Banterra Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Banterra Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Banterra Bank 111 Airway Drive Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 352 |
| Total Mortgage Loan Application Amount | $83,450,000 |
| Average Mortgage Loan Application Amount | $192,800 |
| Highest Mortgage Loan Application Amount | $11,025,000 |
| Average Applicant Income | $102,800 |
| Highest Applicant Income | $990,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Banterra Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Banterra Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Banterra Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Banterra Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Banterra Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Banterra Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson County Illinois | 58 | $ 7,790,000 | $ 134,000 | $ 113,000 |
| Franklin County Illinois | 38 | $ 2,700,000 | $ 71,000 | $ 74,000 |
| Cape Girardeau County Missouri | 30 | $ 7,160,000 | $ 238,000 | $ 163,000 |
| Vanderburgh County Indiana | 21 | $ 3,545,000 | $ 168,000 | $ 115,000 |
| Jackson County Illinois | 20 | $ 2,790,000 | $ 139,000 | $ 97,000 |
| Saline County Illinois | 16 | $ 1,140,000 | $ 71,000 | $ 85,000 |
| Hamilton County Illinois | 11 | $ 995,000 | $ 90,000 | $ 81,000 |
| White County Illinois | 11 | $ 925,000 | $ 84,000 | $ 67,000 |
| Hardin County Illinois | 10 | $ 710,000 | $ 71,000 | $ 82,000 |
| Johnson County Illinois | 10 | $ 1,320,000 | $ 132,000 | $ 99,000 |
| Perry County Illinois | 9 | $ 605,000 | $ 67,000 | $ 71,000 |
| Jefferson County Illinois | 8 | $ 710,000 | $ 88,000 | $ 51,000 |
| Massac County Illinois | 8 | $ 860,000 | $ 107,000 | $ 92,000 |
| Pope County Illinois | 8 | $ 980,000 | $ 122,000 | $ 74,000 |
| Warrick County Indiana | 8 | $ 1,330,000 | $ 166,000 | $ 90,000 |
| McCracken County Kentucky | 8 | $ 1,350,000 | $ 168,000 | $ 85,000 |
| Gallatin County Illinois | 7 | $ 945,000 | $ 135,000 | $ 57,000 |
| Posey County Indiana | 6 | $ 820,000 | $ 136,000 | $ 113,000 |
| Maricopa County Arizona | 5 | $ 7,815,000 | $ 1,563,000 | $ 155,000 |
| Scott County Missouri | 5 | $ 455,000 | $ 91,000 | $ 55,000 |
| Graves County Kentucky | 3 | $ 195,000 | $ 65,000 | $ 76,000 |
| Livingston County Kentucky | 3 | $ 725,000 | $ 241,000 | $ 160,000 |
| Navajo County Arizona | 2 | $ 1,430,000 | $ 715,000 | $ 459,000 |
| St. Clair County Illinois | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| Union County Illinois | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Wayne County Illinois | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| Gibson County Indiana | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Bollinger County Missouri | 2 | $ 760,000 | $ 380,000 | $ 211,000 |
| Mississippi County Missouri | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| New Madrid County Missouri | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| Salt Lake County Utah | 2 | $ 3,260,000 | $ 1,630,000 | $ 443,000 |
| Summit County Utah | 2 | $ 3,140,000 | $ 1,570,000 | $ 0 |
| Coconino County Arizona | 1 | $ 515,000 | $ 515,000 | $ 322,000 |
| Pima County Arizona | 1 | $ 405,000 | $ 405,000 | $ 113,000 |
| Pinal County Arizona | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 575,000 | $ 575,000 | $ 990,000 |
| Alamosa County Colorado | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Eagle County Colorado | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Alachua County Florida | 1 | $ 145,000 | $ 145,000 | $ 372,000 |
| Duval County Florida | 1 | $ 875,000 | $ 875,000 | $ 635,000 |
