Banner Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Banner Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banner Bank 10 South 1St Street Walla Walla, WA 99362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,831 |
| Total Mortgage Loan Application Amount | $2,632,875,000 |
| Average Mortgage Loan Application Amount | $311,666 |
| Highest Mortgage Loan Application Amount | $23,505,000 |
| Average Applicant Income | $129,000 |
| Highest Applicant Income | $5,690,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Banner Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banner Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Banner Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banner Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Banner Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banner Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 626 | $ 222,290,000 | $ 355,000 | $ 198,000 |
| Spokane County Washington | 556 | $ 108,730,000 | $ 195,000 | $ 115,000 |
| San Diego County California | 379 | $ 108,205,000 | $ 285,000 | $ 171,000 |
| Yakima County Washington | 317 | $ 49,625,000 | $ 156,000 | $ 105,000 |
| Clark County Washington | 278 | $ 73,080,000 | $ 262,000 | $ 145,000 |
| Coos County Oregon | 265 | $ 40,135,000 | $ 151,000 | $ 89,000 |
| Lane County Oregon | 255 | $ 47,765,000 | $ 187,000 | $ 106,000 |
| Snohomish County Washington | 250 | $ 77,350,000 | $ 309,000 | $ 160,000 |
| Whatcom County Washington | 249 | $ 51,985,000 | $ 208,000 | $ 124,000 |
| Walla Walla County Washington | 238 | $ 45,630,000 | $ 191,000 | $ 116,000 |
| Umatilla County Oregon | 227 | $ 27,535,000 | $ 121,000 | $ 124,000 |
| Benton County Washington | 215 | $ 39,145,000 | $ 182,000 | $ 102,000 |
| Los Angeles County California | 211 | $ 221,045,000 | $ 1,047,000 | $ 162,000 |
| Pierce County Washington | 201 | $ 147,265,000 | $ 732,000 | $ 143,000 |
| Jackson County Oregon | 198 | $ 71,990,000 | $ 363,000 | $ 108,000 |
| Multnomah County Oregon | 191 | $ 91,825,000 | $ 480,000 | $ 180,000 |
| Washington County Oregon | 185 | $ 46,835,000 | $ 253,000 | $ 162,000 |
| Chelan County Washington | 185 | $ 50,985,000 | $ 275,000 | $ 128,000 |
| Ada County Idaho | 165 | $ 37,865,000 | $ 229,000 | $ 220,000 |
| Clackamas County Oregon | 155 | $ 51,625,000 | $ 333,000 | $ 187,000 |
| Douglas County Washington | 118 | $ 28,850,000 | $ 244,000 | $ 113,000 |
| Franklin County Washington | 109 | $ 18,415,000 | $ 168,000 | $ 93,000 |
| Riverside County California | 107 | $ 35,395,000 | $ 330,000 | $ 141,000 |
| Grant County Washington | 104 | $ 22,300,000 | $ 214,000 | $ 114,000 |
| Sacramento County California | 99 | $ 91,615,000 | $ 925,000 | $ 237,000 |
| Douglas County Oregon | 90 | $ 12,210,000 | $ 135,000 | $ 129,000 |
| San Bernardino County California | 88 | $ 15,210,000 | $ 172,000 | $ 220,000 |
| Stevens County Washington | 88 | $ 12,800,000 | $ 145,000 | $ 91,000 |
| Skagit County Washington | 84 | $ 18,780,000 | $ 223,000 | $ 134,000 |
| Island County Washington | 83 | $ 18,635,000 | $ 224,000 | $ 104,000 |
| Tehama County California | 66 | $ 9,010,000 | $ 136,000 | $ 101,000 |
| Siskiyou County California | 65 | $ 7,505,000 | $ 115,000 | $ 69,000 |
| Union County Oregon | 65 | $ 9,955,000 | $ 153,000 | $ 96,000 |
| Kootenai County Idaho | 58 | $ 12,540,000 | $ 216,000 | $ 141,000 |
| Canyon County Idaho | 57 | $ 13,625,000 | $ 239,000 | $ 95,000 |
| Josephine County Oregon | 56 | $ 10,740,000 | $ 191,000 | $ 91,000 |
| Bonner County Idaho | 44 | $ 9,520,000 | $ 216,000 | $ 146,000 |
| Cowlitz County Washington | 39 | $ 10,075,000 | $ 258,000 | $ 147,000 |
| Butte County California | 38 | $ 7,680,000 | $ 202,000 | $ 120,000 |
| Kitsap County Washington | 36 | $ 14,160,000 | $ 393,000 | $ 222,000 |
