Banner Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Banner Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banner Bank 10 South 1St Street Walla Walla, WA 99362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,723 |
| Total Mortgage Loan Application Amount | $1,407,876,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $18,400,000 |
| Average Applicant Income | $100,333 |
| Highest Applicant Income | $4,339,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Banner Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banner Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Banner Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banner Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Banner Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banner Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 437 | $ 84,415,000 | $ 193,000 | $ 91,000 |
| King County Washington | 368 | $ 154,549,000 | $ 419,000 | $ 152,000 |
| Ada County Idaho | 354 | $ 46,866,000 | $ 132,000 | $ 88,000 |
| Yakima County Washington | 343 | $ 62,319,000 | $ 181,000 | $ 80,000 |
| Whatcom County Washington | 322 | $ 75,410,000 | $ 234,000 | $ 92,000 |
| Clark County Washington | 257 | $ 57,207,000 | $ 222,000 | $ 105,000 |
| Multnomah County Oregon | 255 | $ 47,761,000 | $ 187,000 | $ 114,000 |
| Lane County Oregon | 217 | $ 40,110,000 | $ 184,000 | $ 104,000 |
| Washington County Oregon | 211 | $ 38,996,000 | $ 184,000 | $ 114,000 |
| Walla Walla County Washington | 199 | $ 33,808,000 | $ 169,000 | $ 86,000 |
| Coos County Oregon | 195 | $ 25,796,000 | $ 132,000 | $ 72,000 |
| Umatilla County Oregon | 188 | $ 27,565,000 | $ 146,000 | $ 84,000 |
| Snohomish County Washington | 182 | $ 61,776,000 | $ 339,000 | $ 103,000 |
| Benton County Washington | 177 | $ 36,210,000 | $ 204,000 | $ 111,000 |
| Chelan County Washington | 176 | $ 48,031,000 | $ 272,000 | $ 138,000 |
| Island County Washington | 175 | $ 43,561,000 | $ 248,000 | $ 105,000 |
| Clackamas County Oregon | 171 | $ 50,343,000 | $ 294,000 | $ 167,000 |
| Canyon County Idaho | 136 | $ 8,752,000 | $ 64,000 | $ 48,000 |
| Skagit County Washington | 103 | $ 22,739,000 | $ 220,000 | $ 90,000 |
| Pierce County Washington | 87 | $ 44,843,000 | $ 515,000 | $ 116,000 |
| Douglas County Washington | 82 | $ 21,508,000 | $ 262,000 | $ 120,000 |
| Franklin County Washington | 74 | $ 13,518,000 | $ 182,000 | $ 126,000 |
| Grant County Washington | 65 | $ 14,801,000 | $ 227,000 | $ 115,000 |
| Twin Falls County Idaho | 54 | $ 3,006,000 | $ 55,000 | $ 42,000 |
| San Juan County Washington | 46 | $ 14,277,000 | $ 310,000 | $ 100,000 |
| Union County Oregon | 45 | $ 7,962,000 | $ 176,000 | $ 98,000 |
| Nez Perce County Idaho | 43 | $ 3,973,000 | $ 92,000 | $ 70,000 |
| San Diego County California | 41 | $ 16,577,000 | $ 404,000 | $ 133,000 |
| Kootenai County Idaho | 38 | $ 13,109,000 | $ 344,000 | $ 190,000 |
| Morrow County Oregon | 38 | $ 2,809,000 | $ 73,000 | $ 65,000 |
| Baker County Oregon | 35 | $ 4,913,000 | $ 140,000 | $ 76,000 |
| Stevens County Washington | 29 | $ 4,392,000 | $ 151,000 | $ 88,000 |
| Jackson County Oregon | 28 | $ 18,940,000 | $ 676,000 | $ 86,000 |
