Banterra Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Banterra Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banterra Bank 111 Airway Drive Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 994 |
| Total Mortgage Loan Application Amount | $197,820,000 |
| Average Mortgage Loan Application Amount | $169,600 |
| Highest Mortgage Loan Application Amount | $7,465,000 |
| Average Applicant Income | $122,600 |
| Highest Applicant Income | $2,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Banterra Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banterra Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Banterra Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banterra Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Banterra Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banterra Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson County Illinois | 128 | $ 19,130,000 | $ 149,000 | $ 128,000 |
| Cape Girardeau County Missouri | 121 | $ 26,685,000 | $ 220,000 | $ 108,000 |
| Franklin County Illinois | 79 | $ 8,095,000 | $ 102,000 | $ 81,000 |
| Vanderburgh County Indiana | 76 | $ 24,920,000 | $ 327,000 | $ 180,000 |
| Maricopa County Arizona | 58 | $ 22,510,000 | $ 388,000 | $ 174,000 |
| Saline County Illinois | 52 | $ 5,130,000 | $ 98,000 | $ 68,000 |
| Jackson County Illinois | 48 | $ 10,060,000 | $ 209,000 | $ 188,000 |
| White County Illinois | 42 | $ 4,890,000 | $ 116,000 | $ 114,000 |
| McCracken County Kentucky | 42 | $ 10,130,000 | $ 241,000 | $ 254,000 |
| Johnson County Illinois | 39 | $ 5,215,000 | $ 133,000 | $ 164,000 |
| Perry County Illinois | 29 | $ 3,675,000 | $ 126,000 | $ 111,000 |
| Jefferson County Illinois | 27 | $ 10,135,000 | $ 375,000 | $ 75,000 |
| Gallatin County Illinois | 24 | $ 2,900,000 | $ 120,000 | $ 101,000 |
| Massac County Illinois | 24 | $ 2,560,000 | $ 106,000 | $ 83,000 |
| Warrick County Indiana | 21 | $ 5,345,000 | $ 254,000 | $ 154,000 |
| Pope County Illinois | 17 | $ 1,645,000 | $ 96,000 | $ 54,000 |
| Hamilton County Illinois | 16 | $ 1,800,000 | $ 112,000 | $ 78,000 |
| Hardin County Illinois | 12 | $ 1,070,000 | $ 89,000 | $ 50,000 |
| Union County Illinois | 11 | $ 1,945,000 | $ 176,000 | $ 120,000 |
| Mississippi County Missouri | 9 | $ 775,000 | $ 86,000 | $ 52,000 |
| Madison County Illinois | 6 | $ 1,190,000 | $ 198,000 | $ 148,000 |
| Scott County Missouri | 6 | $ 840,000 | $ 140,000 | $ 79,000 |
| Bollinger County Missouri | 5 | $ 545,000 | $ 109,000 | $ 81,000 |
| St. Louis County Missouri | 5 | $ 1,415,000 | $ 283,000 | $ 212,000 |
| Pulaski County Illinois | 4 | $ 580,000 | $ 145,000 | $ 99,000 |
| Lyon County Kentucky | 4 | $ 820,000 | $ 205,000 | $ 146,000 |
| Clinton County Illinois | 3 | $ 445,000 | $ 148,000 | $ 154,000 |
| Randolph County Illinois | 3 | $ 255,000 | $ 85,000 | $ 54,000 |
| Gibson County Indiana | 3 | $ 935,000 | $ 311,000 | $ 152,000 |
| Posey County Indiana | 3 | $ 495,000 | $ 165,000 | $ 448,000 |
| Graves County Kentucky | 3 | $ 485,000 | $ 161,000 | $ 141,000 |
| Henderson County Kentucky | 3 | $ 815,000 | $ 271,000 | $ 147,000 |
| Camden County Missouri | 3 | $ 355,000 | $ 118,000 | $ 106,000 |
| Jefferson County Missouri | 3 | $ 675,000 | $ 225,000 | $ 120,000 |
| Stoddard County Missouri | 3 | $ 615,000 | $ 205,000 | $ 92,000 |
| Navajo County Arizona | 2 | $ 750,000 | $ 375,000 | $ 250,000 |
| Pima County Arizona | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Collier County Florida | 2 | $ 650,000 | $ 325,000 | $ 390,000 |
| Santa Rosa County Florida | 2 | $ 750,000 | $ 375,000 | $ 272,000 |
| Marion County Illinois | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Wayne County Illinois | 2 | $ 220,000 | $ 110,000 | $ 99,000 |
| Spencer County Indiana | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| Ballard County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Union County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 82,000 |
| Coconino County Arizona | 1 | $ 515,000 | $ 515,000 | $ 1,544,000 |
| Pinal County Arizona | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Yavapai County Arizona | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| El Dorado County California | 1 | $ 495,000 | $ 495,000 | $ 125,000 |
| Marin County California | 1 | $ 765,000 | $ 765,000 | $ 287,000 |
| San Diego County California | 1 | $ 625,000 | $ 625,000 | $ 130,000 |
| San Joaquin County California | 1 | $ 475,000 | $ 475,000 | $ 600,000 |
| Yolo County California | 1 | $ 485,000 | $ 485,000 | $ 143,000 |
| Denver County Colorado | 1 | $ 485,000 | $ 485,000 | $ 126,000 |
