Beneficial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Beneficial Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Beneficial Bank 1818 Market Street Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,381 |
| Total Mortgage Loan Application Amount | $578,681,000 |
| Average Mortgage Loan Application Amount | $151,333 |
| Highest Mortgage Loan Application Amount | $9,600,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $4,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Beneficial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Beneficial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Beneficial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Beneficial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Beneficial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Beneficial Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 804 | $ 118,533,000 | $ 147,000 | $ 71,000 |
| Burlington County New Jersey | 621 | $ 78,978,000 | $ 127,000 | $ 120,000 |
| Montgomery County Pennsylvania | 312 | $ 70,974,000 | $ 227,000 | $ 173,000 |
| Delaware County Pennsylvania | 277 | $ 41,022,000 | $ 148,000 | $ 130,000 |
| Bucks County Pennsylvania | 217 | $ 42,211,000 | $ 194,000 | $ 124,000 |
| Gloucester County New Jersey | 171 | $ 19,955,000 | $ 116,000 | $ 88,000 |
| Camden County New Jersey | 126 | $ 15,615,000 | $ 123,000 | $ 91,000 |
| Chester County Pennsylvania | 110 | $ 27,593,000 | $ 250,000 | $ 166,000 |
| Cape May County New Jersey | 76 | $ 17,389,000 | $ 228,000 | $ 193,000 |
| Atlantic County New Jersey | 24 | $ 7,067,000 | $ 294,000 | $ 200,000 |
| Mercer County New Jersey | 17 | $ 2,835,000 | $ 166,000 | $ 119,000 |
| Ocean County New Jersey | 14 | $ 4,744,000 | $ 338,000 | $ 205,000 |
| Salem County New Jersey | 11 | $ 1,030,000 | $ 93,000 | $ 70,000 |
| Lehigh County Pennsylvania | 9 | $ 2,041,000 | $ 226,000 | $ 151,000 |
| Cumberland County New Jersey | 8 | $ 1,864,000 | $ 233,000 | $ 76,000 |
| Fairfield County Connecticut | 7 | $ 7,158,000 | $ 1,022,000 | $ 486,000 |
| Berks County Pennsylvania | 7 | $ 1,461,000 | $ 208,000 | $ 102,000 |
| Monmouth County New Jersey | 6 | $ 1,430,000 | $ 238,000 | $ 174,000 |
| Lancaster County Pennsylvania | 5 | $ 1,897,000 | $ 379,000 | $ 370,000 |
| Northampton County Pennsylvania | 4 | $ 393,000 | $ 98,000 | $ 102,000 |
| Fairfax County Virginia | 4 | $ 4,333,000 | $ 1,083,000 | $ 814,000 |
| New Castle County Delaware | 3 | $ 1,416,000 | $ 472,000 | $ 278,000 |
| Howard County Maryland | 2 | $ 844,000 | $ 422,000 | $ 349,000 |
| Montgomery County Maryland | 2 | $ 1,022,000 | $ 511,000 | $ 427,000 |
| Bergen County New Jersey | 2 | $ 1,969,000 | $ 984,000 | $ 819,000 |
| Essex County New Jersey | 2 | $ 947,000 | $ 473,000 | $ 196,000 |
| Hunterdon County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 175,000 |
| Middlesex County New Jersey | 2 | $ 266,000 | $ 133,000 | $ 106,000 |
| Morris County New Jersey | 2 | $ 782,000 | $ 391,000 | $ 179,000 |
| Allegheny County Pennsylvania | 2 | $ 11,000 | $ 5,000 | $ 78,000 |
| Dauphin County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 112,000 |
| Westmoreland County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 63,000 |
| York County Pennsylvania | 2 | $ 352,000 | $ 176,000 | $ 95,000 |
| Sussex County Delaware | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,297,000 | $ 1,297,000 | $ 328,000 |
| Miami-Dade County Florida | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Pasco County Florida | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| Brantley County Georgia | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Harrison County Indiana | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Ripley County Indiana | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Rapides County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Baltimore County Maryland | 1 | $ 1,400,000 | $ 1,400,000 | $ 4,200,000 |
| Harford County Maryland | 1 | $ 460,000 | $ 460,000 | $ 146,000 |
| Talbot County Maryland | 1 | $ 1,047,000 | $ 1,047,000 | $ 591,000 |
| Berkshire County Massachusetts | 1 | $ 6,000 | $ 6,000 | $ 48,000 |
| Middlesex County Massachusetts | 1 | $ 1,483,000 | $ 1,483,000 | $ 450,000 |
| Norfolk County Massachusetts | 1 | $ 1,271,000 | $ 1,271,000 | $ 390,000 |
| Antelope County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Somerset County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 164,000 |