| Columbia County Oregon | 26 | $ 3,834,000 | $ 147,000 | $ 87,000 |
| Asotin County Washington | 26 | $ 3,653,000 | $ 140,000 | $ 83,000 |
| Cowlitz County Washington | 26 | $ 8,014,000 | $ 308,000 | $ 92,000 |
| Los Angeles County California | 25 | $ 33,184,000 | $ 1,327,000 | $ 116,000 |
| Deschutes County Oregon | 23 | $ 7,414,000 | $ 322,000 | $ 163,000 |
| Yamhill County Oregon | 22 | $ 7,786,000 | $ 353,000 | $ 161,000 |
| Riverside County California | 20 | $ 6,067,000 | $ 303,000 | $ 121,000 |
| Marion County Oregon | 17 | $ 2,966,000 | $ 174,000 | $ 96,000 |
| Douglas County Oregon | 16 | $ 3,107,000 | $ 194,000 | $ 105,000 |
| Adams County Washington | 16 | $ 3,208,000 | $ 200,000 | $ 98,000 |
| Kitsap County Washington | 15 | $ 7,015,000 | $ 467,000 | $ 221,000 |
| Bonner County Idaho | 14 | $ 3,854,000 | $ 275,000 | $ 173,000 |
| Valley County Idaho | 13 | $ 3,086,000 | $ 237,000 | $ 130,000 |
| Kittitas County Washington | 13 | $ 4,162,000 | $ 320,000 | $ 147,000 |
| Whitman County Washington | 13 | $ 1,645,000 | $ 126,000 | $ 70,000 |
| Salt Lake County Utah | 12 | $ 30,112,000 | $ 2,509,000 | $ 0 |
| Latah County Idaho | 10 | $ 1,565,000 | $ 156,000 | $ 113,000 |
| Lincoln County Oregon | 10 | $ 1,805,000 | $ 180,000 | $ 83,000 |
| Klickitat County Washington | 10 | $ 2,343,000 | $ 234,000 | $ 100,000 |
| San Bernardino County California | 9 | $ 2,881,000 | $ 320,000 | $ 123,000 |
| Sacramento County California | 8 | $ 19,666,000 | $ 2,458,000 | $ 178,000 |
| Benewah County Idaho | 8 | $ 993,000 | $ 124,000 | $ 78,000 |
| Okanogan County Washington | 8 | $ 1,568,000 | $ 196,000 | $ 49,000 |
| Pend Oreille County Washington | 8 | $ 1,667,000 | $ 208,000 | $ 114,000 |
| Columbia County Washington | 7 | $ 1,108,000 | $ 158,000 | $ 73,000 |
| Grays Harbor County Washington | 7 | $ 1,193,000 | $ 170,000 | $ 68,000 |
| Thurston County Washington | 7 | $ 2,115,000 | $ 302,000 | $ 198,000 |
| Clearwater County Idaho | 6 | $ 1,107,000 | $ 184,000 | $ 95,000 |
| Clatsop County Oregon | 6 | $ 1,383,000 | $ 230,000 | $ 127,000 |
| Jefferson County Washington | 6 | $ 1,648,000 | $ 274,000 | $ 72,000 |
| Gooding County Idaho | 5 | $ 1,015,000 | $ 203,000 | $ 84,000 |
| Owyhee County Idaho | 5 | $ 495,000 | $ 99,000 | $ 89,000 |
| Siskiyou County California | 4 | $ 379,000 | $ 94,000 | $ 49,000 |
| Tehama County California | 4 | $ 656,000 | $ 164,000 | $ 128,000 |
| Gem County Idaho | 4 | $ 441,000 | $ 110,000 | $ 76,000 |
| Jerome County Idaho | 4 | $ 388,000 | $ 97,000 | $ 27,000 |
| Payette County Idaho | 4 | $ 651,000 | $ 162,000 | $ 110,000 |
| Gilliam County Oregon | 4 | $ 239,000 | $ 59,000 | $ 74,000 |
| Hood River County Oregon | 4 | $ 1,853,000 | $ 463,000 | $ 202,000 |
| Polk County Oregon | 4 | $ 722,000 | $ 180,000 | $ 82,000 |
| Tillamook County Oregon | 4 | $ 1,151,000 | $ 287,000 | $ 163,000 |
| Lincoln County Washington | 4 | $ 738,000 | $ 184,000 | $ 136,000 |
| Mason County Washington | 4 | $ 701,000 | $ 175,000 | $ 67,000 |
| Skamania County Washington | 4 | $ 1,083,000 | $ 270,000 | $ 153,000 |
| San Francisco County California | 3 | $ 7,425,000 | $ 2,475,000 | $ 0 |
