Benchmark Lending Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Benchmark Lending Group, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Benchmark Lending Group, Inc. 120 Stony Point Road, Suite 210 Santa Rosa, CA 95401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,921 |
| Total Mortgage Loan Application Amount | $1,045,833,000 |
| Average Mortgage Loan Application Amount | $406,333 |
| Highest Mortgage Loan Application Amount | $2,280,000 |
| Average Applicant Income | $125,333 |
| Highest Applicant Income | $2,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Benchmark Lending Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Benchmark Lending Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Benchmark Lending Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Benchmark Lending Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Benchmark Lending Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Benchmark Lending Group, Inc.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 512 | $ 198,408,000 | $ 387,000 | $ 126,000 |
| Riverside County California | 231 | $ 71,444,000 | $ 309,000 | $ 101,000 |
| San Bernardino County California | 231 | $ 64,941,000 | $ 281,000 | $ 101,000 |
| Orange County California | 214 | $ 85,371,000 | $ 398,000 | $ 121,000 |
| Contra Costa County California | 168 | $ 66,833,000 | $ 397,000 | $ 113,000 |
| Alameda County California | 161 | $ 67,209,000 | $ 417,000 | $ 127,000 |
| King County Washington | 133 | $ 41,555,000 | $ 312,000 | $ 115,000 |
| Sonoma County California | 130 | $ 43,160,000 | $ 332,000 | $ 100,000 |
| Santa Clara County California | 122 | $ 54,767,000 | $ 448,000 | $ 124,000 |
| San Diego County California | 86 | $ 33,470,000 | $ 389,000 | $ 114,000 |
| San Joaquin County California | 81 | $ 23,375,000 | $ 288,000 | $ 104,000 |
| San Mateo County California | 76 | $ 39,872,000 | $ 524,000 | $ 130,000 |
| Pierce County Washington | 69 | $ 16,746,000 | $ 242,000 | $ 84,000 |
| Ventura County California | 64 | $ 26,803,000 | $ 418,000 | $ 140,000 |
| Snohomish County Washington | 61 | $ 17,397,000 | $ 285,000 | $ 99,000 |
| San Francisco County California | 50 | $ 22,743,000 | $ 454,000 | $ 194,000 |
| Solano County California | 48 | $ 16,936,000 | $ 352,000 | $ 121,000 |
| Marin County California | 38 | $ 19,211,000 | $ 505,000 | $ 185,000 |
| Sacramento County California | 34 | $ 9,556,000 | $ 281,000 | $ 92,000 |
| Stanislaus County California | 30 | $ 8,020,000 | $ 267,000 | $ 115,000 |
| Napa County California | 23 | $ 10,650,000 | $ 463,000 | $ 122,000 |
| Monterey County California | 20 | $ 8,893,000 | $ 444,000 | $ 146,000 |
| Maricopa County Arizona | 18 | $ 4,951,000 | $ 275,000 | $ 144,000 |
| Kern County California | 18 | $ 3,708,000 | $ 206,000 | $ 98,000 |
| Kitsap County Washington | 17 | $ 5,148,000 | $ 302,000 | $ 107,000 |
| Fresno County California | 12 | $ 3,464,000 | $ 288,000 | $ 94,000 |
| Placer County California | 12 | $ 3,143,000 | $ 261,000 | $ 98,000 |
| Santa Cruz County California | 12 | $ 6,054,000 | $ 504,000 | $ 240,000 |
| Nevada County California | 10 | $ 3,417,000 | $ 341,000 | $ 172,000 |
| Mohave County Arizona | 9 | $ 2,234,000 | $ 248,000 | $ 91,000 |
| Madera County California | 9 | $ 2,662,000 | $ 295,000 | $ 92,000 |
| Santa Barbara County California | 9 | $ 3,192,000 | $ 354,000 | $ 86,000 |
| Thurston County Washington | 9 | $ 2,072,000 | $ 230,000 | $ 80,000 |
| Calaveras County California | 8 | $ 2,560,000 | $ 320,000 | $ 79,000 |
| Merced County California | 8 | $ 2,414,000 | $ 301,000 | $ 98,000 |
| Tulare County California | 8 | $ 1,570,000 | $ 196,000 | $ 85,000 |
| Skagit County Washington | 8 | $ 1,950,000 | $ 243,000 | $ 64,000 |
| Mendocino County California | 7 | $ 4,041,000 | $ 577,000 | $ 163,000 |
| San Luis Obispo County California | 7 | $ 3,199,000 | $ 457,000 | $ 158,000 |
| Butte County California | 6 | $ 1,360,000 | $ 226,000 | $ 80,000 |
| Lake County California | 6 | $ 1,705,000 | $ 284,000 | $ 75,000 |
| Yolo County California | 6 | $ 1,482,000 | $ 247,000 | $ 94,000 |
| Pima County Arizona | 5 | $ 1,307,000 | $ 261,000 | $ 101,000 |
