Banner Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Banner Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banner Bank 10 South 1St Street Walla Walla, WA 99362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,832 |
| Total Mortgage Loan Application Amount | $2,258,740,000 |
| Average Mortgage Loan Application Amount | $1,365,166 |
| Highest Mortgage Loan Application Amount | $39,985,000 |
| Average Applicant Income | $154,000 |
| Highest Applicant Income | $4,125,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Banner Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banner Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Banner Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banner Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Banner Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banner Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 513 | $ 290,045,000 | $ 565,000 | $ 266,000 |
| Spokane County Washington | 339 | $ 98,525,000 | $ 290,000 | $ 156,000 |
| San Diego County California | 287 | $ 154,495,000 | $ 538,000 | $ 223,000 |
| Pierce County Washington | 273 | $ 91,275,000 | $ 334,000 | $ 175,000 |
| Los Angeles County California | 224 | $ 106,410,000 | $ 475,000 | $ 248,000 |
| Snohomish County Washington | 197 | $ 54,995,000 | $ 279,000 | $ 210,000 |
| Lane County Oregon | 187 | $ 42,185,000 | $ 225,000 | $ 97,000 |
| Whatcom County Washington | 187 | $ 57,495,000 | $ 307,000 | $ 164,000 |
| Coos County Oregon | 175 | $ 31,195,000 | $ 178,000 | $ 107,000 |
| Yakima County Washington | 155 | $ 28,565,000 | $ 184,000 | $ 141,000 |
| Riverside County California | 150 | $ 65,270,000 | $ 435,000 | $ 192,000 |
| Chelan County Washington | 144 | $ 57,450,000 | $ 398,000 | $ 222,000 |
| Skagit County Washington | 140 | $ 30,750,000 | $ 219,000 | $ 130,000 |
| San Bernardino County California | 139 | $ 36,565,000 | $ 263,000 | $ 201,000 |
| Clark County Washington | 127 | $ 44,685,000 | $ 351,000 | $ 265,000 |
| Multnomah County Oregon | 120 | $ 52,820,000 | $ 440,000 | $ 222,000 |
| Umatilla County Oregon | 117 | $ 16,925,000 | $ 144,000 | $ 112,000 |
| Clackamas County Oregon | 113 | $ 41,885,000 | $ 370,000 | $ 342,000 |
| Jackson County Oregon | 111 | $ 64,475,000 | $ 580,000 | $ 126,000 |
| Walla Walla County Washington | 111 | $ 21,115,000 | $ 190,000 | $ 122,000 |
| Benton County Washington | 102 | $ 37,180,000 | $ 364,000 | $ 185,000 |
| Washington County Oregon | 98 | $ 65,100,000 | $ 664,000 | $ 257,000 |
| Douglas County Washington | 88 | $ 31,610,000 | $ 359,000 | $ 163,000 |
| Grant County Washington | 77 | $ 36,415,000 | $ 472,000 | $ 148,000 |
| Sacramento County California | 73 | $ 21,035,000 | $ 288,000 | $ 160,000 |
| Douglas County Oregon | 72 | $ 10,450,000 | $ 145,000 | $ 73,000 |
| Siskiyou County California | 69 | $ 10,705,000 | $ 155,000 | $ 118,000 |
| Franklin County Washington | 67 | $ 15,255,000 | $ 227,000 | $ 164,000 |
| Ada County Idaho | 62 | $ 43,710,000 | $ 705,000 | $ 181,000 |
| San Juan County Washington | 59 | $ 18,335,000 | $ 310,000 | $ 178,000 |
| Union County Oregon | 50 | $ 10,120,000 | $ 202,000 | $ 171,000 |
| Kootenai County Idaho | 48 | $ 13,850,000 | $ 288,000 | $ 165,000 |
| Stevens County Washington | 44 | $ 11,530,000 | $ 262,000 | $ 107,000 |
| Shasta County California | 42 | $ 17,890,000 | $ 425,000 | $ 170,000 |
| Island County Washington | 40 | $ 11,740,000 | $ 293,000 | $ 147,000 |
| Tehama County California | 39 | $ 6,365,000 | $ 163,000 | $ 115,000 |
| Placer County California | 35 | $ 17,785,000 | $ 508,000 | $ 240,000 |
| Baker County Oregon | 34 | $ 7,090,000 | $ 208,000 | $ 101,000 |
| Canyon County Idaho | 31 | $ 14,235,000 | $ 459,000 | $ 181,000 |