| Shasta County California | 3 | $ 568,000 | $ 189,000 | $ 120,000 |
| Boise County Idaho | 3 | $ 659,000 | $ 219,000 | $ 93,000 |
| Lewis County Idaho | 3 | $ 477,000 | $ 159,000 | $ 81,000 |
| Benton County Oregon | 3 | $ 622,000 | $ 207,000 | $ 79,000 |
| Curry County Oregon | 3 | $ 406,000 | $ 135,000 | $ 38,000 |
| Josephine County Oregon | 3 | $ 415,000 | $ 138,000 | $ 83,000 |
| Klamath County Oregon | 3 | $ 350,000 | $ 116,000 | $ 55,000 |
| Linn County Oregon | 3 | $ 688,000 | $ 229,000 | $ 87,000 |
| Utah County Utah | 3 | $ 604,000 | $ 201,000 | $ 66,000 |
| Weber County Utah | 3 | $ 12,800,000 | $ 4,266,000 | $ 0 |
| Clallam County Washington | 3 | $ 865,000 | $ 288,000 | $ 112,000 |
| Maricopa County Arizona | 2 | $ 1,590,000 | $ 795,000 | $ 0 |
| Alameda County California | 2 | $ 2,640,000 | $ 1,320,000 | $ 0 |
| El Dorado County California | 2 | $ 1,376,000 | $ 688,000 | $ 38,000 |
| Fresno County California | 2 | $ 3,886,000 | $ 1,943,000 | $ 0 |
| Yolo County California | 2 | $ 764,000 | $ 382,000 | $ 105,000 |
| Jefferson County Colorado | 2 | $ 7,354,000 | $ 3,677,000 | $ 0 |
| Blaine County Idaho | 2 | $ 765,000 | $ 382,000 | $ 302,000 |
| Shoshone County Idaho | 2 | $ 157,000 | $ 78,000 | $ 94,000 |
| Grant County Oregon | 2 | $ 601,000 | $ 300,000 | $ 77,000 |
| Davis County Utah | 2 | $ 8,052,000 | $ 4,026,000 | $ 54,000 |
| Ferry County Washington | 2 | $ 199,000 | $ 99,000 | $ 33,000 |
| Garfield County Washington | 2 | $ 226,000 | $ 113,000 | $ 36,000 |
| Pima County Arizona | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Kern County California | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Monterey County California | 1 | $ 240,000 | $ 240,000 | $ 362,000 |
| Nevada County California | 1 | $ 620,000 | $ 620,000 | $ 2,337,000 |
| Orange County California | 1 | $ 502,000 | $ 502,000 | $ 176,000 |
| San Joaquin County California | 1 | $ 1,800,000 | $ 1,800,000 | $ 0 |
| San Mateo County California | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Santa Clara County California | 1 | $ 46,000 | $ 46,000 | $ 121,000 |
| Adams County Colorado | 1 | $ 8,813,000 | $ 8,813,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 1,313,000 | $ 1,313,000 | $ 0 |
| Denver County Colorado | 1 | $ 3,563,000 | $ 3,563,000 | $ 0 |
| Adams County Idaho | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Elmore County Idaho | 1 | $ 182,000 | $ 182,000 | $ 56,000 |
| Idaho County Idaho | 1 | $ 417,000 | $ 417,000 | $ 174,000 |
| Madison County Idaho | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Minidoka County Idaho | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| Washington County Idaho | 1 | $ 221,000 | $ 221,000 | $ 135,000 |
| Fallon County Montana | 1 | $ 178,000 | $ 178,000 | $ 162,000 |
| Missoula County Montana | 1 | $ 204,000 | $ 204,000 | $ 98,000 |
| Jefferson County Oregon | 1 | $ 395,000 | $ 395,000 | $ 121,000 |
| Malheur County Oregon | 1 | $ 220,000 | $ 220,000 | $ 76,000 |
| Wasco County Oregon | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Wheeler County Oregon | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Summit County Utah | 1 | $ 497,000 | $ 497,000 | $ 430,000 |
