Baytree Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Baytree Lending 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baytree Lending 10909 West Greenfield Ave Ste 208 West Allis, WI 53214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,981 |
| Total Mortgage Loan Application Amount | $522,256,000 |
| Average Mortgage Loan Application Amount | $106,666 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $4,749,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Baytree Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baytree Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Baytree Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baytree Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Baytree Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baytree Lending's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 733 | $ 87,831,000 | $ 119,000 | $ 98,000 |
| Multnomah County Oregon | 316 | $ 64,513,000 | $ 204,000 | $ 116,000 |
| Milwaukee County Wisconsin | 243 | $ 14,328,000 | $ 58,000 | $ 69,000 |
| Washington County Oregon | 196 | $ 38,816,000 | $ 198,000 | $ 89,000 |
| Clackamas County Oregon | 153 | $ 37,003,000 | $ 241,000 | $ 121,000 |
| Deschutes County Oregon | 130 | $ 31,559,000 | $ 242,000 | $ 128,000 |
| Linn County Oregon | 125 | $ 15,397,000 | $ 123,000 | $ 70,000 |
| Marion County Oregon | 118 | $ 16,348,000 | $ 138,000 | $ 87,000 |
| DuPage County Illinois | 110 | $ 13,870,000 | $ 126,000 | $ 97,000 |
| Waukesha County Wisconsin | 110 | $ 7,121,000 | $ 64,000 | $ 86,000 |
| Ada County Idaho | 109 | $ 16,046,000 | $ 147,000 | $ 88,000 |
| Will County Illinois | 98 | $ 9,323,000 | $ 95,000 | $ 91,000 |
| Lake County Illinois | 94 | $ 9,336,000 | $ 99,000 | $ 87,000 |
| Clark County Washington | 65 | $ 12,497,000 | $ 192,000 | $ 100,000 |
| Dane County Wisconsin | 65 | $ 4,430,000 | $ 68,000 | $ 82,000 |
| Canyon County Idaho | 63 | $ 7,611,000 | $ 120,000 | $ 60,000 |
| Kane County Illinois | 53 | $ 5,901,000 | $ 111,000 | $ 89,000 |
| Racine County Wisconsin | 43 | $ 2,530,000 | $ 58,000 | $ 71,000 |
| Yamhill County Oregon | 42 | $ 6,829,000 | $ 162,000 | $ 84,000 |
| Washington County Wisconsin | 35 | $ 2,298,000 | $ 65,000 | $ 91,000 |
| McHenry County Illinois | 34 | $ 3,834,000 | $ 112,000 | $ 93,000 |
| Brown County Wisconsin | 34 | $ 1,848,000 | $ 54,000 | $ 83,000 |
| Polk County Oregon | 31 | $ 5,415,000 | $ 174,000 | $ 66,000 |
| Kenosha County Wisconsin | 29 | $ 1,467,000 | $ 50,000 | $ 83,000 |
| Franklin County Ohio | 27 | $ 3,591,000 | $ 133,000 | $ 99,000 |
| Jackson County Oregon | 27 | $ 6,975,000 | $ 258,000 | $ 87,000 |
| Walworth County Wisconsin | 23 | $ 1,302,000 | $ 56,000 | $ 74,000 |
| Hamilton County Ohio | 22 | $ 1,501,000 | $ 68,000 | $ 101,000 |
| Benton County Oregon | 22 | $ 3,701,000 | $ 168,000 | $ 97,000 |
| Outagamie County Wisconsin | 21 | $ 737,000 | $ 35,000 | $ 67,000 |
| Kendall County Illinois | 20 | $ 2,688,000 | $ 134,000 | $ 102,000 |
| Columbia County Oregon | 20 | $ 3,081,000 | $ 154,000 | $ 72,000 |
| Marathon County Wisconsin | 20 | $ 1,029,000 | $ 51,000 | $ 57,000 |
| Winnebago County Wisconsin | 20 | $ 740,000 | $ 37,000 | $ 70,000 |
| Fond du Lac County Wisconsin | 19 | $ 908,000 | $ 47,000 | $ 69,000 |
| Hood River County Oregon | 15 | $ 3,887,000 | $ 259,000 | $ 83,000 |
| Jefferson County Oregon | 15 | $ 2,170,000 | $ 144,000 | $ 72,000 |