| Marion County Oregon | 31 | $ 20,805,000 | $ 671,000 | $ 173,000 |
| Kittitas County Washington | 31 | $ 16,805,000 | $ 542,000 | $ 305,000 |
| Kitsap County Washington | 30 | $ 8,840,000 | $ 294,000 | $ 180,000 |
| Josephine County Oregon | 28 | $ 5,670,000 | $ 202,000 | $ 167,000 |
| Orange County California | 27 | $ 6,685,000 | $ 247,000 | $ 323,000 |
| Nevada County California | 25 | $ 6,925,000 | $ 277,000 | $ 177,000 |
| Butte County California | 24 | $ 4,590,000 | $ 191,000 | $ 154,000 |
| El Dorado County California | 23 | $ 14,255,000 | $ 619,000 | $ 235,000 |
| Bonner County Idaho | 23 | $ 8,555,000 | $ 371,000 | $ 214,000 |
| Yamhill County Oregon | 23 | $ 7,255,000 | $ 315,000 | $ 203,000 |
| Morrow County Oregon | 21 | $ 3,215,000 | $ 153,000 | $ 115,000 |
| Mason County Washington | 21 | $ 5,825,000 | $ 277,000 | $ 132,000 |
| Thurston County Washington | 21 | $ 9,115,000 | $ 434,000 | $ 271,000 |
| Whitman County Washington | 20 | $ 2,110,000 | $ 105,000 | $ 87,000 |
| Benewah County Idaho | 19 | $ 3,495,000 | $ 183,000 | $ 113,000 |
| Tillamook County Oregon | 19 | $ 6,395,000 | $ 336,000 | $ 230,000 |
| Nez Perce County Idaho | 18 | $ 2,560,000 | $ 142,000 | $ 168,000 |
| Deschutes County Oregon | 18 | $ 17,830,000 | $ 990,000 | $ 351,000 |
| Asotin County Washington | 18 | $ 3,290,000 | $ 182,000 | $ 121,000 |
| Lewis County Washington | 17 | $ 6,715,000 | $ 395,000 | $ 289,000 |
| Okanogan County Washington | 17 | $ 6,145,000 | $ 361,000 | $ 154,000 |
| Yolo County California | 16 | $ 6,730,000 | $ 420,000 | $ 340,000 |
| Lincoln County Oregon | 15 | $ 4,765,000 | $ 317,000 | $ 205,000 |
| Cowlitz County Washington | 15 | $ 4,345,000 | $ 289,000 | $ 147,000 |
| Grays Harbor County Washington | 15 | $ 3,575,000 | $ 238,000 | $ 102,000 |
| Latah County Idaho | 14 | $ 3,790,000 | $ 270,000 | $ 109,000 |
| Crook County Oregon | 13 | $ 3,425,000 | $ 263,000 | $ 302,000 |
| Fresno County California | 12 | $ 21,450,000 | $ 1,787,000 | $ 172,000 |
| Linn County Oregon | 12 | $ 3,690,000 | $ 307,000 | $ 109,000 |
| Alameda County California | 11 | $ 12,315,000 | $ 1,119,000 | $ 321,000 |
| Twin Falls County Idaho | 11 | $ 15,415,000 | $ 1,401,000 | $ 140,000 |
| San Joaquin County California | 10 | $ 3,470,000 | $ 347,000 | $ 264,000 |
| Columbia County Washington | 9 | $ 1,425,000 | $ 158,000 | $ 168,000 |
| Pend Oreille County Washington | 9 | $ 2,705,000 | $ 300,000 | $ 147,000 |
| Contra Costa County California | 8 | $ 10,680,000 | $ 1,335,000 | $ 243,000 |
| Clearwater County Idaho | 8 | $ 1,030,000 | $ 128,000 | $ 42,000 |
| Curry County Oregon | 8 | $ 2,130,000 | $ 266,000 | $ 99,000 |
| Lincoln County Washington | 8 | $ 2,480,000 | $ 310,000 | $ 168,000 |
| Madera County California | 7 | $ 2,755,000 | $ 393,000 | $ 99,000 |
| Santa Clara County California | 7 | $ 4,635,000 | $ 662,000 | $ 247,000 |
| Solano County California | 7 | $ 4,495,000 | $ 642,000 | $ 194,000 |
| Sutter County California | 7 | $ 2,085,000 | $ 297,000 | $ 201,000 |
| Ventura County California | 7 | $ 2,105,000 | $ 300,000 | $ 188,000 |
| Tulare County California | 6 | $ 24,600,000 | $ 4,100,000 | $ 330,000 |
| Columbia County Oregon | 6 | $ 3,430,000 | $ 571,000 | $ 191,000 |
| Klamath County Oregon | 6 | $ 1,370,000 | $ 228,000 | $ 123,000 |
| Klickitat County Washington | 6 | $ 1,270,000 | $ 211,000 | $ 99,000 |
| Kern County California | 5 | $ 1,215,000 | $ 243,000 | $ 207,000 |
| Idaho County Idaho | 5 | $ 1,495,000 | $ 299,000 | $ 120,000 |
| Clatsop County Oregon | 5 | $ 2,035,000 | $ 407,000 | $ 129,000 |
| Adams County Washington | 5 | $ 1,415,000 | $ 283,000 | $ 133,000 |
| Calaveras County California | 4 | $ 1,970,000 | $ 492,000 | $ 197,000 |
| Glenn County California | 4 | $ 630,000 | $ 157,000 | $ 113,000 |