| Kittitas County Washington | 35 | $ 9,175,000 | $ 262,000 | $ 190,000 |
| Nez Perce County Idaho | 34 | $ 4,440,000 | $ 130,000 | $ 118,000 |
| Baker County Oregon | 34 | $ 5,070,000 | $ 149,000 | $ 101,000 |
| Whitman County Washington | 33 | $ 4,635,000 | $ 140,000 | $ 112,000 |
| Nevada County California | 32 | $ 7,970,000 | $ 249,000 | $ 131,000 |
| Shasta County California | 32 | $ 8,300,000 | $ 259,000 | $ 142,000 |
| Linn County Oregon | 30 | $ 20,440,000 | $ 681,000 | $ 254,000 |
| Placer County California | 29 | $ 12,965,000 | $ 447,000 | $ 223,000 |
| Latah County Idaho | 29 | $ 5,305,000 | $ 182,000 | $ 106,000 |
| Yamhill County Oregon | 29 | $ 8,735,000 | $ 301,000 | $ 135,000 |
| San Juan County Washington | 28 | $ 8,130,000 | $ 290,000 | $ 132,000 |
| Benewah County Idaho | 27 | $ 3,055,000 | $ 113,000 | $ 69,000 |
| Marion County Oregon | 26 | $ 18,980,000 | $ 730,000 | $ 66,000 |
| Yolo County California | 25 | $ 13,475,000 | $ 539,000 | $ 172,000 |
| Maricopa County Arizona | 22 | $ 48,900,000 | $ 2,222,000 | $ 0 |
| Lincoln County Washington | 22 | $ 3,450,000 | $ 156,000 | $ 86,000 |
| Twin Falls County Idaho | 21 | $ 4,225,000 | $ 201,000 | $ 120,000 |
| Orange County California | 20 | $ 4,430,000 | $ 221,000 | $ 204,000 |
| Asotin County Washington | 20 | $ 2,320,000 | $ 116,000 | $ 91,000 |
| Deschutes County Oregon | 19 | $ 4,975,000 | $ 261,000 | $ 182,000 |
| Morrow County Oregon | 17 | $ 1,645,000 | $ 96,000 | $ 74,000 |
| Thurston County Washington | 17 | $ 27,885,000 | $ 1,640,000 | $ 150,000 |
| Fresno County California | 15 | $ 59,415,000 | $ 3,961,000 | $ 144,000 |
| Columbia County Oregon | 14 | $ 4,150,000 | $ 296,000 | $ 108,000 |
| Columbia County Washington | 13 | $ 1,325,000 | $ 101,000 | $ 113,000 |
| Klickitat County Washington | 12 | $ 3,170,000 | $ 264,000 | $ 96,000 |
| El Dorado County California | 11 | $ 11,595,000 | $ 1,054,000 | $ 167,000 |
| Kern County California | 11 | $ 48,405,000 | $ 4,400,000 | $ 161,000 |
| Salt Lake County Utah | 11 | $ 31,015,000 | $ 2,819,000 | $ 0 |
| Madera County California | 10 | $ 1,000,000 | $ 100,000 | $ 92,000 |
| Solano County California | 10 | $ 8,500,000 | $ 850,000 | $ 124,000 |
| Okanogan County Washington | 10 | $ 4,070,000 | $ 407,000 | $ 199,000 |
| Pend Oreille County Washington | 10 | $ 2,600,000 | $ 260,000 | $ 123,000 |
| Alameda County California | 9 | $ 19,335,000 | $ 2,148,000 | $ 350,000 |
| Sonoma County California | 9 | $ 15,325,000 | $ 1,702,000 | $ 213,000 |
| Lewis County Washington | 9 | $ 3,605,000 | $ 400,000 | $ 130,000 |
| Curry County Oregon | 8 | $ 1,990,000 | $ 248,000 | $ 130,000 |
| Tillamook County Oregon | 8 | $ 2,320,000 | $ 290,000 | $ 160,000 |
| Wallowa County Oregon | 8 | $ 2,060,000 | $ 257,000 | $ 156,000 |
| Skamania County Washington | 8 | $ 2,380,000 | $ 297,000 | $ 125,000 |
| San Joaquin County California | 7 | $ 25,735,000 | $ 3,676,000 | $ 105,000 |
| Lincoln County Oregon | 7 | $ 3,235,000 | $ 462,000 | $ 398,000 |
| Polk County Oregon | 7 | $ 1,205,000 | $ 172,000 | $ 532,000 |
| Ferry County Washington | 7 | $ 675,000 | $ 96,000 | $ 98,000 |
| Stanislaus County California | 6 | $ 8,130,000 | $ 1,355,000 | $ 0 |
| Jefferson County Colorado | 6 | $ 8,420,000 | $ 1,403,000 | $ 0 |
| Clearwater County Idaho | 6 | $ 870,000 | $ 145,000 | $ 57,000 |
| Shoshone County Idaho | 6 | $ 1,090,000 | $ 181,000 | $ 97,000 |
| Benton County Oregon | 6 | $ 7,280,000 | $ 1,213,000 | $ 249,000 |
| Mason County Washington | 6 | $ 1,710,000 | $ 285,000 | $ 109,000 |
| Pacific County Washington | 6 | $ 990,000 | $ 165,000 | $ 144,000 |
| Pima County Arizona | 5 | $ 7,205,000 | $ 1,441,000 | $ 0 |
| Marin County California | 5 | $ 23,045,000 | $ 4,609,000 | $ 0 |
| Ventura County California | 5 | $ 2,665,000 | $ 533,000 | $ 119,000 |
