Berkeley Point Capital Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Berkeley Point Capital Llc 1 Beacon Street, 14Th Floor Wilmington, DE 02171 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 238 |
| Total Mortgage Loan Application Amount | $5,829,695,000 |
| Average Mortgage Loan Application Amount | $24,389,500 |
| Highest Mortgage Loan Application Amount | $88,485,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Berkeley Point Capital Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Berkeley Point Capital Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Berkeley Point Capital Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Berkeley Point Capital Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Berkeley Point Capital Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Berkeley Point Capital Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 9 | $ 174,315,000 | $ 19,368,000 | $ 0 |
| Alameda County California | 8 | $ 103,675,000 | $ 14,810,000 | $ 0 |
| Harris County Texas | 8 | $ 140,180,000 | $ 17,522,000 | $ 0 |
| Pima County Arizona | 5 | $ 17,875,000 | $ 3,575,000 | $ 0 |
| Los Angeles County California | 5 | $ 124,175,000 | $ 24,835,000 | $ 0 |
| Jefferson County Alabama | 4 | $ 77,340,000 | $ 19,335,000 | $ 0 |
| Sacramento County California | 4 | $ 36,800,000 | $ 9,200,000 | $ 0 |
| San Bernardino County California | 4 | $ 74,050,000 | $ 18,512,000 | $ 0 |
| Jefferson County Colorado | 4 | $ 149,520,000 | $ 37,380,000 | $ 0 |
| Volusia County Florida | 4 | $ 78,730,000 | $ 19,682,000 | $ 0 |
| Fulton County Georgia | 4 | $ 115,910,000 | $ 28,977,000 | $ 0 |
| Anne Arundel County Maryland | 4 | $ 41,170,000 | $ 10,292,000 | $ 0 |
| Collin County Texas | 4 | $ 121,840,000 | $ 30,460,000 | $ 0 |
| Benton County Arkansas | 3 | $ 135,705,000 | $ 45,235,000 | $ 0 |
| San Diego County California | 3 | $ 63,495,000 | $ 21,165,000 | $ 0 |
| Duval County Florida | 3 | $ 169,005,000 | $ 56,335,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 14,100,000 | $ 7,050,000 | $ 0 |
| Orange County Florida | 3 | $ 21,385,000 | $ 7,128,000 | $ 0 |
| Pinellas County Florida | 3 | $ 96,935,000 | $ 32,311,000 | $ 0 |
| Gwinnett County Georgia | 3 | $ 131,055,000 | $ 43,685,000 | $ 0 |
| Marion County Indiana | 3 | $ 79,115,000 | $ 26,371,000 | $ 0 |
| Berrien County Michigan | 3 | $ 16,375,000 | $ 5,458,000 | $ 0 |
| Jackson County Missouri | 3 | $ 51,520,000 | $ 25,760,000 | $ 0 |
| St. Charles County Missouri | 3 | $ 49,325,000 | $ 16,441,000 | $ 0 |
| Monroe County New York | 3 | $ 49,465,000 | $ 16,488,000 | $ 0 |
| Orange County North Carolina | 3 | $ 66,205,000 | $ 22,068,000 | $ 0 |
| Franklin County Ohio | 3 | $ 59,955,000 | $ 19,985,000 | $ 0 |
| Oklahoma County Oklahoma | 3 | $ 92,025,000 | $ 30,675,000 | $ 0 |
| Payne County Oklahoma | 3 | $ 14,785,000 | $ 4,928,000 | $ 0 |
| Dallas County Texas | 3 | $ 52,865,000 | $ 17,621,000 | $ 0 |
| Travis County Texas | 3 | $ 112,845,000 | $ 37,615,000 | $ 0 |
| Loudoun County Virginia | 3 | $ 111,515,000 | $ 37,171,000 | $ 0 |
| King County Washington | 3 | $ 144,145,000 | $ 48,048,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 44,940,000 | $ 22,470,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 160,010,000 | $ 80,005,000 | $ 0 |
| Broward County Florida | 2 | $ 107,830,000 | $ 53,915,000 | $ 0 |
| Sarasota County Florida | 2 | $ 92,520,000 | $ 46,260,000 | $ 0 |
| Chatham County Georgia | 2 | $ 22,080,000 | $ 11,040,000 | $ 0 |
| Henry County Georgia | 2 | $ 48,750,000 | $ 24,375,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 24,145,000 | $ 24,145,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 61,800,000 | $ 30,900,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 110,660,000 | $ 55,330,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 16,680,000 | $ 8,340,000 | $ 0 |
| Clark County Nevada | 2 | $ 40,230,000 | $ 20,115,000 | $ 0 |
| Kings County New York | 2 | $ 63,710,000 | $ 31,855,000 | $ 0 |
| Nassau County New York | 2 | $ 104,210,000 | $ 52,105,000 | $ 0 |
| Durham County North Carolina | 2 | $ 86,760,000 | $ 43,380,000 | $ 0 |
| Wake County North Carolina | 2 | $ 46,820,000 | $ 23,410,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 35,050,000 | $ 17,525,000 | $ 0 |
| Washington County Oregon | 2 | $ 37,690,000 | $ 18,845,000 | $ 0 |
| Rutherford County Tennessee | 2 | $ 62,190,000 | $ 31,095,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 95,190,000 | $ 47,595,000 | $ 0 |
| Bell County Texas | 2 | $ 22,590,000 | $ 11,295,000 | $ 0 |
| Denton County Texas | 2 | $ 58,750,000 | $ 29,375,000 | $ 0 |
| Randall County Texas | 2 | $ 46,130,000 | $ 23,065,000 | $ 0 |
| Washington County Arkansas | 1 | $ 22,855,000 | $ 22,855,000 | $ 0 |
| Fresno County California | 1 | $ 8,175,000 | $ 8,175,000 | $ 0 |
| Santa Barbara County California | 1 | $ 9,105,000 | $ 9,105,000 | $ 0 |
| Solano County California | 1 | $ 73,745,000 | $ 73,745,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 34,335,000 | $ 34,335,000 | $ 0 |