| Imperial County California | 4 | $ 17,170,000 | $ 4,292,000 | $ 171,000 |
| Lake County California | 4 | $ 1,010,000 | $ 252,000 | $ 41,000 |
| Monterey County California | 4 | $ 670,000 | $ 167,000 | $ 173,000 |
| Sonoma County California | 4 | $ 24,470,000 | $ 6,117,000 | $ 289,000 |
| Tuolumne County California | 4 | $ 860,000 | $ 215,000 | $ 233,000 |
| Yuba County California | 4 | $ 1,120,000 | $ 280,000 | $ 328,000 |
| Valley County Idaho | 4 | $ 1,680,000 | $ 420,000 | $ 442,000 |
| Polk County Oregon | 4 | $ 280,000 | $ 70,000 | $ 202,000 |
| Clallam County Washington | 4 | $ 1,800,000 | $ 450,000 | $ 255,000 |
| Jefferson County Washington | 4 | $ 1,000,000 | $ 250,000 | $ 161,000 |
| Skamania County Washington | 4 | $ 1,100,000 | $ 275,000 | $ 386,000 |
| San Francisco County California | 3 | $ 1,845,000 | $ 615,000 | $ 417,000 |
| San Mateo County California | 3 | $ 1,465,000 | $ 488,000 | $ 118,000 |
| Boise County Idaho | 3 | $ 2,055,000 | $ 685,000 | $ 129,000 |
| Malheur County Oregon | 3 | $ 495,000 | $ 165,000 | $ 53,000 |
| Utah County Utah | 3 | $ 8,545,000 | $ 2,848,000 | $ 0 |
| Pacific County Washington | 3 | $ 3,065,000 | $ 1,021,000 | $ 485,000 |
| Humboldt County California | 2 | $ 210,000 | $ 105,000 | $ 152,000 |
| Merced County California | 2 | $ 6,090,000 | $ 3,045,000 | $ 94,000 |
| Santa Barbara County California | 2 | $ 27,690,000 | $ 13,845,000 | $ 516,000 |
| Jefferson County Colorado | 2 | $ 3,610,000 | $ 1,805,000 | $ 0 |
| Adams County Idaho | 2 | $ 740,000 | $ 370,000 | $ 217,000 |
| Cassia County Idaho | 2 | $ 400,000 | $ 200,000 | $ 126,000 |
| Gem County Idaho | 2 | $ 530,000 | $ 265,000 | $ 97,000 |
| Lewis County Idaho | 2 | $ 380,000 | $ 190,000 | $ 42,000 |
| Shoshone County Idaho | 2 | $ 540,000 | $ 270,000 | $ 109,000 |
| Benton County Oregon | 2 | $ 700,000 | $ 350,000 | $ 164,000 |
| Jefferson County Oregon | 2 | $ 670,000 | $ 335,000 | $ 201,000 |
| Lake County Oregon | 2 | $ 370,000 | $ 185,000 | $ 42,000 |
| Wallowa County Oregon | 2 | $ 1,090,000 | $ 545,000 | $ 294,000 |
| Salt Lake County Utah | 2 | $ 2,520,000 | $ 1,260,000 | $ 1,500,000 |
| Wahkiakum County Washington | 2 | $ 700,000 | $ 350,000 | $ 126,000 |
| Amador County California | 1 | $ 575,000 | $ 575,000 | $ 161,000 |
| Colusa County California | 1 | $ 105,000 | $ 105,000 | $ 224,000 |
| Kings County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Marin County California | 1 | $ 1,795,000 | $ 1,795,000 | $ 536,000 |
| Modoc County California | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Plumas County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| San Benito County California | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Santa Cruz County California | 1 | $ 305,000 | $ 305,000 | $ 512,000 |
| Stanislaus County California | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Trinity County California | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| Denver County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| El Paso County Colorado | 1 | $ 4,695,000 | $ 4,695,000 | $ 0 |
| Blaine County Idaho | 1 | $ 1,805,000 | $ 1,805,000 | $ 1,806,000 |
| Bonneville County Idaho | 1 | $ 85,000 | $ 85,000 | $ 198,000 |
| Boundary County Idaho | 1 | $ 105,000 | $ 105,000 | $ 270,000 |
| Lemhi County Idaho | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Minidoka County Idaho | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Oneida County Idaho | 1 | $ 635,000 | $ 635,000 | $ 189,000 |
| Washington County Idaho | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Washoe County Nevada | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Grant County Oregon | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Hood River County Oregon | 1 | $ 495,000 | $ 495,000 | $ 156,000 |