| Yuba County California | 5 | $ 845,000 | $ 169,000 | $ 119,000 |
| Gem County Idaho | 5 | $ 865,000 | $ 173,000 | $ 99,000 |
| Jerome County Idaho | 5 | $ 375,000 | $ 75,000 | $ 43,000 |
| Valley County Idaho | 5 | $ 1,015,000 | $ 203,000 | $ 240,000 |
| Weber County Utah | 5 | $ 20,575,000 | $ 4,115,000 | $ 0 |
| Contra Costa County California | 4 | $ 4,880,000 | $ 1,220,000 | $ 301,000 |
| Glenn County California | 4 | $ 1,110,000 | $ 277,000 | $ 85,000 |
| Plumas County California | 4 | $ 340,000 | $ 85,000 | $ 197,000 |
| Adams County Colorado | 4 | $ 3,950,000 | $ 987,000 | $ 0 |
| El Paso County Colorado | 4 | $ 16,800,000 | $ 4,200,000 | $ 0 |
| Clatsop County Oregon | 4 | $ 1,480,000 | $ 370,000 | $ 130,000 |
| Hood River County Oregon | 4 | $ 1,080,000 | $ 270,000 | $ 150,000 |
| Klamath County Oregon | 4 | $ 470,000 | $ 117,000 | $ 111,000 |
| Grays Harbor County Washington | 4 | $ 720,000 | $ 180,000 | $ 84,000 |
| Amador County California | 3 | $ 585,000 | $ 195,000 | $ 148,000 |
| Calaveras County California | 3 | $ 595,000 | $ 198,000 | $ 83,000 |
| San Luis Obispo County California | 3 | $ 1,105,000 | $ 368,000 | $ 245,000 |
| Santa Clara County California | 3 | $ 2,375,000 | $ 791,000 | $ 380,000 |
| Sutter County California | 3 | $ 325,000 | $ 108,000 | $ 104,000 |
| Boise County Idaho | 3 | $ 815,000 | $ 271,000 | $ 100,000 |
| Washington County Idaho | 3 | $ 525,000 | $ 175,000 | $ 272,000 |
| Davis County Utah | 3 | $ 2,615,000 | $ 871,000 | $ 0 |
| Adams County Washington | 3 | $ 675,000 | $ 225,000 | $ 74,000 |
| Clallam County Washington | 3 | $ 995,000 | $ 331,000 | $ 109,000 |
| Jefferson County Washington | 3 | $ 1,385,000 | $ 461,000 | $ 132,000 |
| Santa Cruz County California | 2 | $ 2,880,000 | $ 1,440,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 9,140,000 | $ 4,570,000 | $ 0 |
| Denver County Colorado | 2 | $ 4,190,000 | $ 2,095,000 | $ 0 |
| Camas County Idaho | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| Lewis County Idaho | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Owyhee County Idaho | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Washoe County Nevada | 2 | $ 4,480,000 | $ 2,240,000 | $ 0 |
| Grant County Oregon | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Mohave County Arizona | 1 | $ 235,000 | $ 235,000 | $ 461,000 |
| Del Norte County California | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Mariposa County California | 1 | $ 675,000 | $ 675,000 | $ 187,000 |
| Merced County California | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Monterey County California | 1 | $ 675,000 | $ 675,000 | $ 228,000 |
| San Francisco County California | 1 | $ 2,065,000 | $ 2,065,000 | $ 0 |
| San Mateo County California | 1 | $ 175,000 | $ 175,000 | $ 309,000 |
| Tulare County California | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Tuolumne County California | 1 | $ 635,000 | $ 635,000 | $ 243,000 |
| Douglas County Colorado | 1 | $ 1,185,000 | $ 1,185,000 | $ 0 |
| Blaine County Idaho | 1 | $ 455,000 | $ 455,000 | $ 846,000 |
| Bonneville County Idaho | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Cassia County Idaho | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Elmore County Idaho | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Gooding County Idaho | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Idaho County Idaho | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Payette County Idaho | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Douglas County Nevada | 1 | $ 745,000 | $ 745,000 | $ 250,000 |
| Crook County Oregon | 1 | $ 405,000 | $ 405,000 | $ 151,000 |
