Beacon Federal
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Beacon Federal.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Beacon Federal Po Box 186, 6611 Manlius Center Road East Syracuse, NY 13057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 1,400 |
| Total Mortgage Loan Application Amount | $139,161,000 |
| Average Mortgage Loan Application Amount | $111,666 |
| Highest Mortgage Loan Application Amount | $5,703,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $622,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Onondaga County New York | 643 | $ 60,006,000 | $ 93,000 | $ 85,000 |
| Oneida County New York | 117 | $ 4,335,000 | $ 37,000 | $ 68,000 |
| Madison County New York | 102 | $ 7,548,000 | $ 74,000 | $ 81,000 |
| Oswego County New York | 75 | $ 3,778,000 | $ 50,000 | $ 79,000 |
| Smith County Texas | 56 | $ 3,843,000 | $ 68,000 | $ 79,000 |
| Monroe County New York | 55 | $ 7,878,000 | $ 143,000 | $ 106,000 |
| Warren County Tennessee | 54 | $ 2,411,000 | $ 44,000 | $ 50,000 |
| Cayuga County New York | 28 | $ 1,453,000 | $ 51,000 | $ 80,000 |
| Williamson County Tennessee | 22 | $ 8,342,000 | $ 379,000 | $ 198,000 |
| Suffolk County Massachusetts | 20 | $ 8,546,000 | $ 427,000 | $ 16,000 |
| Davidson County Tennessee | 19 | $ 5,532,000 | $ 291,000 | $ 175,000 |
| Middlesex County Massachusetts | 18 | $ 4,086,000 | $ 227,000 | $ 127,000 |
| Herkimer County New York | 17 | $ 997,000 | $ 58,000 | $ 81,000 |
| Jefferson County New York | 17 | $ 803,000 | $ 47,000 | $ 123,000 |
| Rutherford County Tennessee | 15 | $ 1,318,000 | $ 87,000 | $ 68,000 |
| Essex County Massachusetts | 8 | $ 5,696,000 | $ 712,000 | $ 121,000 |
| Coffee County Tennessee | 8 | $ 467,000 | $ 58,000 | $ 56,000 |
| Ontario County New York | 7 | $ 1,118,000 | $ 159,000 | $ 106,000 |
| St. Lawrence County New York | 7 | $ 561,000 | $ 80,000 | $ 61,000 |
| Chenango County New York | 6 | $ 125,000 | $ 20,000 | $ 60,000 |
| Wayne County New York | 6 | $ 703,000 | $ 117,000 | $ 66,000 |
| Henderson County Texas | 6 | $ 238,000 | $ 39,000 | $ 70,000 |
| Seneca County New York | 5 | $ 22,000 | $ 4,000 | $ 81,000 |
| Cherokee County Texas | 5 | $ 628,000 | $ 125,000 | $ 85,000 |
| Cortland County New York | 4 | $ 200,000 | $ 50,000 | $ 82,000 |
| Tompkins County New York | 4 | $ 435,000 | $ 108,000 | $ 215,000 |
| Grundy County Tennessee | 4 | $ 103,000 | $ 25,000 | $ 30,000 |
| Van Buren County Tennessee | 4 | $ 313,000 | $ 78,000 | $ 50,000 |
| Livingston County New York | 3 | $ 586,000 | $ 195,000 | $ 117,000 |
| Steuben County New York | 3 | $ 586,000 | $ 195,000 | $ 157,000 |
| Wilson County Tennessee | 3 | $ 503,000 | $ 167,000 | $ 131,000 |
| Gregg County Texas | 3 | $ 135,000 | $ 45,000 | $ 64,000 |
| Rusk County Texas | 3 | $ 243,000 | $ 81,000 | $ 65,000 |
| Palm Beach County Florida | 2 | $ 444,000 | $ 222,000 | $ 348,000 |
| Worcester County Massachusetts | 2 | $ 250,000 | $ 125,000 | $ 104,000 |
| Erie County New York | 2 | $ 366,000 | $ 183,000 | $ 147,000 |
| Genesee County New York | 2 | $ 144,000 | $ 72,000 | $ 52,000 |
| Hamilton County New York | 2 | $ 80,000 | $ 40,000 | $ 92,000 |
| Lewis County New York | 2 | $ 55,000 | $ 27,000 | $ 53,000 |
| Otsego County New York | 2 | $ 12,000 | $ 6,000 | $ 54,000 |
| Cannon County Tennessee | 2 | $ 8,000 | $ 4,000 | $ 28,000 |
| DeKalb County Tennessee | 2 | $ 83,000 | $ 41,000 | $ 57,000 |
| Franklin County Tennessee | 2 | $ 147,000 | $ 73,000 | $ 43,000 |
| Putnam County Tennessee | 2 | $ 364,000 | $ 182,000 | $ 91,000 |
| Anderson County Texas | 2 | $ 11,000 | $ 5,000 | $ 66,000 |
| Harris County Texas | 2 | $ 18,000 | $ 9,000 | $ 60,000 |
| Flagler County Florida | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Hernando County Florida | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Orange County Florida | 1 | $ 23,000 | $ 23,000 | $ 102,000 |
| Jackson County Georgia | 1 | $ 8,000 | $ 8,000 | $ 138,000 |
| Madison County Georgia | 1 | $ 1,000 | $ 1,000 | $ 58,000 |