| McMinn County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Carbon County Utah | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Ferry County Washington | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Garfield County Washington | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Banner Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,455 | $1,583,945,000 | $645,000 | $38,545,000 | $193,000 | $3,525,000 |
| Home Improvement | 2,124 | $305,230,000 | $143,000 | $39,985,000 | $186,000 | $4,125,000 |
| Other Purpose | 631 | $81,975,000 | $129,000 | $3,605,000 | $177,000 | $2,860,000 |
| Refinancing | 322 | $188,350,000 | $584,000 | $16,005,000 | $214,000 | $1,500,000 |
| Cash-out Refinancing | 297 | $79,975,000 | $269,000 | $1,505,000 | $154,000 | $2,230,000 |
| Not Applicable | 3 | $19,265,000 | $6,421,000 | $13,555,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,595 | $974,645,000 | $271,000 | $3,605,000 | $189,000 | $4,083,000 |
| Hispanic | 779 | $141,175,000 | $181,000 | $2,005,000 | $152,000 | $2,611,000 |
| Not Provided | 758 | $261,090,000 | $344,000 | $4,695,000 | $208,000 | $4,125,000 |
| Asian | 283 | $98,825,000 | $349,000 | $4,005,000 | $244,000 | $1,910,000 |
| Black or African American | 163 | $40,885,000 | $250,000 | $1,305,000 | $152,000 | $1,560,000 |
| Not applicable | 156 | $714,180,000 | $4,578,000 | $39,985,000 | $106,000 | $106,000 |
| American Indian or Alaskan Native | 60 | $16,830,000 | $280,000 | $1,125,000 | $181,000 | $1,500,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $3,235,000 | $154,000 | $735,000 | $122,000 | $336,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,619 | $2,184,285,000 | $388,000 | $39,985,000 | $191,000 | $4,125,000 |
| FHA-insured (Federal Housing Administration) | 164 | $56,930,000 | $347,000 | $715,000 | $103,000 | $343,000 |
| VA-guaranteed (Veterans Administration) | 43 | $16,005,000 | $372,000 | $955,000 | $110,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,520,000 | $253,000 | $435,000 | $75,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,968 | $1,379,270,000 | $464,000 | $39,985,000 | $195,000 | $4,083,000 |
| Application Denied By Financial Institution | 1,998 | $532,700,000 | $266,000 | $7,505,000 | $175,000 | $4,125,000 |
| Application Withdrawn By Applicant | 581 | $254,455,000 | $437,000 | $4,005,000 | $188,000 | $2,792,000 |
| Application Approved But Not Accepted | 226 | $46,240,000 | $204,000 | $3,255,000 | $199,000 | $2,860,000 |
| File Closed For Incompleteness | 55 | $26,355,000 | $479,000 | $1,755,000 | $183,000 | $656,000 |
| Loan Purchased By The Institution | 4 | $19,720,000 | $4,930,000 | $13,555,000 | $106,000 | $106,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,834 | $1,726,040,000 | $450,000 | $39,985,000 | $194,000 | $4,083,000 |
| Debt-To-Income Ratio | 1,012 | $229,820,000 | $227,000 | $3,005,000 | $136,000 | $1,876,000 |
| Credit History | 409 | $61,415,000 | $150,000 | $1,905,000 | $155,000 | $1,600,000 |
| Collateral | 406 | $188,190,000 | $463,000 | $7,505,000 | $254,000 | $3,168,000 |
| Other | 105 | $31,875,000 | $303,000 | $4,155,000 | $296,000 | $2,683,000 |
| Unverifiable Information | 50 | $14,330,000 | $286,000 | $1,075,000 | $350,000 | $4,125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $4,675,000 | $519,000 | $1,705,000 | $91,000 | $177,000 |
| Employment History | 5 | $1,155,000 | $231,000 | $445,000 | $142,000 | $303,000 |
| Credit Application Incomplete | 2 | $1,240,000 | $620,000 | $965,000 | $492,000 | $492,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banner Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banner Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.