Banner Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Banner Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banner Bank 10 South 1St Street Walla Walla, WA 99362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,876 |
| Total Mortgage Loan Application Amount | $617,984,000 |
| Average Mortgage Loan Application Amount | $191,666 |
| Highest Mortgage Loan Application Amount | $2,210,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $3,926,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Banner Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banner Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Banner Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banner Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Banner Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banner Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 293 | $ 57,373,000 | $ 195,000 | $ 99,000 |
| Whatcom County Washington | 270 | $ 61,344,000 | $ 227,000 | $ 94,000 |
| Yakima County Washington | 218 | $ 34,624,000 | $ 158,000 | $ 96,000 |
| Benton County Washington | 214 | $ 40,791,000 | $ 190,000 | $ 99,000 |
| Walla Walla County Washington | 210 | $ 34,862,000 | $ 166,000 | $ 87,000 |
| King County Washington | 181 | $ 65,755,000 | $ 363,000 | $ 171,000 |
| Umatilla County Oregon | 138 | $ 16,248,000 | $ 117,000 | $ 81,000 |
| Ada County Idaho | 124 | $ 21,509,000 | $ 173,000 | $ 84,000 |
| Chelan County Washington | 111 | $ 26,762,000 | $ 241,000 | $ 107,000 |
| Snohomish County Washington | 111 | $ 28,115,000 | $ 253,000 | $ 105,000 |
| Washington County Oregon | 83 | $ 27,527,000 | $ 331,000 | $ 137,000 |
| Multnomah County Oregon | 75 | $ 20,948,000 | $ 279,000 | $ 114,000 |
| Island County Washington | 75 | $ 17,319,000 | $ 230,000 | $ 92,000 |
| Douglas County Washington | 69 | $ 14,847,000 | $ 215,000 | $ 85,000 |
| Clackamas County Oregon | 62 | $ 24,402,000 | $ 393,000 | $ 180,000 |
| Grant County Washington | 61 | $ 14,127,000 | $ 231,000 | $ 162,000 |
| San Juan County Washington | 56 | $ 18,090,000 | $ 323,000 | $ 137,000 |
| Union County Oregon | 47 | $ 7,240,000 | $ 154,000 | $ 114,000 |
| Franklin County Washington | 45 | $ 7,670,000 | $ 170,000 | $ 79,000 |
| Twin Falls County Idaho | 44 | $ 6,285,000 | $ 142,000 | $ 99,000 |
| Pierce County Washington | 40 | $ 10,818,000 | $ 270,000 | $ 132,000 |
| Nez Perce County Idaho | 29 | $ 4,547,000 | $ 156,000 | $ 67,000 |
| Clark County Washington | 27 | $ 5,845,000 | $ 216,000 | $ 114,000 |
| Asotin County Washington | 25 | $ 4,661,000 | $ 186,000 | $ 101,000 |
| Columbia County Oregon | 24 | $ 2,802,000 | $ 116,000 | $ 78,000 |
| Skagit County Washington | 24 | $ 5,171,000 | $ 215,000 | $ 64,000 |
| Morrow County Oregon | 22 | $ 1,889,000 | $ 85,000 | $ 66,000 |
| Baker County Oregon | 19 | $ 3,093,000 | $ 162,000 | $ 112,000 |
| Stevens County Washington | 14 | $ 2,996,000 | $ 214,000 | $ 79,000 |
| Canyon County Idaho | 13 | $ 1,507,000 | $ 115,000 | $ 86,000 |
| Jerome County Idaho | 13 | $ 1,511,000 | $ 116,000 | $ 70,000 |
| Thurston County Washington | 12 | $ 2,994,000 | $ 249,000 | $ 106,000 |
| Kootenai County Idaho | 10 | $ 2,066,000 | $ 206,000 | $ 136,000 |
| Kittitas County Washington | 9 | $ 2,380,000 | $ 264,000 | $ 137,000 |
| Valley County Idaho | 7 | $ 1,055,000 | $ 150,000 | $ 87,000 |
| Columbia County Washington | 7 | $ 664,000 | $ 94,000 | $ 127,000 |
| Okanogan County Washington | 7 | $ 1,304,000 | $ 186,000 | $ 116,000 |
| Bonner County Idaho | 6 | $ 1,424,000 | $ 237,000 | $ 137,000 |
| Deschutes County Oregon | 6 | $ 2,409,000 | $ 401,000 | $ 168,000 |
| Boise County Idaho | 5 | $ 729,000 | $ 145,000 | $ 150,000 |
| Lincoln County Washington | 5 | $ 920,000 | $ 184,000 | $ 153,000 |
| Latah County Idaho | 4 | $ 489,000 | $ 122,000 | $ 44,000 |
| Yamhill County Oregon | 4 | $ 884,000 | $ 221,000 | $ 104,000 |
| Adams County Washington | 4 | $ 769,000 | $ 192,000 | $ 77,000 |
| Pend Oreille County Washington | 4 | $ 1,083,000 | $ 270,000 | $ 92,000 |