| Lane County Oregon | 14 | $ 1,903,000 | $ 135,000 | $ 75,000 |
| Snohomish County Washington | 14 | $ 3,203,000 | $ 228,000 | $ 98,000 |
| Lake County Indiana | 13 | $ 1,216,000 | $ 93,000 | $ 81,000 |
| Marion County Indiana | 12 | $ 1,535,000 | $ 127,000 | $ 84,000 |
| Lincoln County Oregon | 12 | $ 2,345,000 | $ 195,000 | $ 67,000 |
| Calumet County Wisconsin | 12 | $ 813,000 | $ 67,000 | $ 98,000 |
| Ozaukee County Wisconsin | 12 | $ 528,000 | $ 44,000 | $ 85,000 |
| Winnebago County Illinois | 11 | $ 509,000 | $ 46,000 | $ 52,000 |
| Mecklenburg County North Carolina | 11 | $ 714,000 | $ 64,000 | $ 57,000 |
| Rock County Wisconsin | 11 | $ 376,000 | $ 34,000 | $ 68,000 |
| DeKalb County Illinois | 10 | $ 942,000 | $ 94,000 | $ 92,000 |
| Wayne County Michigan | 10 | $ 514,000 | $ 51,000 | $ 55,000 |
| Wake County North Carolina | 10 | $ 490,000 | $ 49,000 | $ 83,000 |
| Clatsop County Oregon | 10 | $ 2,787,000 | $ 278,000 | $ 198,000 |
| Jefferson County Wisconsin | 10 | $ 473,000 | $ 47,000 | $ 68,000 |
| Sheboygan County Wisconsin | 10 | $ 484,000 | $ 48,000 | $ 61,000 |
| Waupaca County Wisconsin | 10 | $ 1,215,000 | $ 121,000 | $ 117,000 |
| Henry County Georgia | 9 | $ 716,000 | $ 79,000 | $ 0 |
| Oakland County Michigan | 9 | $ 705,000 | $ 78,000 | $ 73,000 |
| Cuyahoga County Ohio | 9 | $ 486,000 | $ 54,000 | $ 44,000 |
| Wasco County Oregon | 9 | $ 1,498,000 | $ 166,000 | $ 69,000 |
| LaPorte County Indiana | 8 | $ 896,000 | $ 112,000 | $ 97,000 |
| Macomb County Michigan | 8 | $ 440,000 | $ 55,000 | $ 67,000 |
| Butler County Ohio | 8 | $ 492,000 | $ 61,000 | $ 107,000 |
| Tillamook County Oregon | 8 | $ 1,599,000 | $ 199,000 | $ 113,000 |
| Dodge County Wisconsin | 8 | $ 320,000 | $ 40,000 | $ 67,000 |
| Malheur County Oregon | 7 | $ 618,000 | $ 88,000 | $ 61,000 |
| King County Washington | 7 | $ 2,277,000 | $ 325,000 | $ 142,000 |
| Klickitat County Washington | 7 | $ 1,173,000 | $ 167,000 | $ 68,000 |
| Sauk County Wisconsin | 7 | $ 336,000 | $ 48,000 | $ 64,000 |
| Kosciusko County Indiana | 6 | $ 331,000 | $ 55,000 | $ 48,000 |
| Porter County Indiana | 6 | $ 608,000 | $ 101,000 | $ 79,000 |
| Whitley County Indiana | 6 | $ 484,000 | $ 80,000 | $ 37,000 |
| Jackson County Missouri | 6 | $ 356,000 | $ 59,000 | $ 118,000 |
| Jefferson County Missouri | 6 | $ 396,000 | $ 66,000 | $ 36,000 |
| Pierce County Washington | 6 | $ 1,016,000 | $ 169,000 | $ 53,000 |
| Columbia County Wisconsin | 6 | $ 225,000 | $ 37,000 | $ 50,000 |
| Vilas County Wisconsin | 6 | $ 633,000 | $ 105,000 | $ 169,000 |
| Boise County Idaho | 5 | $ 447,000 | $ 89,000 | $ 188,000 |
| Grundy County Illinois | 5 | $ 163,000 | $ 32,000 | $ 69,000 |
| Guilford County North Carolina | 5 | $ 267,000 | $ 53,000 | $ 77,000 |
| Kewaunee County Wisconsin | 5 | $ 422,000 | $ 84,000 | $ 81,000 |
| Bureau County Illinois | 4 | $ 121,000 | $ 30,000 | $ 40,000 |
| McLean County Illinois | 4 | $ 167,000 | $ 41,000 | $ 91,000 |
| St. Clair County Illinois | 4 | $ 169,000 | $ 42,000 | $ 23,000 |
| Allen County Indiana | 4 | $ 132,000 | $ 33,000 | $ 72,000 |
| DeKalb County Indiana | 4 | $ 185,000 | $ 46,000 | $ 131,000 |
| Hamilton County Indiana | 4 | $ 140,000 | $ 35,000 | $ 75,000 |
| Scott County Kentucky | 4 | $ 282,000 | $ 70,000 | $ 196,000 |
| St. Charles County Missouri | 4 | $ 398,000 | $ 99,000 | $ 71,000 |
| Columbiana County Ohio | 4 | $ 349,000 | $ 87,000 | $ 134,000 |
