84,000 | $ 74,000 |
| Perkins County South Dakota | 2 | $ 363,000 | $ 181,000 | $ 31,000 |
| Spink County South Dakota | 2 | $ 342,000 | $ 171,000 | $ 78,000 |
| Turner County South Dakota | 2 | $ 98,000 | $ 49,000 | $ 82,000 |
| Union County South Dakota | 2 | $ 60,000 | $ 30,000 | $ 35,000 |
| Pinal County Arizona | 1 | $ 30,000 | $ 30,000 | $ 130,000 |
| Sumter County Florida | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Clay County Iowa | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Harrison County Iowa | 1 | $ 85,000 | $ 85,000 | $ 314,000 |
| Lyon County Iowa | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Muscatine County Iowa | 1 | $ 14,000 | $ 14,000 | $ 31,000 |
| Pottawattamie County Iowa | 1 | $ 29,000 | $ 29,000 | $ 60,000 |
| Benton County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Carlton County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Cass County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Isanti County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 90,000 |
| Lincoln County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 190,000 |
| Morrison County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Murray County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Norman County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Pipestone County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Rice County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 63,000 |
| Rock County Minnesota | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Sherburne County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 23,000 |
| Traverse County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Washington County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 86,000 |
| Deer Lodge County Montana | 1 | $ 61,000 | $ 61,000 | $ 47,000 |
| Adams County Nebraska | 1 | $ 24,000 | $ 24,000 | $ 22,000 |
| Box Butte County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 99,000 |
| Boyd County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Buffalo County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Cherry County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Keya Paha County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Lancaster County Nebraska | 1 | $ 260,000 | $ 260,000 | $ 1,000 |
| Red Willow County Nebraska | 1 | $ 161,000 | $ 161,000 | $ 235,000 |
| Sarpy County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 24,000 |
| Clark County Nevada | 1 | $ 246,000 | $ 246,000 | $ 102,000 |
| Billings County North Dakota | 1 | $ 141,000 | $ 141,000 | $ 70,000 |
| Dickey County North Dakota | 1 | $ 66,000 | $ 66,000 | $ 27,000 |
| Golden Valley County North Dakota | 1 | $ 102,000 | $ 102,000 | $ 199,000 |
| Grand Forks County North Dakota | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| Kidder County North Dakota | 1 | $ 36,000 | $ 36,000 | $ 40,000 |
| McHenry County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Mercer County North Dakota | 1 | $ 47,000 | $ 47,000 | $ 80,000 |
| Oliver County North Dakota | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Ransom County North Dakota | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Renville County North Dakota | 1 | $ 111,000 | $ 111,000 | $ 85,000 |
| Sheridan County North Dakota | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Walsh County North Dakota | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Deuel County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 81,000 |
| Miner County South Dakota | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| Potter County South Dakota | 1 | $ 220,000 | $ 220,000 | $ 148,000 |
| Roberts County South Dakota | 1 | $ 41,000 | $ 41,000 | $ 49,000 |
| Ziebach County South Dakota | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Big Horn County Wyoming | 1 | $ 112,000 | $ 112,000 | $ 197,000 |
| Fremont County Wyoming | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Lincoln County Wyoming | 1 | $ 286,000 | $ 286,000 | $ 194,000 |
| Park County Wyoming | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Sheridan County Wyoming | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Washakie County Wyoming | 1 | $ 42,000 | $ 42,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Bankwest, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,176 | $126,853,000 | $107,000 | $8,194,000 | $61,000 | $2,365,000 |
| Refinancing | 182 | $37,175,000 | $204,000 | $2,570,000 | $194,000 | $4,281,000 |
| Home Improvement | 69 | $7,104,000 | $102,000 | $605,000 | $52,000 | $279,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,172 | $136,084,000 | $116,000 | $2,030,000 | $82,000 | $4,281,000 |
| Not Provided | 97 | $6,832,000 | $70,000 | $286,000 | $60,000 | $330,000 |
| American Indian or Alaskan Native | 57 | $5,633,000 | $98,000 | $659,000 | $93,000 | $793,000 |
| Hispanic | 46 | $2,483,000 | $53,000 | $173,000 | $51,000 | $144,000 |
| Not applicable | 29 | $17,676,000 | $609,000 | $8,194,000 | $4,000 | $117,000 |
| Asian | 12 | $1,158,000 | $96,000 | $175,000 | $46,000 | $80,000 |
| Black or African American | 10 | $763,000 | $76,000 | $186,000 | $51,000 | $76,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $503,000 | $125,000 | $236,000 | $70,000 | $101,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,184 | $137,518,000 | $116,000 | $8,194,000 | $85,000 | $4,281,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 155 | $21,137,000 | $136,000 | $710,000 | $46,000 | $561,000 |
| FHA-insured (Federal Housing Administration) | 68 | $9,251,000 | $136,000 | $261,000 | $44,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,226,000 | $161,000 | $330,000 | $29,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 656 | $101,743,000 | $155,000 | $8,194,000 | $111,000 | $4,281,000 |
| Application Denied By Financial Institution | 486 | $36,201,000 | $74,000 | $710,000 | $57,000 | $1,217,000 |
| Application Withdrawn By Applicant | 181 | $25,906,000 | $143,000 | $417,000 | $0 | $0 |
| Application Approved But Not Accepted | 103 | $7,218,000 | $70,000 | $212,000 | $99,000 | $870,000 |
| File Closed For Incompleteness | 1 | $64,000 | $64,000 | $64,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankwest, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankwest, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.