| Union County New Jersey | 1 | $ 972,000 | $ 972,000 | $ 780,000 |
| Cayuga County New York | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| St. Lawrence County New York | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Cuyahoga County Ohio | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Adams County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Armstrong County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 22,000 |
| Blair County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Centre County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 180,000 |
| Cumberland County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 38,000 |
| Schuylkill County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 116,000 |
| Union County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Washington County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 143,000 |
| Bristol County Rhode Island | 1 | $ 256,000 | $ 256,000 | $ 129,000 |
| Richland County South Carolina | 1 | $ 1,019,000 | $ 1,019,000 | $ 550,000 |
| Collin County Texas | 1 | $ 5,000 | $ 5,000 | $ 99,000 |
| Montgomery County Texas | 1 | $ 70,000 | $ 70,000 | $ 73,000 |
| Tarrant County Texas | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Arlington County Virginia | 1 | $ 608,000 | $ 608,000 | $ 360,000 |
| Lynchburg County Virginia | 1 | $ 10,000 | $ 10,000 | $ 10,000 |
| Newport News County Virginia | 1 | $ 6,000 | $ 6,000 | $ 46,000 |
| Richmond City County Virginia | 1 | $ 1,005,000 | $ 1,005,000 | $ 504,000 |
Mortgage Loan Application Detail Totals for Beneficial Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,828 | $339,292,000 | $185,000 | $2,500,000 | $123,000 | $2,452,000 |
| Home Purchase | 929 | $216,005,000 | $232,000 | $9,600,000 | $118,000 | $4,200,000 |
| Home Improvement | 624 | $23,384,000 | $37,000 | $950,000 | $83,000 | $2,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,305 | $387,156,000 | $167,000 | $3,080,000 | $120,000 | $3,800,000 |
| Not Provided | 442 | $76,926,000 | $174,000 | $1,400,000 | $148,000 | $4,200,000 |
| Black or African American | 249 | $19,853,000 | $79,000 | $550,000 | $58,000 | $451,000 |
| Asian | 132 | $23,610,000 | $178,000 | $960,000 | $89,000 | $450,000 |
| Hispanic | 130 | $9,638,000 | $74,000 | $599,000 | $63,000 | $960,000 |
| Not applicable | 99 | $59,326,000 | $599,000 | $9,600,000 | $85,000 | $1,251,000 |
| American Indian or Alaskan Native | 13 | $1,200,000 | $92,000 | $303,000 | $53,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $972,000 | $88,000 | $296,000 | $55,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,381 | $578,681,000 | $171,000 | $9,600,000 | $114,000 | $4,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,641 | $277,282,000 | $168,000 | $9,600,000 | $119,000 | $3,800,000 |
| Application Denied By Financial Institution | 725 | $92,069,000 | $126,000 | $1,000,000 | $82,000 | $1,134,000 |
| Preapproval Approved but not Accepted | 263 | $55,335,000 | $210,000 | $960,000 | $94,000 | $993,000 |
| Application Withdrawn By Applicant | 251 | $40,022,000 | $159,000 | $1,566,000 | $139,000 | $2,400,000 |
| Preapproval Denied by Financial Institution | 226 | $33,819,000 | $149,000 | $440,000 | $61,000 | $275,000 |
| Loan Purchased By The Institution | 218 | $68,450,000 | $313,000 | $2,000,000 | $218,000 | $4,200,000 |
| File Closed For Incompleteness | 32 | $8,032,000 | $251,000 | $555,000 | $136,000 | $270,000 |
| Application Approved But Not Accepted | 25 | $3,672,000 | $146,000 | $1,000,000 | $197,000 | $2,452,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 255 | $39,695,000 | $155,000 | $675,000 | $53,000 | $253,000 |
| Credit History | 229 | $19,306,000 | $84,000 | $550,000 | $59,000 | $451,000 |
| Credit Application Incomplete | 150 | $33,122,000 | $220,000 | $1,000,000 | $134,000 | $673,000 |
| Other | 146 | $14,651,000 | $100,000 | $710,000 | $69,000 | $349,000 |
| Collateral | 120 | $10,926,000 | $91,000 | $356,000 | $103,000 | $1,134,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,459,000 | $172,000 | $380,000 | $73,000 | $207,000 |
| Employment History | 15 | $2,196,000 | $146,000 | $440,000 | $81,000 | $275,000 |
| Mortgage Insurance Denied | 9 | $1,377,000 | $153,000 | $300,000 | $82,000 | $156,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beneficial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.