| Licking County Ohio | 4 | $ 1,125,000 | $ 281,000 | $ 247,000 |
| Lucas County Ohio | 4 | $ 236,000 | $ 59,000 | $ 50,000 |
| Bexar County Texas | 4 | $ 152,000 | $ 38,000 | $ 37,000 |
| Harris County Texas | 4 | $ 265,000 | $ 66,000 | $ 139,000 |
| Montgomery County Texas | 4 | $ 813,000 | $ 203,000 | $ 186,000 |
| Iowa County Wisconsin | 4 | $ 170,000 | $ 42,000 | $ 57,000 |
| Portage County Wisconsin | 4 | $ 145,000 | $ 36,000 | $ 65,000 |
| Wood County Wisconsin | 4 | $ 195,000 | $ 48,000 | $ 87,000 |
| Los Angeles County California | 3 | $ 873,000 | $ 291,000 | $ 103,000 |
| San Joaquin County California | 3 | $ 874,000 | $ 291,000 | $ 80,000 |
| Pinellas County Florida | 3 | $ 525,000 | $ 175,000 | $ 147,000 |
| Fulton County Georgia | 3 | $ 267,000 | $ 89,000 | $ 111,000 |
| Gem County Idaho | 3 | $ 419,000 | $ 139,000 | $ 43,000 |
| Payette County Idaho | 3 | $ 321,000 | $ 107,000 | $ 51,000 |
| Suffolk County Massachusetts | 3 | $ 1,645,000 | $ 548,000 | $ 200,000 |
| Rockingham County North Carolina | 3 | $ 105,000 | $ 35,000 | $ 49,000 |
| Delaware County Ohio | 3 | $ 497,000 | $ 165,000 | $ 0 |
| Josephine County Oregon | 3 | $ 708,000 | $ 236,000 | $ 184,000 |
| Ashland County Wisconsin | 3 | $ 81,000 | $ 27,000 | $ 72,000 |
| Door County Wisconsin | 3 | $ 193,000 | $ 64,000 | $ 85,000 |
| Green County Wisconsin | 3 | $ 164,000 | $ 54,000 | $ 74,000 |
| Marinette County Wisconsin | 3 | $ 76,000 | $ 25,000 | $ 62,000 |
| Oconto County Wisconsin | 3 | $ 408,000 | $ 136,000 | $ 114,000 |
| St. Croix County Wisconsin | 3 | $ 280,000 | $ 93,000 | $ 129,000 |
| Maricopa County Arizona | 2 | $ 259,000 | $ 129,000 | $ 342,000 |
| Riverside County California | 2 | $ 441,000 | $ 220,000 | $ 0 |
| San Diego County California | 2 | $ 912,000 | $ 456,000 | $ 319,000 |
| Santa Cruz County California | 2 | $ 303,000 | $ 151,000 | $ 65,000 |
| Brevard County Florida | 2 | $ 283,000 | $ 141,000 | $ 96,000 |
| Marion County Florida | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Miami-Dade County Florida | 2 | $ 298,000 | $ 149,000 | $ 112,000 |
| Seminole County Florida | 2 | $ 1,275,000 | $ 637,000 | $ 692,000 |
| Cobb County Georgia | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Douglas County Georgia | 2 | $ 214,000 | $ 107,000 | $ 120,000 |
| Kootenai County Idaho | 2 | $ 215,000 | $ 107,000 | $ 55,000 |
| Nez Perce County Idaho | 2 | $ 211,000 | $ 105,000 | $ 54,000 |
| Washington County Idaho | 2 | $ 189,000 | $ 94,000 | $ 71,000 |
| Champaign County Illinois | 2 | $ 237,000 | $ 118,000 | $ 46,000 |
| Madison County Illinois | 2 | $ 84,000 | $ 42,000 | $ 68,000 |
| McDonough County Illinois | 2 | $ 165,000 | $ 82,000 | $ 66,000 |
| Ogle County Illinois | 2 | $ 133,000 | $ 66,000 | $ 34,000 |
| Putnam County Illinois | 2 | $ 138,000 | $ 69,000 | $ 255,000 |
| Stephenson County Illinois | 2 | $ 55,000 | $ 27,000 | $ 107,000 |
| Shelby County Indiana | 2 | $ 200,000 | $ 100,000 | $ 214,000 |
| Polk County Iowa | 2 | $ 100,000 | $ 50,000 | $ 74,000 |
| Pottawattamie County Iowa | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Fayette County Kentucky | 2 | $ 149,000 | $ 74,000 | $ 54,000 |
| Jefferson County Kentucky | 2 | $ 108,000 | $ 54,000 | $ 60,000 |
| Jessamine County Kentucky | 2 | $ 95,000 | $ 47,000 | $ 38,000 |
| Montgomery County Kentucky | 2 | $ 179,000 | $ 89,000 | $ 108,000 |