| Douglas County Colorado | 1 | $ 555,000 | $ 555,000 | $ 151,000 |
| Larimer County Colorado | 1 | $ 395,000 | $ 395,000 | $ 600,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Okaloosa County Florida | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| Orange County Florida | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Pasco County Florida | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| Baldwin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| Cass County Illinois | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| DeKalb County Illinois | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Macoupin County Illinois | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Monroe County Illinois | 1 | $ 335,000 | $ 335,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 285,000 | $ 285,000 | $ 280,000 |
| Wabash County Illinois | 1 | $ 195,000 | $ 195,000 | $ 295,000 |
| Hendricks County Indiana | 1 | $ 485,000 | $ 485,000 | $ 135,000 |
| Johnson County Indiana | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Putnam County Indiana | 1 | $ 425,000 | $ 425,000 | $ 473,000 |
| Calloway County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Livingston County Kentucky | 1 | $ 445,000 | $ 445,000 | $ 156,000 |
| Marshall County Kentucky | 1 | $ 515,000 | $ 515,000 | $ 780,000 |
| Trigg County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Boone County Missouri | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Dallas County Missouri | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Madison County Missouri | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Perry County Missouri | 1 | $ 365,000 | $ 365,000 | $ 422,000 |
| Phelps County Missouri | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| St. Louis City County Missouri | 1 | $ 175,000 | $ 175,000 | $ 202,000 |
| Horry County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Blount County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 225,000 |
| Sevier County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 300,000 |
| Williamson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 287,000 |
| Collin County Texas | 1 | $ 505,000 | $ 505,000 | $ 398,000 |
| Dallas County Texas | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Eau Claire County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Banterra Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 397 | $63,035,000 | $158,000 | $1,435,000 | $97,000 | $1,544,000 |
| Refinancing | 348 | $89,340,000 | $256,000 | $7,465,000 | $169,000 | $2,500,000 |
| Cash-out Refinancing | 226 | $42,600,000 | $188,000 | $1,165,000 | $140,000 | $1,968,000 |
| Other Purpose | 16 | $1,990,000 | $124,000 | $505,000 | $104,000 | $540,000 |
| Home Improvement | 7 | $855,000 | $122,000 | $325,000 | $103,000 | $280,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 892 | $157,490,000 | $176,000 | $1,485,000 | $129,000 | $2,500,000 |
| Not applicable | 35 | $24,645,000 | $704,000 | $7,465,000 | $36,000 | $36,000 |
| Not Provided | 18 | $2,360,000 | $131,000 | $485,000 | $150,000 | $696,000 |
| Asian | 16 | $5,250,000 | $328,000 | $2,925,000 | $350,000 | $1,975,000 |
| Black or African American | 15 | $4,075,000 | $271,000 | $1,165,000 | $136,000 | $718,000 |
| Hispanic | 14 | $3,440,000 | $245,000 | $515,000 | $116,000 | $262,000 |
| American Indian or Alaskan Native | 4 | $560,000 | $140,000 | $315,000 | $67,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 969 | $194,535,000 | $200,000 | $7,465,000 | $135,000 | $2,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,525,000 | $101,000 | $175,000 | $44,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,480,000 | $185,000 | $415,000 | $36,000 | $78,000 |
| FHA-insured (Federal Housing Administration) | 2 | $280,000 | $140,000 | $165,000 | $60,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 688 | $153,200,000 | $222,000 | $7,465,000 | $139,000 | $1,975,000 |
| Application Approved But Not Accepted | 126 | $20,180,000 | $160,000 | $1,485,000 | $110,000 | $1,544,000 |
| Application Denied By Financial Institution | 115 | $13,305,000 | $115,000 | $965,000 | $106,000 | $2,500,000 |
| Application Withdrawn By Applicant | 65 | $11,135,000 | $171,000 | $1,405,000 | $161,000 | $1,968,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 994 | $197,820,000 | $199,000 | $7,465,000 | $133,000 | $2,500,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banterra Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banterra Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.