Benchmark Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Benchmark Lending Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Benchmark Lending Inc 105 S Wheeler, Ste 200 Plant City, FL 33563 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,106 |
| Total Mortgage Loan Application Amount | $130,753,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $420,000 |
| Average Applicant Income | $51,500 |
| Highest Applicant Income | $469,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Benchmark Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Benchmark Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Benchmark Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Benchmark Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Benchmark Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Benchmark Lending Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 190 | $ 22,604,000 | $ 118,000 | $ 47,000 |
| Leon County Florida | 174 | $ 20,764,000 | $ 119,000 | $ 47,000 |
| Jackson County Florida | 79 | $ 7,709,000 | $ 97,000 | $ 44,000 |
| Gadsden County Florida | 69 | $ 7,472,000 | $ 108,000 | $ 50,000 |
| Orange County Florida | 54 | $ 8,144,000 | $ 150,000 | $ 55,000 |
| Polk County Florida | 39 | $ 5,166,000 | $ 132,000 | $ 54,000 |
| Columbia County Florida | 37 | $ 3,854,000 | $ 104,000 | $ 46,000 |
| Osceola County Florida | 29 | $ 4,081,000 | $ 140,000 | $ 53,000 |
| Taylor County Florida | 29 | $ 2,877,000 | $ 99,000 | $ 47,000 |
| Bradford County Florida | 26 | $ 2,866,000 | $ 110,000 | $ 47,000 |
| Gulf County Florida | 26 | $ 2,764,000 | $ 106,000 | $ 44,000 |
| Wakulla County Florida | 26 | $ 3,311,000 | $ 127,000 | $ 46,000 |
| Washington County Florida | 26 | $ 2,653,000 | $ 102,000 | $ 45,000 |
| Escambia County Florida | 24 | $ 2,622,000 | $ 109,000 | $ 46,000 |
| Okaloosa County Florida | 22 | $ 2,704,000 | $ 122,000 | $ 54,000 |
| Hillsborough County Florida | 20 | $ 3,371,000 | $ 168,000 | $ 56,000 |
| Calhoun County Florida | 17 | $ 1,758,000 | $ 103,000 | $ 43,000 |
| Citrus County Florida | 15 | $ 1,896,000 | $ 126,000 | $ 51,000 |
| Franklin County Florida | 15 | $ 1,944,000 | $ 129,000 | $ 50,000 |
| Holmes County Florida | 15 | $ 1,567,000 | $ 104,000 | $ 51,000 |
| Liberty County Florida | 14 | $ 1,421,000 | $ 101,000 | $ 52,000 |
| Suwannee County Florida | 13 | $ 1,395,000 | $ 107,000 | $ 43,000 |
| Jefferson County Florida | 12 | $ 1,293,000 | $ 107,000 | $ 53,000 |
| Walton County Florida | 12 | $ 1,610,000 | $ 134,000 | $ 51,000 |
| Alachua County Florida | 11 | $ 1,177,000 | $ 107,000 | $ 55,000 |
| Duval County Florida | 10 | $ 1,256,000 | $ 125,000 | $ 51,000 |
| Madison County Florida | 8 | $ 728,000 | $ 91,000 | $ 42,000 |
| Marion County Florida | 8 | $ 900,000 | $ 112,000 | $ 55,000 |
| Putnam County Florida | 8 | $ 895,000 | $ 111,000 | $ 45,000 |
| Santa Rosa County Florida | 8 | $ 971,000 | $ 121,000 | $ 61,000 |
| Brevard County Florida | 6 | $ 845,000 | $ 140,000 | $ 54,000 |
| Levy County Florida | 6 | $ 742,000 | $ 123,000 | $ 57,000 |
| Clay County Florida | 5 | $ 866,000 | $ 173,000 | $ 60,000 |
| Highlands County Florida | 5 | $ 511,000 | $ 102,000 | $ 36,000 |
| Nassau County Florida | 5 | $ 709,000 | $ 141,000 | $ 60,000 |
| Union County Florida | 5 | $ 484,000 | $ 96,000 | $ 49,000 |
| Baker County Florida | 4 | $ 492,000 | $ 123,000 | $ 48,000 |
| Dixie County Florida | 4 | $ 343,000 | $ 85,000 | $ 36,000 |
| Gilchrist County Florida | 4 | $ 420,000 | $ 105,000 | $ 43,000 |