| Prince George's County Maryland | 2 | $ 178,000 | $ 89,000 | $ 115,000 |
| Kalamazoo County Michigan | 2 | $ 197,000 | $ 98,000 | $ 102,000 |
| Chisago County Minnesota | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 265,000 | $ 132,000 | $ 50,000 |
| Washington County Minnesota | 2 | $ 115,000 | $ 57,000 | $ 68,000 |
| Franklin County Missouri | 2 | $ 178,000 | $ 89,000 | $ 192,000 |
| St. Francois County Missouri | 2 | $ 149,000 | $ 74,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| Forsyth County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 59,000 |
| Hancock County Ohio | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Lorain County Ohio | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| Mercer County Ohio | 2 | $ 120,000 | $ 60,000 | $ 59,000 |
| Montgomery County Ohio | 2 | $ 125,000 | $ 62,000 | $ 116,000 |
| Muskingum County Ohio | 2 | $ 255,000 | $ 127,000 | $ 60,000 |
| Stark County Ohio | 2 | $ 175,000 | $ 87,000 | $ 216,000 |
| Crook County Oregon | 2 | $ 153,000 | $ 76,000 | $ 70,000 |
| Douglas County Oregon | 2 | $ 241,000 | $ 120,000 | $ 84,000 |
| Klamath County Oregon | 2 | $ 145,000 | $ 72,000 | $ 61,000 |
| Sumner County Tennessee | 2 | $ 138,000 | $ 69,000 | $ 42,000 |
| Hidalgo County Texas | 2 | $ 115,000 | $ 57,000 | $ 54,000 |
| Utah County Utah | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| Rutland County Vermont | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Culpeper County Virginia | 2 | $ 413,000 | $ 206,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 815,000 | $ 407,000 | $ 200,000 |
| Cowlitz County Washington | 2 | $ 932,000 | $ 466,000 | $ 121,000 |
| Island County Washington | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Pacific County Washington | 2 | $ 224,000 | $ 112,000 | $ 54,000 |
| Skamania County Washington | 2 | $ 258,000 | $ 129,000 | $ 57,000 |
| Thurston County Washington | 2 | $ 402,000 | $ 201,000 | $ 179,000 |
| Randolph County West Virginia | 2 | $ 119,000 | $ 59,000 | $ 0 |
| Adams County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 39,000 |
| Crawford County Wisconsin | 2 | $ 55,000 | $ 27,000 | $ 60,000 |
| Grant County Wisconsin | 2 | $ 96,000 | $ 48,000 | $ 34,000 |
| Lincoln County Wisconsin | 2 | $ 79,000 | $ 39,000 | $ 65,000 |
| Oneida County Wisconsin | 2 | $ 191,000 | $ 95,000 | $ 116,000 |
| Shawano County Wisconsin | 2 | $ 122,000 | $ 61,000 | $ 66,000 |
| Alameda County California | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Fresno County California | 1 | $ 312,000 | $ 312,000 | $ 0 |
| San Mateo County California | 1 | $ 510,000 | $ 510,000 | $ 90,000 |
| Yolo County California | 1 | $ 529,000 | $ 529,000 | $ 132,000 |
| Larimer County Colorado | 1 | $ 196,000 | $ 196,000 | $ 37,000 |
| Lake County Florida | 1 | $ 97,000 | $ 97,000 | $ 53,000 |
| Manatee County Florida | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Cherokee County Georgia | 1 | $ 50,000 | $ 50,000 | $ 159,000 |
| Elmore County Idaho | 1 | $ 81,000 | $ 81,000 | $ 78,000 |
| Franklin County Idaho | 1 | $ 171,000 | $ 171,000 | $ 70,000 |
| Twin Falls County Idaho | 1 | $ 42,000 | $ 42,000 | $ 138,000 |
| Valley County Idaho | 1 | $ 400,000 | $ 400,000 | $ 102,000 |
| Boone County Illinois | 1 | $ 27,000 | $ 27,000 | $ 60,000 |
| Clinton County Illinois | 1 | $ 33,000 | $ 33,000 | $ 112,000 |
