Bear State Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Bear State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Bear State Bank 5315 Highland Drive Little Rock, AR 72223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 |
| Total Number of Mortgage Applications | 1,665 |
| Total Mortgage Loan Application Amount | $274,909,000 |
| Average Mortgage Loan Application Amount | $147,333 |
| Highest Mortgage Loan Application Amount | $8,250,000 |
| Average Applicant Income | $71,666 |
| Highest Applicant Income | $2,345,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Benton County Arkansas | 428 | $ 85,290,000 | $ 199,000 | $ 97,000 |
| Washington County Arkansas | 117 | $ 20,299,000 | $ 173,000 | $ 69,000 |
| Greene County Missouri | 110 | $ 15,202,000 | $ 138,000 | $ 64,000 |
| Craighead County Arkansas | 99 | $ 22,465,000 | $ 226,000 | $ 57,000 |
| Webster County Missouri | 61 | $ 5,516,000 | $ 90,000 | $ 56,000 |
| Montgomery County Arkansas | 60 | $ 4,765,000 | $ 79,000 | $ 61,000 |
| Garland County Arkansas | 59 | $ 9,955,000 | $ 168,000 | $ 96,000 |
| Baxter County Arkansas | 54 | $ 5,795,000 | $ 107,000 | $ 61,000 |
| Polk County Arkansas | 47 | $ 5,722,000 | $ 121,000 | $ 63,000 |
| Boone County Arkansas | 46 | $ 4,374,000 | $ 95,000 | $ 35,000 |
| Faulkner County Arkansas | 45 | $ 11,610,000 | $ 258,000 | $ 60,000 |
| Pulaski County Arkansas | 43 | $ 10,316,000 | $ 239,000 | $ 146,000 |
| Christian County Missouri | 43 | $ 6,547,000 | $ 152,000 | $ 64,000 |
| Lonoke County Arkansas | 41 | $ 6,505,000 | $ 158,000 | $ 58,000 |
| Sevier County Arkansas | 33 | $ 2,442,000 | $ 74,000 | $ 42,000 |
| Pike County Arkansas | 32 | $ 2,569,000 | $ 80,000 | $ 61,000 |
| Stone County Missouri | 30 | $ 3,714,000 | $ 123,000 | $ 78,000 |
| Howard County Arkansas | 23 | $ 1,938,000 | $ 84,000 | $ 109,000 |
| Carroll County Arkansas | 22 | $ 3,104,000 | $ 141,000 | $ 66,000 |
| Marion County Arkansas | 21 | $ 2,200,000 | $ 104,000 | $ 69,000 |
| Saline County Arkansas | 16 | $ 2,650,000 | $ 165,000 | $ 120,000 |
| Mississippi County Arkansas | 14 | $ 958,000 | $ 68,000 | $ 37,000 |
| Barton County Missouri | 14 | $ 1,109,000 | $ 79,000 | $ 41,000 |
| Jasper County Missouri | 14 | $ 2,602,000 | $ 185,000 | $ 101,000 |
| Little River County Arkansas | 13 | $ 1,104,000 | $ 84,000 | $ 50,000 |
| Taney County Missouri | 13 | $ 2,460,000 | $ 189,000 | $ 67,000 |
| Scott County Arkansas | 12 | $ 1,067,000 | $ 88,000 | $ 27,000 |
| McCurtain County Oklahoma | 9 | $ 526,000 | $ 58,000 | $ 30,000 |
| Newton County Missouri | 8 | $ 819,000 | $ 102,000 | $ 129,000 |
| Clark County Arkansas | 7 | $ 293,000 | $ 41,000 | $ 59,000 |
| Miller County Arkansas | 7 | $ 926,000 | $ 132,000 | $ 72,000 |
| Newton County Arkansas | 7 | $ 692,000 | $ 98,000 | $ 46,000 |
| Poinsett County Arkansas | 6 | $ 551,000 | $ 91,000 | $ 50,000 |
| Lawrence County Missouri | 6 | $ 575,000 | $ 95,000 | $ 42,000 |
| Greene County Arkansas | 5 | $ 535,000 | $ 107,000 | $ 55,000 |
| Hot Spring County Arkansas | 4 | $ 681,000 | $ 170,000 | $ 113,000 |
| White County Arkansas | 4 | $ 654,000 | $ 163,000 | $ 68,000 |
| Dallas County Missouri | 4 | $ 319,000 | $ 79,000 | $ 80,000 |
| Laclede County Missouri | 4 | $ 518,000 | $ 129,000 | $ 62,000 |
| Bowie County Texas | 4 | $ 1,151,000 | $ 287,000 | $ 36,000 |
| Lawrence County Arkansas | 3 | $ 405,000 | $ 135,000 | $ 106,000 |
| Searcy County Arkansas | 3 | $ 653,000 | $ 217,000 | $ 132,000 |
| Douglas County Missouri | 3 | $ 290,000 | $ 96,000 | $ 146,000 |
| Ozark County Missouri | 3 | $ 326,000 | $ 108,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 3,833,000 | $ 1,916,000 | $ 0 |
| Jefferson County Arkansas | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Madison County Arkansas | 2 | $ 167,000 | $ 83,000 | $ 74,000 |
| Sebastian County Arkansas | 2 | $ 259,000 | $ 129,000 | $ 85,000 |
| St. Clair County Illinois | 2 | $ 453,000 | $ 226,000 | $ 54,000 |
| Crawford County Kansas | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Johnson County Kansas | 2 | $ 634,000 | $ 317,000 | $ 197,000 |
| Barry County Missouri | 2 | $ 169,000 | $ 84,000 | $ 39,000 |
| Dade County Missouri | 2 | $ 349,000 | $ 174,000 | $ 67,000 |
| Vernon County Missouri | 2 | $ 224,000 | $ 112,000 | $ 63,000 |
| Marion County Oregon | 2 | $ 834,000 | $ 417,000 | $ 57,000 |
| McLennan County Texas | 2 | $ 304,000 | $ 152,000 | $ 169,000 |
| Tarrant County Texas | 2 | $ 518,000 | $ 259,000 | $ 131,000 |
| Baldwin County Alabama | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 3,669,000 | $ 3,669,000 | $ 0 |
| Arkansas County Arkansas | 1 | $ 281,000 | $ 281,000 | $ 287,000 |
| Cleburne County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 311,000 |
| Crawford County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 92,000 |
| Cross County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Franklin County Arkansas | 1 | $ 296,000 | $ 296,000 | $ 161,000 |