| St. Johns County Florida | 4 | $ 560,000 | $ 140,000 | $ 51,000 |
| Lake County Florida | 3 | $ 458,000 | $ 152,000 | $ 51,000 |
| Seminole County Florida | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| Volusia County Florida | 3 | $ 398,000 | $ 132,000 | $ 61,000 |
| Hernando County Florida | 2 | $ 363,000 | $ 181,000 | $ 54,000 |
| Pasco County Florida | 2 | $ 279,000 | $ 139,000 | $ 41,000 |
| Broward County Florida | 1 | $ 49,000 | $ 49,000 | $ 31,000 |
| Flagler County Florida | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Hamilton County Florida | 1 | $ 131,000 | $ 131,000 | $ 61,000 |
| Lafayette County Florida | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Lee County Florida | 1 | $ 148,000 | $ 148,000 | $ 40,000 |
| Monroe County Florida | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Palm Beach County Florida | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Pinellas County Florida | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Sumter County Florida | 1 | $ 173,000 | $ 173,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Benchmark Lending Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,079 | $126,617,000 | $117,000 | $255,000 | $48,000 | $469,000 |
| Refinancing | 27 | $4,136,000 | $153,000 | $420,000 | $55,000 | $117,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 512 | $60,389,000 | $117,000 | $420,000 | $48,000 | $469,000 |
| White | 444 | $53,835,000 | $121,000 | $248,000 | $50,000 | $137,000 |
| Black or African American | 121 | $12,836,000 | $106,000 | $163,000 | $43,000 | $85,000 |
| Hispanic | 26 | $3,323,000 | $127,000 | $185,000 | $49,000 | $90,000 |
| American Indian or Alaskan Native | 2 | $203,000 | $101,000 | $104,000 | $38,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $167,000 | $167,000 | $167,000 | $52,000 | $52,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,074 | $126,606,000 | $117,000 | $255,000 | $48,000 | $469,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30 | $3,939,000 | $131,000 | $420,000 | $47,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $86,000 | $86,000 | $86,000 | $30,000 | $30,000 |
| VA-guaranteed (Veterans Administration) | 1 | $122,000 | $122,000 | $122,000 | $35,000 | $35,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 651 | $76,844,000 | $118,000 | $420,000 | $48,000 | $469,000 |
| Loan Originated | 379 | $45,216,000 | $119,000 | $248,000 | $50,000 | $135,000 |
| Application Denied By Financial Institution | 62 | $7,297,000 | $117,000 | $187,000 | $48,000 | $94,000 |
| File Closed For Incompleteness | 9 | $919,000 | $102,000 | $165,000 | $39,000 | $78,000 |
| Application Approved But Not Accepted | 5 | $477,000 | $95,000 | $128,000 | $46,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 19 | $2,209,000 | $116,000 | $167,000 | $46,000 | $67,000 |
| Credit History | 18 | $1,911,000 | $106,000 | $140,000 | $46,000 | $94,000 |
| Employment History | 9 | $1,133,000 | $125,000 | $187,000 | $46,000 | $64,000 |
| Debt-To-Income Ratio | 7 | $819,000 | $117,000 | $182,000 | $49,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $846,000 | $141,000 | $178,000 | $56,000 | $82,000 |
| Unverifiable Information | 2 | $277,000 | $138,000 | $160,000 | $57,000 | $70,000 |
| Credit Application Incomplete | 1 | $102,000 | $102,000 | $102,000 | $42,000 | $42,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Lending Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.