| El Dorado County California | 5 | $ 2,037,000 | $ 407,000 | $ 102,000 |
| Tuolumne County California | 5 | $ 2,573,000 | $ 514,000 | $ 131,000 |
| Cook County Illinois | 5 | $ 1,423,000 | $ 284,000 | $ 134,000 |
| San Benito County California | 4 | $ 1,740,000 | $ 435,000 | $ 106,000 |
| Shasta County California | 4 | $ 502,000 | $ 125,000 | $ 29,000 |
| Grays Harbor County Washington | 4 | $ 526,000 | $ 131,000 | $ 73,000 |
| Polk County Florida | 3 | $ 404,000 | $ 134,000 | $ 77,000 |
| Honolulu County Hawaii | 3 | $ 999,000 | $ 333,000 | $ 89,000 |
| Lewis County Washington | 3 | $ 748,000 | $ 249,000 | $ 69,000 |
| Yavapai County Arizona | 2 | $ 512,000 | $ 256,000 | $ 145,000 |
| Humboldt County California | 2 | $ 597,000 | $ 298,000 | $ 143,000 |
| Inyo County California | 2 | $ 670,000 | $ 335,000 | $ 50,000 |
| Kings County California | 2 | $ 320,000 | $ 160,000 | $ 47,000 |
| Plumas County California | 2 | $ 673,000 | $ 336,000 | $ 110,000 |
| Sutter County California | 2 | $ 340,000 | $ 170,000 | $ 70,000 |
| Brevard County Florida | 2 | $ 438,000 | $ 219,000 | $ 205,000 |
| Hillsborough County Florida | 2 | $ 585,000 | $ 292,000 | $ 129,000 |
| Miami-Dade County Florida | 2 | $ 393,000 | $ 196,000 | $ 278,000 |
| Hawaii County Hawaii | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Nye County Nevada | 2 | $ 285,000 | $ 142,000 | $ 12,000 |
| Lucas County Ohio | 2 | $ 484,000 | $ 242,000 | $ 133,000 |
| Lane County Oregon | 2 | $ 221,000 | $ 110,000 | $ 70,000 |
| Benton County Washington | 2 | $ 359,000 | $ 179,000 | $ 79,000 |
| Cowlitz County Washington | 2 | $ 354,000 | $ 177,000 | $ 118,000 |
| Island County Washington | 2 | $ 676,000 | $ 338,000 | $ 96,000 |
| Jefferson County Washington | 2 | $ 815,000 | $ 407,000 | $ 121,000 |
| Mason County Washington | 2 | $ 487,000 | $ 243,000 | $ 85,000 |
| Whatcom County Washington | 2 | $ 815,000 | $ 407,000 | $ 136,000 |
| Pinal County Arizona | 1 | $ 468,000 | $ 468,000 | $ 105,000 |
| Alpine County California | 1 | $ 387,000 | $ 387,000 | $ 199,000 |
| Amador County California | 1 | $ 391,000 | $ 391,000 | $ 76,000 |
| Colusa County California | 1 | $ 284,000 | $ 284,000 | $ 89,000 |
| Imperial County California | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Mariposa County California | 1 | $ 116,000 | $ 116,000 | $ 18,000 |
| Mono County California | 1 | $ 350,000 | $ 350,000 | $ 126,000 |
| Yuba County California | 1 | $ 273,000 | $ 273,000 | $ 72,000 |
| Teller County Colorado | 1 | $ 340,000 | $ 340,000 | $ 102,000 |
| Clay County Florida | 1 | $ 90,000 | $ 90,000 | $ 191,000 |
| Collier County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lee County Florida | 1 | $ 126,000 | $ 126,000 | $ 12,000 |
| Osceola County Florida | 1 | $ 125,000 | $ 125,000 | $ 183,000 |
| Pinellas County Florida | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| St. Lucie County Florida | 1 | $ 212,000 | $ 212,000 | $ 46,000 |
| Gwinnett County Georgia | 1 | $ 169,000 | $ 169,000 | $ 230,000 |
| Henry County Georgia | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Rockdale County Georgia | 1 | $ 1,500,000 | $ 1,500,000 | $ 691,000 |
| Kauai County Hawaii | 1 | $ 347,000 | $ 347,000 | $ 91,000 |
| Maui County Hawaii | 1 | $ 368,000 | $ 368,000 | $ 120,000 |
| Champaign County Illinois | 1 | $ 150,000 | $ 150,000 | $ 230,000 |
| Kane County Illinois | 1 | $ 380,000 | $ 380,000 | $ 12,000 |
| Shelby County Illinois | 1 | $ 320,000 | $ 320,000 | $ 66,000 |
| Grant County Indiana | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Marion County Indiana | 1 | $ 88,000 | $ 88,000 | $ 96,000 |
| Prince George's County Maryland | 1 | $ 495,000 | $ 495,000 | $ 124,000 |
| Worcester County Massachusetts | 1 | $ 308,000 | $ 308,000 | $ 62,000 |
| Humphreys County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Jackson County Missouri | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| St. Charles County Missouri | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Warren County Missouri | 1 | $ 203,000 | $ 203,000 | $ 2,000 |
| Webster County Missouri | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Clark County Nevada | 1 | $ 556,000 | $ 556,000 | $ 110,000 |