| Whitman County Washington | 4 | $ 906,000 | $ 226,000 | $ 280,000 |
| Gilliam County Oregon | 3 | $ 153,000 | $ 51,000 | $ 91,000 |
| Wallowa County Oregon | 3 | $ 368,000 | $ 122,000 | $ 91,000 |
| Mason County Washington | 3 | $ 619,000 | $ 206,000 | $ 112,000 |
| Benewah County Idaho | 2 | $ 398,000 | $ 199,000 | $ 96,000 |
| Blaine County Idaho | 2 | $ 610,000 | $ 305,000 | $ 138,000 |
| Clearwater County Idaho | 2 | $ 299,000 | $ 149,000 | $ 52,000 |
| Gem County Idaho | 2 | $ 285,000 | $ 142,000 | $ 58,000 |
| Idaho County Idaho | 2 | $ 472,000 | $ 236,000 | $ 82,000 |
| Clatsop County Oregon | 2 | $ 420,000 | $ 210,000 | $ 120,000 |
| Polk County Oregon | 2 | $ 601,000 | $ 300,000 | $ 68,000 |
| Tillamook County Oregon | 2 | $ 142,000 | $ 71,000 | $ 49,000 |
| Kitsap County Washington | 2 | $ 493,000 | $ 246,000 | $ 114,000 |
| Klickitat County Washington | 2 | $ 204,000 | $ 102,000 | $ 31,000 |
| Pacific County Washington | 2 | $ 225,000 | $ 112,000 | $ 42,000 |
| Camas County Idaho | 1 | $ 180,000 | $ 180,000 | $ 155,000 |
| Custer County Idaho | 1 | $ 408,000 | $ 408,000 | $ 198,000 |
| Gooding County Idaho | 1 | $ 324,000 | $ 324,000 | $ 63,000 |
| Lewis County Idaho | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Lincoln County Idaho | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Lane County Oregon | 1 | $ 273,000 | $ 273,000 | $ 119,000 |
| Marion County Oregon | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Cowlitz County Washington | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Ferry County Washington | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Skamania County Washington | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Banner Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,552 | $324,874,000 | $209,000 | $2,210,000 | $105,000 | $3,926,000 |
| Home Purchase | 1,097 | $264,725,000 | $241,000 | $2,104,000 | $111,000 | $1,153,000 |
| Home Improvement | 227 | $28,385,000 | $125,000 | $970,000 | $89,000 | $441,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,022 | $413,773,000 | $204,000 | $2,210,000 | $107,000 | $3,926,000 |
| Not Provided | 430 | $98,222,000 | $228,000 | $1,032,000 | $114,000 | $1,083,000 |
| Not applicable | 208 | $63,889,000 | $307,000 | $1,250,000 | $94,000 | $848,000 |
| Hispanic | 128 | $17,133,000 | $133,000 | $492,000 | $70,000 | $386,000 |
| Asian | 61 | $19,221,000 | $315,000 | $2,104,000 | $120,000 | $755,000 |
| American Indian or Alaskan Native | 12 | $2,596,000 | $216,000 | $560,000 | $82,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,009,000 | $251,000 | $626,000 | $117,000 | $270,000 |
| Black or African American | 7 | $1,141,000 | $163,000 | $400,000 | $68,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,564 | $561,352,000 | $218,000 | $2,210,000 | $110,000 | $3,926,000 |
| FHA-insured (Federal Housing Administration) | 249 | $44,489,000 | $178,000 | $580,000 | $77,000 | $1,153,000 |
| VA-guaranteed (Veterans Administration) | 57 | $11,263,000 | $197,000 | $417,000 | $62,000 | $328,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $880,000 | $146,000 | $281,000 | $48,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,695 | $350,236,000 | $206,000 | $2,104,000 | $108,000 | $3,926,000 |
| Application Denied By Financial Institution | 452 | $89,456,000 | $197,000 | $2,210,000 | $85,000 | $1,153,000 |
| Application Withdrawn By Applicant | 429 | $93,635,000 | $218,000 | $1,600,000 | $111,000 | $1,332,000 |
| Loan Purchased By The Institution | 162 | $52,543,000 | $324,000 | $1,085,000 | $121,000 | $848,000 |
| File Closed For Incompleteness | 124 | $27,910,000 | $225,000 | $593,000 | $107,000 | $603,000 |
| Application Approved But Not Accepted | 14 | $4,204,000 | $300,000 | $880,000 | $187,000 | $1,051,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banner Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banner Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.