| El Paso County Colorado | 1 | $ 14,095,000 | $ 14,095,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 3,275,000 | $ 3,275,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 24,675,000 | $ 24,675,000 | $ 0 |
| Alachua County Florida | 1 | $ 38,585,000 | $ 38,585,000 | $ 0 |
| Manatee County Florida | 1 | $ 45,625,000 | $ 45,625,000 | $ 0 |
| Marion County Florida | 1 | $ 2,055,000 | $ 2,055,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 10,845,000 | $ 10,845,000 | $ 0 |
| Cobb County Georgia | 1 | $ 0 | $ 0 | $ 0 |
| DeKalb County Georgia | 1 | $ 14,625,000 | $ 14,625,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 65,325,000 | $ 65,325,000 | $ 0 |
| Hall County Georgia | 1 | $ 59,215,000 | $ 59,215,000 | $ 0 |
| Champaign County Illinois | 1 | $ 15,595,000 | $ 15,595,000 | $ 0 |
| Madison County Illinois | 1 | $ 12,355,000 | $ 12,355,000 | $ 0 |
| McLean County Illinois | 1 | $ 8,755,000 | $ 8,755,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 7,085,000 | $ 7,085,000 | $ 0 |
| Lake County Indiana | 1 | $ 6,025,000 | $ 6,025,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 13,975,000 | $ 13,975,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 10,675,000 | $ 10,675,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 4,775,000 | $ 4,775,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 68,255,000 | $ 68,255,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 3,965,000 | $ 3,965,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 88,005,000 | $ 88,005,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 51,805,000 | $ 51,805,000 | $ 0 |
| Montcalm County Michigan | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 38,925,000 | $ 38,925,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 26,685,000 | $ 26,685,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 3,935,000 | $ 3,935,000 | $ 0 |
| Greene County Missouri | 1 | $ 26,005,000 | $ 26,005,000 | $ 0 |
| Webster County Missouri | 1 | $ 6,475,000 | $ 6,475,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 24,085,000 | $ 24,085,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 12,005,000 | $ 12,005,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 6,825,000 | $ 6,825,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 7,605,000 | $ 7,605,000 | $ 0 |
| Ontario County New York | 1 | $ 47,445,000 | $ 47,445,000 | $ 0 |
| Orange County New York | 1 | $ 15,305,000 | $ 15,305,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 43,545,000 | $ 43,545,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 16,805,000 | $ 16,805,000 | $ 0 |
| Warren County Ohio | 1 | $ 26,765,000 | $ 26,765,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 28,605,000 | $ 28,605,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 6,055,000 | $ 6,055,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 19,275,000 | $ 19,275,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 24,185,000 | $ 24,185,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 80,005,000 | $ 80,005,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 14,365,000 | $ 14,365,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 39,665,000 | $ 39,665,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 35,105,000 | $ 35,105,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 14,055,000 | $ 14,055,000 | $ 0 |
| Angelina County Texas | 1 | $ 11,605,000 | $ 11,605,000 | $ 0 |
| Bexar County Texas | 1 | $ 19,425,000 | $ 19,425,000 | $ 0 |
| Bowie County Texas | 1 | $ 21,795,000 | $ 21,795,000 | $ 0 |
| Erath County Texas | 1 | $ 44,435,000 | $ 44,435,000 | $ 0 |
| McLennan County Texas | 1 | $ 26,505,000 | $ 26,505,000 | $ 0 |
| Walker County Texas | 1 | $ 10,555,000 | $ 10,555,000 | $ 0 |
| Webb County Texas | 1 | $ 36,765,000 | $ 36,765,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 30,765,000 | $ 30,765,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 36,035,000 | $ 36,035,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 21,545,000 | $ 21,545,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 34,105,000 | $ 34,105,000 | $ 0 |
| Clark County Washington | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
| Pierce County Washington | 1 | $ 37,325,000 | $ 37,325,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 16,955,000 | $ 16,955,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 134 | $3,903,765,000 | $30,261,000 | $88,115,000 | $0 | $0 |
| Cash-out Refinancing | 104 | $1,925,930,000 | $18,518,000 | $88,485,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 238 | $5,829,695,000 | $25,020,000 | $88,485,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 238 | $5,829,695,000 | $25,020,000 | $88,485,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 217 | $5,204,240,000 | $24,548,000 | $88,485,000 | $0 | $0 |
| Application Withdrawn By Applicant | 21 | $625,455,000 | $29,783,000 | $81,025,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 238 | $5,829,695,000 | $25,020,000 | $88,485,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Berkeley Point Capital Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.