| Wayne County Utah | 1 | $ 378,000 | $ 378,000 | $ 54,000 |
| Lewis County Washington | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Pacific County Washington | 1 | $ 120,000 | $ 120,000 | $ 0 |
Mortgage Loan Application Detail Totals for Banner Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,799 | $860,285,000 | $307,000 | $18,400,000 | $111,000 | $2,363,000 |
| Refinancing | 1,643 | $468,940,000 | $285,000 | $16,307,000 | $106,000 | $4,339,000 |
| Home Improvement | 1,281 | $78,651,000 | $61,000 | $6,500,000 | $84,000 | $531,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,312 | $880,311,000 | $204,000 | $3,463,000 | $108,000 | $4,339,000 |
| Not Provided | 560 | $141,930,000 | $253,000 | $4,444,000 | $114,000 | $1,352,000 |
| Hispanic | 318 | $46,724,000 | $146,000 | $863,000 | $77,000 | $1,215,000 |
| Not applicable | 276 | $283,104,000 | $1,025,000 | $18,400,000 | $23,000 | $153,000 |
| Asian | 140 | $35,068,000 | $250,000 | $1,853,000 | $134,000 | $1,429,000 |
| Black or African American | 53 | $8,592,000 | $162,000 | $648,000 | $97,000 | $687,000 |
| American Indian or Alaskan Native | 45 | $8,989,000 | $199,000 | $1,128,000 | $108,000 | $436,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,158,000 | $166,000 | $439,000 | $92,000 | $285,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,019 | $1,255,079,000 | $250,000 | $18,400,000 | $109,000 | $4,339,000 |
| FHA-insured (Federal Housing Administration) | 330 | $62,596,000 | $189,000 | $631,000 | $67,000 | $348,000 |
| VA-guaranteed (Veterans Administration) | 304 | $78,521,000 | $258,000 | $652,000 | $75,000 | $852,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $11,680,000 | $166,000 | $422,000 | $51,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,894 | $961,598,000 | $246,000 | $18,400,000 | $107,000 | $1,697,000 |
| Application Denied By Financial Institution | 988 | $263,751,000 | $266,000 | $11,625,000 | $83,000 | $1,904,000 |
| Application Withdrawn By Applicant | 521 | $136,920,000 | $262,000 | $1,900,000 | $137,000 | $4,339,000 |
| Loan Purchased By The Institution | 178 | $15,975,000 | $89,000 | $394,000 | $36,000 | $153,000 |
| File Closed For Incompleteness | 75 | $16,779,000 | $223,000 | $480,000 | $100,000 | $347,000 |
| Application Approved But Not Accepted | 67 | $12,853,000 | $191,000 | $1,620,000 | $120,000 | $2,363,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 168 | $37,342,000 | $222,000 | $970,000 | $103,000 | $1,361,000 |
| Debt-To-Income Ratio | 137 | $33,153,000 | $241,000 | $1,853,000 | $63,000 | $343,000 |
| Collateral | 108 | $30,270,000 | $280,000 | $3,463,000 | $141,000 | $1,904,000 |
| Other | 52 | $11,616,000 | $223,000 | $700,000 | $109,000 | $468,000 |
| Unverifiable Information | 16 | $3,708,000 | $231,000 | $403,000 | $78,000 | $182,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $963,000 | $160,000 | $272,000 | $55,000 | $153,000 |
| Employment History | 4 | $930,000 | $232,000 | $417,000 | $63,000 | $175,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banner Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banner Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.