| Sarasota County Florida | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Pulaski County Illinois | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Randolph County Illinois | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Knox County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Vigo County Indiana | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Daviess County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Henderson County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 312,000 |
| Marshall County Kentucky | 1 | $ 725,000 | $ 725,000 | $ 453,000 |
| Union County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Warren County Kentucky | 1 | $ 11,025,000 | $ 11,025,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tishomingo County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Camden County Missouri | 1 | $ 245,000 | $ 245,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 85,000 | $ 85,000 | $ 176,000 |
| Burke County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 193,000 |
| Davidson County Tennessee | 1 | $ 5,405,000 | $ 5,405,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 261,000 |
| Montgomery County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 231,000 |
| Utah County Utah | 1 | $ 1,275,000 | $ 1,275,000 | $ 549,000 |
| Washington County Utah | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Bedford County Virginia | 1 | $ 795,000 | $ 795,000 | $ 247,000 |
Mortgage Loan Application Detail Totals for Banterra Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 238 | $59,090,000 | $248,000 | $5,785,000 | $116,000 | $990,000 |
| Refinancing | 47 | $16,305,000 | $346,000 | $11,025,000 | $108,000 | $720,000 |
| Other Purpose | 30 | $2,690,000 | $89,000 | $715,000 | $103,000 | $452,000 |
| Cash-out Refinancing | 23 | $3,605,000 | $156,000 | $795,000 | $94,000 | $374,000 |
| Home Improvement | 14 | $1,760,000 | $125,000 | $805,000 | $93,000 | $246,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 285 | $43,045,000 | $151,000 | $1,855,000 | $105,000 | $990,000 |
| Not applicable | 37 | $34,285,000 | $926,000 | $11,025,000 | $0 | $0 |
| Not Provided | 14 | $2,460,000 | $175,000 | $475,000 | $200,000 | $843,000 |
| Black or African American | 6 | $1,140,000 | $190,000 | $455,000 | $178,000 | $455,000 |
| Hispanic | 6 | $1,610,000 | $268,000 | $905,000 | $110,000 | $241,000 |
| American Indian or Alaskan Native | 4 | $910,000 | $227,000 | $515,000 | $133,000 | $322,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 339 | $82,095,000 | $242,000 | $11,025,000 | $114,000 | $990,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $565,000 | $80,000 | $145,000 | $39,000 | $70,000 |
| FHA-insured (Federal Housing Administration) | 5 | $585,000 | $117,000 | $165,000 | $40,000 | $55,000 |
| VA-guaranteed (Veterans Administration) | 1 | $205,000 | $205,000 | $205,000 | $112,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 185 | $58,045,000 | $313,000 | $11,025,000 | $131,000 | $990,000 |
| Application Denied By Financial Institution | 81 | $7,755,000 | $95,000 | $715,000 | $61,000 | $220,000 |
| Application Approved But Not Accepted | 53 | $9,765,000 | $184,000 | $1,405,000 | $107,000 | $635,000 |
| Application Withdrawn By Applicant | 24 | $3,520,000 | $146,000 | $795,000 | $117,000 | $720,000 |
| File Closed For Incompleteness | 9 | $4,365,000 | $485,000 | $1,855,000 | $227,000 | $549,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 271 | $75,695,000 | $279,000 | $11,025,000 | $128,000 | $990,000 |
| Credit History | 57 | $4,535,000 | $79,000 | $285,000 | $55,000 | $172,000 |
| Debt-To-Income Ratio | 16 | $2,600,000 | $162,000 | $715,000 | $76,000 | $220,000 |
| Collateral | 5 | $235,000 | $47,000 | $75,000 | $55,000 | $67,000 |
| Other | 2 | $60,000 | $30,000 | $35,000 | $92,000 | $92,000 |
| Credit Application Incomplete | 1 | $325,000 | $325,000 | $325,000 | $176,000 | $176,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Banterra Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Banterra Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.