| Gilliam County Oregon | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Jefferson County Oregon | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Lake County Oregon | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Wasco County Oregon | 1 | $ 595,000 | $ 595,000 | $ 164,000 |
| Utah County Utah | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Garfield County Washington | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Wahkiakum County Washington | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Banner Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,393 | $1,504,485,000 | $443,000 | $23,505,000 | $138,000 | $5,690,000 |
| Home Improvement | 1,878 | $237,900,000 | $126,000 | $23,005,000 | $142,000 | $1,440,000 |
| Other Purpose | 1,016 | $104,910,000 | $103,000 | $1,505,000 | $130,000 | $4,992,000 |
| Cash-out Refinancing | 883 | $229,945,000 | $260,000 | $5,105,000 | $129,000 | $4,804,000 |
| Refinancing | 626 | $553,720,000 | $884,000 | $18,505,000 | $194,000 | $4,386,000 |
| Not Applicable | 35 | $1,915,000 | $54,000 | $345,000 | $41,000 | $64,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,833 | $1,040,755,000 | $215,000 | $2,625,000 | $139,000 | $5,690,000 |
| Not Provided | 1,505 | $381,315,000 | $253,000 | $12,515,000 | $167,000 | $3,923,000 |
| Hispanic | 604 | $103,770,000 | $171,000 | $2,955,000 | $101,000 | $4,804,000 |
| Not applicable | 481 | $1,013,585,000 | $2,107,000 | $23,505,000 | $68,000 | $631,000 |
| Asian | 201 | $57,415,000 | $285,000 | $2,015,000 | $140,000 | $588,000 |
| Black or African American | 63 | $11,595,000 | $184,000 | $1,125,000 | $138,000 | $310,000 |
| American Indian or Alaskan Native | 47 | $8,175,000 | $173,000 | $605,000 | $96,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,290,000 | $190,000 | $665,000 | $158,000 | $692,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,378 | $2,522,620,000 | $341,000 | $23,505,000 | $144,000 | $5,690,000 |
| FHA-insured (Federal Housing Administration) | 258 | $57,520,000 | $222,000 | $485,000 | $70,000 | $287,000 |
| VA-guaranteed (Veterans Administration) | 161 | $46,505,000 | $288,000 | $965,000 | $94,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $6,230,000 | $183,000 | $285,000 | $54,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,969 | $1,521,625,000 | $306,000 | $23,505,000 | $146,000 | $5,690,000 |
| Application Denied By Financial Institution | 1,721 | $780,075,000 | $453,000 | $13,365,000 | $120,000 | $4,992,000 |
| Application Withdrawn By Applicant | 778 | $226,500,000 | $291,000 | $6,105,000 | $154,000 | $3,177,000 |
| Loan Purchased By The Institution | 161 | $34,305,000 | $213,000 | $615,000 | $68,000 | $631,000 |
| File Closed For Incompleteness | 104 | $31,590,000 | $303,000 | $1,005,000 | $125,000 | $500,000 |
| Application Approved But Not Accepted | 98 | $38,780,000 | $395,000 | $6,505,000 | $174,000 | $1,542,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,110 | $1,852,800,000 | $303,000 | $23,505,000 | $145,000 | $5,690,000 |
| Collateral | 586 | $592,060,000 | $1,010,000 | $13,365,000 | $153,000 | $1,440,000 |
| Debt-To-Income Ratio | 515 | $91,135,000 | $176,000 | $1,655,000 | $89,000 | $892,000 |
| Credit History | 492 | $67,020,000 | $136,000 | $10,905,000 | $120,000 | $4,992,000 |
| Other | 66 | $12,240,000 | $185,000 | $1,005,000 | $124,000 | $836,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $5,005,000 | $238,000 | $425,000 | $79,000 | $277,000 |
| Unverifiable Information | 19 | $4,655,000 | $245,000 | $925,000 | $188,000 | $398,000 |
| Employment History | 14 | $4,990,000 | $356,000 | $2,065,000 | $94,000 | $201,000 |
| Credit Application Incomplete | 8 | $2,970,000 | $371,000 | $1,365,000 | $279,000 | $1,500,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banner Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banner Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.