| Bronx County New York | 1 | $ 536,000 | $ 536,000 | $ 52,000 |
| Mecklenburg County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 147,000 |
| Cleveland County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 188,000 |
| Jackson County Oregon | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Washington County Oregon | 1 | $ 320,000 | $ 320,000 | $ 138,000 |
| Yamhill County Oregon | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Rutherford County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 188,000 |
| Cass County Texas | 1 | $ 73,000 | $ 73,000 | $ 160,000 |
| Ector County Texas | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Travis County Texas | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Williamson County Texas | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Salt Lake County Utah | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Utah County Utah | 1 | $ 145,000 | $ 145,000 | $ 13,000 |
| Weber County Utah | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
| Roanoke City County Virginia | 1 | $ 350,000 | $ 350,000 | $ 70,000 |
| Clark County Washington | 1 | $ 213,000 | $ 213,000 | $ 106,000 |
| Kittitas County Washington | 1 | $ 363,000 | $ 363,000 | $ 95,000 |
| San Juan County Washington | 1 | $ 590,000 | $ 590,000 | $ 561,000 |
| Yakima County Washington | 1 | $ 200,000 | $ 200,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Benchmark Lending Group, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,460 | $890,637,000 | $362,000 | $2,280,000 | $115,000 | $2,520,000 |
| Home Purchase | 458 | $153,629,000 | $335,000 | $2,280,000 | $126,000 | $1,134,000 |
| Home Improvement | 3 | $1,567,000 | $522,000 | $725,000 | $135,000 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,570 | $546,648,000 | $348,000 | $2,280,000 | $117,000 | $1,980,000 |
| Not Provided | 900 | $340,684,000 | $378,000 | $2,050,000 | $118,000 | $2,520,000 |
| Hispanic | 229 | $76,866,000 | $335,000 | $975,000 | $109,000 | $2,110,000 |
| Asian | 104 | $42,436,000 | $408,000 | $1,360,000 | $126,000 | $612,000 |
| Black or African American | 81 | $26,139,000 | $322,000 | $798,000 | $109,000 | $960,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $8,200,000 | $315,000 | $608,000 | $90,000 | $157,000 |
| American Indian or Alaskan Native | 11 | $4,860,000 | $441,000 | $722,000 | $209,000 | $384,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,890 | $1,034,776,000 | $358,000 | $2,280,000 | $117,000 | $2,520,000 |
| FHA-insured (Federal Housing Administration) | 31 | $11,057,000 | $356,000 | $798,000 | $97,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,561 | $574,727,000 | $368,000 | $2,280,000 | $123,000 | $2,520,000 |
| Loan Originated | 456 | $128,396,000 | $281,000 | $975,000 | $102,000 | $612,000 |
| Application Denied By Financial Institution | 441 | $174,747,000 | $396,000 | $1,200,000 | $99,000 | $499,000 |
| Application Approved But Not Accepted | 425 | $153,997,000 | $362,000 | $1,800,000 | $128,000 | $1,980,000 |
| File Closed For Incompleteness | 31 | $11,718,000 | $378,000 | $920,000 | $124,000 | $314,000 |
| Preapproval Denied by Financial Institution | 6 | $1,598,000 | $266,000 | $425,000 | $89,000 | $115,000 |
| Preapproval Approved but not Accepted | 1 | $650,000 | $650,000 | $650,000 | $150,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 20 | $8,305,000 | $415,000 | $1,096,000 | $120,000 | $323,000 |
| Debt-To-Income Ratio | 9 | $3,719,000 | $413,000 | $740,000 | $128,000 | $336,000 |
| Credit History | 6 | $2,232,000 | $372,000 | $650,000 | $78,000 | $150,000 |
| Other | 2 | $389,000 | $194,000 | $351,000 | $84,000 | $105,000 |
| Unverifiable Information | 1 | $595,000 | $595,000 | $595,000 | $121,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $272,000 | $272,000 | $272,000 | $166,000 | $166,000 |
| Mortgage Insurance Denied | 1 | $405,000 | $405,000 | $405,000 | $138,000 | $138,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Lending Group, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Lending Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.