| Fulton County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 43,000 |
| Grant County Arkansas | 1 | $ 178,000 | $ 178,000 | $ 944,000 |
| Hempstead County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 30,000 |
| Randolph County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 100,000 |
| Sharp County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Stone County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 102,000 |
| Union County Arkansas | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
| Van Buren County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 329,000 |
| Yell County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 53,000 |
| Glenn County California | 1 | $ 125,000 | $ 125,000 | $ 189,000 |
| San Bernardino County California | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Houston County Georgia | 1 | $ 360,000 | $ 360,000 | $ 105,000 |
| Monroe County Indiana | 1 | $ 237,000 | $ 237,000 | $ 405,000 |
| Neosho County Kansas | 1 | $ 1,900,000 | $ 1,900,000 | $ 1,551,000 |
| Riley County Kansas | 1 | $ 322,000 | $ 322,000 | $ 128,000 |
| Harrison County Mississippi | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 278,000 | $ 278,000 | $ 93,000 |
| Bollinger County Missouri | 1 | $ 80,000 | $ 80,000 | $ 207,000 |
| Camden County Missouri | 1 | $ 340,000 | $ 340,000 | $ 144,000 |
| Cedar County Missouri | 1 | $ 227,000 | $ 227,000 | $ 63,000 |
| Clay County Missouri | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Dunklin County Missouri | 1 | $ 94,000 | $ 94,000 | $ 42,000 |
| Jackson County Missouri | 1 | $ 1,000,000 | $ 1,000,000 | $ 300,000 |
| Miller County Missouri | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Polk County Missouri | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Texas County Missouri | 1 | $ 127,000 | $ 127,000 | $ 86,000 |
| Bernalillo County New Mexico | 1 | $ 276,000 | $ 276,000 | $ 107,000 |
| Adair County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 86,000 |
| Canadian County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 233,000 | $ 233,000 | $ 141,000 |
| Pushmataha County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Rogers County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 69,000 |
| Collin County Texas | 1 | $ 328,000 | $ 328,000 | $ 191,000 |
| Kaufman County Texas | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Val Verde County Texas | 1 | $ 260,000 | $ 260,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bear State Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,132 | $183,309,000 | $161,000 | $3,145,000 | $78,000 | $1,425,000 |
| Refinancing | 396 | $81,023,000 | $204,000 | $8,250,000 | $85,000 | $2,345,000 |
| Home Improvement | 137 | $10,577,000 | $77,000 | $455,000 | $52,000 | $877,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,338 | $203,864,000 | $152,000 | $1,900,000 | $84,000 | $2,345,000 |
| Hispanic | 96 | $10,193,000 | $106,000 | $350,000 | $40,000 | $172,000 |
| Not applicable | 75 | $32,185,000 | $429,000 | $8,250,000 | $2,000 | $108,000 |
| Not Provided | 70 | $13,832,000 | $197,000 | $1,781,000 | $81,000 | $358,000 |
| Asian | 43 | $8,056,000 | $187,000 | $370,000 | $91,000 | $215,000 |
| Black or African American | 24 | $4,832,000 | $201,000 | $510,000 | $85,000 | $525,000 |
| American Indian or Alaskan Native | 17 | $1,757,000 | $103,000 | $299,000 | $71,000 | $167,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $190,000 | $95,000 | $134,000 | $22,000 | $44,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,249 | $210,229,000 | $168,000 | $8,250,000 | $84,000 | $2,345,000 |
| FHA-insured (Federal Housing Administration) | 237 | $35,499,000 | $149,000 | $278,000 | $60,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 106 | $19,921,000 | $187,000 | $413,000 | $62,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 73 | $9,260,000 | $126,000 | $350,000 | $43,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,459 | $252,593,000 | $173,000 | $8,250,000 | $86,000 | $2,345,000 |
| Application Denied By Financial Institution | 113 | $10,469,000 | $92,000 | $1,200,000 | $19,000 | $146,000 |
| Application Withdrawn By Applicant | 69 | $9,293,000 | $134,000 | $565,000 | $0 | $0 |
| Application Approved But Not Accepted | 18 | $2,048,000 | $113,000 | $340,000 | $66,000 | $144,000 |
| File Closed For Incompleteness | 6 | $506,000 | $84,000 | $190,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 64 | $3,544,000 | $55,000 | $239,000 | $3,000 | $89,000 |
| Debt-To-Income Ratio | 30 | $4,163,000 | $138,000 | $853,000 | $62,000 | $146,000 |
| Collateral | 12 | $606,000 | $50,000 | $104,000 | $0 | $0 |
| Credit Application Incomplete | 2 | $599,000 | $299,000 | $417,000 | $0 | $0 |
| Unverifiable Information | 2 | $266,000 | $133,000 | $201,000 | $34,000 | $69,000 |
| Employment History | 2 | $91,000 | $45,000 | $46,000 | $0 | $0 |
| Other | 1 | $1,200,000 | $1,200,000 | $1,200,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.