Baytree Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Baytree Lending 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baytree Lending 10909 West Greenfield Ave Ste 208 West Allis, WI 53214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 408 |
| Total Mortgage Loan Application Amount | $20,192,000 |
| Average Mortgage Loan Application Amount | $62,666 |
| Highest Mortgage Loan Application Amount | $321,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Baytree Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baytree Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Baytree Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baytree Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Baytree Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baytree Lending's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 81 | $ 4,557,000 | $ 56,000 | $ 124,000 |
| Milwaukee County Wisconsin | 49 | $ 2,227,000 | $ 45,000 | $ 72,000 |
| Waukesha County Wisconsin | 46 | $ 2,671,000 | $ 58,000 | $ 106,000 |
| Dane County Wisconsin | 25 | $ 1,030,000 | $ 41,000 | $ 95,000 |
| DuPage County Illinois | 17 | $ 874,000 | $ 51,000 | $ 116,000 |
| Will County Illinois | 17 | $ 744,000 | $ 43,000 | $ 116,000 |
| Lake County Illinois | 13 | $ 1,071,000 | $ 82,000 | $ 137,000 |
| Racine County Wisconsin | 13 | $ 498,000 | $ 38,000 | $ 66,000 |
| Brown County Wisconsin | 12 | $ 726,000 | $ 60,000 | $ 61,000 |
| Kane County Illinois | 11 | $ 917,000 | $ 83,000 | $ 131,000 |
| Washington County Wisconsin | 10 | $ 538,000 | $ 53,000 | $ 103,000 |
| Jefferson County Wisconsin | 7 | $ 196,000 | $ 28,000 | $ 65,000 |
| McHenry County Illinois | 6 | $ 238,000 | $ 39,000 | $ 123,000 |
| Outagamie County Wisconsin | 6 | $ 319,000 | $ 53,000 | $ 70,000 |
| Walworth County Wisconsin | 6 | $ 167,000 | $ 27,000 | $ 72,000 |
| Dodge County Wisconsin | 5 | $ 150,000 | $ 30,000 | $ 58,000 |
| Kenosha County Wisconsin | 5 | $ 162,000 | $ 32,000 | $ 84,000 |
| Rock County Wisconsin | 5 | $ 208,000 | $ 41,000 | $ 66,000 |
| Sheboygan County Wisconsin | 5 | $ 173,000 | $ 34,000 | $ 82,000 |
| Winnebago County Wisconsin | 5 | $ 153,000 | $ 30,000 | $ 66,000 |
| Columbia County Wisconsin | 4 | $ 137,000 | $ 34,000 | $ 74,000 |
| Marathon County Wisconsin | 4 | $ 295,000 | $ 73,000 | $ 66,000 |
| Sauk County Wisconsin | 4 | $ 173,000 | $ 43,000 | $ 80,000 |
| Calumet County Wisconsin | 3 | $ 113,000 | $ 37,000 | $ 68,000 |
| Eau Claire County Wisconsin | 3 | $ 72,000 | $ 24,000 | $ 47,000 |
| Fond du Lac County Wisconsin | 3 | $ 81,000 | $ 27,000 | $ 93,000 |
| Marinette County Wisconsin | 3 | $ 71,000 | $ 23,000 | $ 53,000 |
| Ozaukee County Wisconsin | 3 | $ 131,000 | $ 43,000 | $ 102,000 |
| DeKalb County Illinois | 2 | $ 91,000 | $ 45,000 | $ 62,000 |
| Kendall County Illinois | 2 | $ 102,000 | $ 51,000 | $ 122,000 |
| Owen County Indiana | 2 | $ 67,000 | $ 33,000 | $ 75,000 |
| Chippewa County Wisconsin | 2 | $ 45,000 | $ 22,000 | $ 69,000 |
| Manitowoc County Wisconsin | 2 | $ 81,000 | $ 40,000 | $ 43,000 |
| Marquette County Wisconsin | 2 | $ 35,000 | $ 17,000 | $ 63,000 |
| Oconto County Wisconsin | 2 | $ 167,000 | $ 83,000 | $ 80,000 |
| Oneida County Wisconsin | 2 | $ 86,000 | $ 43,000 | $ 188,000 |
| Adams County Illinois | 1 | $ 26,000 | $ 26,000 | $ 104,000 |
| Jo Daviess County Illinois | 1 | $ 23,000 | $ 23,000 | $ 58,000 |
| Kankakee County Illinois | 1 | $ 51,000 | $ 51,000 | $ 363,000 |