| Iroquois County Illinois | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Kankakee County Illinois | 1 | $ 72,000 | $ 72,000 | $ 79,000 |
| LaSalle County Illinois | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Lee County Illinois | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Livingston County Illinois | 1 | $ 43,000 | $ 43,000 | $ 66,000 |
| Macon County Illinois | 1 | $ 29,000 | $ 29,000 | $ 71,000 |
| Marion County Illinois | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Peoria County Illinois | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Sangamon County Illinois | 1 | $ 43,000 | $ 43,000 | $ 26,000 |
| White County Illinois | 1 | $ 48,000 | $ 48,000 | $ 98,000 |
| Adams County Indiana | 1 | $ 30,000 | $ 30,000 | $ 81,000 |
| Hancock County Indiana | 1 | $ 48,000 | $ 48,000 | $ 47,000 |
| Miami County Indiana | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Noble County Indiana | 1 | $ 29,000 | $ 29,000 | $ 49,000 |
| St. Joseph County Indiana | 1 | $ 29,000 | $ 29,000 | $ 81,000 |
| Tipton County Indiana | 1 | $ 26,000 | $ 26,000 | $ 39,000 |
| White County Indiana | 1 | $ 38,000 | $ 38,000 | $ 183,000 |
| Boone County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 174,000 |
| Campbell County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Daviess County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Warren County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 112,000 |
| Tuscola County Michigan | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 290,000 | $ 290,000 | $ 120,000 |
| Hennepin County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 234,000 |
| Olmsted County Minnesota | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
| Boone County Missouri | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Clay County Missouri | 1 | $ 39,000 | $ 39,000 | $ 53,000 |
| Burke County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Caldwell County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 102,000 |
| Durham County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 193,000 |
| Iredell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 216,000 |
| Person County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| Union County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Clermont County Ohio | 1 | $ 238,000 | $ 238,000 | $ 78,000 |
| Highland County Ohio | 1 | $ 136,000 | $ 136,000 | $ 108,000 |
| Wood County Ohio | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Wyandot County Ohio | 1 | $ 99,000 | $ 99,000 | $ 79,000 |
| Baker County Oregon | 1 | $ 220,000 | $ 220,000 | $ 81,000 |
| Coos County Oregon | 1 | $ 200,000 | $ 200,000 | $ 119,000 |
| Gilliam County Oregon | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Lake County Oregon | 1 | $ 233,000 | $ 233,000 | $ 89,000 |
| Delaware County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 480,000 |
| Bedford County Virginia | 1 | $ 63,000 | $ 63,000 | $ 27,000 |
| Hanover County Virginia | 1 | $ 180,000 | $ 180,000 | $ 130,000 |
| Loudoun County Virginia | 1 | $ 293,000 | $ 293,000 | $ 68,000 |
| Spokane County Washington | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Barron County Wisconsin | 1 | $ 360,000 | $ 360,000 | $ 305,000 |
| Bayfield County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| Chippewa County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 57,000 |
| Clark County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 77,000 |