| Piscataquis County Maine | 1 | $ 13,000 | $ 13,000 | $ 62,000 |
| Barnstable County Massachusetts | 1 | $ 412,000 | $ 412,000 | $ 168,000 |
| Franklin County Massachusetts | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 7,000 | $ 7,000 | $ 30,000 |
| Tippah County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Rockingham County New Hampshire | 1 | $ 134,000 | $ 134,000 | $ 158,000 |
| Broome County New York | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| Cattaraugus County New York | 1 | $ 121,000 | $ 121,000 | $ 136,000 |
| Suffolk County New York | 1 | $ 273,000 | $ 273,000 | $ 400,000 |
| Bucks County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 139,000 |
| Bledsoe County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 104,000 |
| Cheatham County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Hardeman County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 55,000 |
| Moore County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 75,000 |
| Robertson County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Sumner County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 69,000 |
| White County Tennessee | 1 | $ 11,000 | $ 11,000 | $ 80,000 |
| Dallas County Texas | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| Morris County Texas | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| Wood County Texas | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Summit County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Beacon Federal in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 622 | $100,259,000 | $161,000 | $5,703,000 | $95,000 | $622,000 |
| Home Improvement | 584 | $7,289,000 | $12,000 | $140,000 | $65,000 | $540,000 |
| Home Purchase | 194 | $31,613,000 | $162,000 | $1,300,000 | $112,000 | $598,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,153 | $105,340,000 | $91,000 | $1,040,000 | $91,000 | $622,000 |
| Not Provided | 122 | $3,665,000 | $30,000 | $412,000 | $65,000 | $227,000 |
| Black or African American | 44 | $2,232,000 | $50,000 | $300,000 | $55,000 | $162,000 |
| Not applicable | 38 | $23,841,000 | $627,000 | $5,703,000 | $0 | $0 |
| Hispanic | 24 | $1,272,000 | $53,000 | $240,000 | $58,000 | $117,000 |
| Asian | 14 | $2,277,000 | $162,000 | $524,000 | $147,000 | $325,000 |
| American Indian or Alaskan Native | 4 | $286,000 | $71,000 | $140,000 | $101,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $248,000 | $248,000 | $248,000 | $135,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,400 | $139,161,000 | $99,000 | $5,703,000 | $85,000 | $622,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 857 | $103,071,000 | $120,000 | $5,703,000 | $91,000 | $622,000 |
| Application Denied By Financial Institution | 333 | $16,205,000 | $48,000 | $1,020,000 | $62,000 | $254,000 |
| Application Withdrawn By Applicant | 92 | $6,767,000 | $73,000 | $405,000 | $87,000 | $540,000 |
| Loan Purchased By The Institution | 67 | $9,883,000 | $147,000 | $417,000 | $116,000 | $598,000 |
| Application Approved But Not Accepted | 39 | $2,716,000 | $69,000 | $1,000,000 | $87,000 | $478,000 |
| File Closed For Incompleteness | 11 | $476,000 | $43,000 | $132,000 | $66,000 | $153,000 |
| Preapproval Denied by Financial Institution | 1 | $43,000 | $43,000 | $43,000 | $43,000 | $43,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 151 | $4,951,000 | $32,000 | $402,000 | $62,000 | $254,000 |
| Debt-To-Income Ratio | 85 | $5,111,000 | $60,000 | $1,020,000 | $58,000 | $216,000 |
| Credit History | 58 | $1,537,000 | $26,000 | $294,000 | $53,000 | $122,000 |
| Collateral | 29 | $3,461,000 | $119,000 | $225,000 | $89,000 | $167,000 |
| Credit Application Incomplete | 6 | $863,000 | $143,000 | $247,000 | $87,000 | $110,000 |
| Employment History | 2 | $194,000 | $97,000 | $126,000 | $44,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $129,000 | $64,000 | $83,000 | $22,000 | $45,000 |
| Unverifiable Information | 1 | $2,000 | $2,000 | $2,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.