| Madison County Illinois | 1 | $ 31,000 | $ 31,000 | $ 202,000 |
| St. Clair County Illinois | 1 | $ 16,000 | $ 16,000 | $ 50,000 |
| Tazewell County Illinois | 1 | $ 64,000 | $ 64,000 | $ 140,000 |
| Winnebago County Illinois | 1 | $ 61,000 | $ 61,000 | $ 116,000 |
| Hamilton County Indiana | 1 | $ 50,000 | $ 50,000 | $ 129,000 |
| Huntington County Indiana | 1 | $ 32,000 | $ 32,000 | $ 85,000 |
| Lawrence County Indiana | 1 | $ 48,000 | $ 48,000 | $ 99,000 |
| Marion County Indiana | 1 | $ 83,000 | $ 83,000 | $ 140,000 |
| Monroe County Indiana | 1 | $ 19,000 | $ 19,000 | $ 44,000 |
| Ingham County Michigan | 1 | $ 53,000 | $ 53,000 | $ 300,000 |
| Forest County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 70,000 |
| Iowa County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 52,000 |
| Iron County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Kewaunee County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Portage County Wisconsin | 1 | $ 32,000 | $ 32,000 | $ 61,000 |
| Shawano County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 58,000 |
| St. Croix County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Waupaca County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Baytree Lending in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 297 | $14,192,000 | $47,000 | $321,000 | $90,000 | $333,000 |
| Home Purchase | 106 | $5,552,000 | $52,000 | $207,000 | $123,000 | $400,000 |
| Home Improvement | 5 | $448,000 | $89,000 | $300,000 | $68,000 | $89,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 349 | $17,377,000 | $49,000 | $321,000 | $98,000 | $400,000 |
| Asian | 16 | $651,000 | $40,000 | $105,000 | $103,000 | $144,000 |
| Hispanic | 15 | $959,000 | $63,000 | $199,000 | $96,000 | $174,000 |
| Black or African American | 13 | $690,000 | $53,000 | $147,000 | $96,000 | $250,000 |
| Not Provided | 13 | $456,000 | $35,000 | $78,000 | $105,000 | $258,000 |
| American Indian or Alaskan Native | 1 | $28,000 | $28,000 | $28,000 | $51,000 | $51,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $31,000 | $31,000 | $31,000 | $95,000 | $95,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 406 | $19,765,000 | $48,000 | $321,000 | $99,000 | $400,000 |
| FHA-insured (Federal Housing Administration) | 2 | $427,000 | $213,000 | $228,000 | $67,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 246 | $11,720,000 | $47,000 | $300,000 | $97,000 | $363,000 |
| Loan Originated | 141 | $7,240,000 | $51,000 | $321,000 | $103,000 | $400,000 |
| Application Withdrawn By Applicant | 18 | $1,035,000 | $57,000 | $195,000 | $78,000 | $138,000 |
| Application Approved But Not Accepted | 3 | $197,000 | $65,000 | $115,000 | $112,000 | $138,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 102 | $4,789,000 | $46,000 | $300,000 | $104,000 | $363,000 |
| Collateral | 41 | $2,008,000 | $48,000 | $201,000 | $99,000 | $324,000 |
| Debt-To-Income Ratio | 40 | $1,848,000 | $46,000 | $140,000 | $71,000 | $140,000 |
| Other | 32 | $2,154,000 | $67,000 | $147,000 | $122,000 | $250,000 |
| Credit History | 27 | $812,000 | $30,000 | $70,000 | $77,000 | $178,000 |
| Employment History | 4 | $109,000 | $27,000 | $35,000 | $90,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baytree Lending's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baytree Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.