| Douglas County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 47,000 |
| Eau Claire County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 216,000 |
| Juneau County Wisconsin | 1 | $ 21,000 | $ 21,000 | $ 42,000 |
| Lafayette County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 25,000 |
| Manitowoc County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 52,000 |
| Menominee County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Monroe County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 64,000 |
| Pierce County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Richland County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 79,000 |
| Trempealeau County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 62,000 |
| Waushara County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 450,000 |
Mortgage Loan Application Detail Totals for Baytree Lending in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,046 | $241,486,000 | $118,000 | $1,000,000 | $87,000 | $987,000 |
| Home Purchase | 1,857 | $276,529,000 | $148,000 | $1,485,000 | $98,000 | $4,749,000 |
| Home Improvement | 78 | $4,241,000 | $54,000 | $480,000 | $80,000 | $252,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,007 | $409,964,000 | $136,000 | $1,485,000 | $93,000 | $1,821,000 |
| Hispanic | 399 | $48,969,000 | $122,000 | $975,000 | $72,000 | $780,000 |
| Black or African American | 360 | $33,890,000 | $94,000 | $752,000 | $91,000 | $4,749,000 |
| Not Provided | 93 | $12,944,000 | $139,000 | $1,000,000 | $100,000 | $702,000 |
| Asian | 83 | $12,575,000 | $151,000 | $720,000 | $110,000 | $416,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $2,432,000 | $121,000 | $340,000 | $94,000 | $189,000 |
| American Indian or Alaskan Native | 19 | $1,482,000 | $78,000 | $245,000 | $100,000 | $138,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,881 | $505,868,000 | $130,000 | $1,485,000 | $93,000 | $4,749,000 |
| FHA-insured (Federal Housing Administration) | 100 | $16,388,000 | $163,000 | $274,000 | $57,000 | $326,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,470 | $358,477,000 | $145,000 | $1,485,000 | $91,000 | $1,821,000 |
| Application Denied By Financial Institution | 847 | $70,027,000 | $82,000 | $980,000 | $91,000 | $718,000 |
| Application Withdrawn By Applicant | 357 | $46,806,000 | $131,000 | $1,000,000 | $105,000 | $4,749,000 |
| Application Approved But Not Accepted | 307 | $46,946,000 | $152,000 | $760,000 | $87,000 | $780,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 417 | $29,868,000 | $71,000 | $815,000 | $88,000 | $360,000 |
| Other | 144 | $16,918,000 | $117,000 | $980,000 | $106,000 | $718,000 |
| Collateral | 104 | $10,928,000 | $105,000 | $888,000 | $109,000 | $450,000 |
| Credit History | 71 | $5,314,000 | $74,000 | $398,000 | $79,000 | $252,000 |
| Debt-To-Income Ratio | 65 | $3,849,000 | $59,000 | $228,000 | $69,000 | $146,000 |
| Employment History | 23 | $1,534,000 | $66,000 | $221,000 | $86,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $1,324,000 | $66,000 | $224,000 | $78,000 | $138,000 |
| Credit Application Incomplete | 3 | $292,000 | $97,000 | $195,000 | $38,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baytree Lending's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baytree Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.